Credit Union 1 Lombard IL | Quick Personal Loans & Business Banking

Introduction

Welcome to Credit Union 1, where your financial well-being is our top priority! Located at 450 E 22nd St Ste 250, Lombard, IL 60148, we have been serving our community since 1958. With a dedicated team of 424 employees, we proudly support over 122,990 members with personalized banking solutions designed to meet their unique needs. At Credit Union 1, we understand that trust is vital in building lasting relationships. That's why we ensure our members have access to robust financial resources, including total assets amounting to an impressive $1,914,106,657 and total deposits of $292,995,072. Our commitment to responsible lending is reflected in our total loans of 156,531, providing opportunities for personal and business growth alike. Under the leadership of CEO Todd Gunderson and Board President Robert Eberhardt, our team strives to create a welcoming environment where members can achieve their financial goals. We take pride in our strong net worth of $185,626,303 and maintain a healthy cash reserve of $24,336,496 to ensure stability and security for all our services. While members can visit us at the branch address mentioned above, official correspondence should be sent to our mailing address: 450 E 22nd St Ste 250, Lombard, IL 60148-6176. Whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages, Credit Union 1 has you covered. We invite you to experience the difference that community-focused banking can make. Feel free to give us a call at 800-252-6950 or explore more about our services online at creditunion1.org. Join us today and let's build a brighter financial future together!

Branch History & Mission

Commitment to Accessibility

Our branch is designed with accessibility in mind. We offer ADA-compliant facilities to ensure all members can comfortably access our services. Additionally, we provide convenient ATM availability for quick cash withdrawals and balance checks.

Community Engagement

Over the years, Credit Union 1 has been more than just a financial institution; we've become an integral part of the Lombard community. Our partnerships with local organizations allow us to give back through various initiatives aimed at improving financial education and supporting those in need. As we look towards the future, we invite you to join us on this journey. Experience firsthand how Credit Union 1 can help you achieve your financial goals while being part of a community-focused organization. Reach out today at 800-252-6950 or visit us online at www.creditunion1.org to learn more about becoming a member. Together, let's build a brighter financial future!

Our Mission

At Credit Union 1, our mission is simple yet powerful: to empower our members through exceptional financial services while fostering community growth. We believe that everyone deserves access to quality banking options without the burden of high fees or complicated processes. Our range of services includes personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. We are also proud to provide modern conveniences like online and mobile banking, ensuring that our members can manage their finances anytime and anywhere. Our commitment extends beyond banking; we actively engage in community outreach programs and partnerships that promote financial literacy and support local initiatives.

Branch Location & Accessibility

Welcome to Credit Union 1, your friendly financial partner located at 450 E 22Nd St Ste 250, Lombard, IL 60148. Nestled in the heart of Lombard, we're conveniently situated near local landmarks, making it easy for you to drop by whenever you need assistance with your banking needs. Whether you're visiting us for a quick transaction or exploring our various services, our branch is here to support you. At Credit Union 1, we prioritize accessibility for all our members. Our location features ADA-compliant entrances and ramps, ensuring that everyone can comfortably access our services. Plus, we offer convenient parking options right outside the branch, so you won't have to worry about finding a spot when you arrive. Our branch is open from 8 AM to 5 PM Monday through Friday, allowing you ample time during the week to handle your banking tasks. We also understand that sometimes you need cash on the go; that's why we have an ATM available for your convenience. While members can visit us at 450 E 22Nd St Ste 250, official correspondence should be sent to our mailing address: 450 E 22nd St Ste 250, Lombard, IL 60148-6176. This helps us ensure your inquiries are directed appropriately. Whether you're looking for checking and savings accounts, auto loans, or personal loans, our friendly staff is ready to assist you with a smile. If you have any questions or want to know more about our services, don't hesitate to give us a call at 800-252-6950. We can't wait to welcome you into our community!

Member Eligibility

Joining Credit Union 1 feels like stepping into a warm community where your financial needs are truly understood. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We believe in inclusivity and strive to support our members every step of the way. By becoming part of Credit Union 1, you'll enjoy personalized services tailored just for you, from checking and savings accounts to loans that fit your lifestyle. To learn more about the specific eligibility criteria, please check out this helpful resource: . If you're ready to take the next step toward membership or have any questions, don't hesitate to reach out at (800) 252-6950. We can't wait to welcome you at our branch located at 450 E 22Nd St Ste 250 Lombard Il 60148!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $569 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $548,676,079, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine being able to accept payments seamlessly from your customers while keeping track of transactions effortlessly. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Whether it's credit card processing or digital payment solutions, we've got you covered. Located at 450 E 22Nd St Ste 250 Lombard Il 60148 in Lombard, IL, we're here to partner with you on your journey toward success. Contact us at (800) 252-6950 to learn more about how we can support your business needs today!

Comprehensive List Of Services

ATM Services

Need cash on the go? With our ATM & Cash Withdrawal Services, accessing your money is quick and straightforward. You can withdraw cash or check balances at thousands of ATMs nationwide.

Business Banking Services

For entrepreneurs and small business owners, our Business Banking solutions offer essential tools like merchant services and business loans. We recognize the unique challenges faced by businesses and provide resources that empower growth and success.

Credit Cards with Rewards

Enjoy spending rewards with our Credit Cards with Rewards program! Earn points on everyday purchases that can be redeemed for various rewards. It's an easy way to get more from your spending while managing your credit effectively.

Home Financing

If you're considering home ownership, our Mortgage Loans & Refinancing options can help turn that dream into reality. Whether you're a first-time buyer or looking to refinance an existing mortgage, we'll work with you to find a plan that suits your financial situation.

Online & Mobile Banking

In today's fast-paced world, managing finances digitally is crucial. Our robust Online & Mobile Banking platforms allow you to check balances, transfer funds, and pay bills from anywhere at any time. With features like mobile payments and person-to-person transfers, banking has never been more convenient.

Personal Banking Solutions

Managing your day-to-day finances is easier with our Personal Banking options, which include checking and savings accounts. Imagine having the flexibility to access your money whenever you need it, whether through an ATM or online banking. Our accounts are designed for your convenience, allowing you to track your spending and save for future goals effortlessly.

Personal Loans

For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services provide quick solutions with favorable terms. We understand that life happens, and having access to funds when needed can bring peace of mind.

Shared Branch Transactions

As a member of Credit Union 1, you also benefit from basic shared branch transactions allowing deposits and withdrawals even if you're visiting a partner credit union location. This feature adds another layer of convenience when traveling or relocating temporarily. At Credit Union 1, we're committed to providing comprehensive financial services tailored just for you. If you have questions about any of our offerings or want assistance getting started, don't hesitate to reach out at (800) 252-6950 or visit us today! Discover how we can help simplify your financial journey at Credit Union 1!

Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services make it simple to get behind the wheel. We offer competitive rates that can help you afford the vehicle you want. Plus, our team can guide you through the process, ensuring everything fits comfortably within your budget.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization, which allows you to complete important transactions without needing to visit a branch. This not only saves you time but also keeps your information secure and easily accessible. If you prefer going paperless, our e-statements make tracking your financial activity straightforward while helping you reduce clutter. For those who love convenience, our mobile application is here to help. Available for download on various devices, it puts banking in the palm of your hand. You can make mobile payments effortlessly and even send money directly to friends or family through our person-to-person transfer option. It's like having your bank right in your pocket! We're committed to keeping your information safe while giving you the tools you need for real-time account management. With Credit Union 1, everything from setting up alerts to managing transactions is designed with your ease-of-use in mind. Whether you're at home or out and about, managing your finances has never been easier or more secure. Join us at Credit Union 1 today and experience all that our digital banking services have to offer!

Financial Strength

Commitment to Growth

With $115,470,655 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $98,226 in used auto loans and $1,299,191,056 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 231,786, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further reinforcing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 450 E 22Nd St Ste 250 Lombard Il 60148 or call (800) 252-6950 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $188,133,934 in share certificates and $129,421,339 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $71,330,973, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 412 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $185,626,303, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,006 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $272,982,877 in used vehicle loans and $40,921,247 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we've got you covered with flexible terms that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $548,676,079 provide the capital needed to grow and expand. We understand that every business has unique challenges and opportunities; that's why we work closely with entrepreneurs to develop financing solutions tailored to their specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $80,969,205. Whether you're a first-time homebuyer or looking to refinance your current mortgage for better terms, our team is here to assist you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we're here to help! Our team can guide you through the process and discuss eligibility options tailored for you. We believe that informed decisions lead to better outcomes. For performance insights and financial data related to our loan offerings and services, refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Credit Union 1, we're committed to providing financial solutions that empower our members. If you have questions or want more information about our loan products, please reach out to us at 800-252-6950. We're here to help you take the next step towards your financial future!

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we provide flexible terms on unsecured credit card loans, with a total of $948,233 in loans helping members manage their finances effectively. This option allows for easy access to funds when you need them most without putting up collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers. Each lender listed on the platform has been thoroughly vetted to guarantee that only legitimate financial institutions are represented.

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