Credit Union of America Wichita KS | Best Auto Loans & Business Banking

Introduction

Welcome to Credit Union Of America, your trusted financial partner located at 1401 N Maize Rd, Wichita, KS 67212. Established in 1935, we have proudly served our community for nearly nine decades. With a robust membership of 99,347, we are committed to providing exceptional financial services that empower our members to achieve their goals. At Credit Union Of America, we believe in the importance of supporting our local community. Our total assets amount to an impressive $1,605,873,057, demonstrating our stability and reliability as a financial institution. We take pride in offering personalized banking solutions tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1401 N Maize Rd, Wichita, KS 67212. Under the leadership of CEO Frank Shoffner and Board President Richard Gilstrap, our dedicated team of 306 employees is here to assist you with friendly service and expert advice. Whether you're interested in personal banking or business loans, we strive to make every interaction a positive experience. With total deposits reaching $97,223,579 and a net worth of $202,970,698, we have built a solid foundation that allows us to support you better. Our commitment extends beyond numbers; it's about making a difference in the lives of our members. We invite you to explore what we offer by visiting our website at cuofamerica.com. If you have questions or need assistance, feel free to call us at 316-721-3228. Join us today and discover how Credit Union Of America can help you thrive!

Branch History & Mission

Community Focus

Our commitment extends beyond banking; we are dedicated to making a difference in Wichita through various outreach programs and partnerships with local organizations. Whether it's sponsoring community events or providing educational resources about financial literacy, we strive to be more than just a credit union we aim to be a pillar of support in your life. While you can visit us at 1401 N Maize Rd, official correspondence should be sent to the same address for your convenience. If you need assistance or have questions about how we can help you achieve your financial goals, feel free to reach out at 316-721-3228. Join us today at Credit Union Of America and experience firsthand how we can help you on your financial journey! Together, let's build a brighter future for you and our community.

Our Journey

From our humble beginnings, Credit Union Of America has witnessed significant milestones that shaped our path. We proudly opened our doors at 1401 N Maize Rd, a location that many recognize as a cornerstone of the Wichita community. Our branch not only provides essential banking services but also serves as a welcoming space where members can gather and connect. As we grew, so did our offerings. Today, we boast total assets exceeding $1.6 billion, allowing us to provide robust financial solutions tailored to meet diverse needs from personal checking accounts and auto loans to business financing options. Our commitment to serving our members is evident in every aspect of our operations.

Our Mission

At Credit Union Of America, our mission is simple yet profound: we aim to enhance the financial well-being of our members and strengthen the communities we serve. We believe that everyone deserves access to fair and affordable financial products. This principle drives us to create programs that support not just individual financial growth but also community development initiatives. We prioritize customer service by offering modern conveniences such as online banking, mobile payments, and ATM access for your ease. Additionally, our ADA-compliant facilities ensure that all members can comfortably access our services.

Branch Location & Accessibility

Easy Access and Parking

We know how important accessibility is for our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us without hassle. Plus, we offer ample parking right outside the building, making it simple for you to get in and out quickly.

Get in Touch

Have questions or want more information? Don't hesitate to call us at 316-721-3228. We're excited to help you achieve your financial dreams! Visit us today at our Wichita branch your local partner in all things banking.

Operating Hours

Our lobby is open Monday through Friday from 9 AM to 5 PM, allowing plenty of time for you to come in and chat with our friendly staff about your financial goals. If you're looking for a quicker visit, our drive-thru service is available from 7:30 AM to 5 PM on weekdays and from 9 AM to 1 PM on Saturdays. We're always here when you need us!

Services Offered

At Credit Union of America, we provide a range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your lifestyle. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. And if you prefer the convenience of online banking or mobile payments, we've got you covered there too!

Member Eligibility

Becoming a member of Credit Union Of America feels like joining a close-knit family where your financial well-being is the top priority. If you're looking to become part of our community, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the area around 1401 N Maize Rd Wichita Ks 67212. It's that simple! We believe in making banking accessible and supportive, which is why we welcome individuals from all walks of life. As a member of Credit Union Of America, you'll enjoy a variety of benefits including personalized service, competitive rates on loans, and access to a full suite of financial products tailored just for you. Ready to take the next step? Opening an account is easy! You can find detailed information about eligibility and how to apply by visiting this link. If you have any questions or need assistance, feel free to reach out to us at (316) 721-3228. We're here to help you every step of the way as you embark on your journey with us at Credit Union Of America!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $105 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $33,142,250, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced environment, efficient payment processing is vital. Our merchant services simplify transactions so you can focus on what really matters running your business. From credit card processing to online payment solutions, we provide tools that help streamline operations while boosting customer satisfaction. Located at 1401 N Maize Rd Wichita Ks 67212, Wichita, KS, we're here to help your business thrive. Whether you're looking for financing options or reliable merchant services, reach out to us at (316) 721-3228 today!

Comprehensive List Of Services

Credit Cards & Business Banking

For those who love rewards, our credit cards with rewards allow you to earn points on your everyday purchases. It's a great way to make the most out of your spending! If you're a business owner, we haven't forgotten about you. Our business banking services, including merchant services and business loans, are designed to support your entrepreneurial journey. We know how vital cash flow is for running a business, and we're here to help.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily manage your accounts from anywhere check balances, transfer funds, pay bills, and even send money through person-to-person services right from your phone or computer. Need cash? We have ATM services available for quick withdrawals or balance checks whenever you need them. Plus, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car.

Personal Banking Services

When it comes to personal banking, we offer a variety of options to fit different lifestyles. Whether you're looking to open a checking or savings account, we've got you covered. Imagine having an account that not only helps you manage your money but also offers great interest rates. Need funds for a new car? Our auto loans and vehicle financing options are designed to help you get behind the wheel quickly and affordably. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans provide competitive rates and personalized service. We also understand that life can throw unexpected expenses your way, so our personal loans and debt consolidation services can help you navigate those challenges smoothly.

Visit Us Today!

At Credit Union Of America in Wichita, KS, we strive to create an inviting atmosphere where all members feel valued and supported. With convenient hours Monday through Friday from 9 AM to 5 PM for lobby access and extended drive-thru hours starting at 7:30 AM we're here when you need us most. If you have questions about any of our services or want to learn more about becoming a member, give us a call at 316-721-3228 or visit us online at cuofamerica.com. Your financial well-being is our priority!

Digital & Online Banking

Accessibility and Ease-of-Use

In today's fast-paced world, accessibility matters. That's why we've made sure that all our digital banking services are designed for ease of use. Whether you're checking your balance during lunch or making a quick payment while waiting in line, our platform is built to keep up with you. With Credit Union Of America, managing your finances has never been more straightforward or secure. Visit us at https://www.cuofamerica.com/ today and discover how our digital banking services can simplify your life!

Key Features

Our online banking platform is not only user-friendly but also packed with features that enhance your banking experience. You can easily view your account balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. If you're looking for convenience, our mobile application makes it even easier to manage your money with just a few taps on your smartphone. Security is paramount at Credit Union Of America. We offer electronic signature authorization, ensuring that your transactions are safe and secure. Plus, with e-statements available, you can go green while keeping track of your financial history without cluttering your mailbox. For those who love to share and receive funds quickly, our person-to-person transfer feature is a great way to send money to friends or family without hassle. And if you're a fan of mobile payments, you're in luck our mobile payments feature allows you to make purchases directly from your device.

Financial Strength

Investing in Our Future Together

With $182,053,085 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $34,021 in used auto loans and $1,353,118,022 in total loans and leases. Our operational efficiency is reflected in our $9,544,407, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 286 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Members' savings are secured through $576,629,062 in share certificates and $296,743,170 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $202,970,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,263 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Strong Foundations

Total Share Accounts: 209,599, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $9,314,243. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of America is your trusted partner. Visit us at 1401 N Maize Rd Wichita Ks 67212 or call (316) 721-3228 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $580,376,979 in used vehicle loans and $108,645,820 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans to help you save even more.

Business Financing

For business owners, our outstanding commercial loans totaling $33,142,250 provide the capital needed to grow and expand your ventures. We understand the unique challenges that businesses face and are here to support your aspirations. At Credit Union Of America, we're dedicated to providing personalized service to meet your unique needs. If you're interested in learning more about our loan products or exploring eligibility options, don't hesitate to reach out. Call us at 316-721-3228 or visit us online at cuofamerica.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $76,633,815, making buying or refinancing simple. We're here to guide you through the process and answer any questions you may have about eligibility or refinancing.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $65,065,007 in unsecured credit card loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards programs tailored for your lifestyle.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. By focusing on verified financial institutions, LendMesh guarantees that users receive accurate information when comparing loans.

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