Credit Human Credit Union San Antonio TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Credit Human, your trusted partner in financial well-being since 1935. Located at 1003 Bandera Rd, San Antonio, TX 78228, we are proud to serve our vibrant community with a strong commitment to helping you achieve your financial goals. With a total membership of 250,868 and assets exceeding $4.4 billion, we are dedicated to providing personalized services that cater to your unique needs. At Credit Human, we believe that every member deserves access to the best financial resources. Our offerings include everything from checking and savings accounts to auto loans and mortgages. In fact, we currently manage over 158,918 loans and leases, ensuring that our members have the support they need for their financial journeys. While members can visit us at our branch for assistance, official correspondence should be sent to our mailing address at PO Box 1356, San Antonio, TX 78295-1356. With a net worth of $347,960,748 and cash in hand totaling $51,195,820, we maintain a stable foundation that allows us to invest back into the community. Led by our CEO Stephen Hennigan and Board President Blaise Bender, our team is committed to providing exceptional service with a personal touch. We understand that banking is more than just transactions; it's about building relationships based on trust and reliability. If you're ready to take charge of your finances or have any questions about our services, don't hesitate to reach out! Call us at 210-258-1804 or visit our website at Credit Human for more information. Let's work together towards a healthier financial future!

Branch History & Mission

Join Us

As we continue this journey together with our members, we invite you to experience the benefits of being part of Credit Human. Join us today and discover how we can help you achieve your financial goals while contributing positively to our community. For more information or assistance, don't hesitate to reach out at 210-258-1804 or visit us online at Credit Human. Your future starts here!

Modern Services for Today’s Needs

As times change, so do we. Credit Human embraces digital advancements while ensuring ADA compliance so that all members can access our services seamlessly. Whether it's through online banking or mobile payments, we strive to make managing finances easy and convenient for everyone. Our branch operates with customer convenience in mind; we offer drive-thru banking as well as ATM availability for quick transactions. The lobby hours are designed around your schedule open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday mornings until noon. While members can visit us at 1003 Bandera Rd, official correspondence should be sent to PO Box 1356 in San Antonio for any necessary documentation.

Our Mission

Our mission at Credit Human is simple yet powerful: to empower our members through financial education and support. We believe that everyone deserves access to quality financial services without the stress often associated with traditional banking. Our goal is not only to provide competitive products but also to foster a sense of community where members feel valued and supported. In addition to our financial services, we are deeply committed to giving back. We actively engage in community outreach programs aimed at enhancing financial literacy among all ages. Our partnerships with local organizations help us create meaningful impact and build lasting relationships within the community.

Branch Location & Accessibility

Accessibility Features

Credit Human is committed to providing an inclusive experience for all members. Our branch is ADA-compliant and features ramps for easy access. You'll find our space welcoming and designed to make your visit as smooth as possible.

Connect with Us

Have questions? Feel free to call us at 210-258-1804 or stop by during our operating hours. We look forward to welcoming you at Credit Human and helping you achieve your financial goals!

Nearby Landmarks

Our branch is close to notable spots like Woodlawn Lake Park, making it easy to combine a visit with a stroll around the park. With ample parking available, you can park your car hassle-free while you take care of your banking.

Operating Hours

We understand that convenience is key when it comes to banking. That's why we offer flexible hours: our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Our drive-thru service is available Monday through Friday from 7 AM to 6 PM and on Saturday from 9 AM to 2 PM, ensuring that you can access your accounts when it works best for you.

Services Offered

At Credit Human, we provide a range of services tailored to fit your financial needs from checking and savings accounts to auto loans and mortgages. Plus, with ATM availability right at our location, accessing cash has never been easier.

Member Eligibility

At Credit Human, we believe that joining our community should feel like stepping into a warm and welcoming space where your financial goals are supported. Becoming a member is easy and open to anyone who lives, works, or worships in the San Antonio area. You can also join if you're related to someone who is already a member. This means that you're not just gaining access to banking services; you're becoming part of a family that cares about your success and well-being. To get started, simply visit us at 1003 Bandera Rd, San Antonio, TX 78228, or give us a call at 210-258-1804. We've made the account opening process straightforward just follow the steps outlined on our website at https://digitalbanking.credithuman.com/registration. If you're curious about more detailed eligibility criteria, check out our resource for the most up-to-date information. Joining Credit Human opens doors to better financial services tailored just for you!

Business Banking & Commercial Services

At Credit Human, we understand the challenges and rewards of running a business. Whether you're just starting or looking to expand, having the right financial support can make all the difference. Imagine having access to tailored commercial loan options that align with your business goals. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,911,582, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services are designed to streamline your payment processes. Picture this: your customers making quick and easy transactions while you focus on what you do best running your business. With tools that enhance efficiency and customer satisfaction, we're here to help your enterprise thrive. Located at 1003 Bandera Rd San Antonio Tx 78228, in the heart of San Antonio, TX, we invite you to visit us or give us a call at (210) 258-1804 to learn more about how we can partner with you on your journey to success.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Enjoy easy access through our ATMs for withdrawals and balance checks whenever needed. Plus, if you prefer more personalized service, our drive-thru banking allows for simple transactions without leaving your car. Whether you're stopping by our branch in San Antonio or connecting with us through digital channels, we're here to support you every step of the way. For more information about any of these services or to speak with one of our friendly representatives, feel free to call us at 210-258-1804. Join us at Credit Human today where we prioritize your financial health!

Auto Loans & Vehicle Financing

Looking to purchase a new vehicle? With our auto loans and vehicle financing options, you can hit the road in no time. We provide competitive rates and flexible terms to help make your car-buying experience smooth and stress-free. Whether it's a brand-new car or a reliable used vehicle, we're here to assist you every step of the way.

Business Banking

For entrepreneurs and small business owners, we provide specialized services such as merchant services and business loans. Running a business is demanding; let us help ease some of the burden by offering financial tools designed specifically for growth and success.

Credit Cards with Rewards

Want to earn rewards while spending? Our credit cards come with perks that add value back into your daily purchases. From cashback on groceries to travel rewards, each swipe could bring you closer to something special.

Mortgage Loans & Refinancing

If owning a home is on your list of goals, our mortgage loans and refinancing options can help make that dream a reality. Picture yourself moving into your new home with affordable monthly payments that fit within your budget. Our team will guide you through the mortgage process, ensuring you understand all available options.

Online & Mobile Banking

In today's busy world, convenience matters. That's why at Credit Human, we offer robust online and mobile banking features. Check balances, transfer funds, or pay bills from anywhere at any time with just a few taps on your phone or clicks on your computer.

Personal Banking

Managing your day-to-day finances is easier with our personal banking services. We offer checking and savings accounts that fit various lifestyles and financial goals. Imagine having a checking account that not only helps you keep track of your spending but also offers rewards for everyday purchases. Our savings accounts are designed to help you grow your money over time, ensuring you're ready for future expenses or emergencies.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. That's where our personal loans come in handy. Whether you're looking to consolidate debt or cover unforeseen costs, we offer solutions that work for you. Think of it as taking control of your financial situation and paving the way towards peace of mind.

Digital & Online Banking

At Credit Human, we understand that banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With just a few clicks or taps, you can manage your finances from anywhere at any time. Our online banking platform is available 24/7, allowing you to check balances, pay bills, and transfer money with ease. You can access our services at https://www.credithuman.com/, where everything is user-friendly and straightforward. Plus, if you ever need to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast. For those who prefer managing their accounts on the go, our mobile application is available for download. It not only provides access to all your banking needs but also supports mobile payments, so you can make purchases right from your phone. With these tools at your fingertips, you'll have real-time control over your finances wherever life takes you. Security is a top priority for us. We offer electronic signature authorization for added peace of mind when signing documents online. Additionally, e-statements are available to help you keep track of your transactions without the clutter of paper statements. Whether you're paying bills late at night or checking your balance during lunch breaks, our digital services ensure that banking is never a hassle. At Credit Human, we're here to support your financial journey with convenience and security every step of the way.

Financial Strength

Growing Together

The strength of our community is evident with a total of 378,121 accounts held by our members. This shows a strong and growing member base that trusts us with their finances. Additionally, our net shares amount to $19,379,317, reflecting the funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Human is your trusted partner. Visit us at 1003 Bandera Rd San Antonio Tx 78228 or call (210) 258-1804 to learn more about how we can help you achieve your financial goals.

Investing Back Into Our Community

With $338,523,857 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $36,379 in used auto loans and $3,933,628,418 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,860,979,112 in share certificates and $338,725,607 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $137,544,512, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,505,539, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 852 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $347,960,748, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $892,999,277 in used vehicle loans and $591,995,468 in new vehicle loans already helping members get on the road. Whether you're considering financing a new model or a reliable used car, we're here to make the process easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $31,911,582 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses and ensuring they have access to the resources they need.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,079,297 in loans helping members manage their finances effectively. These cards come with no collateral requirements and can be an excellent way to consolidate debt or cover unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $20,780,271, making buying or refinancing simple. We believe that owning a home should be within reach for everyone, and our competitive rates can help you make that dream a reality.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, we encourage you to reach out. Our team can guide you through the available choices that best fit your financial situation. At Credit Human, we're dedicated to providing straightforward financial solutions backed by performance insights and data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage options, or credit solutions, we're here to help you every step of the way. Visit us today!

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CREDIT HUMAN FEDERAL CREDIT UNION - San Antonio, TX

Type of Loan Offerings

Student Loans

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