Cport Credit Union Portland ME | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Cport, where your financial needs are our top priority. Located at 35 Middle St, Portland, ME 04101, our branch has been serving the community since 1931 with a commitment to member satisfaction and community support. With a total membership of over 34,840, we pride ourselves on being a trusted partner in your financial journey. At Cport, we manage an impressive $417,734,521 in assets, ensuring that our members have access to a wide range of services tailored just for them. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we've got you covered. Our total deposits stand at $61,732,089, demonstrating the trust our members place in us. Under the leadership of our dedicated CEO, Eugene Ardito, and Board President, Scott Paquet, we strive to create a welcoming environment for all members. Our team of 103 employees is here to assist you from Monday to Friday between 8 AM and 5 PM. We understand that every financial decision counts, which is why we offer personalized service and expert guidance. While members can visit us at 35 Middle St, official correspondence should be sent to the same address. With total loans amounting to 12,551 and cash in hand totaling $11,671,750, Cport is well-equipped to meet your financial needs. Ready to take the next step? Visit our website at Cport Credit Union or call us at 207-305-0020 today! Join us in building a brighter financial future together.

Branch History & Mission

At Cport, we take pride in our rich legacy of service and community engagement. Established in 1931, our branch has been a cornerstone in Portland, ME, providing essential financial services to our growing membership. Located at 35 Middle St, Portland, ME 04101, we have seen our community evolve and thrive over the decades. Since opening our doors, Cport has experienced remarkable growth. Today, we proudly serve over 34,840 members with total assets amounting to an impressive $417,734,521. Our commitment to supporting individuals and families is reflected in the range of services we offer from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our mission is clear: to empower our members through accessible financial services while fostering a spirit of community support. We believe that everyone deserves the opportunity to achieve their financial goals. Whether it's buying a new home or starting a small business, Cport is dedicated to being there every step of the way. While members can visit us at 35 Middle St for all their banking needs, official correspondence should be sent to the same address as our mailing address is the same. We welcome you during our operating hours from Monday to Friday, 8 AM to 5 PM. For your convenience, we also provide ATM services for easy access to your funds. Cport's influence extends beyond banking; we actively engage in community outreach initiatives and partnerships that enrich lives and foster goodwill. Our shared service center allows us to connect with other credit unions and broaden our reach in serving more members efficiently. As we continue to embrace advancements in technology with offerings like online and mobile banking, we remain committed to ensuring that all members have access to essential financial tools regardless of their situation. Join us today at Cport! Experience firsthand how our dedicated team can support you on your journey toward financial wellness. Call us at 207-305-0020 or visit our website at Cport for more information on how you can become part of our vibrant community.

Branch Location & Accessibility

Accessibility Features

At Cport, we prioritize accessibility for all members. Our branch is fully ADA compliant, featuring ramps and other accessibility options to ensure everyone can comfortably access our services. Ample parking is available nearby, so you won't have trouble finding a spot when you visit us.

Call to Action

We invite you to visit us at Cport's Middle St Location! If you have any questions before stopping by, feel free to give us a call at 207-305-0020. We look forward to welcoming you soon!

Operating Hours

Our doors are open Monday through Friday from 8 AM to 5 PM, allowing you plenty of time to come in and take care of your banking needs. Whether you're looking to open an account or simply have questions about our services, our friendly staff is ready to assist you during these hours.

Services Offered

We offer a range of personal banking services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as credit cards with rewards. Additionally, business banking services are available for those who require merchant services or business loans. Need quick cash? You can also enjoy ATM access right at our branch.

Member Eligibility

At Cport, we believe that joining our community is a step towards better financial health and support. Becoming a member is easy and welcoming! To qualify, individuals must meet certain criteria, which often includes living, working, or attending school in the areas we serve. You can find all the specifics about eligibility by visiting our website. We strive to make banking accessible for everyone, so if you're unsure whether you meet the requirements, don't hesitate to reach out! Opening an account with us is a breeze and can be done online! Just follow this link: https://www.cportcu.org/open-account-online/ to start your journey. Our team is here to help if you have any questions; feel free to call us at (207) 305-0020. We can't wait to welcome you into the Cport family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $77 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,010,017, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having the right tools can make all the difference. Our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. Imagine being able to accept payments easily from customers using various methods, ensuring convenience for both you and your clients. Located at 35 Middle St Portland Me 04101, Portland, ME, we're here to partner with you every step of the way. For more information, feel free to call us at (207) 305-0020 or visit us online at Cport. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Additional Services

We strive to accommodate all your banking needs with additional services such as basic shared branch transactions, which enable members from partner credit unions to make deposits and withdrawals conveniently. With our basic ATM access for withdrawals and balance checks, managing your money has never been easier. At Cport, we believe in building lasting relationships with our members by offering personalized service and reliable financial solutions. If you're ready to explore what we can do for you, don't hesitate to reach out! Visit us at 35 Middle St Portland Me 04101, call us at (207) 305-0020, or check out our website at https://www.cportcu.org/ to learn more about how we can assist you on your financial journey. Let's work together towards achieving your financial goals!

Business Banking Services

If you're a business owner, you'll find valuable resources at Cport. We provide business banking solutions, including essential merchant services that facilitate transactions and improve customer satisfaction. Our business loans can give your company the boost it needs to grow and thrive in today's competitive market.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly platform makes it simple. You can also enjoy easy access to cash through our ATM services available at Cport.

Personal Banking Solutions

Managing your finances should be straightforward. That's why we offer various personal banking services at Middle St Location. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing for those exciting new car purchases, we've got you covered. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans can provide the support you need. For those times when unexpected expenses arise, our personal loans and debt consolidation options can help ease financial stress. Plus, with our credit cards featuring rewards, you can earn while you spend on everyday purchases.

Digital & Online Banking

At Cport, we understand that your banking needs to be as flexible and secure as your lifestyle. That's why we offer a range of digital and online banking services designed for your convenience. Whether you are at home, at work, or on the go, managing your finances has never been easier. With our robust online banking platform, available at https://www.cportcu.org/, you can check your account balance, pay bills, and transfer funds 24/7. You don't have to wait for business hours; you have access whenever it suits you best. Plus, we provide e-statements to keep your financial information organized and accessible without the clutter of paper. If you're looking to send money quickly to friends or family, our person-to-person transfer feature allows you to do just that with just a few clicks. It's simple, fast, and secure no need for cash or checks anymore. For those who prefer banking from their mobile devices, our mobile application offers all the functionality of online banking right in your pocket. You can easily manage your accounts, make payments, and view transactions on the go. Although we currently do not support mobile payments directly through this app, the convenience it offers is still unparalleled. Security is a top priority for us. While we do not offer electronic signature authorization at this time, our systems are built with advanced security measures to protect your personal information and transactions. In today's fast-paced world, having easy access to your finances is crucial. With Cport's digital banking services, you can enjoy real-time account management that fits into your daily routine seamlessly. Experience the freedom of banking on your terms!

Financial Strength

A Growing Member Base

Total Share Accounts stand at 76,989, demonstrating a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $498,994, reinforcing our capability to meet the needs of our community. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cport is your trusted partner. Visit us at 35 Middle St Portland Me 04101 or call (207) 305-0020 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Growth

With $42,862,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive: with $4,078 in used auto loans and $289,680,041 in total loans and leases, we are here to support your financial goals across various sectors.

Operational Efficiency

Our operational efficiency shines through with a $283,746 that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 98 full-time employees and 5 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledge and commitment.

Secure Savings Opportunities

Members' savings are secured through $71,233,051 in share certificates and $76,822,888 in money market shares, offering stable and rewarding financial growth opportunities. We believe in prioritizing our members over non-member interests. With no non-member deposits at $0, our focus remains on delivering the best possible benefits to you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $43,920,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This figure reflects our ability to support our members through all their financial journeys. Additionally, our net worth ratio of 10.49% demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,792,651 in used vehicle loans and $5,777,048 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $39,010,017 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses in our community. At Cport, we prioritize your financial well-being. If you're considering refinancing options or want to check your eligibility for any of our loan products, don't hesitate to reach out. You can contact us at (207) 305-0020 or visit us at 35 Middle St Portland Me 04101 in Portland, ME. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,805,577, make buying or refinancing simple. We are here to guide you through the process and offer solutions tailored to your situation.

Unsecured Credit Card Loans

For those looking for more flexibility in managing their finances, we also offer unsecured credit card loans. Currently, we have a total of $0 available to assist members in handling expenses without the burden of collateral.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that you receive fair and transparent offers, as only verified institutions are included in their comparisons.

CPORT CREDIT UNION - Portland, ME

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