Credit Union 1 Evergreen Park IL | Top Auto Loans & Business Banking

Introduction

Welcome to Credit Union 1, your trusted financial partner in Evergreen Park, Illinois! Located at 9441 S Kedzie Ave, our branch has been serving the community since 1958. With a strong commitment to our members, we proudly support over 110,000 individuals who rely on us for their banking needs. At Credit Union 1, we understand that financial success is about more than just numbers. With total assets of $1,921,186,884 and total deposits reaching $593,117,389, we are dedicated to providing you with safe and secure banking options. Our net worth stands at an impressive $170,866,746, showcasing our stability and reliability as a financial institution. Led by our CEO, Todd Gunderson, and Board President, Robert Eberhardt, our team of 363 employees is here to help you navigate your financial journey. Whether you're looking for auto loans, mortgage options, or personal banking services, we have tailored solutions to meet your needs. While members can visit us at 9441 S Kedzie Ave, official correspondence should be sent to the same address. We invite you to explore our range of services designed with you in mind everything from checking and savings accounts to business loans and online banking. With a commitment to community impact and member satisfaction at the heart of what we do, we encourage you to reach out. Call us at 708-346-9160 or visit our website at Credit Union 1 for more information. Together, let's build a brighter financial future!

Branch History & Mission

Community Focus

Credit Union 1 is not just about numbers; it's about people. We actively engage with local organizations and initiatives aimed at uplifting our community. Through partnerships with schools and charities, we participate in outreach programs that promote financial literacy and provide assistance to those in need. Our shared service center also allows us to extend our reach by collaborating with other credit unions to serve even more members effectively. While you can visit us at our branch address for all your banking needs whether you're interested in checking accounts or vehicle financing official correspondence should be directed to our mailing address at 9441 S Kedzie Ave, Evergreen Park, IL 60805-2325.

Join Us

At Credit Union 1, we're more than just a financial institution; we're your neighbors and your partners in progress. Our operating hours are convenient for you: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM. We also offer ATM access for quick transactions. We invite you to join our growing family today! Experience firsthand how Credit Union 1 can help you achieve your dreams while being part of a supportive community. For more information or assistance, don't hesitate to call us at (708) 346-9160 or visit our website at Credit Union 1. Together, let's build a brighter financial future!

Our Journey

Located at 9441 S Kedzie Ave, Evergreen Park, IL 60805, our branch has become a cornerstone of the local area. Over the decades, we've adapted to meet the needs of our members through various milestones. From introducing online banking and mobile payments to ensuring ADA compliance for all our facilities, we continuously strive to enhance the banking experience for everyone. Our mission is straightforward yet impactful: to provide exceptional financial services that empower individuals and strengthen our community. We believe that financial health is essential for personal growth and stability. By offering services such as personal banking accounts, auto loans, mortgages, and business banking solutions, we aim to support every member in achieving their financial goals.

Branch Location & Accessibility

Welcome to Credit Union 1, your friendly neighborhood financial partner located at 9441 S Kedzie Ave in Evergreen Park, Illinois. Our branch is conveniently situated just a stone's throw away from local favorites like the Evergreen Park Community Center and the scenic Evergreen Park. Whether you're running errands or enjoying a day out, you can easily stop by for all your banking needs. At Credit Union 1, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can enjoy our services comfortably. Parking is readily available nearby, making your visit hassle-free. We understand that your time is valuable, which is why we offer flexible operating hours to fit your busy schedule. Our lobby hours are Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM. Whether you need to open an account, apply for a loan, or simply ask questions about our services, we're here for you during these convenient times. In addition to personal banking services such as checking and savings accounts, auto loans, and credit cards with rewards, we also offer business banking options. If you're on the go, rest assured that you can access your funds through our ATM on-site. While we don't have drive-thru service at this location, our shared service center allows members of partner credit unions to perform basic transactions like deposits and withdrawals. If you have any questions or would like more information about our services, don't hesitate to reach out! You can call us at 708-346-9160. We invite you to visit us soon; we can't wait to help you achieve your financial goals!

Member Eligibility

Becoming a member of Credit Union 1 is like joining a caring family that prioritizes your financial well-being. If you're looking to take part in our community, you'll be glad to know that eligibility is quite accessible! Generally, anyone who lives, works, worships, or attends school in the area can become a member. This means if you're connected to Evergreen Park or its surroundings, you're likely eligible! The benefits of membership include personalized service, competitive rates on loans and savings accounts, and access to various financial products tailored just for you. For more detailed information about the eligibility criteria, feel free to check out our resource at . When you're ready to open an account with us at Credit Union 1, it's as simple as giving us a call at (708) 346-9160 or stopping by our branch located at 9441 S Kedzie Ave Evergreen Park Il 60805. Our friendly staff is here to guide you through the process and answer any questions you might have. We can't wait for you to experience the advantages of being part of our community!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $496 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $472,499,101, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced market, having efficient merchant services is crucial. Imagine seamlessly processing payments while also managing your cash flow effectively. Our services provide everything from credit card processing to payment solutions that fit your unique needs, ensuring you can focus on what really matters running your business. Located at 9441 S Kedzie Ave Evergreen Park Il 60805 in Evergreen Park, IL, we're here to help local businesses thrive. For inquiries or to get started, give us a call at (708) 346-9160. Let's work together to turn your business aspirations into reality!

Comprehensive List Of Services

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, pay bills, and even transfer funds between friends using our person-to-person payment feature. Plus, enjoy ATM access for cash withdrawals and balance checks whenever you need it.

Credit Cards and Business Banking

For those who love rewards, our credit cards come with attractive perks designed to enhance your spending experience. If you're a business owner, you'll find our business banking services particularly beneficial. We offer merchant services and business loans that can help your company grow and thrive.

Personal Banking Solutions

Our personal banking options include checking and savings accounts that cater to various lifestyles. Imagine having the flexibility to manage your money effortlessly while enjoying competitive interest rates. Our auto loans and vehicle financing services make it easy for you to drive away in a new or used car without breaking the bank. If you're considering homeownership, our mortgage loans and refinancing options offer competitive rates that can fit your budget perfectly. Additionally, our personal loans and debt consolidation services provide financial relief when life gets overwhelming.

Shared Branch Transactions

We understand that sometimes you might need to access funds or conduct transactions outside of our branch. That's why we offer basic shared branch transactions for partner credit union members, allowing deposits and withdrawals at various locations nationwide. With all these offerings, Credit Union 1 is committed to supporting your financial journey in every way possible. Our friendly staff is ready to assist you during lobby hours from Monday through Friday, 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 1:00 PM. If you're interested in learning more about how we can serve you or if you have questions about any of our services, don't hesitate to reach out! Call us at 708-346-9160 or visit our website at www.creditunion1.org. Join us today and experience the benefits of being part of a community-focused credit union!

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking service, you can check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. Just visit https://www.creditunion1.org/ to get started! Our user-friendly platform ensures that all your banking needs are just a few clicks away.

Experience Convenience Today

With all these features at your disposal, managing your money has never been easier. At Credit Union 1, we are committed to providing accessible, secure, and efficient banking solutions that fit into your busy lifestyle. Visit us online or download our mobile app today and take control of your financial future!

On-the-Go Banking with Our Mobile App

Our mobile application brings banking directly to your fingertips. Whether you want to deposit checks, manage accounts, or make person-to-person transfers, everything is streamlined for your convenience. Need to send money quickly? Our person-to-person transfer feature allows you to send funds instantly to friends and family.

Security You Can Trust

Your security is our top priority. With features like electronic signature authorization, you can complete transactions safely without needing to visit a branch. Plus, our mobile payments feature makes it easy to shop securely with just a tap on your phone.

Stay Organized with E-Statements

Gone are the days of cluttered mailboxes. Enjoy the convenience of e-statements available at Credit Union 1. This not only helps you keep track of your finances but also reduces paper waste making it an eco-friendly option for our members.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 206,629, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) currently total $0, further highlighting our ability to support your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 9441 S Kedzie Ave Evergreen Park Il 60805 or call (708) 346-9160 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $161,624,713 in share certificates and $105,793,521 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $65,120,499, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Stability and Growth

With a net worth of $170,866,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $89,166,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $104,644 in used auto loans and $1,098,621,739 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,262,689 in used vehicle loans and $35,630,466 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or looking for a reliable used option, our flexible terms can help make your dream of car ownership a reality.

Business Loans

For business owners, our outstanding commercial loans totaling $472,499,101 provide the capital needed to grow and expand. We understand that each business has its own set of challenges and opportunities; therefore, our team is here to work closely with you to develop solutions that fit your business's needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,698,983, make buying or refinancing simple. We provide competitive rates and personalized service to help you find the right mortgage solution tailored to your situation.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, we can assist with that too. Our refinancing options are designed to help you save money and improve your financial situation. At Credit Union 1 located at 9441 S Kedzie Ave, Evergreen Park IL 60805, we're dedicated to providing comprehensive support and guidance throughout your borrowing journey. If you have questions or need assistance with any of our loan products, feel free to reach out at 708-346-9160 during our operating hours from Monday to Friday 8:30 AM - 6:00 PM and Saturday from 8:30 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you secure the financing you need!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently we have not issued any unsecured credit card loans yet, our approach is designed to help members manage their finances effectively when you're ready to take that step.

Loan Aggregator

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Ensuring Accurate Comparisons

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Get Started Today

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