Credit Human Credit Union San Antonio TX | Affordable Auto Loans & Online Banking

Introduction

Welcome to Credit Human, your trusted partner in financial wellness located at 1207 N Loop 1604 W, San Antonio, TX 78258. Since our establishment in 1935, we have grown to serve over 250,000 members, providing essential services that help individuals and families thrive financially. With a robust asset base of $4.41 billion and total deposits reaching $180,470,499, we are dedicated to ensuring your financial journey is supported every step of the way. At Credit Human, we understand the importance of community. Our commitment extends beyond banking; we strive to make a positive impact on the lives of our members. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we have tailored offerings designed with you in mind. We proudly hold a strong net worth of $347,960,748, reflecting our stability and reliability as your financial partner. Our leadership team is here to guide you through your financial needs. Under the direction of CEO Stephen Hennigan and Board President Blaise Bender, our dedicated staff of 857 employees is ready to assist you. If you ever need assistance or have questions about our services, don't hesitate to reach out at 210-258-1833. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1356, San Antonio, TX 78295-1356. We invite you to explore more about what we offer by visiting our website at Credit Human. Join us today and discover how Credit Human can support your financial aspirations!

Branch History & Mission

At Credit Human, we take pride in our rich legacy and commitment to the community. Established in 1935, our branch has grown alongside San Antonio, TX, serving as a trusted financial partner for nearly nine decades. Located at 1207 N Loop 1604 W, we stand ready to assist our members with a wide range of financial services. Our mission is simple yet profound: to empower individuals and families through financial education and resources. We aim to support our members not just with traditional banking services like checking and savings accounts but also through auto loans, mortgages, personal loans, and business banking solutions. With a total membership of 250,868, we believe that everyone deserves access to tools that help them thrive financially. Since our inception, Credit Human has adapted to meet the changing needs of our community. Our total assets now exceed $4.4 billion, reflecting our commitment to growth and stability. We've embraced modern technology by offering online and mobile banking options, ensuring that managing finances is convenient for everyone. Our digital advancements include features like electronic signatures and mobile payments, designed to enhance your banking experience. While members can visit us at 1207 N Loop 1604 W, official correspondence should be sent to PO Box 1356, San Antonio, TX 78295-1356. We are dedicated to ensuring that every member feels welcome and supported. That's why we offer ATM services for easy access to cash and maintain regular operating hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM; Wednesday until 6 PM; and Saturday from 9 AM to 12 PM. Credit Human believes in giving back to the community that has supported us over the years. We actively engage in partnerships and outreach programs that foster growth and well-being within San Antonio. This spirit of service underscores everything we do from providing financial literacy workshops to supporting local initiatives aimed at improving lives. As we look ahead, we invite you to join us on this journey. Experience the benefits of being a part of Credit Human where your financial goals matter. Together, let's build a brighter future for you and your community! For more information or to open an account today, visit us online at Credit Human or call us at 210-258-1833.

Branch Location & Accessibility

Welcome to Credit Human, your friendly neighborhood financial partner located at 1207 N Loop 1604 W in beautiful San Antonio, Texas. Nestled conveniently within the thriving community of Bexar County, our branch is easily accessible for all your banking needs. Whether you're coming from nearby landmarks like the Stone Oak Park or just passing through, we invite you to stop by and see how we can support your financial journey. At Credit Human, we understand that convenience matters. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can reach us without hassle. If you need to send us official correspondence, please use our mailing address: PO Box 1356, San Antonio, TX 78295-1356. We are proud to offer flexible operating hours to fit your busy schedule. Visit us Monday through Tuesday and Thursday through Friday from 9 AM to 5 PM, or drop in on Wednesdays when we stay open until 6 PM. Need assistance on Saturdays? We're here for you from 9 AM to noon. While you're with us, take advantage of our range of services including checking and savings accounts, auto loans, personal loans, and more. Plus, with ATM availability right at our location, you can access cash easily when you need it. Although we don't have a drive-thru service at this branch, our dedicated staff is always ready to assist you inside. So why wait? Come visit us at Credit Human today or give us a call at 210-258-1833 we can't wait to help you achieve your financial goals!

Member Eligibility

Becoming a member of Credit Human feels like joining a family that genuinely cares about your financial well-being. Here, we welcome anyone who lives, works, or attends school in our community, making it easy for you to connect and thrive with us. You'll find that our membership isn't just about banking; it's about being part of something special where you can access great benefits like lower loan rates, higher savings returns, and personalized service tailored just for you. To learn more about the specific eligibility criteria, feel free to check out our detailed resource. Ready to take the next step? Opening an account is simple! Just visit us at our branch located at 1207 N Loop 1604 W San Antonio Tx 78258, or you can easily start the process online by following this link: https://digitalbanking.credithuman.com/registration. If you have any questions or need assistance, don't hesitate to call us at (210) 258-1833. We're excited to welcome you into the Credit Human family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,911,582, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café that wants to expand its menu but lacks the funds to purchase new equipment. With our tailored merchant services, they can accept various payment methods seamlessly, ensuring their customers enjoy a smooth checkout experience. This not only boosts customer satisfaction but also enhances cash flow, allowing them to invest back into their business. Visit us at 1207 N Loop 1604 W San Antonio Tx 78258, San Antonio, TX or call us at (210) 258-1833 to learn how we can help your business thrive!

Comprehensive List Of Services

Accessible Anytime, Anywhere

Our commitment doesn't stop at traditional banking hours. With features like electronic signatures, e-statements, mobile payments, and person-to-person transactions available through our digital platforms, managing your finances has never been easier or more convenient. Feel free to reach out to us at 210-258-1833 if you have any questions or need assistance with any of our services. At Credit Human in San Antonio, we're not just here for transactions; we're here to support your journey toward financial health. Ready to get started? Visit us online at Credit Human or come by our branch today!

Business Banking Services

For entrepreneurs and business owners, Credit Human offers comprehensive business banking solutions including merchant services and business loans. We know how crucial it is for businesses to have the right financial tools at their disposal; that's why we tailor our offerings to ensure success.

Credit Cards That Reward You

With our credit cards featuring rewards, every purchase can bring you closer to exciting benefits. It's an excellent way to earn while spending on things you already need.

Home Sweet Home

If you're ready to buy or refinance a home, our mortgage loans are designed with you in mind. We offer various mortgage products that cater to different needs and budgets. Our experienced loan officers will assist you in finding the right solution that fits your financial situation perfectly.

Personal Banking Solutions

In today's fast-paced world, having access to reliable banking options is essential. That's why we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your finances right from your phone our online and mobile banking platforms make it simple to check balances, transfer money, and pay bills from anywhere. You can also enjoy the convenience of ATM services for quick withdrawals and balance checks.

Smart Borrowing Options

For those unexpected expenses or debt management needs, our personal loans and debt consolidation options can help ease financial burdens. Whether it's consolidating existing debts or funding a special project, we provide flexible terms that suit your budget.

Vehicle Financing Made Easy

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide competitive rates to help you drive away in style. We understand that buying a vehicle is a significant decision, and our team is here to guide you through the process with personalized service.

Digital & Online Banking

Key Features

Our electronic signature authorization makes it simple and safe to sign documents digitally, saving you time and hassle. Plus, with e-statements available, you'll have quick access to your financial statements without the clutter of paper. You can review your transactions and stay on top of your budgeting effortlessly. If you're always on the go, our mobile application provides an intuitive interface that allows you to perform all your banking tasks from your smartphone. Need to send money to a friend? Our person-to-person transfer feature lets you do that in seconds. And if you're looking to make purchases without cash or cards, our mobile payments option has you covered.

Security and Accessibility

We prioritize your security with robust measures that protect your information while ensuring a user-friendly experience. Our platform is designed with ease-of-use in mind so that managing your money feels straightforward and stress-free. At Credit Human, we believe that banking should fit seamlessly into your lifestyle. Explore our digital offerings today and discover how easy it is to take control of your finances!

Financial Strength

Growing Member Base

With total share accounts at 378,121, we showcase a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) stand at $19,379,317, further reinforcing our capability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Human is your trusted partner. Visit us at 1207 N Loop 1604 W San Antonio Tx 78258 or call (210) 258-1833 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $1,505,539 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 852 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $338,523,857 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $36,379 in used auto loans and a total of $3,933,628,418 across various loans and leases available to support your financial goals.

Secure Savings for Members

Members' savings are secured through $1,860,979,112 in share certificates and $338,725,607 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $137,544,512, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $347,960,748, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $892,999,277 in used vehicle loans and $591,995,468 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible terms that can fit your budget.

Business Loans

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $31,911,582 provide essential funding solutions. We understand the challenges small businesses face and are dedicated to supporting their growth. If you're considering refinancing any existing loans or want to explore eligibility options for our various products, feel free to reach out. Our knowledgeable staff is ready to assist you every step of the way. For more information about our loan offerings or to speak with one of our representatives directly, please call us at 210-258-1833. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Credit Human, we're not just about lending; we're about building lasting relationships within our community. Let us help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,780,271, make buying or refinancing simple. We believe that owning a home is within reach for everyone and are here to guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $46,079,297 in loans helping members manage their finances effectively. These cards come with benefits designed to give you more control over your spending while building your credit history.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer you see is fair and transparent, allowing you to make informed decisions without hidden surprises.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information provided is up-to-date and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you'll see all available options equally, helping you find the best fit for your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly. You don't have to waste time searching through various websites; everything is in one place. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how effective and user-friendly the platform is. Take control of your finances today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CREDIT HUMAN FEDERAL CREDIT UNION - San Antonio, TX

Type of Loan Offerings

Student Loans

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Loan rates in San Antonio, TX (78258)