Credit Union 1 Henderson NV | Affordable Auto Loans & Business Banking

Introduction

Welcome to Credit Union 1, your trusted financial partner located at 2651 Paseo Verde Pkwy, Henderson, NV 89074. Established in 1958, our credit union has grown into a vital part of the community, serving over 122,990 members with dedication and care. We pride ourselves on offering a range of financial services designed to help you achieve your goals whether you're looking to buy your first home, finance a new vehicle, or simply save for the future. At Credit Union 1, we understand that each member's needs are unique. With total assets exceeding $1.9 billion, and total deposits amounting to $292,995,072, we maintain a solid foundation that ensures your finances are safe and sound. Our commitment to responsible lending is evident through our portfolio of over 156,531 loans and leases, enabling us to support our members in fulfilling their dreams. While members can visit us at our branch location, official correspondence should be sent to the same address: 2651 Paseo Verde Pkwy, Henderson, NV 89074. Our CEO, Todd Gunderson, along with Board President Robert Eberhardt, leads a team of dedicated professionals who are here to serve you. With a total of 424 employees, we're always ready to assist you with personalized service. As part of our community impact, we strive to maintain a strong net worth of $185,626,303 while ensuring that we have cash in hand amounting to $24,336,496 for immediate needs. Our investment in member business loans totals $577,324,629, showcasing our commitment not only to individuals but also to local businesses looking for growth opportunities. Whether you're interested in personal banking services such as checking and savings accounts or more complex offerings like mortgage loans and business financing solutions, we invite you to explore everything we have available online at Credit Union 1. We're here for you every step of the way! Call us at 702-735-2181 or visit us during our lobby hours from 8:00 AM to 5:00 PM on weekdays. Let's work together towards a brighter financial future!

Branch History & Mission

A Commitment to Innovation

As we continue to grow, we embrace technology that enhances the member experience. Our digital offerings include online banking and mobile payment options that make managing your finances more convenient than ever. Additionally, we ensure that our facilities are ADA compliant so that everyone can access our services comfortably. With $1,914,106,657 in total assets and a variety of services ranging from personal banking to business solutions, Credit Union 1 stands ready to meet your needs today and in the future. If you're not yet a member of Credit Union 1, we invite you to join us and discover the benefits of being part of a community-focused credit union. Experience personalized service and support designed with your best interests in mind. Together, let's build a brighter financial future!

Our Mission

Our mission at Credit Union 1 is simple yet powerful: to provide excellent financial services while fostering community growth and support. We believe that everyone deserves access to affordable banking options that empower them to achieve their goals. Whether it's opening a checking account, financing a vehicle, or securing a mortgage, we're here to guide you every step of the way. Beyond just banking services, we actively engage in community outreach efforts that uplift those around us. From partnering with local organizations to offering workshops on financial literacy, we are dedicated to making a positive impact in Henderson and its surrounding areas.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located just a short drive from popular destinations like the Green Valley Ranch Resort and The District at Green Valley Ranch, our branch is situated in an area that's easily accessible. Whether you're visiting us for personal banking needs or exploring new financial opportunities, you'll find our location welcoming and easy to reach. We understand how important accessibility is for our members. That's why we have ensured that our facilities comply with ADA standards, featuring ramps and designated parking spaces to make your visit hassle-free.

Operating Hours

We are here to serve you during the week! Our lobby hours are Monday through Friday from 8:00 AM to 5:00 PM. Feel free to stop by or give us a call at 702-735-2181 if you have any questions or need assistance. Whether you're looking to open an account or simply want to learn more about what we offer, we invite you to visit us at Credit Union 1. Your journey towards better financial health starts here!

Services Offered

At Credit Union 1, we pride ourselves on providing a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we're here to support you every step of the way. We also offer basic drive-thru banking services for quick transactions like deposits and withdrawals. If you need assistance outside of regular banking hours, rest assured that our ATM services are available for your convenience. Plus, if you're a member of a partner credit union, take advantage of our shared service center for deposits and withdrawals.

Member Eligibility

At Credit Union 1, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming, and we invite you to explore how easy it is to join us at our branch located at 2651 Paseo Verde Pkwy Henderson Nv 89074. If you live, work, worship, or attend school in our service area, you're likely eligible to become a member! We also have options for family members of current members. By joining Credit Union 1, you gain access to a range of benefits designed with your financial well-being in mind, including personalized banking services and competitive loan rates. To get started, feel free to reach out to us at (702) 735-2181 for any questions or visit our website for more detailed eligibility criteria at . We're excited to welcome you into our community and help you take the next step towards achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a payment system that fits seamlessly into your daily operations. Our merchant services offer just that whether you're running a retail store or an online shop, you can accept payments easily and securely. This means quicker transactions and happier customers, all while freeing you up to focus on what really matters: growing your business. Located at 2651 Paseo Verde Pkwy Henderson Nv 89074 in Henderson, NV, we invite you to discover how our tailored business banking solutions can empower your success. Reach out to us at (702) 735-2181 or visit our website at https://www.creditunion1.org/ to learn more!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $569 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $548,676,079, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're dreaming of a new vehicle, look no further! We provide competitive auto loans and vehicle financing options that fit various budgets and lifestyles. Imagine driving away in your new car with flexible repayment plans that won't strain your finances.

Business Banking

For business owners, we understand that having the right financial tools is crucial for success. Our business banking services include merchant services and business loans designed to help your enterprise thrive. From startups to established companies, we're here to support your growth.

Call Us Today!

Ready to explore how Credit Union 1 can assist you? Reach out to us at (702) 735-2181 or visit us at 2651 Paseo Verde Pkwy Henderson Nv 89074 during our operating hours from 8:00 AM to 5:00 PM, Monday through Friday. With a commitment to exceptional service and community support, we look forward to welcoming you into our family! Visit us online at our website for more information about all our services.

Convenient Access

We prioritize convenience with our ATM and cash withdrawal services available around the clock. Plus, enjoy basic drive-thru banking for quick deposits or withdrawals without leaving your car! Our shared service center also allows members of partner credit unions to conduct transactions seamlessly.

Mortgage Loans & Refinancing

Purchasing a home is one of the biggest decisions you'll ever make, and at Credit Union 1, we're here to support you every step of the way. Our mortgage loans and refinancing options cater to different financial situations, ensuring you find the perfect fit for your future.

Personal Banking

Our personal banking services include checking and savings accounts that make managing your money easy. You can access your funds anytime through our user-friendly online and mobile banking platforms. Need a little extra help? We offer personal loans and debt consolidation options to help you get back on track. With our credit cards featuring rewards, you can earn while you spend!

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your account balances, pay bills, and transfer funds whenever it suits you. Plus, our mobile application allows you to manage your finances right from your smartphone. If you're out shopping or dining, use our mobile payments feature for quick and easy transactions. Need to send money to a friend? Our person-to-person transfers make it simple and fast. You can also opt for e-statements for quick access to your financial records without the clutter of paper statements. And with electronic signature authorization, signing documents is a breeze no need to visit the branch!

Security and Accessibility

We prioritize your security while ensuring that our services remain accessible. Our online banking system is designed with safety in mind, using advanced encryption to protect your personal information. You can feel confident knowing that your data is secure while enjoying real-time account management. At Credit Union 1, we are committed to providing tools that help simplify your banking experience. Explore all these features today by visiting us at https://www.creditunion1.org/ and discover how easy it is to stay on top of your finances!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 2651 Paseo Verde Pkwy Henderson Nv 89074 or call (702) 735-2181 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We take pride in having 412 full-time employees and 12 part-time employees ready to serve you with knowledge and commitment. Their expertise ensures that you receive personalized service tailored to your unique financial situation. Additionally, our Net Shares (Funds available for lending and investments) stand at $0, further reinforcing our ability to meet your borrowing needs. With a growing member base reflected by a total of 231,786 accounts, it's clear that many people trust us with their finances.

Member-Centric Savings

Members' savings are secured through $188,133,934 in share certificates and $129,421,339 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $71,330,973, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Members

With $115,470,655 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to continuous improvement reflects our dedication to helping you reach your financial goals. We also support our community with $98,226 in used auto loans and $1,299,191,056 in total loans and leases, ensuring that our lending capacity aligns with your needs across various sectors. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Strong Financial Health

With a net worth of $185,626,303, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong foundation is essential for providing you with the peace of mind you deserve. Our net worth ratio of $1,006 demonstrates a solid capital base. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $272,982,877 in used vehicle loans and $40,921,247 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we've got financing solutions tailored just for you.

Business Financing

For business owners in need of capital to grow and expand their ventures, our outstanding commercial loans totaling $548,676,079 provide the necessary funding. We're dedicated to supporting local businesses and helping them thrive in today's economy.

Credit Lines and Unsecured Loans

For those looking for flexible borrowing options, we offer credit lines with a total of $541,191,713 available. This is perfect for managing expenses that arise unexpectedly. Additionally, we have flexible terms on unsecured credit card loans, with a total of $948,233 helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $80,969,205, make buying or refinancing simple. We provide various mortgage products designed to fit your budget and lifestyle. Our team is ready to guide you through the process so you can start building equity in your new home.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we encourage you to reach out to us for more information about eligibility options that might be available to you. Our mission at Credit Union 1 is to offer transparent and supportive financial services that meet your needs. You can contact us at 702-735-2181 during our operating hours from 8:00 AM to 5:00 PM for any questions or assistance regarding our loan products. For more detailed information on how our loan offerings can help you reach your financial goals, visit us online at Credit Union 1. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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