Cport Credit Union Scarborough ME | Top Auto Loans & Business Banking

Introduction

Welcome to Cport, your trusted partner in financial wellness located at 313 Us Route 1, Scarborough, ME 04074. Established in 1931, our credit union has been a cornerstone of the community for over nine decades, proudly serving 34,840 members with dedication and care. With total assets of $417,734,521 and total deposits reaching $61,732,089, we stand as a solid choice for your banking needs. At Cport, we offer a range of services tailored to help you achieve your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our team is here to guide you every step of the way. We understand that every member's journey is unique, which is why we also provide business banking services to support local entrepreneurs. Led by our experienced CEO, Eugene Ardito, and Board President Scott Paquet, our dedicated staff of 103 employees is committed to providing exceptional service. We believe in building lasting relationships with our members based on trust and transparency. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 313 US Rt.1, Scarborough, ME 4074. Join us at Cport today! Explore how we can help secure your financial future by calling us at (207) 883-2448 or visit our website at cportcu.org. We're excited to help you thrive!

Branch History & Mission

Welcome to the Cport, where we proudly serve the community of Scarborough, ME, from our location at 313 Us Route 1. Established in 1931, Cport has a rich legacy of providing financial services that empower our members and support local growth. Over the years, we have grown alongside our community, evolving from a small credit union into a trusted financial partner with over 34,000 members and total assets exceeding $417 million. Cport's mission is simple yet impactful: to provide accessible financial solutions while fostering strong community ties. We believe that when our members thrive, so does the community. Our focus goes beyond just banking; it's about building relationships and creating opportunities for everyone in Scarborough and beyond. From our early days to today, we have achieved numerous milestones. We have embraced technology to enhance member experiences, offering online banking and mobile applications to ensure that managing finances is convenient and straightforward. Our commitment to accessibility is evident in our ADA-compliant facilities and services. At Cport, we understand the importance of convenience. That's why our branch features an ATM and drive-thru banking options for quick transactions without leaving your vehicle. For those who need assistance with shared services, we proudly offer access through our shared service center. We take pride in being actively involved in the Scarborough community. Our partnerships with local organizations and outreach programs allow us to give back and support various initiatives that uplift our residents. Whether it's sponsoring events or participating in community projects, we are dedicated to making a positive impact. While you can visit us at 313 Us Route 1 for all your banking needs during our operating hours Monday through Friday from 8 AM to 5 PM please note that any official correspondence should be sent to our mailing address at 313 US Rt.1, Scarborough, ME 4074. Join us at Cport and experience how we can help you achieve your financial goals while supporting the vibrant community of Scarborough. Together, let's build a brighter future! For more information or to open an account online, please visit Cport's website. You can also reach us at (207) 883-2448 for any inquiries or assistance you may need.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

When visiting us, you'll appreciate the ample parking available right outside our doors, making it simple to pop in for a quick transaction. If you're using public transportation, our location is well-connected, ensuring that everyone can easily reach us. As you arrive at our branch, you might notice we are close to popular spots like the Scarborough Town Center and nearby parks perfect for a quick stop before or after your errands. For those who require additional assistance, our branch is ADA compliant with features such as ramps and accessible entrances to ensure everyone feels welcome.

Get in Touch!

If you have any questions or need assistance before visiting, don't hesitate to give us a call at 207-883-2448. We're always happy to help! So why wait? Come see us at Cport's Scarborough Office today you'll experience friendly service and discover how we can support your financial journey.

Operating Hours and Services

Our lobby hours are designed to fit into your busy schedule. We're open Monday through Friday from 8 AM to 5 PM, ready to assist you with everything from personal banking services like checking and savings accounts to auto loans and mortgage refinancing. We also offer credit cards with rewards and business banking options for our entrepreneurial members. You'll find that we provide more than just in-person service; we have ATMs available for quick cash withdrawals and drive-thru banking for your convenience. This means you can handle deposits or withdrawals without leaving your car! Plus, if you're a member of a partner credit union, you can take advantage of shared services right here at our location.

Member Eligibility

At Cport, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple! If you live, work, or worship in the Scarborough area, you can become a member. Additionally, family members of current members are also welcome to join our cooperative family. This means you get access to a range of benefits designed to help you achieve your financial goals while being surrounded by friendly faces who genuinely care about your success. To learn more about eligibility details and ensure you're on the right path, feel free to visit our website at . Once you're ready to take the next step, opening an account is easy! You can find all the information you need at https://www.cportcu.org/open-account-online/ . If you have any questions or need assistance, don't hesitate to reach out to us at (207) 883-2448. We're here for you!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $77 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,010,017, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, effective merchant services can make all the difference. Imagine having the ability to accept payments seamlessly from customers both online and in-store. Our merchant services offer you reliable payment processing options, ensuring that you never miss a sale. This way, you can focus on what matters most growing your business. Located conveniently at 313 Us Route 1 Scarborough Me 04074 in Scarborough, ME, we invite you to explore how our business banking services can empower your entrepreneurial journey. For more information or to set up a consultation, call us at (207) 883-2448 today!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs, Cport provides robust Business Banking solutions including Merchant Services & Business Loans. We understand how important it is to keep your business thriving, so we offer tailored products that help facilitate growth and success.

Digital Convenience at Your Fingertips

With our advanced Online & Mobile Banking, managing your finances has never been easier. Access accounts, transfer money, or pay bills from anywhere at any time convenience is just a click away! Plus, with features like ATM access for quick cash withdrawals and drive-thru banking for simple transactions, we ensure that banking fits into your busy life seamlessly.

Home Sweet Home

If homeownership is on your mind, look no further than our Mortgage Loans & Refinancing options. We provide personalized assistance throughout the mortgage process, ensuring you find the best rate and terms for your new home or refinancing needs. Imagine settling into your perfect space without breaking the bank.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking options are designed with convenience in mind. Whether you need a checking or savings account, we offer accounts that fit your lifestyle. Imagine effortlessly accessing your funds online or through our mobile banking app while enjoying competitive interest rates.

Rewards That Benefit You

Don't forget to check out our Credit Cards with Rewards! They not only offer great perks but also fit seamlessly into your everyday spending habits. Every swipe gets you closer to rewards that can enhance your lifestyle.

Shared Branching

For those who may need additional flexibility, our Basic Shared Branch Transactions allow you to perform deposits and withdrawals if you're a member of a partner credit union. This means more access points for managing your finances without hassle. At Cport in Scarborough, ME, we aim to provide all the financial services you need under one roof while ensuring easy access through both physical and digital channels. If you're ready to explore what we can do for you, give us a call at 207-883-2448 or visit us online at Cport Credit Union. Join us today and take charge of your financial future!

Support for Your Financial Journey

Life can be unpredictable, which is why our Personal Loans & Debt Consolidation services are here to help when you need it most. Whether it's unexpected expenses or managing existing debt, our loans offer flexibility and support during challenging times.

Vehicle Financing Made Easy

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services can help make that dream a reality. With flexible terms and affordable rates, financing your next vehicle is straightforward. Picture driving off in your new car without the stress of complicated loan processes.

Digital & Online Banking

Key Features

With our online banking services available at https://www.cportcu.org/ , you can access your accounts 24/7. Whether you need to check your balance, pay bills, or transfer money, everything is just a click away. If you prefer managing your finances on the go, our mobile application makes it even easier to stay connected to your accounts. We also offer e-statements, so you can say goodbye to paper clutter and access your account statements electronically. This not only helps you stay organized but is also better for the environment.

Secure Transactions

Your security is our priority. While we don't currently support electronic signature authorization, rest assured that all transactions made through our platform are protected with robust security measures. For added convenience, our person-to-person transfers allow you to send money to friends or family quickly and securely perfect for splitting bills or sending gifts. Although mobile payments are not available yet, we're always looking to enhance our offerings. Our commitment is to make banking as user-friendly as possible while keeping your information safe. In summary, whether you're at home or on the go, Cport provides a suite of digital banking options that give you control over your financial life. Embrace the ease of online banking today!

Financial Strength

Committed Team

Our efficient operations are reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 98 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 76,989, showing a strong and growing member base that trusts us with their finances. Our net shares amount to $498,994, which provides additional funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cport is your trusted partner. Visit us at 313 Us Route 1 Scarborough Me 04074 or call (207) 883-2448 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $42,862,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reinforced by $4,078 in used auto loans and $289,680,041 in total loans and leases, supporting members' financial goals across various sectors.

Member Savings Secured

Members' savings are secured through $71,233,051 in share certificates and $76,822,888 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $43,920,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,049 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,792,651 in used vehicle loans and $5,777,048 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget. Plus, if you're considering refinancing your current auto loan, our team can assist you in exploring eligibility options to save you money each month.

Business Loans

For business owners, our outstanding commercial loans totaling $39,010,017 provide the capital needed to grow and expand. We understand the challenges faced by businesses today and are dedicated to helping you succeed with tailored financing solutions. At Cport, we strive to make your borrowing experience straightforward and transparent. Our knowledgeable staff is ready to assist you in choosing the right loan product for your needs. For more information about our offerings or to start your application process today, give us a call at (207) 883-2448 or visit us at our branch located at 313 Us Route 1 Scarborough Me 04074 in Scarborough, ME. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,805,577, make buying or refinancing simple. We believe that everyone deserves a chance at homeownership, and our dedicated team is here to guide you through every step of the process. If you're looking to refinance your existing mortgage, ask us about our available options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option can be an excellent way to handle everyday expenses while enjoying the benefits of rewards and cash back.

Loan Aggregator

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CPORT CREDIT UNION