Crane Credit Union Cloverdale IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Crane, your trusted financial partner located at 102 S Main St, Cloverdale, IN 46120. Established in 1955, Crane has been dedicated to serving our community with reliable banking solutions for decades. With a strong membership base of 68,143, we pride ourselves on being more than just a credit union; we are a part of the fabric of Cloverdale. At Crane, we manage total assets of $1,059,356,390 and offer a wide range of services designed to meet your personal and business banking needs. Our commitment is reflected in our robust total deposits of $79,365,773 and an impressive net worth of $133,793,233. Whether you're looking for auto loans or personal banking services, we've got you covered with over 33,490 loans and leases currently supported. Our CEO, Kevin Sparks, and Board President, Gary Gray, Jr., lead our dedicated team of 205 employees who are here to ensure you have the best possible experience. We also offer convenient access with an ATM and drive-thru services for your ease. While members can visit us at our branch for all their financial needs, any official correspondence should be directed to the same address: 102 S Main St, Cloverdale, IN 46120. Explore our website at www.cranecu.org to learn more about how we can help you achieve your financial goals. We invite you to stop by or call us at 812-863-7000 today!

Branch History & Mission

At Crane, located in the heart of Cloverdale, Indiana, we have a proud history that dates back to 1955. Over the years, our commitment to serving our community has only grown stronger. Today, we are honored to support over 68,000 members with a wide range of financial services and resources. Our branch at 102 S Main St, Cloverdale, IN 46120, has become a trusted place for personal and business banking alike. We are conveniently situated near local landmarks that make us easily accessible to everyone in the area. Our mission is simple: to empower our members through accessible financial solutions while fostering a sense of community. We believe that when our members succeed, so does our community. Since opening our doors nearly seven decades ago, Crane has seen significant milestones that reflect our growth and dedication. With total assets exceeding $1 billion, we pride ourselves on being financially sound while always prioritizing member service. Our operational hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to noon make it easy for our members to reach out for assistance or visit us for their banking needs. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgages, we have embraced modern technology to enhance the member experience. Our online banking platform allows members to manage their finances anytime and anywhere. We also offer features like mobile payments and e-statements for convenience. Crane is not just about numbers; we're deeply rooted in community outreach initiatives. Our partnerships with local organizations allow us to give back in meaningful ways, supporting various programs that uplift those around us. While members can visit us at 102 S Main St, official correspondence should be sent to the same address as our mailing address remains unchanged. We also offer drive-thru banking for quick transactions and an ATM on-site for added convenience. As we continue on this journey together with our members, we invite you to experience the benefits of being part of Crane. Join us today and let's work together towards achieving your financial goals! For any inquiries or assistance, feel free to reach out at 812-863-7000 or explore more at our website.

Branch Location & Accessibility

Convenient Access and Amenities

At our Cloverdale location, you'll find ample parking that makes it easy to pop in for your banking needs. We've ensured that our facilities are accessible to all, including ADA-compliant ramps and features to accommodate everyone comfortably. Whether you're stopping by for a quick deposit or a more involved transaction, our team is here to assist you every step of the way.

Operating Hours That Fit Your Schedule

We know your time is valuable. That's why we offer flexible operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to noon. This allows you plenty of opportunities to visit us when it works best for you.

Services Tailored to Your Needs

Our branch is equipped with an ATM for quick cash withdrawals and offers drive-thru banking services for added convenience. You can handle simple transactions without leaving your vehicle! Additionally, we participate in shared services with partner credit unions, making it even easier for members of other institutions to access their funds here. Feel free to reach out at 812-863-7000 if you have any questions or need assistance. We invite you to visit us soon at Crane Credit Union in Cloverdale we're excited to help you with all your banking needs!

Member Eligibility

At Crane, we believe that everyone deserves a chance to be part of a caring community. If you're looking to join our family, becoming a member is easier than you might think! To be eligible, you generally need to live, work, worship, or attend school in our local area. We welcome individuals and families from all walks of life, so whether you're just starting out or looking for a supportive financial partner, we've got your back. You can find the full details about eligibility on our website at http://www.cranecu.org/become-a-member-landing/ . Once you know you're eligible, opening an account with us is a straightforward process. Just visit us at 102 S Main St Cloverdale In 46120, or give us a call at (812) 863-7000 for any questions you might have. We're here to help guide you every step of the way! Join us today and experience the many benefits of being a member of Crane.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $593 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $184,172,336, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café that wants to upgrade its kitchen equipment. With our commercial loans, it can secure the funds needed to enhance operations and serve more customers.

Merchant Services

In addition to loans, we also provide merchant services that simplify how you manage transactions. Whether you run a retail store or an online shop, our payment processing solutions make it easy for customers to pay using their preferred method. This not only improves customer satisfaction but also helps you keep track of sales effortlessly. Located at 102 S Main St Cloverdale In 46120 in Cloverdale, IN, we're here to help your business thrive. Contact us today at (812) 863-7000 to learn more about how we can partner in your success!

Comprehensive List Of Services

Business Banking Services

For local businesses, we understand that every dollar counts. That's why we offer business banking solutions, including merchant services and business loans designed to support your growth. With these services, you can focus on what matters most running your business while we take care of the finances.

Digital Banking Convenience

In today's fast-paced world, having easy access to your money is essential. That's where our online and mobile banking features come into play. You can check balances, transfer funds, and pay bills right from your smartphone or computer. We also have an ATM available for quick cash withdrawals whenever you need it.

Drive-Thru & Shared Branch Transactions

Sometimes, convenience means getting things done quickly. Our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. If you're a member of a partner credit union, enjoy our shared branch transactions, where you can make deposits and withdrawals easily.

Get Started Today!

Whether you're looking for personal finance solutions or business banking assistance, Crane is here for you. With our comprehensive list of services aimed at making banking easier for everyone in Cloverdale, we encourage you to reach out with any questions or visit us at 102 S Main St Cloverdale In 46120. You can also call us at (812) 863-7000 for more information or to get started on opening an account today! Visit our website at Cloverdale for more details on how we can serve you better.

Personal Banking Services

Imagine starting your day knowing that your finances are in good hands. At Crane, we offer personal banking options like checking and savings accounts that help you manage everyday expenses and save for future goals. Need a new car? Our auto loans and vehicle financing make it easy to drive off in your dream vehicle without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options can guide you through the process smoothly. For those unexpected expenses, our personal loans and debt consolidation services provide flexibility when you need it most. Plus, don't forget about our credit cards with rewards, which can give you benefits for your everyday spending.

Digital & Online Banking

Key Features

Our mobile application makes banking even easier. You can deposit checks using your smartphone camera, making trips to the branch a thing of the past. We also support mobile payments, allowing you to make purchases quickly and securely with just a tap of your phone. Need to send money to a friend or family member? Our person-to-person transfer feature allows you to do just that in seconds. Plus, for those times when signatures are needed, our electronic signature authorization streamlines the process no more printing or faxing documents!

Security and Convenience

We prioritize your security while ensuring that our services remain user-friendly. Your information is protected with advanced security measures so that you can bank with confidence. With e-statements available, you can go paperless and keep track of your transactions easily without cluttering your mailbox. In summary, Crane provides all the tools necessary for effective financial management through our digital and online banking services. Experience real-time account management and enjoy financial flexibility like never before!

Financial Strength

Commitment to Innovation

With $124,364,199 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is demonstrated by the $10,384 in used auto loans and $773,672,609 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Base

We have established a strong member community with a total of 133,404 share accounts. This growing base reflects the trust that many place in us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Crane is your trusted partner. Visit us at 102 S Main St Cloverdale In 46120 or call (812) 863-7000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

While our current net income of $0 reflects operational efficiency, it also highlights our commitment to providing competitive loan rates and solid financial products for our members. We pride ourselves on having 182 full-time employees and 23 part-time employees dedicated to serving you with knowledge and care.

Secure Savings Options

Members' savings are secured through $195,557,516 in share certificates and $50,377,581 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,685,527, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $133,793,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust financial standing means we can continue to support our members' needs with confidence. Our net worth ratio of $1,258 demonstrates a solid capital foundation. This assurance allows us to provide loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $160,289,362 in used vehicle loans and $63,238,884 in new vehicle loans, helping our members hit the road with confidence. Whether you're considering financing a brand-new vehicle or a reliable used car, we are here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $184,172,336 are designed to provide the capital needed for growth and expansion. We understand that managing a business comes with its challenges, and we're here to support you with tailored financing options.

Credit Lines

In addition to these offerings, we provide personal and business credit lines totaling $238,268,844, giving you the freedom to access funds when needed without the hassle of reapplying each time. At Crane, we prioritize member satisfaction and strive to make borrowing easy and accessible. If you're interested in refinancing options or checking your eligibility for any of our loan products, feel free to reach out. You can contact us at (812) 863-7000 or visit us at our branch located at 102 S Main St Cloverdale In 46120 in Cloverdale, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $22,668,720. Our team will guide you through the process and help you find the right solution for your situation.

Unsecured Credit Card Loans

For those looking for flexibility, we also provide unsecured credit card loans. With a total of $13,021,872 in loans already helping members manage their finances effectively, our credit cards come with competitive rates and rewards that make spending easier.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees that users receive fair and transparent offers tailored to their financial needs.

CRANE CREDIT UNION