Crane Credit Union Poseyville IN | Best Auto Loans & Personal Banking

Introduction

Welcome to Crane in Poseyville, where your financial well-being is our top priority! Established in 1955, we have grown to serve over 68,143 members with a strong commitment to community and personalized service. Located at 220 Lockwood St, Poseyville, IN 47633, our branch is dedicated to helping you achieve your financial goals with confidence. At Crane, we pride ourselves on our impressive total assets of $1,059,356,390 and total deposits reaching $79,365,773. We understand the importance of trust when it comes to your finances. That's why our net worth stands at $133,793,233, ensuring stability and security for all our members. Our team works hard every day to make financial services accessible and beneficial for everyone in the community. Under the leadership of CEO Kevin Sparks and Board President Gary Gray, Jr., we are continually striving to provide innovative solutions tailored just for you. Whether you need personal banking services like checking and savings accounts or auto loans and mortgages, we've got you covered. We also offer online banking options for added convenience. While members can visit us at 220 Lockwood St, official correspondence should be sent to the same address as our mailing address is the same. If you have any questions or would like more information about how we can assist you further, feel free to give us a call at 812-863-7000. Join us today and experience the Crane difference where member satisfaction is not just a goal; it's our mission! Visit our website at cranecu.org to learn more about membership eligibility and services we offer. Your journey towards better financial health starts here!

Branch History & Mission

Community Focus

At Crane, we are more than just a financial institution; we are deeply involved in community outreach and partnerships that make a difference. We actively participate in local events and initiatives aimed at uplifting our neighbors and supporting local businesses. This commitment is reflected not only in our services but also in the relationships we build every day. As technology advances, so do we. Our branch is equipped with modern digital tools like online banking and mobile payment options to enhance your banking experience while ensuring compliance with ADA standards for accessibility. Join us as we continue this journey together! Experience the benefits of being part of Crane today where your financial well-being is our top priority. For more information about membership or to explore our services further, please visit our website or give us a call at (812) 863-7000. Together, let's build a brighter future!

Our Mission

Our mission is straightforward yet profound: to improve the financial lives of our members while fostering a sense of community. We believe in offering personalized banking services that cater to the unique needs of each individual or business we serve. This includes everything from checking and savings accounts to auto loans and mortgage financing. While members can visit us at 220 Lockwood St Poseyville In 47633, official correspondence should be sent to 220 Lockwood St, Poseyville, IN 47633 if different. We understand the importance of accessibility and convenience; that's why we offer ATM services and drive-thru banking options for those on the go. Our shared service center further expands access to essential banking services for everyone.

Branch Location & Accessibility

Get In Touch!

Ready to experience the difference at Crane? Feel free to call us at (812) 863-7000 or visit us today! We look forward to serving you at our Poseyville branch. If you have any official correspondence, please send it to the same address as our branch location. Your financial journey starts here!

Nearby Landmarks and Accessibility

You can find us near local favorites such as the Poseyville Park, which makes it easy to stop by while enjoying a day out. Parking is available on-site, ensuring that you have a hassle-free experience when you visit. We are committed to accessibility; our branch is ADA compliant and equipped with ramps to accommodate everyone.

Operating Hours

We understand that life can get busy, so we offer flexible operating hours to fit your schedule. You can visit us Monday through Thursday from 8:30 AM to 4:00 PM CST, Friday from 8:30 AM to 5:00 PM CST, and Saturday from 8:30 AM to 12:00 PM. Whether you prefer early mornings or late afternoons, we strive to be here when you need us most.

Services Offered

At Crane, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is readily available for quick withdrawals or balance checks. Plus, enjoy the convenience of drive-thru banking for deposits and simple transactions without leaving your vehicle. If you're part of another credit union, take advantage of our shared service center where you can conduct basic transactions like deposits and withdrawals seamlessly.

Member Eligibility

At Crane, we believe that everyone deserves the chance to be part of a supportive community that values you. Becoming a member is as simple as meeting a few friendly eligibility requirements. If you live, work, or worship in the area, or if you're a family member of an existing member, you're likely eligible to join us! We welcome individuals who are looking for financial services that truly cater to their needs and provide personal attention. For more detailed eligibility information, feel free to visit our website at http://www.cranecu.org/become-a-member-landing/ . Opening an account at Crane is straightforward and welcoming. You can easily get started by checking out the account opening details available at http://www.cranecu.org/auto-loans-landing/ . If you have any questions or need assistance, don't hesitate to reach out to us at (812) 863-7000. We're here to help you every step of the way as you take this exciting step towards better financial well-being!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $593 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $184,172,336, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, effective payment solutions can set your business apart. Our merchant services make it easy for you to accept payments from customers, whether online or in-store. Imagine the ease of processing transactions seamlessly while focusing on what you do best running your business. Visit us at 220 Lockwood St Poseyville In 47633 in Poseyville, IN or call us at (812) 863-7000 to learn how we can help you take your business to the next level!

Comprehensive List Of Services

Business Banking Made Simple

For our business members, we provide essential services including Business Banking solutions like merchant services and business loans. We recognize that running a business involves many moving parts, and we're here to simplify those financial aspects so you can focus on what matters most growing your business.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options. You can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our mobile application. With features like ATM & Cash Withdrawal Services, accessing your money has never been easier.

Credit Options That Work for You

At Crane, we understand the importance of having the right credit options available. Our Credit Cards with Rewards not only help you make purchases but also allow you to earn points for travel, dining, and more. This way, each swipe brings you closer to rewards that enhance your lifestyle.

In-Person Assistance When You Need It

If you prefer face-to-face interactions, our branch provides basic drive-thru banking services for quick deposits and withdrawals. We also participate in shared branch transactions for partner credit union members, giving you even more flexibility when managing your accounts. Whether you're in need of personal finance solutions or business assistance, Crane is committed to providing quality service tailored just for you. If you're ready to explore how we can assist with your financial needs or have questions about our offerings, please don't hesitate to reach out at (812) 863-7000 or visit us online at Poseyville. Your financial journey begins here!

Personal Banking Solutions

We offer comprehensive Personal Banking services that include checking and savings accounts, making it easy for you to manage your day-to-day expenses. If you're dreaming of a new car, our Auto Loans & Vehicle Financing can help turn that dream into reality with competitive rates and flexible terms. For those larger purchases or home improvements, consider our Mortgage Loans & Refinancing options, which aim to make homeownership more attainable. We also provide Personal Loans & Debt Consolidation, allowing you to streamline your finances and reduce stress.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you have the power to check your balance, transfer funds, and pay bills right from your device. Plus, our mobile application makes it even easier to manage your accounts on the go. Whether you're waiting in line or enjoying a coffee break, you'll have everything you need at your fingertips. We also offer e-statements, so you can say goodbye to paper clutter and view your statements securely online whenever you need them. For added convenience, our person-to-person transfer feature allows you to send money directly to friends or family with just a few taps no cash or checks needed! Security is a top priority for us. With options like electronic signature authorization, signing documents has never been easier or safer. You can feel confident that your information is protected while still enjoying quick access to the services you need. And if you're looking for ease in making payments, our mobile payments feature lets you use your phone for transactions at participating merchants making shopping simple and hassle-free. At Crane, we're committed to providing accessible and user-friendly banking solutions tailored just for you. Dive into the world of digital banking with us and experience how managing your finances can be straightforward and efficient!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 133,404, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,459,718. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Crane is your trusted partner. Visit us at 220 Lockwood St Poseyville In 47633 or call (812) 863-7000 to learn more about how we can help you achieve your financial goals.

A Solid Foundation

With a net worth of $133,793,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,258 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Centric Savings

Members' savings are secured through $195,557,516 in share certificates and $50,377,581 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,685,527, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 182 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $124,364,199 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $10,384 in used auto loans and $773,672,609 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $160,289,362 in used vehicle loans and $63,238,884 in new vehicle loans already helping members get on the road. Whether you are financing a new or used vehicle, our flexible terms can help fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $184,172,336 provide the capital needed to grow and expand. We know that running a business comes with its own set of challenges, and we're here to support you with tailored solutions.

Credit Lines and Unsecured Credit Cards

Need some extra cash? We also provide flexible terms on unsecured credit card loans, with a total of $13,021,872 in loans helping members manage their finances effectively. Our credit lines are designed to give you quick access to funds when you need them most, with easy repayment options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,668,720, make buying or refinancing simple. We offer competitive rates and straightforward processes to help you secure the right mortgage for your needs.

Refinancing Options

If you're considering refinancing existing loans, we have options available that can lower your interest rates and monthly payments. It's worth exploring how refinancing could benefit your financial situation. You can reach us at (812) 863-7000 or visit us at our branch located at 220 Lockwood St Poseyville In 47633 in Poseyville, IN. Our team is ready to assist you with any questions about our loan offerings or eligibility requirements. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with confidence!

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CRANE CREDIT UNION