Credit Human Credit Union Live Oak TX | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Credit Human, your trusted financial partner since 1935! Located at 3000 Ikea Rbfcu Pkwy Ste 106, Live Oak, TX 78233, our branch is dedicated to serving the vibrant community of Live Oak. With a strong commitment to member satisfaction and financial health, we proudly support over 250,000 members with a wide range of services tailored to meet your needs. At Credit Human, we understand that financial decisions can be daunting. That's why our expert team, led by CEO Stephen Hennigan and Board President Blaise Bender, is here to guide you every step of the way. We believe in creating lasting relationships with our members, ensuring that everyone feels valued and supported. Our impressive financial standing speaks volumes about our reliability. With total assets of $4,414,968,054 and total deposits amounting to $180,470,499, we are well-equipped to help you achieve your financial goals. We also offer a variety of loans over 158,918 loans and leases to assist you in purchasing your dream car or buying your first home. While you can visit us at our branch for all your banking needs, remember that official correspondence should be sent to the same address: 3000 Ikea Rbfcu Pkwy Ste 106, Live Oak, TX 78233. Our doors are open for you during convenient hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. For those who prefer drive-thru service, we're available Monday through Friday from 7 AM to 6 PM. Join us at Credit Human as we continue to make a positive impact in our community! Whether you're looking for personal banking solutions or business services, we have something for everyone. Don't hesitate to reach out at 210-258-1820 or explore our offerings online at Credit Human's website. We look forward to helping you thrive financially!

Branch History & Mission

Join Us

As we look toward the future, we invite you to join the Credit Human family. Experience firsthand how our member-focused approach can help you achieve your financial goals. Together, let's build a stronger community one member at a time. For more information or to open an account today, visit Credit Human or call us at 210-258-1820. Your journey toward better financial health starts here!

Modern Services

In today's fast-paced world, convenience matters. That's why Credit Human offers various modern banking options including online banking, mobile payments, and ATMs available for easy access to your funds. Our drive-thru service ensures that even those on the go can manage their banking needs efficiently. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: 3000 Ikea Rbfcu Pkwy Ste 106, Live Oak, TX 78233.

Our Mission

The mission of Credit Human is simple yet profound: to empower our members through personalized financial services while fostering a sense of community. We understand that each member's journey is unique, which is why we focus on building relationships based on trust and understanding. Our goal goes beyond just providing loans or accounts; we strive to support individuals in achieving their financial goals and dreams. Our commitment to the community extends beyond financial services. We actively engage in outreach programs and partnerships aimed at enhancing the quality of life for residents in Live Oak and surrounding areas. Whether it's through educational workshops or sponsorships of local events, we aim to make a positive impact wherever we can.

Branch Location & Accessibility

Accessibility Features

At Credit Human, we understand that accessibility is key. Our branch is designed with ADA compliance in mind, featuring ramps and spacious layouts to ensure everyone can navigate comfortably. Plus, we offer ample parking right at our doorstep for your convenience.

Operating Hours

We know that life can get busy, so our doors are open during flexible hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 12:00 PM for lobby access. For those on the go, our drive-thru service operates Monday through Friday from 7:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM.

Services Offered

When you visit us at Credit Human, you'll find a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to help you reach your financial goals. Need quick cash? Our ATM is available for withdrawals and balance checks whenever you need it. We invite you to come by our Live Oak branch or give us a call at 210-258-1820 if you have any questions or need assistance. We're excited to help you on your financial journey!

Member Eligibility

At Credit Human, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward that goal. If you're looking to join us, eligibility is open to individuals who live, work, worship, or attend school in our local area. We welcome you with open arms if you meet these simple criteria! Becoming part of our family means you can enjoy personalized services designed just for you, from competitive loan rates to convenient banking solutions. Ready to take the next step? Opening an account at Credit Human is straightforward and can be done online! You can find all the necessary details on how to get started by visiting our account opening page at https://digitalbanking.credithuman.com/registration . If you have any questions or need assistance, don't hesitate to reach out at (210) 258-1820. For more specific eligibility information, feel free to check out the details at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine being able to accept payments seamlessly from your customers while managing your cash flow efficiently. Our merchant services make this possible. From point-of-sale systems to online payment processing, we help you provide convenient options for your customers while simplifying your operations. Located at 3000 Ikea Rbfcu Pkwy Ste 106 Live Oak Tx 78233, in beautiful Live Oak, TX, we invite you to explore how our business banking services can support your ambitions and help you thrive. Reach out to us at (210) 258-1820 to learn more about how we can partner with you on your journey to success!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,911,582, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Banking Services

For those who prefer in-person service, our branch provides ATM access for withdrawals and balance checks along with basic drive-thru banking for deposits and simple transactions. Our lobby hours are designed with flexibility in mind: we're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. The drive-thru is available Monday through Friday from 7:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. At Credit Human, we prioritize the needs of our members by offering comprehensive financial services designed for every stage of life. Our friendly staff is always ready to assist you with any questions or concerns you may have. If you're interested in learning more about how Credit Human can help you manage your finances effectively, don't hesitate to reach out! Call us at 210-258-1820 or visit us online at Credit Human. Your financial wellness starts here!

Business Banking Solutions

We also cater to local businesses with tailored banking solutions like merchant services and business loans. No matter the size of your business, we are here to support your growth and success.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. With our user-friendly app and website, you can manage your accounts anytime, anywhere. From making transfers to paying bills or even setting up person-to-person payments, everything is at your fingertips.

Personal Banking Made Easy

We offer various personal banking options, including checking and savings accounts designed to fit different lifestyles. Whether you're saving for a vacation or just need a secure place for your daily transactions, we have the right account for you. If you're looking to purchase a new car or refinance your current vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. For those considering homeownership, our mortgage loans and refinancing services help you navigate the process smoothly.

Support for Your Financial Goals

If you find yourself with unexpected expenses or want to consolidate debt, our personal loans can assist you in achieving your financial goals without added stress. For members who enjoy rewards while spending, our credit cards come with great benefits that can enhance your purchasing power.

Digital & Online Banking

Convenient Online Banking Services

Visit us at https://www.credithuman.com/ to explore our user-friendly online banking platform. Here, you can manage your accounts, pay bills, and even transfer money to friends or family with our person-to-person transfer feature. Whether you're at home or on the go, you'll find it easy to keep track of your finances in real-time.

Mobile Solutions for Your Life

For those who prefer banking on their smartphones, our mobile application makes it simple to manage your money right from your pocket. With mobile payments enabled, you can make purchases quickly and effortlessly without the need for cash or cards. Just download the app and experience banking like never before! In addition to these features, our online banking system is designed to be intuitive and straightforward, so you can navigate through all functionalities with ease. From checking balances to viewing recent transactions, everything is just a few taps away. At Credit Human, we're committed to providing a banking experience that combines convenience, accessibility, and security. Join us today and see how our digital and online banking services can enhance your financial journey!

Security You Can Trust

Your security is our top priority. We provide electronic signature authorization for a smooth yet safe transaction process, ensuring that your information remains protected. You can also opt for e-statements, which not only reduces paper clutter but also keeps your financial documents easily accessible and secure.

Financial Strength

Commitment to Growth

With $338,523,857 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $36,379 in used auto loans and $3,933,628,418 in total loans and leases, supporting your financial goals across various sectors.

Efficient Operations

Our operational efficiency is reflected in our $-7,780,677, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 852 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share Accounts stand at 378,121, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $19,379,317, reinforcing our ability to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Human is your trusted partner. Visit us at 3000 Ikea Rbfcu Pkwy Ste 106 Live Oak Tx 78233 or call (210) 258-1820 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,860,979,112 in share certificates and $338,725,607 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $137,544,512, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $347,960,748, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $785 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those who may need extra cash for various purposes or business owners looking for support, our total credit lines amount to $1,228,523,326. This can help you cover unexpected costs or expand your business operations smoothly. If you're considering refinancing your current loans for better rates or terms, we encourage you to explore our refinancing options tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Credit Human, we're committed to providing our members with clear information and supportive services as you navigate your financial decisions. Come visit us today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $892,999,277 in used vehicle loans and $591,995,468 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options available to suit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Property loans totaling $20,780,271, giving you the chance to secure a place to call your own without unnecessary complications.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,079,297 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit while enjoying rewards and benefits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to secure the best possible loan rates, compare real-time offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CREDIT HUMAN FEDERAL CREDIT UNION - Live Oak, TX

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Modern Services

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Matter

Tailored Financing Solutions

Comprehensive List Of Services

Accessible Banking Services

Business Banking Solutions

Digital Banking Convenience

Personal Banking Made Easy

Support for Your Financial Goals

Digital & Online Banking

Convenient Online Banking Services

Mobile Solutions for Your Life

Security You Can Trust

Financial Strength

Commitment to Growth

Efficient Operations

Growing Trust

Member-Centric Savings

Solid Financial Foundation

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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