Credit Human Credit Union Greensboro NC | Best Auto Loans & Business Banking

Introduction

Welcome to Credit Human, your trusted partner in financial wellness, located at 620 Green Valley Rd, Greensboro, NC 27408. Established in 1935, we have grown into a thriving community of over 250,000 members, committed to providing exceptional financial services tailored to your needs. With total assets exceeding $4.4 billion, we take pride in our stability and dedication to helping you achieve your financial goals. At Credit Human, we understand that banking is not just about numbers it's about building relationships and supporting our members through every stage of life. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, our experienced team is here for you. Led by our CEO Stephen Hennigan and Board President Blaise Bender, our dedicated staff of 857 employees works tirelessly to ensure that you receive the best service possible. We have a strong commitment to our community and strive to make a positive impact through various initiatives and partnerships. While members can visit us at our branch location, official correspondence should be sent to the same address: 620 Green Valley Rd, Greensboro, NC 27408. If you have any questions or need assistance, feel free to reach out at 336-851-6647. Explore our website at Credit Human for more information on how we can assist you in achieving your financial dreams. We invite you to stop by or call us today let's start building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch is committed to using technology that enhances your banking experience. With online banking options, mobile payments, and e-statements available, managing your finances has never been easier. We take accessibility seriously too; our facilities are ADA compliant, ensuring everyone can enjoy our services without barriers.

Community Involvement

Credit Human believes in giving back to the Greensboro community. Through partnerships with local organizations and participation in community events, we work hard to support initiatives that matter most to you. Whether it's sponsoring local schools or participating in charity drives, our goal is always about making a positive impact. In conclusion, we invite you to become part of the Credit Human family. Experience firsthand how we can help you achieve your financial goals while being an active member of the Greensboro community. Visit us at 620 Green Valley Rd during our operating hours from Monday to Friday between 8 AM and 6 PM or reach us at 336-851-6647 for any inquiries. Join us today and discover the benefits of being a member of Credit Human!

Our Mission

The mission of Credit Human is simple yet profound: we aim to empower our members through exceptional service and support. We believe in building strong relationships within the community by offering a range of services that include personal banking, auto loans, mortgage financing, and credit cards with rewards. Each service is designed not just to meet financial needs but also to enhance the overall well-being of our members. We understand that financial literacy is key to making informed decisions. That's why we prioritize education and outreach initiatives to ensure our members feel confident in their choices. From workshops to one-on-one consultations, we strive to provide resources that help build a financially secure future.

Branch Location & Accessibility

Welcome to Credit Human, your trusted partner in financial services, conveniently located at 620 Green Valley Rd, Greensboro, NC 27408. Nestled in the heart of Guilford County, our branch is easy to find and accessible for all your banking needs. Whether you're popping in for a quick deposit or exploring our range of personal and business banking services, we are here to help. While members can visit us at this location, official correspondence should be sent to the same address: 620 Green Valley Rd, Greensboro, NC 27408. If you're nearby, you'll find that we're just a short drive from popular landmarks like the Green Valley Park and the Friendly Center shopping area, making your visit even more convenient. At Credit Human, we prioritize accessibility. Our branch is designed with ADA compliance in mind, ensuring that everyone can access our services without hassle. We offer ample parking right outside the building for easy access, so you can come in and out swiftly. Our operating hours make it simple for you to fit us into your busy schedule. We're open Monday through Friday from 8 AM to 6 PM. So whether you're on your way to work or running errands during lunch breaks, we're here for you. While we currently don't offer ATM or drive-thru services at this location, our team is always ready to assist you inside the branch. We provide a variety of essential services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, personal loans for debt consolidation, as well as credit cards with rewards. Business members can also benefit from merchant services and business loans. If you have any questions or need assistance before visiting us, feel free to give us a call at 336-851-6647. Our friendly staff is eager to help! Come by Credit Human today we look forward to serving you!

Member Eligibility

Joining the Credit Human family at Credit Human is more than just opening an account; it's about becoming part of a supportive community that truly cares about your financial well-being. If you're wondering whether you qualify, the good news is that many individuals can easily become members. Generally, if you live, work, or go to school in the Greensboro area or have family members who are already part of our credit union, you're likely eligible! We believe everyone deserves access to affordable financial services and the chance to thrive. To kick off your membership journey, simply visit us at 620 Green Valley Rd Greensboro Nc 27408 or call us at (336) 851-6647 for any questions you might have. You can also find detailed eligibility criteria by checking out this resource. And when you're ready to open your account, it's just a click away! Start the process online at https://digitalbanking.credithuman.com/registration. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify payment processes for your business. Imagine having a solution that makes it easy for customers to pay while keeping your transactions secure and efficient. Whether you're a small shop or a larger enterprise, our services can help enhance your cash flow and improve customer satisfaction. Located at 620 Green Valley Rd, Greensboro, NC 27408, we're dedicated to being your trusted partner in navigating the financial landscape. Let's grow together! For more information, give us a call at 336-851-6647.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,911,582, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, our Business Banking solutions are designed to support your operations. We offer merchant services to streamline payments and business loans to help you grow. We understand that managing a business comes with its own set of challenges, and we're here to ease that burden with reliable financial tools.

Convenient Digital Access

We pride ourselves on providing top-notch digital banking features that make managing your finances easier than ever. With online and mobile banking, as well as person-to-person payment options, you're always just a click away from accessing your accounts or sending money to friends and family. While we currently don't have ATM services or drive-thru options available at this location, our commitment to serving you remains strong. If you have any questions about our offerings or how we can assist you further, feel free to reach out at 336-851-6647 during lobby hours from Monday through Friday between 8 AM and 6 PM.

Credit Solutions

For those looking to consolidate debt or finance a personal project, our Personal Loans & Debt Consolidation options can help simplify your financial commitments. Plus, our Credit Cards with Rewards allow you to earn while you spend, providing an extra incentive for using your card wisely.

Get Started Today!

Ready to explore all that Credit Human has to offer? Visit us today at 620 Green Valley Rd in Greensboro or check out our website at Credit Human for more information. We're excited to partner with you on your financial journey!

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed for easy management of your finances. Imagine easily accessing your funds through our online and mobile banking platforms banking has never been more convenient! You can check balances, transfer money, and pay bills from the comfort of your home or on the go. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates to help you drive away in the car you want. We also offer Mortgage Loans & Refinancing services to assist you in purchasing your dream home or restructuring your existing mortgage for better terms.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking service is available 24/7, ensuring you have full control over your accounts when it suits you best. Whether you want to check your balance, pay bills, or transfer funds, everything is right at your fingertips. Plus, with our electronic signature authorization feature, signing documents has never been simpler or more secure. You can also opt for e-statements to keep track of your financial activity without the clutter of paper statements. This not only helps the environment but also allows for easy access and management of your records. For those on the go, our mobile application offers all the features you need in a user-friendly format. You can even make mobile payments and enjoy person-to-person transfers effortlessly sending money to friends or family is as easy as tapping a few buttons on your phone!

Security and Accessibility

At Credit Human, we prioritize your security while delivering an accessible banking experience. Our online services are fortified with robust security measures to protect your personal information. You can bank with peace of mind knowing that your data is safe. We believe that managing your finances should be straightforward and efficient. By choosing our digital banking services, you gain real-time access to your accounts with features designed to simplify every transaction. Explore how easy it is to take charge of your financial journey by visiting https://www.credithuman.com/ today!

Financial Strength

Commitment to Excellence

Our $1,505,539 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 852 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Resources

Members' savings are secured through $1,860,979,112 in share certificates and $338,725,607 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $137,544,512, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $338,523,857 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $36,379 in used auto loans and $3,933,628,418 in total loans and leases.

Solid Financial Foundation

With a net worth of $347,960,748, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Through Transparency

Total Share and Deposit Accounts: 378,121, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $19,379,317. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Human is your trusted partner. Visit us at 620 Green Valley Rd Greensboro Nc 27408 or call (336) 851-6647 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

We also have various credit lines available for those who prefer more flexibility in their borrowing options. With $1,228,523,326 in total credit lines offered by Credit Human, you'll find that managing cash flow has never been easier. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For any questions about eligibility or refinancing options available for our loan products, don't hesitate to reach out! You can contact us at (336) 851-6647 or visit us at 620 Green Valley Rd, Greensboro NC 27408 during our operating hours from Monday to Friday between 8 AM and 6 PM. Let's work together towards your financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $892,999,277 in used vehicle loans and $591,995,468 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience as straightforward as possible.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $31,911,582 provide the capital needed to expand operations or invest in new projects. Our team is ready to assist you with personalized service tailored to your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $20,780,271, making buying or refinancing simple. We aim to guide you through every step of the process so that you can feel confident in your investment.

Unsecured Credit Card Loans

Managing finances can be challenging, but we have solutions. We offer flexible terms on unsecured credit card loans, with a total of $46,079,297 in loans helping members manage their finances effectively. This option provides you with easy access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that all loan offers are fair and transparent. Users can trust that they are viewing accurate information that reflects current market conditions.

CREDIT HUMAN FEDERAL CREDIT UNION - Greensboro, NC

Type of Loan Offerings

Student Loans

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