Credit Union of America Wichita KS | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Credit Union Of America at our vibrant branch located at 12320 E 21St St N, Wichita, KS 67206. Since opening our doors in 1935, we have dedicated ourselves to serving our community with integrity and commitment. With a proud membership of over 99,000 individuals, we are more than just a financial institution; we are a trusted partner in achieving your financial goals. At Credit Union Of America, we understand the importance of community support and financial empowerment. Our total assets exceed an impressive $1.6 billion, reflecting our strength and stability in providing reliable banking solutions. We offer a variety of services tailored to meet the diverse needs of our members, including personal banking, auto loans, mortgages, and business banking solutions. Our leadership team is committed to ensuring that every member's experience is exceptional. Under the guidance of CEO Frank Shoffner and Board President Richard Gilstrap, we strive to foster a welcoming environment where members can easily access the services they need. With 306 dedicated employees, we are here to assist you every step of the way. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: PO Box 47528, Wichita, KS 67201-7528. We invite you to explore our website at cuofamerica.com for more information about our products and services. Whether you're looking to open an account or apply for a loan, we're here to help. Don't hesitate to reach out by calling us at (316) 265-3272 we look forward to serving you!

Branch History & Mission

The journey of Credit Union Of America, located in the vibrant city of Wichita, KS, began in 1935 with a simple yet powerful mission: to provide financial services that empower our community. Over the decades, we have grown from a small cooperative into a robust institution, currently serving 99,347 members and boasting total assets of over $1.6 billion. Our branch at 12320 E 21St St N Wichita, KS 67206 stands as a testament to our commitment to the community and its evolving needs. As we reflect on our history, we celebrate key milestones that have shaped our identity. From humble beginnings, we have continually adapted to meet the demands of modern banking while maintaining our core values of integrity and service. With advancements like online banking and mobile payments, we have made it easier for our members to manage their finances anytime, anywhere. Our mission is clear: we strive to deliver exceptional financial services while supporting the local community. We believe that banking should be accessible and beneficial for everyone. That's why we offer a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. Each service is designed with our members' best interests in mind. While members can visit us at 12320 E 21St St N, official correspondence should be sent to PO Box 47528, Wichita, KS 67201-7528. We are proud to provide convenient access through an ATM and drive-thru services, ensuring that your banking experience is as smooth as possible. Our dedication goes beyond just financial transactions; we are deeply invested in community outreach. We partner with local organizations and participate in various initiatives aimed at enhancing the lives of those around us. This commitment reflects our belief that supporting each other makes us stronger. With operating hours from 9 AM to 5 PM Monday through Friday and 9 AM to 12 PM on Saturday, we invite you to come by or give us a call at 316-265-3272. Experience firsthand how being a member of Credit Union Of America can benefit you financially while also contributing positively to our community. Join us today and become part of a legacy built on trust, service, and community spirit!

Branch Location & Accessibility

Convenient Access

While members can visit us at our physical address, official correspondence should be sent to PO Box 47528, Wichita, KS 67201-7528 if needed. Our branch offers ample parking space to make your visit hassle-free. Plus, with features like ADA-compliant ramps and accessible entrances, everyone can enjoy our services comfortably.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why we offer flexible operating hours from 9 AM to 5 PM on weekdays and even open up for a few hours on Saturday from 9 AM to 12 PM for your convenience. Whether you're coming in for personal banking needs or simply have questions about our services, we're here to help.

Services Tailored for You

At Credit Union Of America, we provide a wide array of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and even business banking solutions. For quick transactions, take advantage of our drive-thru service or use one of our ATMs available onsite. Feel free to reach out at (316) 265-3272 if you have any questions or need assistance before your visit. We can't wait to welcome you in person!

Member Eligibility

Joining the Credit Union Of America is like stepping into a community where your financial needs are truly understood and valued. If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in the areas we serve, including Wichita and the surrounding regions. We believe in making banking accessible for everyone, so whether you're new to credit unions or just moving to the area, we'd love to welcome you! To find out more about specific eligibility details, feel free to visit our website at this link. Opening an account with us is as easy as pie! Just reach out to us at 316-265-3272 or visit us at our branch located at 12320 E 21St St N, Wichita, KS 67206. You'll find that we're here to guide you through every step of the process. With our range of services designed for personal and business needs alike, being a part of Credit Union Of America means having a partner in your financial journey. For more information on how to open an account, check out our account opening page. We can't wait to help you get started!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $33,142,250, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify transactions. Picture this: a local café uses our point-of-sale system to accept payments effortlessly while managing inventory right from their mobile device. This real-world application showcases how we empower businesses with tools that save time and enhance customer experience. When you choose Credit Union Of America, you're not just getting a bank; you're gaining a partner committed to your success in Wichita, KS. Contact us today at (316) 265-3272 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking

Small business owners will find invaluable support through our business banking services. From merchant services that simplify payment processing to business loans that help fuel growth, we're here to assist entrepreneurs in achieving their goals.

Credit Cards

Looking for rewards as you spend? Our credit cards come with attractive rewards programs that make every purchase count. Whether you're planning a vacation or just want to earn points on everyday spending, our credit cards can add value to your financial toolkit.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Credit Union Of America offers robust online and mobile banking options. You can manage your accounts anytime, anywhere whether it's transferring funds between accounts or making payments on the go. With features like ATM access for withdrawals and balance checks, along with person-to-person payment options, managing your finances has never been easier.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but are short on time, our drive-thru service allows for quick deposits and withdrawals without leaving your car. Plus, with our ATM services available nearby, accessing cash is simple and convenient. At Credit Union Of America, we understand that everyone's financial needs are different. That's why we're committed to offering personalized service tailored just for you. If you're ready to explore how we can assist you further or if you have any questions about our services, please don't hesitate to reach out at (316) 265-3272 or visit us at http://www.cuofamerica.com . Join us today and experience the difference at Credit Union Of America!

Loans and Financing

When it comes to financing options, Credit Union Of America has an impressive selection. If you're in the market for a new car or need vehicle financing, our auto loans are structured to provide favorable rates and terms. For those considering homeownership or refinancing their existing mortgage, our mortgage loans are designed with your best interests in mind. Additionally, we offer personal loans for debt consolidation or unexpected expenses, giving you flexibility when you need it most.

Personal Banking

For those seeking personal banking solutions, we offer a variety of checking and savings accounts designed to help you manage your money effectively. Imagine having a checking account that fits your lifestyle, allowing for easy online bill payments and mobile banking features. Our savings accounts come with competitive interest rates, making it easier for you to grow your savings over time.

Digital & Online Banking

Easy Online Banking Access

With our 24/7 online banking services available at https://www.cuofamerica.com/ , you can check your account balances, transfer funds, pay bills, and more all at your convenience. No more rushing to the bank before closing time; everything is just a click away.

Mobile Banking Made Simple

Our mobile application makes banking even easier. Whether you're shopping, commuting, or relaxing at home, you can manage your accounts right from your smartphone. Plus, with features like mobile payments, making transactions is as simple as tapping your phone.

Quick Money Transfers

Need to send money to a friend? Our person-to-person transfer feature allows you to send money quickly and easily without any hassle. Just a few taps on your phone and you're done! With all these features at Credit Union Of America, managing your finances has never been easier or more secure. Experience the convenience of digital banking today!

Secure Transactions

Your security is our top priority. We offer electronic signature authorization for added peace of mind when signing documents digitally. You can trust that your information is safe with us.

Stay Updated with E-Statements

Go paperless with our e-statements feature. You'll receive your account statements electronically, keeping your financial records organized and easily accessible whenever you need them.

Financial Strength

Commitment to Growth

We also take pride in having 286 full-time employees and 20 part-time employees dedicated to serving you with knowledge and care. With $182,053,085 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $34,021 in used auto loans and a total of $1,353,118,022 in loans and leases available for our members. Our operational efficiency is reflected in our impressive $9,544,407, enabling us to continue offering competitive loan rates and solid financial products.

Growing Member Base

We have cultivated a robust community of trust with a total of 209,599 share accounts that show our growing member base who rely on us for their financial journey. Our net shares available for lending stand at $9,314,243, highlighting our commitment to providing the best service possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of America is your trusted partner. Visit us at 12320 E 21St St N Wichita Ks 67206 or call (316) 265-3272 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us! Members benefit from $576,629,062 in share certificates and $296,743,170 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $202,970,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,263 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $33,142,250 provide essential funding to take your business to the next level. Plus, if you're considering refinancing any existing loans or checking eligibility options for any of our products, we're here to assist you every step of the way. At Credit Union Of America, we are committed to providing transparent financial services with no hidden fees. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how our loan offerings can fit your needs today! For more information or to start an application process online, visit our website or contact us directly at (316) 265-3272. We look forward to serving you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $580,376,979 in used vehicle loans and $108,645,820 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned option, our competitive financing can make it happen.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $76,633,815, make buying or refinancing simple. We can help you navigate the process smoothly so that you can focus on making your house a home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $65,065,007 in loans helping members manage their finances effectively. With our credit cards, you get access to rewards and benefits while keeping your spending under control.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data means that you receive fair and transparent offers every time you compare loans.

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