Credit Union 1 Rantoul IL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Credit Union 1, your trusted financial partner located at 200 E Champaign Ave, Rantoul, IL 61866. Established in 1958, we have proudly served our community for over six decades, growing alongside our members and adapting to their needs. With a current membership of 122,990, we are dedicated to providing personalized services that empower you to achieve your financial goals. At Credit Union 1, we manage assets totaling an impressive $1,914,106,657, ensuring that we have the resources needed to support your financial journey. Our total deposits stand at $292,995,072, reflecting the trust our members place in us. We offer a variety of loan options with a total of 156,531 loans and leases available, including auto loans, mortgages, and personal loans tailored to fit your lifestyle. Our leadership team is committed to fostering a member-centric environment. Under the guidance of CEO Todd Gunderson and Board President Robert Eberhardt, we strive to create innovative solutions that cater to your financial needs while maintaining strong community ties. With over 424 employees, we ensure that there is always someone available to assist you. While members can visit us at our branch location for all banking needs, official correspondence should be directed to the same address: 200 E Champaign Ave, Rantoul, IL 61866-2930. For any inquiries or assistance, feel free to reach out at 800-252-6950 during our lobby hours from 8 AM to 5 PM on weekdays. Join us today and experience the difference with Credit Union 1 where community matters and your financial success is our priority! Visit our website at creditunion1.org for more information on our services and how we can help you thrive financially.

Branch History & Mission

Community Engagement

Credit Union 1 is deeply rooted in the Rantoul community. We actively participate in various outreach efforts aimed at supporting local initiatives and organizations. By forming partnerships with local businesses and participating in community events, we aim to give back and help foster a thriving environment for all residents. As we move forward, our focus remains on innovation while ensuring that each member feels valued and supported. Whether you need assistance with personal loans or want guidance on saving for your future, our dedicated team is here to help. If you're looking for a credit union that prioritizes your needs while being actively involved in the community, consider joining Credit Union 1 today! Visit us at 200 E Champaign Ave or call us at 800-252-6950 for more information about how we can assist you on your financial journey. Together, let's build a brighter future!

Our Mission Statement

At Credit Union 1, we believe that everyone deserves access to quality financial services. Our mission is to enhance the lives of our members through personalized banking solutions that cater not only to their financial goals but also contribute positively to the community. We focus on providing personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. In addition, we offer business banking services such as merchant services and business loans. We understand the importance of convenience in today's fast-paced world. That's why we are proud to offer digital advancements like online and mobile banking, allowing members to manage their finances anytime and anywhere. Our commitment extends beyond just transactions; we strive for accessibility with features such as ATM availability and drive-thru banking.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces, ensuring everyone can visit us without hassle. Plus, we offer ample parking right outside the building for your convenience.

Operating Hours

Our friendly staff is available to assist you during our lobby hours from 8 AM to 5 PM on weekdays. We want to make your banking experience as smooth as possible, so feel free to drop by anytime during these hours!

Services Available

At Credit Union 1, we provide a range of services tailored to meet your financial needs. Whether you're interested in personal banking options like checking and savings accounts or looking into auto loans and mortgage refinancing, we've got you covered. We also have a convenient ATM on-site for quick cash withdrawals and balance checks. If you prefer drive-thru banking, our drive-thru service allows you to handle deposits and withdrawals without leaving your car. For those who may need additional assistance or shared services from partner credit unions, we proudly participate in shared branching. This means you can conduct basic transactions even if you're not a member of our credit union. While members can visit us at 200 E Champaign Ave, official correspondence should be sent to 200 E Champaign Ave, Rantoul, IL 61866-2930. If you have any questions or would like more information about our services, please don't hesitate to call us at 800-252-6950. We look forward to welcoming you at Credit Union 1!

Member Eligibility

At Credit Union 1, we believe that becoming a member means joining a welcoming community that supports your financial journey. If you're looking to be part of our family, you'll find that eligibility is straightforward and inclusive. Whether you live, work, or worship in the area around 200 E Champaign Ave Rantoul Il 61866, you are likely eligible to join us. We embrace a diverse group of members who share our values and commitment to building a better financial future together. For detailed information on eligibility criteria, feel free to check out this resource: . Getting started with your membership at Credit Union 1 is easy! Simply reach out to us at (800) 252-6950 for assistance or visit our branch located at 200 E Champaign Ave Rantoul Il 61866. Our friendly team is here to guide you through the account opening process, ensuring that you feel confident and informed every step of the way. We can't wait for you to experience all the benefits of being part of our credit union family!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $569 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $548,676,079, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services tailored for your needs. Imagine being able to accept payments quickly and securely while managing your transactions all in one place. Our tools simplify payment processing, giving you more time to focus on what you do best running your business. Located at 200 E Champaign Ave Rantoul Il 61866 in Rantoul, IL, we're here to partner with you every step of the way. Connect with us today at (800) 252-6950 and discover how we can help your business reach its full potential!

Comprehensive List Of Services

ATM and Drive-Thru Access

Need cash quickly? Our ATM and cash withdrawal services are readily available for your convenience. Plus, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car.

Business Banking Solutions

For entrepreneurs and small business owners, we offer a suite of Business Banking services. From Merchant Services that simplify payment processing to Business Loans that support your growth, we're committed to helping your business thrive.

Credit Cards and Rewards

Looking for a credit card that rewards you? Our Credit Cards with Rewards program offers benefits tailored just for you, making every purchase more rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go using our mobile app.

Personal Banking Services

When it comes to managing your finances, we understand that everyone has different requirements. That's why we offer Personal Banking services that include checking and savings accounts designed to help you save for your goals. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel with competitive rates and flexible terms. For those who dream of homeownership or want to refinance their current mortgage, our Mortgage Loans & Refinancing solutions provide the support you need. If you're facing unexpected expenses or need help consolidating debt, our Personal Loans & Debt Consolidation services can help ease your financial burden.

Shared Branch Transactions

If you're a member of a partner credit union, take advantage of our shared branch transactions for deposits and withdrawals making it easier than ever to access your money when you need it. At Credit Union 1, we're not just about transactions; we're about relationships. We invite you to visit us at 200 E Champaign Ave Rantoul Il 61866 or call us at (800) 252-6950 to learn more about how we can assist you with all your financial needs. Join us today and experience banking that puts you first!

Digital & Online Banking

Accessibility and Real-Time Management

At Credit Union 1, we prioritize making banking accessible and straightforward for everyone. Our digital tools empower you to manage your accounts in real-time, giving you total control over your finances. Whether you're at home or on the move, our online services ensure that help is always just a click away. In today's fast-paced world, having reliable digital banking options is essential. Experience the convenience and security of banking with Credit Union 1 today!

Key Features of Our Digital Banking Services

With just a few clicks at https://www.creditunion1.org/ , you can take advantage of our user-friendly online banking platform. Whether you want to check your balance, transfer funds, or pay bills, everything is just a tap away. Enjoy the peace of mind that comes from knowing your transactions are secure with our robust electronic signature authorization feature. If you're always on the go, our mobile application is perfect for you. It supports mobile payments, allowing you to make purchases directly from your device without the hassle of cash or cards. Plus, with person-to-person transfers, sending money to friends or family has never been easier. You can also opt for e-statements to keep track of your finances without the clutter of paper statements. This eco-friendly choice not only helps the environment but also gives you quick access to all your financial records right from your online account.

Financial Strength

A Strong Foundation

With a net worth of $185,626,303, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,006 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing in Your Future

With $115,470,655 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $98,226 in used auto loans and $1,299,191,056 in total loans and leases available to support your financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts: 231,786, show a strong and growing member base that trusts us with their finances. This trust empowers us to strengthen our offerings continuously. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 200 E Champaign Ave Rantoul Il 61866 or call (800) 252-6950 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our ability to operate efficiently is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 412 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $188,133,934 in share certificates and $129,421,339 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $71,330,973, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $272,982,877 in used vehicle loans and $40,921,247 in new vehicle loans already helping members get on the road. We also provide refinancing options if you want to lower your current payments or adjust your loan terms.

Business Loans

For business owners, our outstanding commercial loans totaling $548,676,079 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or need working capital to support your operations, we can help craft a solution tailored to your business needs. At Credit Union 1, we aim to simplify the borrowing process while offering competitive rates and excellent service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today to explore all our loan offerings and discover how we can assist you on your financial journey!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $948,233 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to enhance your purchasing power.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $80,969,205, make buying or refinancing simple. We can guide you through every step of the process to ensure that you find the right fit for your budget and lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory standards ensures that all loan offers presented are fair and transparent. Users can trust that they are viewing legitimate offers from recognized financial institutions.

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