Credit Union of America Wichita KS | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Credit Union Of America, your trusted financial partner located at 212 S Ridge Rd, Wichita, KS 67209. Since our establishment in 1935, we've dedicated ourselves to serving our community with a focus on personalized service and financial growth. With a proud membership of 99,347 individuals, we work tirelessly to ensure our members have access to the resources they need for a secure financial future. At Credit Union Of America, we understand that banking is about more than just transactions; it's about building relationships. Our total assets amount to an impressive $1,605,873,057, showcasing our commitment to maintaining a stable and reliable institution. We also manage $97,223,579 in deposits, reflecting the trust our members place in us. Our CEO, Frank Shoffner, along with Board President Richard Gilstrap, lead our talented team of 306 employees. Together, we are committed to providing exceptional service and innovative solutions tailored to your needs. Whether you're looking for auto loans or personal banking options, we offer a variety of services designed to support your financial goals. While members can visit us at our branch location for all their banking needs, any official correspondence should be sent to the same address: 212 S. Ridge Road, Wichita, KS 67209. We invite you to explore everything Credit Union Of America has to offer by visiting our website at cuofamerica.com or giving us a call at (316) 265-3272. Join us today and experience the credit union difference where you're not just a member but part of a family!

Branch History & Mission

Welcome to the inspiring story of Credit Union Of America, a cornerstone of financial service in Wichita, KS. Established in 1935, we have been dedicated to serving our community for over eight decades. Our journey began with a simple mission: to provide accessible financial services that empower individuals and families to achieve their goals. As we grew, so did our commitment to supporting the local community through various outreach initiatives and partnerships. Located at 212 S Ridge Rd, Wichita, KS 67209, our branch is easily accessible, just a stone's throw away from local landmarks that foster community engagement. While members can visit us at this address, official correspondence should be sent to 212 S. Ridge Road, Wichita, KS 67209 if it differs from the branch address. Over the years, we have proudly grown our membership base to nearly 99,347 individuals who rely on us for their financial needs. Our total assets now stand at an impressive $1,605,873,057, reflecting our stability and trustworthiness as a financial institution. We offer a comprehensive range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards tailored for every lifestyle. At the heart of our mission is not just providing exceptional financial services but also fostering community support and engagement. We believe that when our members succeed, the entire community thrives. That's why we actively participate in local events and initiatives aimed at enhancing the lives of those around us. Our operating hours are designed with your convenience in mind: Monday through Friday from 9 AM to 5 PM for lobby services and from 7:30 AM to 5 PM for drive-thru services; we also welcome you on Saturdays from 9 AM to 12 PM. Additionally, our facility includes an ATM for easy access to cash anytime you need it. We take pride in being ADA compliant and continuously strive to enhance our digital offerings such as online banking and mobile payments so that you can manage your finances easily and securely from anywhere. Our commitment extends beyond transactions; we aim to build lasting relationships with each member by providing personalized service that meets their unique needs. As we look ahead, we invite you to join us on this journey. Experience firsthand how Credit Union Of America can help you reach your financial goals while being part of a supportive community network. Whether you're looking for a reliable partner for personal banking or seeking business solutions, we're here for you every step of the way. Reach out today at (316) 265-3272 or visit us online at www.cuofamerica.com to learn more about membership eligibility or open an account. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is important for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can access our services comfortably. Plus, there's ample parking available nearby, so you won't have to worry about finding a spot when you visit.

Address and Contact Information

While members can visit us at 212 S Ridge Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 316-265-3272. Our friendly team is always ready to help!

Operating Hours

Our doors are open during convenient hours to serve you better. You can visit us Monday through Friday from 7:30 AM to 5 PM for drive-thru services or from 9 AM to 5 PM for lobby access. We also welcome you on Saturdays from 9 AM to 12 PM for both lobby and drive-thru banking.

Services Offered

At Credit Union Of America, we offer a variety of personal banking services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Need quick cash? Our ATM is available for withdrawals and balance checks anytime you need it. For those who prefer a little more convenience, our drive-thru service allows for simple transactions without having to leave your vehicle.

Visit Us Today!

Come see what we can do for you! Whether you're looking to open an account or inquire about loans, our team at the Credit Union Of America is here for you. Stop by today or give us a call we look forward to welcoming you into our community!

Member Eligibility

At Credit Union Of America, we believe that becoming a member means joining a community that supports you every step of the way. If you're looking to take advantage of our services, it's great to know that eligibility is straightforward and welcoming. You can become a member if you live, work, worship, or attend school in certain areas around Wichita, including Sedgwick County. We also extend membership to family members of existing members, so there's a good chance you're already connected! To learn more about the specific criteria and see if you qualify, check out our detailed eligibility page at http://www.cuofamerica.com/learn-more/about-us/membership . Opening an account with us is just as easy! Simply visit our account opening page at http://www.cuofamerica.com/open-and-apply , or give us a call at (316) 265-3272 if you have any questions. We're excited to help you start your journey with Credit Union Of America at our friendly branch located at 212 S Ridge Rd Wichita Ks 67209. Join us today and experience the many benefits of being part of our credit union family!

Business Banking & Commercial Services

Merchant Services That Matter

Our merchant services are designed to simplify transactions and enhance your customer experience. Imagine seamlessly accepting payments from your clients, whether they prefer credit cards or mobile payments. With our solutions, you can focus on what you do best running your business while we handle the rest. At Credit Union Of America, we believe that when local businesses thrive, our entire community benefits. Let us partner with you on your path to success! For more information, call us at (316) 265-3272 or visit us today.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $33,142,250, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Our Services

We believe banking should be simple. Our basic drive-thru banking allows for easy deposits, withdrawals, and other straightforward transactions without leaving your vehicle. And if you're on the go, our basic ATM access offers quick withdrawals and balance checks whenever necessary. At Credit Union Of America, we're committed to providing comprehensive services that cater to both personal and business needs while ensuring ease of access through digital platforms. If you're ready to take the next step in managing your finances or have any questions about our offerings, don't hesitate to reach out! Call us today at (316) 265-3272 or visit us online at Ridge Road. Let's start building a brighter financial future together!

Business Banking Services

For our entrepreneurial members, we offer specialized business banking services that include merchant services and business loans. We recognize that running a business comes with its own set of challenges, and our team is ready to assist with tailored solutions that support your growth.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or making payments, you'll find it all at your fingertips. Our ATM services also ensure quick access to cash when you need it most.

Flexible Financing Options

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options can provide the relief you need, allowing you to focus on what matters most. Plus, with our credit cards featuring rewards, you can earn while you spend perfect for those who want to maximize their everyday purchases.

Personal Banking Solutions

When it comes to personal banking, we understand that every member has different goals. That's why we provide various options like checking and savings accounts designed to help you manage your money effectively. If you're considering purchasing a vehicle, our auto loans and vehicle financing solutions make it easy to drive away in the car you love without breaking the bank. For those looking to buy their dream home or refinance an existing mortgage, our mortgage loans and refinancing services are here to guide you through the process with competitive rates and personalized support.

Digital & Online Banking

Mobile Banking Features

For those who prefer to bank on their mobile devices, our dedicated mobile application is here for you. You can enjoy features like mobile payments and person-to-person transfers, allowing you to send money to friends or family with just a few taps on your screen. And if you're eco-conscious, you'll appreciate our electronic signature authorization and e-statements availability for easy document management.

Online Banking Services

With our 24/7 online banking services available at https://www.cuofamerica.com/ , you can check balances, pay bills, and transfer funds whenever you need to. No more rushing to the bank before closing time your account is accessible anytime and anywhere. Plus, our user-friendly interface makes navigating through your options simple and straightforward.

Security You Can Trust

We take your security seriously. With robust measures in place, including encrypted transactions and secure logins, you can feel confident knowing that your information is safe while using our digital services. Our commitment to protecting your privacy means you can focus on what matters most your financial goals. At Credit Union Of America, we believe that banking should be as easy as possible. Explore our digital offerings today and discover how convenient managing your finances can be!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of America is your trusted partner. Visit us at 212 S Ridge Rd Wichita Ks 67209 or call (316) 265-3272 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Dedicated Team for You

We also take pride in having 286 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This commitment to service helps create a welcoming environment where you can feel confident about your financial choices.

Member Savings and Investments

Members' savings are secured through $576,629,062 in share certificates and $296,743,170 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $202,970,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,263 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $182,053,085 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $34,021 in used auto loans and $1,353,118,022 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our $9,544,407, which enables us to keep offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $580,376,979 in used vehicle loans and $108,645,820 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our competitive rates and flexible terms make it easier than ever to drive away satisfied.

Business Financing

For business owners, our outstanding commercial loans totaling $33,142,250 provide the capital needed to grow and expand. We understand the challenges businesses face and are dedicated to supporting local entrepreneurs with financing solutions that work for them.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $76,633,815, make buying or refinancing simple. We provide various mortgage products designed to fit your unique situation, whether you're a first-time homebuyer or looking to refinance your current mortgage.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or need information on eligibility for our loan products, don't hesitate to ask! We offer guidance through every step of the process so you can make informed decisions about your finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our team is ready to assist you in finding the right loan product that fits your needs. Whether it's an auto loan, mortgage option, or credit card solution at Credit Union Of America, we're committed to helping you achieve your financial aspirations. Visit us today or contact us for more information!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $65,065,007 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make everyday spending more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees fair and transparent offers for borrowers. Each comparison reflects current market conditions, allowing users to see accurate rates without hidden agendas.

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