Credit Union 1 Decatur GA | Affordable Vehicle Loans & Low Mortgage Rates

Introduction

Welcome to Credit Union 1, your trusted financial partner located at 1237 Clairmont Rd, Decatur, GA 30030. Established in 1958, our mission has always been to provide exceptional banking services while nurturing a strong sense of community among our 110,468 members. With total assets of over $1.9 billion and a dedicated team of 363 employees, we pride ourselves on being a member-focused institution that prioritizes your financial well-being. At Credit Union 1, we understand the importance of personal relationships in banking. Our CEO, Todd Gunderson, along with Board President Robert Eberhardt, leads with a commitment to transparency and integrity. We are here to help you navigate your financial journey with personalized services tailored to meet your needs. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: 1237 Clairmont Rd, Decatur, GA 30030-1229. Our doors are open to assist you with a variety of services including checking and savings accounts, auto loans, mortgages, credit cards, and business banking solutions. With total deposits exceeding $593 million and cash in hand amounting to $14.8 million, we ensure that your money is secure with us. Additionally, we have successfully issued a total of 160,984 loans, showcasing our commitment to helping members achieve their financial goals. Ready to take the next step? Reach out today at 800-252-6950 or visit our website at Credit Union 1 for more information on how we can support you in achieving your financial dreams. We look forward to serving you!

Branch History & Mission

Looking Ahead

As we move forward, Credit Union 1 continues to embrace technology and innovation. We provide online banking options and mobile payments for seamless access to your finances anytime and anywhere. Our dedication to ADA compliance ensures that all members can utilize our services comfortably. Join us at Credit Union 1 and experience firsthand the benefits of being part of a community-focused institution where your financial goals matter. Together, we can build a brighter future for you and your family. If you have any questions or need assistance, don't hesitate to reach out at 800-252-6950. We look forward to welcoming you into the Credit Union 1 family!

Our Mission

At Credit Union 1, our mission is clear: we aim to empower our members through exceptional financial services while actively contributing to the welfare of our community. We offer a range of products including personal banking accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Each service is designed not just to meet your needs but also to foster financial literacy and growth. We believe that by providing tailored financial solutions and engaging in community outreach programs, we can make a real difference in the lives of those we serve. From educational workshops to partnerships with local organizations, our commitment goes beyond banking; it's about building a thriving community.

Our Story

Starting with a small group of dedicated members, Credit Union 1 has grown into a trusted institution with a total membership of 110,468 individuals. Over the years, we have expanded our services and capabilities while maintaining our focus on community support. Our current total assets stand at an impressive $1,921,186,884, reflecting our solid foundation and commitment to responsible financial management. Located at 1237 Clairmont Rd, we are easily accessible for those in Decatur and nearby areas. Our branch is equipped with modern facilities, including an ATM and drive-thru banking services, ensuring that we cater to all your banking needs conveniently. For official correspondence, please use our mailing address: 1237 Clairmont Rd, Decatur, GA 30030-1229.

Branch Location & Accessibility

Accessibility Features

At Credit Union 1, we prioritize making your visit as smooth as possible. Our facility is fully ADA compliant, with ramps and accessible parking available to ensure everyone can access our services without any hassle. Plus, we offer drive-thru banking for quick and easy transactions without leaving your car.

Call to Action

We invite you to stop by Credit Union 1 at 1237 Clairmont Rd today! If you have any questions or need assistance before your visit, feel free to give us a call at 800-252-6950. We look forward to serving you soon!

Operating Hours

We understand that your time is valuable! That's why we're open Monday through Friday from 9:00 AM to 5:00 PM. Whether you're stopping by to set up an account or looking for advice on loans and mortgages, our team is ready to assist you during these hours.

Services Offered

Our branch provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also have ATM availability on-site for quick cash withdrawals and balance checks. For those who prefer face-to-face interactions, our shared service center allows you to conduct basic transactions if you're a member of partnering credit unions.

Member Eligibility

Welcome to the wonderful world of membership at Credit Union 1! Becoming a member is more than just opening an account; it's about joining a supportive community that values your financial well-being. If you live, work, or go to school in the area, you're likely eligible to join us! We embrace individuals from all walks of life and are committed to helping you reach your financial goals. For a detailed look at eligibility criteria, feel free to explore more at . Opening an account with us is a breeze! Whether you need a checking account, savings account, or even a loan, our friendly staff is here to guide you every step of the way. Simply give us a call at (800) 252-6950, or visit us at our convenient location: 1237 Clairmont Rd Decatur Ga 30030. We can't wait to welcome you into the Credit Union 1 family!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $496 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $472,499,101, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced environment, having efficient payment options is crucial. Our merchant services simplify transactions, allowing you to focus on what really matters growing your business. Imagine accepting payments seamlessly at the point of sale or online without a hitch. With our tools, you can enhance customer satisfaction while keeping track of your sales effortlessly. If you're ready to take the next step in your business journey, visit us at 1237 Clairmont Rd Decatur Ga 30030 in Decatur, GA, or call us at (800) 252-6950. Let's work together to turn your vision into reality!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM services ensure you're never far from accessing your funds. For in-branch transactions, take advantage of our basic drive-thru banking, which allows for deposits, withdrawals, and simple transactions without leaving your car.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple. We offer competitive rates and flexible terms to help you drive away in the car of your dreams without breaking the bank.

Business Banking

If you're running a business, our business banking services include everything from merchant services to business loans. We understand how important it is to keep cash flowing and operations running smoothly.

Credit Cards with Rewards

With our credit cards featuring rewards, you can earn points for every dollar spent. Use these points towards travel, merchandise, or even cash back! This card isn't just a way to pay; it's a way to earn while you spend.

Mortgage Loans & Refinancing

For those ready to buy a home or refinance an existing mortgage, we provide comprehensive mortgage loans tailored to fit your financial situation. Our experienced team will guide you through each step, ensuring you get the best possible deal.

Online & Mobile Banking

Enjoy the convenience of managing all these services right from your smartphone or computer. Our robust online and mobile banking platforms allow you to access accounts anytime, anywhere. Plus, features like mobile payments and person-to-person transfers make transactions quick and easy.

Personal Banking

Our personal banking services are designed with your daily financial needs in mind. Open a checking or savings account that fits your lifestyle. With our competitive interest rates and user-friendly online banking platform, managing your money has never been easier. You can check your balance, transfer funds, and pay bills all at the touch of a button.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's for an emergency expense or consolidating high-interest debt into one manageable payment, we're here to help you regain control of your finances.

Shared Branch Transactions

As part of our commitment to convenience, members can also take advantage of basic shared branch transactions at partner credit unions for deposits and withdrawals. No matter what your financial goals are, Credit Union 1 at 1237 Clairmont Rd Decatur GA 30030 is here to support you every step of the way. For more information about any of these services or to get started today, give us a call at 800-252-6950 or visit us online at Credit Union 1. Your journey towards better financial health starts here!

Digital & Online Banking

Key Features

Our mobile application takes banking on-the-go to the next level. With just a few taps, you can access your accounts, make person-to-person transfers, and even set up mobile payments for quick purchases. Plus, with electronic signature authorization available, signing documents is now hassle-free and secure. Security is a top priority at Credit Union 1. Our systems use advanced encryption technology to protect your information while providing user-friendly features that anyone can navigate with ease. You can feel confident knowing that your financial data is safe as you manage your accounts in real time. Whether you are at home or out and about, our digital banking tools ensure that you have everything you need right at your fingertips. Join us today and discover how easy managing your finances can be with Credit Union 1!

Financial Strength

A Growing Community

Total Share Accounts stand at 206,629, showing a strong and growing member base that trusts us with their finances. This trust allows us to focus on what matters most: serving you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 1237 Clairmont Rd Decatur Ga 30030 or call (800) 252-6950 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $89,166,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $104,644 in used auto loans and $1,098,621,739 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $161,624,713 in share certificates and $105,793,521 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $65,120,499, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $170,866,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,262,689 in used vehicle loans and $35,630,466 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles that can be tailored to meet your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $472,499,101 provide the capital needed to grow and expand. We recognize the unique challenges faced by businesses today and aim to support local entrepreneurs with accessible financing solutions. At Credit Union 1 located at 1237 Clairmont Rd Decatur GA 30030, our friendly staff is ready to guide you through the loan application process and answer any questions you might have. You can reach us at 800-252-6950 for more information or assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're interested in refinancing existing loans or exploring eligibility options for a new loan product, we are here to help every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,698,983, make buying or refinancing simple. We work closely with our members to ensure they understand their options and can choose the loan that best fits their situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have no outstanding unsecured credit card loans, we are dedicated to helping our members manage their finances effectively through our other lending products.

Loan Aggregator

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CREDIT UNION 1 CREDIT UNION - Decatur, GA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans