Credit Union of America Wichita KS | Affordable Vehicle Loans & Mortgages

Introduction

Welcome to Credit Union Of America, your trusted financial partner located at 5055 S Broadway Ave, Wichita, KS 67216. Since our establishment in 1935, we have been dedicated to serving our community and providing exceptional financial services tailored to meet the needs of our members. With a strong membership base of over 99,000 individuals, we pride ourselves on creating a welcoming environment where you can feel at home. At Credit Union Of America, we understand that managing your finances is an important part of your life. That's why we offer a wide range of services, including personal banking, auto loans, mortgage financing, and business banking solutions. With total assets exceeding $1.6 billion and total deposits amounting to $97,223,579, our commitment to financial stability allows us to support you in achieving your financial goals confidently. Our leadership team, headed by CEO Frank Shoffner and Board President Richard Gilstrap, is passionate about fostering a culture of trust and reliability within our credit union. We have a dedicated staff of 306 employees ready to assist you with personalized service and expert advice. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 5055 S Broadway, Wichita, KS 67216. If you have any questions or need assistance, don't hesitate to reach out at (316) 265-3272. Join us today and discover how Credit Union Of America can help you navigate your financial journey with ease. Explore more about our services by visiting our website or stop by our branch we're here to help!

Branch History & Mission

Join Us

With ATM availability and convenient drive-thru banking options, accessing your funds has never been easier. We're here to help you with everything from personal checking accounts to auto loans and business banking solutions. As we look ahead, we invite you to join the Credit Union of America family. Experience firsthand how we prioritize your financial well-being while making a meaningful impact in our community. Whether you're opening an account or seeking assistance with loans or other services, we are excited to welcome you! Visit us today or learn more about membership here. Let's build a brighter future together!

Mission Statement

At Credit Union of America, our mission is clear: to empower individuals and families by providing exceptional financial services while fostering community engagement. We believe in supporting not just your financial goals but also contributing positively to the neighborhoods we serve. This is why we actively participate in local events and initiatives, partnering with organizations that uplift our community. While members can visit us at 5055 S Broadway Ave for their banking needs, official correspondence should be sent to our mailing address at 5055 S Broadway, Wichita, KS 67216. Our dedicated team is available during lobby hours from Monday through Friday from 9 am to 5 pm and on Saturday from 9 am to 12 pm. For those who prefer drive-thru service, we're open weekdays from 7:30 am to 5 pm.

Our Journey

The story of Credit Union of America began over eight decades ago with a simple yet powerful mission: to provide accessible financial services to all. From our humble beginnings, we have evolved into a thriving credit union with nearly 100,000 members and total assets exceeding $1.6 billion. Our commitment to our members is reflected in the growth we've achieved together fostering trust and understanding every step of the way. Over the years, we have embraced innovations that make banking easier for our community. We are proud to offer modern conveniences like online banking, mobile payments, and e-statements while maintaining a personal touch that reflects our roots. We also ensure our facilities are ADA compliant so everyone can access our services comfortably.

Branch Location & Accessibility

Convenient Access and Parking

Finding us is a breeze! Our branch features ample parking, making it easy for you to pop in without any hassle. We take accessibility seriously, ensuring that everyone can visit us comfortably. Our location is ADA compliant, equipped with ramps and other features to assist all members of our community.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 316-265-3272. Our friendly staff is ready to help you with whatever you need. While members can visit us at 5055 S Broadway Ave, official correspondence should be sent to the same address: 5055 S Broadway, Wichita, KS 67216. We look forward to welcoming you into our branch soon!

Operating Hours Designed for You

We understand that life can get busy, which is why we offer flexible operating hours. You can visit our lobby Monday through Friday from 9 AM to 5 PM, and if you need to swing by earlier, our drive-thru service opens at 7:30 AM on weekdays. We also welcome you on Saturdays from 9 AM to 12 PM for both lobby and drive-thru services.

Services Tailored to Your Needs

At Credit Union Of America, we pride ourselves on offering a range of financial services tailored just for you. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards we've got you covered! Need cash? Our ATM is available right on-site for quick withdrawals and balance checks.

Member Eligibility

At Credit Union Of America, we believe that becoming a member is like joining a caring family where your financial needs truly matter. If you're looking to join us, you'll be happy to know that eligibility is open to anyone who lives, works, or worships in our community. Whether you're a student starting out, a professional building your career, or someone enjoying retirement, there's a place for you here. We pride ourselves on offering personalized service and a variety of financial products that cater to every stage of life. The process of becoming a member at Credit Union Of America is simple and straightforward. All you need to do is visit us at our welcoming location at 5055 S Broadway Ave Wichita Ks 67216, or you can start your journey online by checking out the details at http://www.cuofamerica.com/learn-more/about-us/membership . Once you're ready to take the next step, opening an account is just as easy find all the information you need at http://www.cuofamerica.com/open-and-apply . If you have any questions, don't hesitate to call us at (316) 265-3272. Join us today and experience the many benefits of being part of our vibrant community!

Business Banking & Commercial Services

Merchant Services Made Simple

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine effortlessly accepting payments from customers whether they prefer cash, card, or mobile payments allowing you to focus on what you do best: running your business. Our services are here to ensure you have the tools needed for success. Located at 5055 S Broadway Ave Wichita Ks 67216 in Wichita, KS, we're ready to partner with you on your journey. Let's work together to take your business to the next level! For more information, feel free to call us at (316) 265-3272 or visit our website at http://www.cuofamerica.com .

Our Commitment to Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $105 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $33,142,250, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access & Drive-Thru Services

Need cash quickly? Our ATM services enable withdrawals and balance checks whenever you need them. For those who prefer face-to-face interactions but are short on time, our basic drive-thru banking offers quick deposits, withdrawals, and simple transactions without leaving your vehicle. At Credit Union Of America, we are committed to making banking accessible and straightforward for all members of our community. With friendly service from knowledgeable staff ready to assist you, we aim to create a welcoming environment where everyone feels valued. If you have any questions about our services or want to open an account today, please don't hesitate to call us at (316) 265-3272 or visit us at 5055 S Broadway Ave Wichita Ks 67216 in Wichita, KS. Join us at South Broadway we're here for all your banking needs!

Business Banking Services

For entrepreneurs and small business owners, business banking is crucial. At Credit Union Of America, we offer merchant services and business loans that cater to the unique challenges of running a business. Whether you're looking to expand or manage daily operations, our team is here to support your vision.

Loans for Every Need

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come in handy. We provide flexible loan options tailored to help you overcome financial hurdles. Plus, our credit cards with rewards not only give you purchasing power but also reward you for your everyday spending.

Online and Mobile Banking Convenience

In today's fast-paced world, having access to your finances on the go is essential. Our online and mobile banking features allow you to check balances, transfer funds, and pay bills from anywhere at any time. Enjoy the convenience of managing your finances right from your smartphone or computer.

Personal Banking Solutions

We understand that managing finances can be daunting, which is why we offer a variety of personal banking services designed to meet your needs. From checking and savings accounts that help you save for the future to auto loans and vehicle financing options, we make it easy for you to get on the road without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options can guide you through the process smoothly.

Digital & Online Banking

Key Services

With our online banking, you can check balances, pay bills, and transfer money without stepping foot outside your home. Our secure platform ensures that your information is protected while giving you the freedom to handle your finances on your terms. Plus, if you prefer to go paperless, our e-statements are readily available for your convenience. For those who love using their smartphones, our mobile application makes banking even easier. You can make mobile payments, which means no more fumbling for cash or cards when you're out and about. Need to send money to a friend? Our person-to-person transfers let you do that instantly, making it simple to share expenses or settle up after a meal.

Security and Ease of Use

Worried about signing important documents? Our electronic signature authorization feature simplifies this process while maintaining top-notch security standards. You can sign documents digitally without the hassle of printing or mailing them. Our online banking services are available 24/7, allowing you to access your account whenever it's convenient for you. Whether you're at home or on the go, managing your finances has never been easier. Explore all these services and more by visiting us at https://www.cuofamerica.com/ . At Credit Union Of America, we are committed to providing accessible and user-friendly banking solutions tailored to fit your lifestyle!

Financial Strength

A Dedicated Team

We also take pride in having 286 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we work hard to provide the best service possible.

Diverse Lending Options

We understand that our members have various financial goals. That's why with $34,021 in used auto loans and $1,353,118,022 in total loans and leases, our lending capacity supports your needs across different sectors. Additionally, our $9,544,407 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Together

Total Share Accounts: 209,599, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $9,314,243 further exemplifies our dedication to fostering growth for both the credit union and its members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of America is your trusted partner. Visit us at 5055 S Broadway Ave Wichita Ks 67216 or call (316) 265-3272 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $576,629,062 in share certificates and $296,743,170 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $182,053,085 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us provide more options for your financial journey.

Solid Financial Health

With a net worth of $202,970,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,263 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're interested in refinancing options or want to learn more about eligibility for any of our loan products, please feel free to reach out. Our knowledgeable team is ready to assist you every step of the way. You can contact us at (316) 265-3272 or visit us at our branch located at 5055 S Broadway Ave Wichita Ks 67216 in Wichita, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our diverse loan offerings today and see how we can support your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $580,376,979 in used vehicle loans and $108,645,820 in new vehicle loans already helping members get on the road. Whether you're looking to finance a brand-new vehicle or a dependable used car, we have options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $33,142,250 provide the capital needed to grow and expand. We understand that every business has unique financial requirements and are dedicated to helping you find the right solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $76,633,815, make buying or refinancing simple. We are here to guide you through the process and provide you with favorable terms that fit your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $65,065,007 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while offering rewards and benefits that enhance your spending experience.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how LendMesh can significantly impact personal finance decisions. Take control of your loan search today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources ensures that users receive fair and transparent offers. Each lender's rates are presented without alteration, allowing for straightforward comparisons.

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