Cport Credit Union Portland ME | Best Auto Loans & Business Banking

Introduction

Welcome to Cport, your trusted community credit union located at 285 Forest Ave, Portland, ME 04101. Since our establishment in 1931, we have been dedicated to serving the financial needs of our members with transparency and care. With a membership base of over 34,840 individuals, we take pride in being a pivotal part of the Portland community. At Cport, we understand that banking is more than just numbers; it's about relationships. Our total assets amount to an impressive $417,734,521, reflecting our commitment to providing secure and reliable services. We also offer a diverse range of loans and leases, totaling 12,551 options for personal and business needs. Whether you're looking for auto loans or mortgage refinancing, we have tailored solutions just for you. While members can visit us at our branch location, official correspondence should be sent to PO Box 777, Portland, ME 4104. This ensures that all communications are handled promptly and efficiently. With total deposits reaching $61,732,089 and a net worth of $43,920,269, Cport stands strong as a safe haven for your savings. Our team of 103 dedicated employees, led by CEO Eugene Ardito and Board President Scott Paquet, is here to assist you every step of the way. We are proud to offer services that include personal banking accounts, vehicle financing, credit cards with rewards, and much more all designed with your financial wellbeing in mind. As part of our commitment to innovation and accessibility, we provide online banking options alongside traditional services like ATM access and drive-thru banking. You can rely on us for all your banking needs from Monday to Friday between 8 AM and 5 PM. We invite you to experience the Cport difference firsthand! For inquiries or assistance, feel free to call us at (207) 200-2300 or visit our website at www.cportcu.org. Join us today and let's build a brighter financial future together!

Branch History & Mission

Cport has a rich history that dates back to 1931 when it first opened its doors in Portland, Maine. From its humble beginnings, Cport has grown into a trusted financial institution with over 34,000 members and total assets exceeding $417 million. Our location at 285 Forest Ave, Portland, ME 04101 is more than just a branch; it's a community hub where we strive to make financial services accessible and personal. Over the years, Cport has evolved significantly, embracing changes in technology while remaining committed to our mission of serving our members and community. We believe in fostering strong relationships with those we serve, ensuring that every interaction reflects our core values of integrity, respect, and service. Our commitment to community support goes beyond banking; we actively engage in outreach efforts to help local organizations and initiatives thrive. At Cport, our mission is clear: to provide exceptional financial services while supporting the growth and well-being of our members and the communities we serve. We offer a wide range of products including personal banking, auto loans, mortgages, and business services all designed with you in mind. Whether you are looking for basic checking accounts or more complex loan solutions, we are here to guide you every step of the way. While members can visit us at 285 Forest Ave, official correspondence should be sent to PO Box 777, Portland, ME 4104. Our friendly staff is available during lobby hours from Monday to Friday, 8 AM - 5 PM, ready to assist you with any inquiries or needs. We also prioritize accessibility with features like ATM availability and drive-thru banking for your convenience. For those who prefer digital options, Cport provides online and mobile banking services that allow you to manage your finances effortlessly from anywhere. Join us at Cport today and experience firsthand how we can help you achieve your financial goals. Together, let's build a brighter future for ourselves and our community! For more information or to open an account online, visit Cport's website.

Branch Location & Accessibility

Welcome to the Cport branch located at 285 Forest Ave in beautiful Portland, Maine! Our convenient location makes it easy for you to access all your banking needs right in the heart of the city. Whether you're popping in for a quick transaction or looking to explore our range of services, our friendly team is here to help. While you can visit us directly at our Forest Ave location, if you need to send official correspondence, please use our mailing address: PO Box 777, Portland, ME 4104. We're situated near popular landmarks that locals know and love, making it easy to find us. Plus, with ample parking available and ADA-compliant features like ramps, we ensure that everyone can visit us comfortably. At Cport, we are dedicated to your convenience. Our operating hours from Monday to Friday, 8 AM to 5 PM, give you plenty of time to stop by after work or during your lunch break. And if you're in a hurry? We offer a drive-thru service for quick deposits and withdrawals without leaving your car. Need cash on the go? Our ATM is available for all your withdrawal and balance check needs. We also participate in shared services, allowing you access to basic transactions at partner credit unions. Feel free to reach out at 207-200-2300 if you have any questions or need assistance before your visit. We look forward to welcoming you soon at Cport!

Member Eligibility

Becoming a member of Cport is like joining a warm, welcoming family where your financial needs are prioritized. If you live, work, or attend school in the areas we serve, you're already on the right path to membership! At Cport, we believe that everyone deserves access to quality banking services, so whether you're looking for checking and savings accounts, auto loans, or even mortgage options, we've got you covered. To learn more about eligibility requirements and ensure you meet them, feel free to check out our detailed information at . Opening an account is as simple as reaching out to us at (207) 200-2300 or visiting us in person at our convenient location: 285 Forest Ave Portland Me 04101. You can also start the process online by visiting https://www.cportcu.org/open-account-online/ . Join us today and discover how being part of Cport can enhance your financial journey!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $77 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,010,017, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine having the tools to accept payments seamlessly while managing your cash flow more effectively. Our merchant services are designed to fit the needs of your business, allowing you to focus on what matters most serving your customers. Visit us at 285 Forest Ave Portland Me 04101 in Portland, ME, or give us a call at (207) 200-2300 to learn how we can help fuel your business's success today!

Comprehensive List Of Services

ATM and Cash Services

We offer convenient ATM & Cash Withdrawal Services, so you can get cash when you need it without any hassle. Our Basic Drive-Thru Banking ensures that deposits, withdrawals, and simple transactions are quick and straightforward. If you're a member of a partner credit union, take advantage of our Basic Shared Branch Transactions for even more flexibility in accessing your funds.

Business Banking

At Cport, we also cater to local businesses through our Business Banking services. From Merchant Services that streamline payment processing to Business Loans that help you grow, we are committed to supporting the success of small businesses in our community.

Digital and Mobile Banking

In today's fast-paced world, having access to your accounts anytime, anywhere is essential. Our robust Online & Mobile Banking features allow you to check balances, transfer funds, and pay bills with just a few clicks or taps on your phone. Whether you're using a computer at home or an app on your smartphone, managing your finances has never been easier.

Join Us Today!

No matter what stage you're at in life whether you're just starting out with savings or looking for ways to grow your business Cport is here to help. Explore all our services today by visiting us at Forest Ave Location or give us a call at (207) 200-2300. Together, let's build a brighter financial future!

Personal Banking

Managing personal finances can sometimes feel overwhelming, but it doesn't have to be. With our Checking & Savings Accounts, you can easily keep track of your money and save for future goals. Whether you're saving for a vacation or simply want to build an emergency fund, our accounts are tailored to fit your lifestyle. If you're in the market for a new car, our Auto Loans & Vehicle Financing options make it easy to drive away in the vehicle of your dreams without breaking the bank. We also provide Mortgage Loans & Refinancing solutions for those looking to buy their first home or refinance an existing mortgage to take advantage of lower rates. For unexpected expenses or larger purchases, our Personal Loans & Debt Consolidation services can help you manage debt more efficiently and regain control over your finances. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases and enjoy added benefits.

Digital & Online Banking

Accessibility and Ease of Use

Our mobile payments feature may not be available yet, but our mobile application allows for real-time account management and quick transfers. You can stay on top of your finances while on the go. If you're ever in need of help, our team is just a call away at (207) 200-2300 during business hours. At Cport, we believe that banking should fit into your lifestyle seamlessly. With online banking options that cater to all your needs, managing your finances has never been easier or more secure!

Key Features of Our Digital Banking Services

With our user-friendly mobile application, you can manage your finances right from your phone. Whether you want to check your balance, transfer money between accounts, or even make person-to-person transfers, everything is just a few taps away. Plus, you can sign up for e-statements to keep track of your transactions easily without the clutter of paper statements. Security is a top priority at Cport. We ensure that all your transactions are protected, so you can bank with peace of mind. While we do not currently offer electronic signature authorization, our systems are designed with strong security measures to safeguard your information.

Financial Strength

Commitment to Growth

With $42,862,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,078 in used auto loans and $289,680,041 in total loans and leases.

Growing Community Trust

Total Share and Deposit Accounts: 76,989, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $498,994. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cport is your trusted partner. Visit us at 285 Forest Ave Portland Me 04101 or call (207) 200-2300 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 98 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $71,233,051 in share certificates and $76,822,888 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $43,920,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,049 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $54,792,651 in used vehicle loans and $5,777,048 in new vehicle loans to help members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options can make it easier and more affordable than ever.

Commercial Loans

For business owners in our community, we provide outstanding commercial loans totaling $39,010,017. These loans can supply the necessary capital for growth and expansion. If you're a small business owner looking for financing solutions tailored to your needs, we're here to help. At Cport, we're committed to providing exceptional service and competitive rates on all our loan products. To learn more about how we can assist you with your financial journey or discuss eligibility options for any of our loans, please give us a call at 207-200-2300 or visit us at 285 Forest Ave Portland Me 04101. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us support you as you take the next step toward achieving your financial dreams!

Credit Lines and Unsecured Credit Cards

For those needing flexibility in managing finances, we offer credit lines totaling $45,239,924. Additionally, while we currently do not have any unsecured credit card loans available at this time, we're always exploring ways to enhance our offerings to better serve our members.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,805,577, make buying or refinancing simple. We work closely with our members to find solutions that fit their budget and lifestyle. Plus, if you're considering refinancing your existing mortgage, we can guide you through that process as well.

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Ensuring Accurate Comparisons

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CPORT CREDIT UNION