Credit Human Credit Union San Antonio TX | Low Mortgage Rates & Fast Auto Loans

Introduction

Welcome to Credit Human, your trusted financial partner located at 10003 NW Military Hwy, San Antonio, TX 78231. Established in 1935, we have proudly served our community for decades, building strong relationships and providing exceptional financial services to over 250,000 members. Our commitment to your financial well-being is reflected in our impressive assets of over $4.4 billion and a solid net worth of $347,960,748. At Credit Human, we understand that each member's journey is unique. With a total loan portfolio of 158,918 loans and leases, we offer a variety of options including auto loans, personal loans, mortgage financing, and credit cards tailored to fit your needs. We are dedicated to ensuring that our members have access to the financial tools they need for success. Our team is led by CEO Stephen Hennigan and Board President Blaise Bender, who share a passion for community engagement and member satisfaction. Together with our dedicated staff of 857 employees, we strive to create a welcoming environment where you can feel secure and valued. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1356, San Antonio, TX 78295-1356. If you have any questions or need assistance, don't hesitate to reach out! Call us at 210-258-1937 during our lobby hours Monday through Wednesday & Friday from 9 AM to 5 PM, Thursday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Join us at Credit Human today and experience the difference of being part of a community-focused credit union! For more information about our services or to become a member, visit us online at credithuman.com.

Branch History & Mission

Community Focus

Credit Human is deeply committed to serving our community through partnerships and outreach efforts. We believe in giving back and supporting local initiatives that uplift our neighborhoods. Whether it's through financial education programs or community events, we work tirelessly to make a positive impact.

Join Us

As we look toward the future, we invite you to become part of our growing family at Credit Human. Experience firsthand the benefits of membership with a credit union that genuinely cares about your financial well-being. Visit us today or explore more about what we offer at Credit Human. Together, let's create a brighter financial future!

Our Commitment

Our commitment goes beyond just banking; it's about building relationships that last. We strive to make banking easier with modern conveniences like online and mobile banking. Members can enjoy services such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards all designed with your needs in mind. We also recognize the importance of accessibility. Our branch is ADA compliant to ensure everyone can access our services comfortably. With ATM availability at our location and operating hours from 9 AM to 5 PM on Monday through Wednesday and Friday, 9 AM to 6 PM on Thursday, and 9 AM to 12 PM on Saturday, we are here when you need us.

Our Story

From our humble beginnings, Credit Human has grown significantly. We now manage total assets exceeding $4.4 billion and offer a wide array of financial services to meet the diverse needs of our members. Our mission is clear: to provide accessible financial services while fostering a strong sense of community and belonging. We believe that every member deserves personalized attention and solutions that empower them to achieve their financial goals. While members can visit us at 10003 NW Military Hwy, official correspondence should be sent to PO Box 1356, San Antonio, TX 78295-1356. This ensures that your communications reach us efficiently.

Branch Location & Accessibility

Accessibility Features

At Credit Human, we understand the importance of accessibility. Our branch is designed to be welcoming for everyone. You'll find ADA-compliant features like ramps and ample parking to ensure ease of access. Whether you're visiting for a quick ATM withdrawal or need assistance with a loan application, our team is here to help.

Get in Touch!

We invite you to stop by and experience the Credit Human difference yourself! Our dedicated team is ready to assist you with all your financial needs. If you have any questions or would like more information before your visit, feel free to give us a call at 210-258-1937. We look forward to welcoming you soon!

Operating Hours

We know your time is valuable! That's why our lobby hours are set up to accommodate various schedules. We're open Monday through Wednesday and Friday from 9 AM to 5 PM, Thursday until 6 PM, and Saturday mornings from 9 AM to 12 PM. So whether you're a busy professional or a stay-at-home parent, there's a good chance we have hours that fit your schedule!

Services Offered

Credit Human isn't just about convenience; it's about community too. We offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Plus, our online and mobile banking options make managing your finances easy no matter where you are. For those on the go, we have an ATM available right here at our branch for quick cash withdrawals and balance checks. However, please note that we currently do not offer drive-thru banking.

Member Eligibility

Becoming a member of Credit Human is like stepping into a supportive community where you can thrive financially. If you live, work, worship, or go to school in Bexar County or certain surrounding areas, you're already eligible to join us! We welcome individuals from diverse backgrounds and aim to provide personalized financial services that meet your needs. By choosing Credit Human, you gain access to a variety of benefits designed to enhance your financial well-being, including competitive rates on loans and savings accounts, as well as exceptional customer service. Joining is simple and straightforward. Just head over to our account opening page at https://digitalbanking.credithuman.com/registration to get started on your membership journey. If you have any questions or need assistance, feel free to give us a call at (210) 258-1937. For more detailed eligibility information, please check out our resource. We can't wait to welcome you into the Credit Human family!

Business Banking & Commercial Services

Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,911,582, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify daily operations. Imagine a payment processing system that works seamlessly with your existing tools, allowing you to focus on what matters most running your business. From accepting various payment types to managing transactions efficiently, our merchant services provide practical benefits that can enhance your customer experience and streamline your operations. Located at 10003 Nw Military Hwy San Antonio Tx 78231 in San Antonio, TX, our team is ready to assist you. Let's take your business further together! For more information, call us at (210) 258-1937 or visit our website.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our network includes ATMs where you can easily withdraw funds or check balances without any hassle. It's about making sure you have access when it matters most. At Credit Human, we strive to create an experience that not only meets but exceeds your expectations. Whether you're visiting us at our branch or connecting through online services, we're here for you every step of the way. Ready to explore how we can assist you? Give us a call at 210-258-1937 or visit us online at Credit Human. Your financial journey starts here!

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a reliable vehicle, look no further! Our auto loans and vehicle financing options provide competitive rates and flexible terms. Imagine driving off in your dream car without the stress of complicated loan processes our team is here to simplify that for you.

Business Banking

For entrepreneurs and small business owners, we offer robust business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our solutions are designed to support your success.

Credit Cards with Rewards

Our credit cards come packed with rewards that benefit your everyday spending. From cashback on groceries to travel perks, using your card can earn you points towards exciting rewards. It's like getting paid for purchases you already make!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. Whether you're buying your first home or refinancing an existing mortgage, we can guide you through every step. Picture settling into your cozy new home with manageable payments and expert advice from our mortgage specialists.

Online & Mobile Banking

We understand the importance of accessibility in today's fast-paced world. That's why our online and mobile banking services allow you to manage your accounts anytime, anywhere. Transfer funds, pay bills, and check balances all from the palm of your hand.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking options are designed with convenience in mind. We offer checking and savings accounts that fit your lifestyle. Whether you're saving for a vacation or managing monthly expenses, our accounts come with features that make banking straightforward and accessible.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans are ready to help when you need it most. These loans can also be used for debt consolidation, allowing you to streamline payments into one manageable monthly sum. Think of the peace of mind you'll gain by reducing multiple bills into one!

Digital & Online Banking

Accessibility and Security

Security is a top priority for us. Our systems are designed to keep your information safe while providing easy access to your accounts. With user-friendly interfaces and robust security measures in place, you can feel confident managing your finances online. In summary, whether you're looking to simplify bill payments or make quick transfers between friends, Credit Human has got you covered with innovative digital banking solutions that fit into your lifestyle. Explore all these features and more by visiting us at https://www.credithuman.com/ today!

E-Statements and Mobile Features

Say goodbye to paper clutter with our e-statements availability. You'll receive your account statements electronically, making it easy to stay organized while protecting the environment. If you're always on the move, you'll love our mobile application, which allows you to handle everything from checking your balance to making person-to-person transfers right from your smartphone. And for those times when you need to make purchases quickly, our mobile payments feature lets you pay directly from your phone without fumbling for your wallet.

Online Banking Services

With our 24/7 online banking service available at https://www.credithuman.com/, managing your accounts has never been easier. You can check balances, pay bills, and transfer funds with just a few clicks, all from the comfort of your home or on the go. Plus, our electronic signature authorization feature ensures that your transactions are not only quick but also secure.

Financial Strength

Commitment to Innovation

With $338,523,857 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $36,379 in used auto loans and $3,933,628,418 in total loans and leases.

Member-Centric Savings

Your savings are secured through $1,860,979,112 in share certificates and $338,725,607 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $137,544,512, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,505,539, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 852 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $347,960,748, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share and Deposit Accounts: 378,121, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $19,379,317. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Human is your trusted partner. Visit us at 10003 Nw Military Hwy San Antonio Tx 78231 or call (210) 258-1937 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $892,999,277 in used vehicle loans and $591,995,468 in new vehicle loans already helping members get on the road. We provide competitive rates and flexible terms that make financing your next vehicle both easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $31,911,582 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to supporting local entrepreneurs with reliable funding solutions. If you're considering refinancing or unsure about eligibility for any of our products, don't hesitate to ask our team for assistance. We're here to help you navigate your options confidently. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Credit Human can assist you in achieving your financial aspirations today!

Credit Lines and Unsecured Credit Cards

For those managing ongoing expenses or seeking financial flexibility, we offer total credit lines amounting to $1,228,523,326. Additionally, we have flexible terms on unsecured credit card loans with a total of $46,079,297 available to help members manage their finances effectively. Our credit card options come with rewards and benefits designed to enhance your purchasing power.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,780,271, make buying or refinancing simple. We're here to guide you through the process whether you're a first-time buyer or looking to refinance an existing mortgage.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means that users can trust that the loan options they see are not only accurate but also reflective of current market conditions.

CREDIT HUMAN FEDERAL CREDIT UNION - San Antonio, TX

Type of Loan Offerings

Student Loans

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Loan rates in San Antonio, TX (78231)