At Credit Union 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which showcases our commitment to serving you with confidence. With a
net worth of $170,866,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$161,624,713 in share certificates and
$105,793,521 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$65,120,499, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$89,166,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have
$104,644 in used auto loans and
$1,098,621,739 in total loans and leases available to support your financial goals across various sectors. Though our
net income is $0, reflecting our operational efficiency, we remain dedicated to offering competitive loan rates and solid financial products for our members. We also take pride in having
357 full-time employees and
6 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending stand at
$0, while the total number of share accounts reflects a strong member base with
206,629 accounts trusting us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 1234 N Eddy St Ste 101 South Bend In 46617 or call (800) 252-6950 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.