Credit Union of America Wichita KS | Top Auto Loans & Checking Accounts

Introduction

Welcome to Credit Union Of America at 10222 E Harry St, Wichita, KS 67207! Since our establishment in 1935, we have been dedicated to supporting our community and enhancing the financial well-being of our 99,347 members. With a strong commitment to service and trust, we aim to provide personalized banking solutions that cater to your unique needs. At Credit Union Of America, we pride ourselves on having total assets exceeding $1.6 billion, reflecting our robust financial health and stability. Our offerings include a variety of services such as personal banking, auto loans, mortgage financing, and business banking solutions. Currently, we hold approximately $97,223,579 in deposits and manage over 83,566 loans and leases, ensuring that we can meet your borrowing needs effectively. While you can visit us at our branch for all your banking requirements, please note that official correspondence should be directed to our mailing address at 10222 E Harry, Wichita, KS 67207. Our friendly team is here to assist you during regular hours: Monday through Friday from 9 AM to 5 PM in the lobby and from 7:30 AM to 5 PM at the drive-thru. We also welcome you on Saturdays from 9 AM to 12 PM for both lobby and drive-thru services. Under the leadership of CEO Frank Shoffner and Board President Richard Gilstrap, we strive to create an inclusive environment where every member feels valued. Our staff of 306 employees is committed to delivering outstanding service while helping you achieve your financial goals. Whether you're looking for competitive loan options or a reliable place for your savings, we invite you to explore what Credit Union Of America has to offer. Feel free to reach out via phone at 316-265-3272 or visit our website at cuofamerica.com for more information. Join us today in making a positive impact in our community!

Branch History & Mission

Commitment to Excellence

At Credit Union Of America, we embrace modern technology to enhance your banking experience. Our digital advancements allow you to manage your finances effortlessly through online and mobile banking platforms. You can enjoy features like mobile payments, electronic signatures, and person-to-person payment options all designed with your convenience in mind. We are also committed to ensuring that everyone can access our services comfortably. We offer ADA-compliant facilities and strive to create an inclusive environment for all members of our community.

Community Focus

Our dedication extends beyond financial services. We actively engage in partnerships with local organizations and participate in various outreach initiatives aimed at uplifting our community. Whether it's through educational programs or charitable contributions, we believe in giving back and making a difference where it matters most.

Join Us Today!

As we reflect on our rich history and look toward the future, we invite you to become part of our family at Credit Union Of America. Experience firsthand the benefits of membership financial empowerment, community support, and personalized service await you! For more information about becoming a member or exploring our services, please visit our website or give us a call at 316-265-3272 today!

Our Journey

From the moment we opened our doors at 10222 E Harry St, we've been dedicated to supporting our members' financial well-being. Over the decades, we've adapted to meet changing needs, expanding our services to include personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. We understand that financial health is crucial for individual prosperity and community growth. Our mission is simple yet powerful: to improve the financial lives of our members through accessible and affordable services while remaining deeply rooted in community support. This mission is not just a statement; it guides every decision we make. We believe that by empowering individuals with the right tools and resources, we can create a stronger community for all. While members can visit us at 10222 E Harry St, official correspondence should be sent to 10222 E Harry, Wichita, KS 67207 if needed. Our branch is conveniently situated near several landmarks, making it easy for you to find us and access our wide array of services.

Branch Location & Accessibility

Convenient Access and Features

At our Harry Street branch, we understand how important accessibility is for our members. Whether you choose to visit us during lobby hours or prefer the convenience of drive-thru banking, we've got you covered. Our lobby is open Monday through Friday from 9 AM to 5 PM, and if you're on the go, our drive-thru service is available from 7:30 AM to 5 PM on weekdays and from 9 AM to noon on Saturdays. You'll find ample parking right outside our doors, making your visit quick and hassle-free. For those who may need assistance, rest assured that our facility is ADA compliant with features like ramps to ensure everyone can access our services comfortably.

Let’s Connect!

If you have questions or need more information about our services or membership eligibility, don't hesitate to give us a call at 316-265-3272. We're here to assist you! We invite you to come in and experience firsthand what makes Credit Union Of America a great choice for your banking needs. Stop by today!

Services Just for You

At Credit Union Of America, we provide a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we're here to help you every step of the way. Need cash quickly? Our ATM service is readily available for easy withdrawals and balance checks. While members can visit us at 10222 E Harry St for all their banking needs, official correspondence should be sent to the same address: 10222 E Harry, Wichita, KS 67207.

Member Eligibility

Joining the Credit Union Of America community is a wonderful step towards better financial well-being, and we're excited to welcome you! To become a member, you simply need to meet a few eligibility criteria. If you live, work, worship, or attend school in the area around 10222 E Harry St Wichita Ks 67207, you're likely eligible. Our aim is to create an inclusive environment where everyone can thrive financially. Plus, as a member, you'll enjoy access to a range of services tailored just for you, including personal banking options and competitive loan rates. Getting started is easy! You can find all the detailed eligibility requirements at http://www.cuofamerica.com/learn-more/about-us/membership , and when you're ready to open your account, check out our simple process at http://www.cuofamerica.com/open-and-apply . If you have any questions or need assistance, don't hesitate to reach out at (316) 265-3272. We're here to help you every step of the way on your journey with us!

Business Banking & Commercial Services

At Credit Union Of America, we understand the unique challenges that business owners face. Whether you're a startup looking for your first loan or an established company aiming to expand, our business banking and commercial services are designed with you in mind. Imagine walking into your office knowing that you have the financial support to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $105 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $33,142,250, we continue to drive economic growth by financing new and expanding businesses. But we don't stop at loans. Our merchant services simplify transactions, enabling you to focus on what matters most growing your business. From accepting payments seamlessly to managing cash flow efficiently, we provide solutions that make a difference. Visit us at 10222 E Harry St Wichita Ks 67207 in Wichita, KS or call us at (316) 265-3272 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we offer a range of services designed specifically for you. Our business banking includes merchant services that simplify transactions so you can focus on what you do best running your business. Additionally, if you're looking for funding options, our business loans are structured to support your growth ambitions.

Convenient Access and Support

At Credit Union Of America, we prioritize convenience. Our branch features a drive-thru service for quick deposits and withdrawals without leaving your vehicle. Plus, with an ATM on-site, accessing cash is simple and efficient just use your card for withdrawals or balance checks whenever you need. We also recognize the importance of staying connected in today's digital world. That's why we offer robust online and mobile banking solutions which include mobile payments and person-to-person transfers. You can easily send money to friends or family or pay for purchases directly from your account.

Get Started Today!

Our team is dedicated to providing exceptional service at every step of your financial journey. If you're interested in learning more about how we can assist you with any of these services or if you're ready to become a member, don't hesitate to reach out! Call us at 316-265-3272, visit us at our branch in Wichita, or explore more about our offerings online at cuofamerica.com. Join us today and experience banking made personal!

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why we offer straightforward checking and savings accounts tailored to fit your lifestyle. Our accounts come with online and mobile banking features, allowing you to manage your money anytime, anywhere. With just a few taps on your phone, you can check your balance, transfer funds, or pay bills without stepping foot outside your home. For those considering purchasing a vehicle, our auto loans and vehicle financing options make it easier than ever. Imagine driving off in your dream car without the stress of complicated loan terms. We also provide mortgage loans and refinancing for those ready to buy their first home or refinance their current mortgage for better rates. If you're looking for extra financial flexibility, our personal loans and debt consolidation services can help you manage expenses more effectively. And let's not forget about our credit cards with rewards earn points for every dollar spent and enjoy perks that suit your lifestyle!

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to manage your accounts directly from your smartphone. You can also enjoy the convenience of mobile payments, letting you make purchases quickly and securely without needing cash or cards. Plus, with electronic signature authorization, signing documents online has never been simpler. Need to send money to a friend or family member? Our person-to-person transfer feature makes it easy and fast to send money directly from your account. No more hassle with checks or cash just quick transfers in a few taps. If you're looking for a paperless option for your statements, we offer e-statements that help you stay organized while reducing clutter. You'll receive notifications when new statements are ready, allowing you to review them at any time.

Security and Support

We take security seriously. Your sensitive information is protected with advanced encryption technology, ensuring that all transactions are secure. And if you ever need assistance, our dedicated support team is just a phone call away at (316) 265-3272. In summary, Credit Union Of America provides a comprehensive digital banking experience that combines convenience with top-notch security. Explore our services today at https://www.cuofamerica.com/ and take control of your finances like never before!

Financial Strength

Commitment to Growth

With $182,053,085 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $34,021 in used auto loans and $1,353,118,022 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $576,629,062 in share certificates and $296,743,170 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,544,407 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 286 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $202,970,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,263 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $9,314,243. Total Share and Deposit Accounts: 209,599, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of America is your trusted partner. Visit us at 10222 E Harry St Wichita Ks 67207 or call (316) 265-3272 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $580,376,979 in used vehicle loans and $108,645,820 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned option, our financing solutions cater to all your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $76,633,815, make buying or refinancing simple. We believe that everyone deserves a chance to own their dream home, and our dedicated team is ready to assist you through the process.

Personal and Credit Line Loans

For those looking for flexibility, we also provide credit lines with a total amount of $378,686,309, allowing you to borrow as needed. Additionally, our unsecured credit card loans, totaling $65,065,007, offer members an excellent way to manage everyday expenses without tying up collateral.

Refinancing Options

If you're considering refinancing existing loans or looking into eligibility options for any of our products, we encourage you to reach out. Our knowledgeable staff is available at (316) 265-3272 to discuss how we can assist you further. Visit us at 10222 E Harry St Wichita Ks 67207, located in Wichita, KS, or check out our website at https://www.cuofamerica.com/ for more information about our offerings and how we can support your financial journey. Your success is our priority!

Total Loans Issued

With over 83,566 loans issued, we've helped thousands of members achieve their financial goals. This reflects our commitment to serving our community by providing accessible financing options tailored to individual circumstances.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. Each loan listing is drawn from legitimate financial institutions, creating a trustworthy environment for users seeking reliable information.

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