Credit Union 1 Anchorage AK | Best Auto Loans & Business Banking

Introduction

Welcome to Credit Union 1, your trusted financial partner located at 3525 Eureka St, Anchorage, AK 99503. Since our establishment in 1982, we have been dedicated to serving our community and providing exceptional financial services to over 92,500 members. With total assets of $1,446,726,940 and a strong net worth of $190,919,640, we pride ourselves on our stability and commitment to our members' financial well-being. At Credit Union 1, we understand the importance of reliable banking services. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We also provide online and mobile banking options for convenience. Whether you are looking to purchase a new vehicle or save for future goals, we are here to help you every step of the way. While members can visit us at our branch address mentioned above, official correspondence should be directed to our mailing address at 1941 Abbott Road, Anchorage, AK 99507. Our experienced team is led by CEO Mark Burgess and Board President Steve Cavin, who both share a passion for fostering community growth and ensuring that each member feels valued. With a total cash reserve of $30,947,101 and loans totaling 61,376, we are well-equipped to meet your financial needs while maintaining a safe environment for your deposits of $65,904,074. Our friendly staff is ready to assist you during our operating hours from Monday through Friday from 10:00 AM to 6:00 PM, and Saturday from 10:00 AM to 5:00 PM. We invite you to experience the Credit Union 1 difference today! Feel free to call us at 907-339-9485 or visit our website at www.cu1.org for more information about how we can serve you better. Your financial journey starts here!

Branch History & Mission

Community Commitment

Our dedication extends beyond transactions; it includes building relationships with our members. We ensure that our services are accessible by offering ADA-compliant facilities and digital advancements like online banking and mobile payments. Whether you prefer visiting us during our operating hours from Monday to Friday from 10:00 am to 6:00 pm or Saturday from 10:00 am to 5:00 pm, or using our convenient ATM and drive-thru services, we aim to provide a customer-centric experience. Join us at Credit Union 1 and discover the difference a member-focused institution can make in your life. Experience personalized service that understands your needs because together, we're not just growing wealth; we're building a community. Visit us today or reach out at (907) 339-9485 for any inquiries!

Our Mission

At Credit Union 1, our mission is simple yet powerful: to improve the lives of our members through exceptional financial services and community support. We understand that each member has unique needs, which is why we offer a variety of products including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Additionally, we provide business banking services to support local entrepreneurs. We are committed not only to financial excellence but also to enriching the communities we serve. From partnering with local charities to participating in events that uplift our neighborhoods, we believe in giving back as much as we can. While members can visit us at 3525 Eureka St Anchorage Ak 99503, official correspondence should be sent to 1941 Abbott Road, Anchorage, AK 99507.

Branch Location & Accessibility

Welcome to Credit Union 1! Conveniently located at 3525 Eureka St Anchorage Ak 99503 in the heart of Anchorage, AK, our branch is here to serve you with friendly faces and a commitment to your financial well-being. Whether you're stopping by for personal banking services or need assistance with loans, we are ready to help you every step of the way. While visiting us at 3525 Eureka St Anchorage Ak 99503, you'll find that we are nestled near popular local landmarks, making it easy to combine your banking needs with everyday errands. Parking is available for your convenience, and our location is equipped with accessibility features, ensuring that everyone can visit us comfortably. At Credit Union 1, we understand that life can be busy. That's why we offer extended hours from Monday to Friday, 10:00 AM to 6:00 PM, and on Saturdays from 10:00 AM to 5:00 PM. Our team is eager to assist you during these hours. For those who prefer banking on-the-go, we have an ATM available and a drive-thru service for quick transactions like deposits and withdrawals. If you have any questions or need further assistance, feel free to give us a call at (907) 339-9485. We're here to help and look forward to welcoming you into our branch soon!

Member Eligibility

At Credit Union 1, we believe that everyone deserves a place in our community, and becoming a member is as easy as a friendly conversation. If you live, work, or worship in the area around 3525 Eureka St Anchorage Ak 99503, you're likely eligible to join us! We welcome individuals who share our values and are looking for personalized financial services tailored to their needs. Joining means you'll have access to a range of benefits including competitive rates on loans, savings options, and the peace of mind that comes from being part of a member-focused institution. For more detailed eligibility criteria, feel free to check out our website at . When you're ready to take the next step, simply give us a call at (907) 339-9485 or visit us to open your account online at https://app.cu1.org/virtualcapture/products/index/?productsubcategory=creditcard . Welcome to a place where your financial journey is our priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is crucial for success. Our merchant services offer businesses the tools they need to accept payments easily and securely. Imagine a bustling café where customers can pay with a tap of their card or smartphone, ensuring quick service during busy hours. That's the kind of convenience our services provide keeping your operations smooth while enhancing customer satisfaction. For more information about how we can help your business thrive, visit us at 3525 Eureka St Anchorage Ak 99503 in Anchorage, AK, or call us at (907) 339-9485. Let's work together to build your business's future!

Comprehensive List Of Services

ATM Services

We provide ATM access for quick cash withdrawals and balance checks whenever you need them. Additionally, our drive-thru banking service simplifies deposits and withdrawals for those who prefer face-to-face interactions without leaving their cars. At Credit Union 1, we strive to create an inviting atmosphere where our members feel valued and understood. Our friendly staff is always ready to assist you with any questions about our services or help guide you through setting up an account. If you're ready to take control of your finances or learn more about what we offer, don't hesitate to reach out! Call us at (907) 339-9485 or visit us at 3525 Eureka St Anchorage Ak 99503 today. Let's work together towards achieving your financial dreams!

Business Banking

For entrepreneurs and small business owners, Credit Union 1 offers tailored business banking services including merchant services and business loans. Our team is here to help you find the right financial tools to grow your business successfully.

Loans and Financing

If you're facing debt or need extra cash, our personal loans and debt consolidation options can provide the relief you need. Plus, if you're interested in earning rewards while spending, check out our credit cards that offer benefits on everyday purchases. We want you to feel empowered financially, which is why we ensure our loan processes are clear and supportive.

Online and Mobile Banking

In today's fast-paced world, convenience is key. Our online banking platform allows you to manage your accounts from home or on-the-go. With mobile payments, person-to-person transfers, and electronic statements, handling your finances has never been easier. Whether you're making deposits or checking balances, our digital banking features are designed with your busy lifestyle in mind.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are straightforward and accessible. We know that managing your day-to-day finances can be overwhelming, so our accounts come with features like online banking and mobile applications for easy access anytime, anywhere. For those considering a new vehicle, our auto loans and vehicle financing options make it simple to get on the road without breaking the bank. You can also turn to us for mortgage loans and refinancing solutions that fit your budget.

Digital & Online Banking

Mobile Banking Made Easy

Our mobile application is perfect for those on the go. With it, you can perform all your banking tasks right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Plus, if you like using mobile payments for everyday purchases, you'll be pleased to know that we support this feature too.

Safe and Secure Transactions

Security is always a priority at Credit Union 1. We offer electronic signature authorization, ensuring that your transactions are not only easy but also secure. You can bank with peace of mind knowing that your personal information is protected. In short, our digital and online banking services empower you to take charge of your finances effortlessly. Visit us at https://www.cu1.org/ today to learn more about how we can help simplify your banking experience!

Financial Strength

A Strong Foundation

With a net worth of $190,919,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,320 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 185,990, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $22. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 3525 Eureka St Anchorage Ak 99503 or call (907) 339-9485 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $157,814,648 in share certificates and $413,746,711 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 369 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $190,919,640 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $17,600 in used auto loans and $1,082,654,080 in total loans and leases, we support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,930,482 in used vehicle loans and $117,677,579 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you can find something that meets your needs.

Credit Lines

If you're looking for additional flexibility in managing your finances, our total credit lines available are $414,466,624. This allows you to have quick access to funds when needed without going through lengthy application processes each time. For business owners interested in capital growth opportunities, while we currently do not have any outstanding commercial loans available at this time, our team is always ready to discuss potential financing solutions tailored specifically for your business needs. Our branch is located at 3525 Eureka St, Anchorage AK 99503. You can reach us at 907-339-9485 during our operating hours: Monday through Friday from 10:00 am - 6:00 pm and Saturday from 10:00 am - 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're considering an auto loan or exploring mortgage options, let Credit Union 1 be your partner on this journey toward financial success. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $64,187,849, making it easier for you to invest in your future. If you're interested in refinancing your current mortgage, we can guide you through the process to see if you qualify for better rates.

Unsecured Credit Cards

Managing everyday expenses is vital. We also offer flexible terms on unsecured credit card loans, with a total of $64,016,743 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to make spending more rewarding.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to transparency. The platform does not use sponsored listings, meaning lenders are not prioritized based on paid promotions. This allows users to view unbiased results that reflect the best available rates. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. Users can access up-to-date loan rates, making it easier than ever to choose a loan that fits their needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective and user-friendly LendMesh truly is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data ensures that users receive fair and transparent offers. Each loan listing is backed by legitimate financial institutions, making it easy to trust the information provided.

CREDIT UNION 1 CREDIT UNION