Credit Union For Robertson County Springfield TN | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to the Credit Union For Robertson County, located at 3564 Tom Austin Hwy, Springfield, TN 37172. Since our establishment in 1968, we've been dedicated to serving our community with trust and integrity. With over 9,915 members, we pride ourselves on being a financial partner that truly cares about your needs. At our branch, you'll find a wealth of resources designed to help you achieve your financial goals. Our total assets amount to an impressive $82,613,083, ensuring we have the capacity to support you with various services, including personal banking, auto loans, mortgages, and more. We currently have 49 employees ready to assist you in any way possible. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 3564 Tom Austin Hwy, Springfield, TN 37172. Under the leadership of our CEO, Brenda Bellar, and Board President Teresa LaBorg, we are committed to delivering exceptional service. Whether you're looking to open a new account or need assistance with a loan our friendly team is here for you. We invite you to explore our website at tcurc.org for more information about our services or feel free to reach out directly at (615) 382-8255. Come see how we can make a positive impact on your financial journey!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of our growing family at Credit Union For Robertson County. Experience the benefits of being a member whether it's through personalized service or innovative financial solutions tailored just for you. Visit us today or call us at 615-382-8255 to learn more about how we can help you achieve your financial dreams!

Our Mission

The heart of Credit Union For Robertson County beats with a mission focused on people. We aim to provide exceptional financial products while fostering a sense of belonging among our members. We believe that everyone deserves access to affordable financial services tailored to their needs. Our community outreach efforts reflect this belief we regularly engage in local initiatives aimed at supporting education, health, and wellness in Springfield. While members can visit us at 3564 Tom Austin Hwy for all their banking needs, official correspondence should be sent to the same address. Our friendly team is ready to assist you during lobby hours from Monday through Friday from 8:30 AM to 5:00 PM.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility. Our facility is fully compliant with ADA standards, ensuring that everyone can navigate comfortably. We offer ample parking for our members, including designated spots for those with mobility challenges. Additionally, our drive-thru service allows you to conduct your banking quickly and easily without leaving your vehicle.

Operating Hours

We know your time is valuable! That's why our lobby is open from 8:30 AM to 5:00 PM on Thursdays and Fridays, while Monday through Wednesday hours are from 8:30 AM to 4:00 PM. Whether you're stopping in for a quick transaction or need assistance with more complex banking services, our friendly staff is here to help during these hours.

Services Offered

At the Credit Union For Robertson County, we provide a wide range of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Enjoy hassle-free access with our ATM on-site or utilize our drive-thru for simple transactions like deposits and withdrawals. While members can visit us at 3564 Tom Austin Hwy, official correspondence should be sent to the same address as it doubles as our mailing address. If you have any questions or would like more information about our services, don't hesitate to reach out at 615-382-8255. We invite you to stop by today and discover how we can support your financial journey!

Member Eligibility

Becoming a member of Credit Union For Robertson County feels like joining a warm and welcoming community dedicated to helping you achieve your financial goals. If you're a resident, employee, or even a student in the Springfield area, you're already on the right path to membership! This means if you live or work in Robertson County, or are related to someone who is a member, you can enjoy all the benefits we offer. To find out more about specific eligibility details, feel free to check out this resource: Eligibility Criteria. Opening an account with us is simple and straightforward. Just visit our website at Account Opening or give us a call at (615) 382-8255, and our friendly team will guide you through the process. We can't wait to welcome you to Credit Union For Robertson County, where you'll find personalized services and a community that cares about your financial well-being!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Work for You

In addition to loans, our merchant services offer practical solutions that streamline your operations. Imagine being able to accept payments easily, manage transactions from anywhere, and keep track of sales effortlessly. Our tools are designed to help you focus on what you do best running your business. Located conveniently at 3564 Tom Austin Hwy Springfield Tn 37172 in Springfield, TN, we're here to help you take the next step toward achieving your business goals. Reach out today at (615) 382-8255 and explore how we can partner together for success!

Comprehensive List Of Services

Convenience at Your Fingertips

We recognize the importance of convenience in today's fast-paced world. That's why we offer ATM access for quick withdrawals and balance checks without having to visit our branch. Our basic drive-thru service allows for deposits and withdrawals without leaving your car perfect for those busy days when time is limited. Our commitment to serving you extends beyond traditional banking hours. With online and mobile banking available, managing your finances is more accessible than ever. If you're ready to experience the difference that community-focused banking can make, reach out to us at 615-382-8255 or visit us at our Springfield location. We invite you to explore how Credit Union For Robertson County can be your trusted partner in achieving financial success!

Credit Card Benefits

With our credit cards featuring rewards programs, you can earn points on everyday purchases that can be redeemed for cash back or travel rewards. This makes spending not only easier but also rewarding!

Financing Your Dreams

When it comes to financing major purchases, we offer a variety of loan options to make your dreams a reality. Need a new car? Our auto loans and vehicle financing plans are designed with you in mind, providing flexible terms and competitive rates. If you're considering buying a home, our mortgage loans and refinancing options can help ease the process. Additionally, for those unexpected expenses or consolidating debt, we have personal loans that can fit various needs.

Personal Banking Made Easy

Our personal banking options include checking and savings accounts tailored to fit your lifestyle. With features like online and mobile banking, you can manage your finances anytime and anywhere. Imagine checking your balance from the comfort of your home or transferring funds with just a few taps on your phone. We also offer competitive interest rates on savings accounts to help you grow your money over time.

Supporting Local Businesses

For our local entrepreneurs, we provide business banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges; that's why we're committed to offering financial products that support your growth.

Digital & Online Banking

Key Services

Explore our online banking platform at https://www.tcurc.org/ where you can access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Enjoy the convenience of e-statements, which not only help you stay organized but also contribute to a greener environment by reducing paper waste. Need to make quick payments? Our mobile payments feature allows you to send money easily using your smartphone. Plus, with person-to-person transfers available, sending money to friends or family is as simple as a few taps on your screen. For those who prefer banking on-the-go, our mobile application is here for you. It brings all the power of online banking right to your fingertips. And if you ever need to sign documents electronically, we've got that covered too with our electronic signature authorization making it easier than ever to complete transactions without hassle.

Security & Support

Your security is our top priority. With robust measures in place, you can trust that your personal information and transactions are safe with us. Our online banking system is designed not just for ease of use but also with advanced security protocols to keep your data secure. No matter where life takes you, Credit Union For Robertson County ensures that managing your finances is straightforward and reliable. Experience the freedom and flexibility of our digital banking services today!

Financial Strength

Commitment to Growth

With $9,911,751 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to better serve our members. Our lending capacity is robust as evidenced by our $5,941,919.5 in total loans and leases and $28,770,000 in used auto loans available to help you achieve your financial goals.

Member Trust

The trust placed in us is evident with 15,594 total share accounts, showing a strong and growing member base that believes in our services. This trust fuels our commitment to provide quality financial products tailored specifically for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union For Robertson County is your trusted partner. Visit us at 3564 Tom Austin Hwy Springfield TN 37172 or call 615-382-8255 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to remain focused on providing competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $13,700,254 in share certificates and $3,789,189 in money market shares, offering stable and rewarding financial growth opportunities. This focus on member benefits sets us apart from traditional banks; our resources are directed towards you rather than outside investors.

Strong Financial Health

With a net worth of $10,272,283, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,167,695 in used vehicle loans and $4,199,512 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make owning a vehicle more affordable.

Credit Lines

For those who prefer having available credit at their fingertips, our total credit lines amounting to $8,000,000 offer great flexibility for unexpected expenses or planned purchases. We also have refinancing options available for many of our loan products. If you're considering refinancing an existing loan or want to learn about eligibility requirements for any of our offerings, please don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Credit Union For Robertson County, we are committed to providing transparent and member-focused services that cater to your financial well-being. For more information about how we can assist you or to start your loan application process today, visit us online at Credit Union For Robertson County or call us directly at 615-382-8255!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $154,539, make buying or refinancing simple. Whether you're looking for your first home or want to refinance an existing mortgage for better terms, we're here to guide you through the process.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $379,337 in loans helping members manage their finances effectively. These credit cards are designed to give you access to funds when you need them most without tying up your assets.

Loan Aggregator

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CREDIT UNION FOR ROBERTSON COUNTY CREDIT UNION - Springfield, TN

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