Credit Human Credit Union San Antonio TX | Affordable Auto Loans & Rewards Cards

Introduction

Welcome to Credit Human, your trusted partner in financial wellness located at 1602 E Houston St, San Antonio, TX 78202. Established in 1935, we have been dedicated to serving our community for over eight decades. With a robust membership of 250,868 and total assets amounting to an impressive $4,414,968,054, we strive to provide personalized financial solutions that truly make a difference in the lives of our members. At Credit Human, we understand that managing finances can be challenging. That's why we offer a variety of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking solutions. Our team is here to support you every step of the way. Led by our CEO, Stephen Hennigan, and Board President Blaise Bender, our dedicated staff of 857 employees is committed to delivering exceptional service. We take pride in our financial health, with a net worth of $347,960,748 and total deposits reaching $180,470,499. Our goal is to ensure that your money works as hard as you do. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 1356, San Antonio, TX 78295-1356. Whether you're looking to save for the future or need assistance with loans and financing options, we're here for you. Give us a call at 210-258-1971 or explore more about our services at Credit Human. Join us today and experience the Credit Human difference!

Branch History & Mission

Credit Human has been a cornerstone of financial support in San Antonio, TX, since it first opened its doors in 1935. Over the decades, we have grown from a small credit union to a trusted financial partner for over 250,000 members. Located at 1602 E Houston St, our branch is nestled within the vibrant community of Bexar County, easily accessible to those who seek personalized banking solutions. Our journey began with a simple mission: to provide affordable financial services that empower our members and strengthen our community. As we evolved, so did our commitment to this mission. With total assets now exceeding $4.4 billion, Credit Human stands as a testament to the power of community-focused banking. We take pride in our ability to adapt to the changing needs of our members while maintaining an unwavering dedication to excellent service. At Credit Human, we believe that banking is not just about transactions; it's about building relationships. Our mission is clear: to enhance the financial well-being of our members through comprehensive services including personal banking, auto loans, mortgages, and business solutions. We also prioritize community support by engaging in outreach efforts and partnerships that uplift those around us. While members can visit us at 1602 E Houston St, San Antonio, TX 78202, official correspondence should be sent to PO Box 1356, San Antonio, TX 78295-1356 if needed. Our branch operates with flexible hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM making it convenient for you to connect with us. In addition to traditional banking services, we have embraced digital advancements that make managing your finances easier than ever. From online banking and mobile payments to electronic statements and person-to-person transfers, we strive to meet you where you are in today's fast-paced world. Plus, with ATM availability at our branch, accessing your funds is straightforward and efficient. As we look ahead, we invite you to join us on this journey of growth and community connection. At Credit Human, your membership means more than just having a bank account; it means being part of something bigger a family that values support and empowerment for all its members. Experience the difference today by visiting us or checking out our services online at Credit Human. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Parking

At Credit Human, we understand that convenience is key. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Parking is available nearby, so you won't have to worry about finding a spot when you come in for assistance.

Operating Hours That Fit Your Schedule

We know that life can get busy, which is why our lobby hours are tailored to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and on Saturday from 9 AM to 12 PM. Whether you're stopping by for personal banking or looking for loan options, we're here when you need us.

Services Tailored to You

At our branch, we offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we provide personalized solutions just for you. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 1356, San Antonio, TX 78295-1356.

Visit Us Today!

Ready to take the next step toward better financial health? We invite you to stop by Credit Human today or give us a call at 210-258-1971. Our friendly team is eager to help you with all your banking needs!

Member Eligibility

Becoming a member of Credit Human is like joining a warm and welcoming community where your financial needs are truly understood. If you live, work, or worship in the San Antonio area, or if you are related to someone who does, you're likely eligible to join us! We believe in providing access to everyone, so whether you're looking for personal banking solutions or business services, we're here to support you on your financial journey. You can learn more about our specific eligibility criteria by visiting this resource. Once you see that you qualify, opening an account with us is straightforward and convenient. Just head over to our online application page at https://digitalbanking.credithuman.com/registration, and you'll be on your way to enjoying the benefits of membership at Credit Human. If you have any questions or need assistance along the way, don't hesitate to call us at (210) 258-1971. We can't wait for you to join our family at Credit Human located at 1602 E Houston St San Antonio Tx 78202!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,911,582, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make daily transactions easier for you. Imagine having a reliable payment system that allows you to accept various forms of payment seamlessly, so you can focus on what matters most growing your business. Our services are designed to help streamline your operations, ensuring that you have the tools needed to thrive in today's competitive market. Visit us at 1602 E Houston St San Antonio Tx 78202, San Antonio, TX, or call us at (210) 258-1971 to explore how we can partner together for your business success!

Comprehensive List Of Services

Business Banking

If you're a business owner, Credit Human has got you covered with tailored business banking services. From merchant services that simplify payment processing to business loans designed to help grow your enterprise, we are here to support your entrepreneurial goals.

Convenience at Your Fingertips

We know convenience matters in today's fast-paced world. That's why we offer ATM services for cash withdrawals and balance checks right when you need them. Our digital banking features allow you to manage everything from your phone or computer whether it's transferring money between accounts or paying bills online. We invite you to visit us at Credit Human or call us at 210-258-1971 if you have any questions about our services or need assistance getting started. Our dedicated team is ready to help you navigate your financial journey with confidence. Explore how we can assist you today by visiting our website at Credit Human or drop by our branch during lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Let's achieve your financial goals together!

Credit Cards with Rewards

For those who love rewards, our credit cards offer great benefits that can enhance your spending experience. You earn points on everyday purchases, which can be redeemed for travel, cash back, or other exciting rewards making every dollar spent work harder for you.

Loans and Financing

Need a new car? Our auto loans and vehicle financing solutions can help you hit the road in no time. We also offer mortgage loans and refinancing options for those looking to buy a home or lower their monthly payments. If you find yourself facing unexpected expenses, our personal loans and debt consolidation services can provide the relief you need.

Personal Banking

Our personal banking options include checking and savings accounts that cater to different lifestyles. Whether you're saving for a dream vacation or managing day-to-day expenses, our accounts provide flexibility and easy access to your funds. Imagine having the ability to manage your money effortlessly through our online and mobile banking platforms. With features like e-statements and mobile payments, tracking your finances has never been easier.

Digital & Online Banking

At Credit Human, we understand that managing your finances should be easy and secure. That's why we offer a variety of digital and online banking services designed with you in mind. Whether you're at home or on the go, our platform allows you to take control of your finances whenever you need to. One of the standout features is our online banking portal. It provides 24/7 access to your accounts, so you can check balances, pay bills, and transfer funds anytime. No more waiting in line or adjusting your schedule; everything is at your fingertips. And if you prefer using your phone, our mobile application makes banking even more convenient. You can manage your account right from your smartphone. For those who love keeping track of their spending, e-statements are available at Credit Human. This means you can view your financial statements electronically rather than waiting for them to arrive in the mail. Plus, with our electronic signature authorization feature, signing documents has never been easier or safer. Want to send money quickly? Our person-to-person transfer service lets you send funds to friends or family with just a few taps on your screen. And if you're looking to make purchases on the go, our mobile payments feature allows you to pay securely without needing cash or cards. At Credit Human, we prioritize security in all our digital services. You can bank confidently knowing that your information is protected while enjoying user-friendly tools for real-time account management. Explore all these options and more by visiting our website today!

Financial Strength

Commitment to Growth and Innovation

With $338,523,857 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is further demonstrated by our $36,379 in used auto loans and $3,933,628,418 in total loans and leases, supporting your financial goals across various sectors.

Efficient Operations

Our operational efficiency is reflected in our $1,505,539, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 852 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Solutions

Members' savings are secured through $1,860,979,112 in share certificates and $338,725,607 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $137,544,512, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $347,960,748, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Our total share accounts stand at 378,121, showcasing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $19,379,317, indicating our ongoing capacity to support member needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Human is your trusted partner. Visit us at 1602 E Houston St San Antonio Tx 78202 or call (210) 258-1971 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $892,999,277 in used vehicle loans and $591,995,468 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles to make your purchase as smooth as possible.

Credit Lines and Unsecured Loans

For those needing additional financial flexibility, we offer credit lines totaling $1,228,523,326. This option allows you to borrow as needed without taking on more debt than necessary. We also provide flexible terms on unsecured credit card loans, with a total of $46,079,297 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,780,271, make buying or refinancing simple. With competitive rates and expert guidance from our team, you can navigate the mortgage process with confidence.

Refinancing Options

If you're considering refinancing existing loans or mortgages for better rates or terms, our team is here to help you explore eligibility options tailored to your situation. At Credit Human, we are committed to providing personalized service and financial solutions that fit your lifestyle. If you're interested in any of our loan offerings or need assistance determining what's best for you, don't hesitate to reach out at 210-258-1971. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply now or just exploring your options, visit us today and let's work together toward achieving your financial goals!

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CREDIT HUMAN FEDERAL CREDIT UNION - San Antonio, TX

Type of Loan Offerings

Student Loans

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Loan rates in San Antonio, TX (78202)