Credit Union of America Hutchinson KS | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Credit Union Of America, your trusted financial partner located at 2616 N Main St, Hutchinson, KS 67502. Established in 1935, we have proudly served our community for decades, building lasting relationships with our 99,347 members and offering a wide range of services designed to meet your unique financial needs. As a member-focused institution, we understand the importance of your hard-earned money. That's why we manage over $1.6 billion in assets and have more than $97 million in total deposits to ensure that your finances are safe and secure. Our commitment to excellence is reflected in our strong net worth of $202,970,698, which allows us to provide competitive loans currently totaling 83,566 loans and leases and exceptional service. While you can always visit us at our branch location, if you need to send official correspondence, please address it to the same location: 2616 N Main St, Hutchinson, KS 67502. For any inquiries or assistance, feel free to call us at 316-265-3272. We're here for you! Under the leadership of our dedicated CEO, Frank Shoffner, and Board President Richard Gilstrap, we strive to create a welcoming environment where all members can thrive financially. With a team of 306 employees, we're committed to providing you with personalized service that meets your specific needs. Join us as we continue to invest in our community and support your financial journey. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or business banking services, we have the resources you need. Visit our website at cuofamerica.com for more information on how we can assist you today!

Branch History & Mission

Community Commitment

We understand that technology plays an important role in modern banking. That's why we have embraced digital advancements such as online banking and mobile payments while ensuring compliance with ADA standards for accessibility. Our goal is to make your banking experience not only secure but also convenient. With facilities like an ATM available on-site and drive-thru banking options for quick transactions, we aim to provide you with seamless access to your funds when you need them most. Our operating hours are designed with your convenience in mind: Monday through Friday from 9 am to 5 pm for lobby services and an early start at 7:30 am for drive-thru services.

Join Us

While members can visit us at our branch location in Hutchinson, official correspondence should be sent to 2616 N Main St, Hutchinson, KS 67502 if different from our branch address. If you are looking for a supportive financial institution that prioritizes your needs and invests in the community's growth, look no further than Credit Union Of America. We invite you to become part of our family today! Experience firsthand the benefits of membership by visiting us or exploring more about what we offer at Credit Union Of America. Your financial journey starts here!

Our Mission

At Credit Union Of America, our mission is clear: we strive to empower our members through exceptional financial services while supporting the community we serve. We believe that everyone deserves access to reliable banking options, which is why we offer a wide range of products including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our dedication extends beyond just banking. We actively engage in community outreach programs and partnerships aimed at uplifting those around us. Whether it's hosting local events or providing financial education workshops, we are committed to making a positive impact on the lives of our members and neighbors.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance, don't hesitate to reach out! You can call us at (316) 265-3272, and our team will be glad to help. We invite you to visit Credit Union Of America today let us show you how banking can be both easy and enjoyable!

Nearby Landmarks and Accessibility

You can find us nestled near popular local spots, making it simple to stop in while you're out and about. We are easily accessible, with ample parking available for your convenience. Our branch is fully ADA compliant, ensuring that everyone can enjoy our services without any barriers.

Operating Hours and Services

Our friendly staff is ready to assist you Monday through Friday from 7:30 AM to 5 PM in the drive-thru and from 9 AM to 5 PM in the lobby. On Saturdays, we welcome you from 9 AM until noon for both lobby and drive-thru services. With features like drive-thru banking and ATM access available at your fingertips, managing your finances has never been easier.

Member Eligibility

At Credit Union Of America, we believe that everyone deserves a chance to be part of a community that cares. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Hutchinson area or surrounding counties, you're likely eligible to join us. We also invite family members of existing members to become part of our growing family. The benefits of membership include access to personalized banking services, competitive rates on loans and savings, and a supportive environment where your financial goals matter. For more detailed information about eligibility criteria, feel free to visit this link. Opening an account at Credit Union Of America is just as straightforward! You can start the process online by visiting this page, or if you prefer, give us a call at (316) 265-3272. Our friendly team is here to help you every step of the way at our branch located at 2616 N Main St Hutchinson Ks 67502. Join us today and experience all the advantages of being a member!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to process payments quickly and easily while focusing on what you do best running your business. Our merchant services offer secure payment processing options that fit your needs, whether it's in-store or online. This means you can serve your customers better, boost sales, and enhance customer satisfaction all while enjoying competitive rates. Located conveniently at 2616 N Main St Hutchinson Ks 67502, Hutchinson, KS 67502, we invite local business owners to reach out and explore how we can assist in achieving your goals. Call us today at (316) 265-3272 to learn more about our offerings!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $33,142,250, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you run a business, we understand how important it is to have reliable financial support. Our business banking services include merchant services that simplify transactions for your customers and business loans that can help you expand or invest in new equipment. We are here to partner with you on your journey toward success.

Digital Banking Convenience

In today's fast-paced world, having easy access to your finances is crucial. That's why we offer comprehensive online and mobile banking services. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our ATM services ensure you have convenient access to cash whenever you need it.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but need quick service, our drive-thru banking allows for deposits, withdrawals, and other simple transactions without leaving your vehicle. Our ATMs are available for easy cash withdrawals and balance checks whenever you require them. We invite you to explore all that Credit Union Of America has to offer. For more information or assistance, please call us at 316-265-3272. Our friendly team is ready to help you navigate through your financial needs effortlessly! Take a step toward better banking today! Visit us at Credit Union Of America or stop by our branch in Hutchinson!

Personal Banking Solutions

Our personal banking options include checking and savings accounts that help you save for future goals or manage daily expenses. With competitive interest rates and no monthly fees, our accounts are designed with your financial well-being in mind. If you're considering purchasing a new vehicle, our auto loans offer flexible financing options with low rates. We also provide mortgage loans and refinancing solutions that can make homeownership more accessible and affordable. For those unexpected expenses or larger purchases, our personal loans allow for quick access to cash, while our credit cards with rewards give you the opportunity to earn points on everyday purchases. Imagine earning rewards just for using your card when buying groceries or filling up your gas tank!

Digital & Online Banking

Key Services

With our robust online banking platform, accessible at https://www.cuofamerica.com/ , you can check your account balances, pay bills, and transfer money all from the comfort of your home. Our 24/7 online banking services mean you're always in control of your finances. Plus, for those who prefer mobile banking, our mobile application makes it easy to manage your money right from your smartphone. You can even make mobile payments quickly and securely.

Security and Convenience

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and verified. If you're looking to simplify how you manage statements, our e-statements are available for easy access no more waiting for paper statements in the mail! Need to send money to friends or family? Our person-to-person transfer service lets you do just that with ease. Each of these features is designed to make banking easier for you while keeping everything secure. Join us at Credit Union Of America and experience how our digital banking services can enhance your financial management. Your convenience is just a click away!

Financial Strength

A Dedicated Team

We also take pride in having 286 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your trust is important to us; hence we maintain a strong member base with 209,599 accounts under our care.

Commitment to Growth

With $182,053,085 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, highlighted by $34,021 in used auto loans and $1,353,118,022 in total loans and leases. Our operational efficiency is reflected in our impressive $9,544,407, which enables us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union Of America is your trusted partner. Visit us at 2616 N Main St Hutchinson Ks 67502 or call (316) 265-3272 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $576,629,062 in share certificates and $296,743,170 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $202,970,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,263 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $580,376,979 in used vehicle loans and $108,645,820 in new vehicle loans, helping our members get on the road with confidence. Whether you're interested in financing a new model or a reliable used car, our team is ready to assist you every step of the way.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $33,142,250 are designed to support your business initiatives. We understand the unique challenges faced by small businesses and are dedicated to providing solutions that work for you. At Credit Union Of America, we pride ourselves on offering personalized service and clear information about all our loan products. If you're unsure about eligibility or would like more details on refinancing options, don't hesitate to reach out! You can contact us at (316) 265-3272 or visit us at our branch located at 2616 N Main St Hutchinson Ks 67502, Hutchinson, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help guide you through your financial journey let's explore how we can assist you today!

Credit Lines and Personal Loans

For those looking for flexibility, our credit lines provide a great way to manage unexpected expenses or make larger purchases. With a total of $378,686,309 in credit lines available, you can access funds when you need them most. Additionally, if you prefer a straightforward approach to managing debt or funding personal projects, consider our unsecured credit card loans. We currently have $65,065,007 in these loans helping members effectively manage their finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With $76,633,815 in Junior Lien 1-4 Family Residential Properties loans available, we're here to help you navigate the process and find the right loan for your situation. If you're considering refinancing your current mortgage, we also offer competitive options that can save you money over time.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This focus on verified data ensures transparency in the lending process. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that empower users to find the best options available. - Real-Time Rate Comparisons: LendMesh provides up-to-date loan rates from multiple institutions. This feature helps users make timely and informed decisions about their borrowing needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly LendMesh can be. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment is based on the latest results from the NCUA, ensuring users receive fair and transparent offers. With LendMesh, you can trust that the information you see reflects true market conditions.

CREDIT UNION OF AMERICA CREDIT UNION