Credit Union 1 Hobart IN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Credit Union 1, where your financial well-being is our top priority! Located at 680 N Union St, Hobart, IN 46342, we have proudly served our community since 1958. With a robust membership of over 122,990 individuals, we are committed to providing personalized financial solutions that meet your unique needs. At Credit Union 1, we understand that every member's journey is different. That's why we offer a wide array of services, from personal banking and auto loans to mortgage options and business banking. Our total assets of $1,914,106,657 and total deposits reaching $292,995,072 reflect our strong foundation and dedication to supporting you financially. Under the leadership of CEO Todd Gunderson and Board President Robert Eberhardt, our team of 424 employees is ready to assist you with any financial inquiries or support you may need. We take pride in being more than just a financial institution; we are a part of your community. While members can visit us at our Hobart branch for all their banking needs, official correspondence should be sent to our mailing address: 200 E Champaign Ave, Rantoul, IL 61866-2930. Feel free to reach out to us at 800-252-6950 or explore our services online at Credit Union 1. Join us in making your financial dreams a reality stop by today or give us a call!

Branch History & Mission

Community Focus

As part of our dedication to being a community-centered institution, we also provide shared service center access for partner credit union members. This means that whether you need assistance or want to conduct basic transactions like deposits or withdrawals, we've got you covered. Additionally, we embrace technology with online and mobile banking options that allow you to manage your finances anytime and anywhere. Our commitment to accessibility includes ADA compliance measures ensuring everyone can benefit from our services.

Join Us

We invite you to become part of the Credit Union 1 family. Experience firsthand how we prioritize your financial well-being while actively supporting our local communities. Visit us today at 680 N Union St or call us at 800-252-6950 for more information on how we can help you thrive financially! Together, let's build a stronger future for Hobart and beyond!

Our Mission

At Credit Union 1, our mission is simple yet profound: to enrich the lives of our members by providing them with reliable financial solutions while giving back to the community. We understand that every member's needs are unique, which is why we offer personalized service tailored to individual situations. We operate Monday through Friday from 8 AM to 5 PM, making it easy for you to access the services you need. Plus, with ATM availability and drive-thru banking options, convenience is always at your fingertips.

Our Story

From the very start, Credit Union 1 was founded on the principle of providing accessible financial services to everyone in our community. Over the years, we have expanded our offerings significantly. We are not just about banking; we aim to empower our members by helping them achieve their financial goals through personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment extends beyond just financial transactions. We believe in fostering relationships and supporting our local communities through various outreach programs and partnerships. This mission drives us daily as we strive to make a positive impact in Hobart and surrounding areas. While members can visit us at 680 N Union St, official correspondence should be sent to our mailing address: 200 E Champaign Ave, Rantoul, IL 61866-2930.

Branch Location & Accessibility

Call to Action

We invite you to come by and experience how Credit Union 1 can help you manage your finances better! Feel free to call us at 800-252-6950 if you have any questions or need assistance before your visit. Your financial journey starts here!

Nearby Landmarks and Accessibility

Nestled close to local favorites like the Hobart Historical Society and just a short drive from the scenic Lake George, our branch is not only accessible but also surrounded by the vibrant community of Lake County. We offer ample parking spaces for our members, ensuring that you can visit us without any hassle. Our facilities are designed with accessibility in mind, featuring ramps and ADA-compliant services to assist all our members.

Operating Hours and Services

At Credit Union 1, we understand that your time is valuable. That's why we're open Monday through Friday from 8 AM to 5 PM, ready to help you with personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. If you're looking for quick transactions, our drive-thru service is available for deposits and withdrawals. In addition to these great features, we have an ATM on-site for your convenience. Plus, if you're a member of another participating credit union, you can take advantage of shared branch services right here at our location. While members can visit us at 680 N Union St, official correspondence should be sent to 200 E Champaign Ave, Rantoul, IL 61866-2930 if needed.

Member Eligibility

At Credit Union 1, we believe that everyone deserves a place in our community, and becoming a member is as simple as reaching out! If you live, work, or worship in the area around 680 N Union St Hobart In 46342, you're likely eligible to join us. Our membership is designed to be welcoming and inclusive, making it easy for you to access a range of financial services tailored just for you. From personal banking options to loans and credit cards, being part of Credit Union 1 means having a supportive partner by your side as you navigate your financial journey. To learn more about the specific eligibility criteria, feel free to visit our website at . And when you're ready to open an account, check out the straightforward process outlined at or give us a call at (800) 252-6950. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your daily operations without worrying about payment processing. Our merchant services allow you to accept payments seamlessly, whether online or in-person. By simplifying transactions, we help you focus on what really matters growing your business. Located at 680 N Union St Hobart In 46342, Hobart, IN 46342, we're here to provide personalized service that meets your specific needs. Contact us at (800) 252-6950 to discover how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $569 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $548,676,079, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We also have an ATM on-site for quick cash withdrawals and balance checks. If you prefer face-to-face interactions but are short on time, our basic Drive-Thru Banking allows for easy deposits and simple transactions without leaving your car. Plus, members of partner credit unions can enjoy basic shared branch transactions for added convenience. At Credit Union 1 in Hobart, we're committed to making banking easier for everyone in our community. Our friendly team is always ready to assist with any questions or concerns. Reach out today at 800-252-6950, or visit us online at creditunion1.org to learn more about how we can serve you better. We invite you to experience the difference personalized service makes!

Business Banking

For our members running their own businesses, we provide specialized support through our Business Banking services. This includes everything from Merchant Services that facilitate seamless transactions to tailored Business Loans designed to help you grow.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online and Mobile Banking solutions. Access your accounts anytime, anywhere with ease. You can make deposits, transfer funds, and pay bills all from the comfort of your home or on the go using our mobile app.

Loans and Financing

Thinking about buying a car? Our Auto Loans and Vehicle Financing options can help turn your dream vehicle into a reality. With competitive rates and flexible terms, you can drive off the lot without breaking the bank. If you're considering homeownership or want to refinance your current mortgage, our Mortgage Loans and Refinancing services will guide you through every step, ensuring the best fit for your budget. Need some extra cash for personal projects? Our Personal Loans and Debt Consolidation services offer straightforward solutions to help simplify your finances. And if you're looking to earn rewards on everyday purchases, check out our Credit Cards with Rewards that allow you to earn while you spend.

Personal Banking

For everyday banking, we offer various Checking and Savings Accounts that help you keep track of your money while earning interest. Imagine easily managing your expenses with a checking account designed for hassle-free access. Our savings accounts provide the perfect way to set aside funds for future goals, whether that's a vacation or a new home.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform, accessible through https://www.creditunion1.org/ , offers a range of features designed to simplify your banking experience. You can easily check your account balances, transfer funds, and pay bills all from the comfort of your own device. Plus, with 24/7 online banking services, you have access to your accounts whenever you need them. Need to send money to a friend? With our person-to-person transfers, you can do that quickly and securely without any hassle. If you prefer going paperless, our e-statements are available to help you manage your financial documents efficiently while keeping everything organized.

Security and Ease of Use

Security is a top priority for us at Credit Union 1. We provide electronic signature authorization to ensure that your transactions are safe and verified. Our mobile application further enhances your banking experience by allowing you to perform transactions right from your smartphone. Additionally, if you're someone who enjoys using mobile payments, you'll be pleased to know that we support this feature as well! This means you can make purchases directly from your phone without needing cash or cards.

Stay Connected Anytime, Anywhere

With all these features combined, Credit Union 1 offers an easy-to-use platform where you can manage your money in real time. You can feel confident knowing that wherever life takes you, your finances are just a tap away. Explore our digital banking options today and see how we can help streamline your banking experience!

Financial Strength

Focused on Members

Members' savings are secured through $188,133,934 in share certificates and $129,421,339 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $71,330,973, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

The trust our members place in us is evident as we manage a total of 231,786 share accounts. This growing member base highlights the confidence you have in us to manage your finances wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 680 N Union St Hobart In 46342 or call (800) 252-6950 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 412 full-time employees and 12 part-time employees ready to assist you with any questions or needs.

Reinvestment for Growth

With $115,470,655 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $98,226 in used auto loans and $1,299,191,056 in total loans and leases supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $185,626,303, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,006 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $272,982,877 in used vehicle loans and $40,921,247 in new vehicle loans already helping members get on the road. Whether you're financing a new ride or opting for a reliable used vehicle, our flexible terms make it easy for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $548,676,079 provide the capital needed to grow and expand. Whether you're starting a new venture or seeking funds for expansion, we are here to support your business ambitions. We invite you to explore our loan offerings at our branch located at 680 N Union St Hobart IN 46342. For more information or to speak with one of our team members about refinancing options and eligibility criteria, please call us at 800-252-6950. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With Credit Union 1 by your side, achieving your financial dreams is within reach!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $80,969,205, make buying or refinancing simple. We offer competitive rates and terms that can fit various budgets. Let us help you take the next step toward owning your home.

Unsecured Credit Card Loans

Managing your finances effectively is essential. We also offer flexible terms on unsecured credit card loans, with a total of $948,233 in loans available. These cards are designed to help you make everyday purchases while providing access to credit when you need it most.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory guidelines guarantees that all offers are fair and transparent, giving users peace of mind when comparing options.

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