Cport Credit Union Augusta ME | Affordable Auto Loans & Business Banking

Introduction

At Cport, we understand that your financial journey is unique, and we're here to support you every step of the way. Located at 399 Western Ave, Augusta, ME 04330, our branch has been a trusted community partner since its establishment in 1931. With over 34,840 members and total assets exceeding $417 million, we take pride in providing personalized banking services tailored to meet your needs. While members can visit us at our Augusta location, official correspondence should be sent to the same address for consistency. Under the guidance of our CEO, Eugene Ardito, and Board President, Scott Paquet, our dedicated team of 103 employees works tirelessly to ensure you receive exceptional service. We offer a wide range of financial products, including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our commitment to the community goes beyond just numbers; with total deposits amounting to $61.7 million and a solid net worth of $43.9 million, we strive to create lasting relationships built on trust and reliability. Whether you're looking for a loan or simply want to explore your banking options, we invite you to reach out at (207) 623-1001 or visit our website at cportcu.org. Join us at Cport where your financial well-being is our priority!

Branch History & Mission

At Cport, we take pride in our rich legacy and commitment to the community. Founded in 1931, our Augusta branch has grown alongside its members, fostering a spirit of cooperation and support that defines us. Located at 399 Western Ave, Augusta, ME 04330, our branch has become a vital part of the local landscape, serving over 34,840 members with dedication and integrity. Cport began as a small financial institution with a big vision: to provide accessible banking services for everyone. Over the decades, we have evolved significantly while staying true to our mission. With total assets now exceeding $417 million, we continue to expand our offerings in personal banking, auto loans, mortgages, and business banking. Our growth reflects the trust our members place in us and highlights our commitment to their financial well-being. Our mission is clear: we are here to empower our members through exceptional financial services while giving back to the community that supports us. We strive to make banking simple and convenient by offering online banking, mobile app services, and ATMs available for easy access. Additionally, we provide drive-thru banking for quick transactions and shared service center access for members of partner credit unions. As part of our community-focused approach, Cport engages in various outreach efforts aimed at supporting local initiatives and building partnerships that foster economic growth in Augusta and beyond. We believe that when our members thrive, so does the community. While you can visit us at our Augusta location for all your banking needs during our operating hours from Monday to Friday, 8 AM - 5 PM, official correspondence should be sent to the same address: 399 Western Ave, Augusta, ME 04330. Join us at Cport and experience a credit union that truly values its members. Together, let's create a brighter financial future! For more information or to open an account online, please visit our website. If you have any questions or need assistance, feel free to call us at 207-623-1001. We look forward to welcoming you into our family!

Branch Location & Accessibility

Banking Made Easy

Cport offers a range of services that cater to all your banking needs. With an ATM available on-site and a drive-thru service for quick transactions like deposits and withdrawals, we make it easy for you to manage your money without any hassle. Additionally, we provide shared services for members of partner credit unions, allowing you to perform basic transactions seamlessly. If you're interested in personal banking options such as checking and savings accounts or looking into auto loans and mortgages, our team is ready to assist you every step of the way. You can also take advantage of online and mobile banking features for added convenience. Feel free to give us a call at 207-623-1001 if you have any questions or would like more information. We look forward to welcoming you at Cport in Augusta! Come visit us soon and experience the difference in community-centered banking!

Convenient Access and Services

At our Augusta Office, we strive to make banking as simple as possible. If you need to send us official correspondence, please use our mailing address at 399 Western Ave, Augusta, ME 4330. We've designed our location with your convenience in mind ample parking is available right outside, and our facility is ADA-compliant, ensuring that everyone can access our services comfortably. Our operating hours are tailored for your busy schedule; we're open Monday through Friday from 8 AM to 5 PM. Whether you're looking to open a new account, discuss loan options, or simply ask questions about your finances, our friendly staff is here to help.

Member Eligibility

At Cport, becoming a member means joining a community that truly cares about your financial well-being. We welcome anyone who lives, works, or worships in the Augusta area to apply for membership. If you're ready to take control of your finances with personalized support and great products, you're already on the right path! You can find out more about our eligibility criteria by visiting . The process is simple and straightforward, ensuring you feel included every step of the way. Once you've confirmed your eligibility, opening an account is a breeze! Just head over to https://www.cportcu.org/open-account-online/ to get started. If you have any questions or need assistance, don't hesitate to call us at (207) 623-1001. We're here to help you navigate your journey toward financial success at our branch located at 399 Western Ave Augusta Me 04330. Join us today and experience the benefits of being part of the Cport family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $77 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,010,017, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner who can help streamline your payment processing while you focus on what you do best running your business. Our merchant services offer practical tools that allow you to accept payments easily, manage transactions efficiently, and enhance customer satisfaction. From point-of-sale systems to online payment solutions, we ensure that handling finances is one less thing you have to worry about. Visit us at 399 Western Ave Augusta Me 04330 in Augusta, ME, or call us at (207) 623-1001 to learn how our business banking and commercial services can work for you!

Comprehensive List Of Services

Accessible Transactions

For those who prefer in-person interactions, we offer Basic Drive-Thru Banking for deposits, withdrawals, and simple transactions. If you're a member of one of our partner credit unions, enjoy the convenience of Shared Branch Transactions, where you can deposit or withdraw funds seamlessly.

Business Solutions at Your Fingertips

For entrepreneurs and business owners, Cport provides robust Business Banking options. Our Merchant Services make transactions smooth and efficient, while our Business Loans support growth and expansion efforts. We understand the importance of financial flexibility for businesses of all sizes.

Embracing Digital Convenience

In today's fast-paced world, we recognize the importance of digital banking features. At Cport, you can manage your accounts anytime with our Online and Mobile Banking services. Check your balances, transfer funds, and pay bills with just a few clicks from your computer or smartphone. Additionally, our ATM services ensure that cash withdrawal is never a hassle.

Join Us Today!

We invite you to experience all that Cport has to offer. Our friendly team is here to assist you from Monday to Friday between 8 AM and 5 PM at our Augusta branch. For more information or to start enjoying these services today, call us at 207-623-1001 or visit us online at Cport. Discover how we can support your financial journey!

Personal Banking Made Easy

For individuals seeking reliable financial management, Cport offers Checking and Savings Accounts tailored to help you manage your everyday finances effectively. With the option of Auto Loans and Vehicle Financing, you can hit the road in your dream car without the stress. We also provide Mortgage Loans and Refinancing solutions for those ready to invest in their future home or lower their monthly payments. If life throws you unexpected expenses, our Personal Loans and Debt Consolidation services can help you regain control. Plus, with our Credit Cards with Rewards, you can earn while spending on your daily purchases.

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.cportcu.org/ , you can check your balance, transfer funds, and pay bills from anywhere, anytime. This user-friendly service ensures that you have real-time control over your finances without the hassle of traditional banking hours. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it easy to do just that. For those who prefer managing their accounts from their mobile devices, our mobile application is available for download. With this app, you can perform all the same tasks as online banking but right from your phone. Imagine being able to check your balance or make payments while waiting in line or during your commute!

Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization, we ensure that all transactions are protected with strong encryption and safety protocols. Additionally, our e-statements are available for those who want to reduce paper clutter while keeping track of their financial activities easily. Although we don't support mobile payments yet, we're continually evaluating ways to enhance our services. Our goal is to provide a robust digital banking experience that meets the needs of every member. In summary, whether you're using online banking or our mobile application, Cport is committed to making your banking experience smooth and secure. With easy access and valuable features at your fingertips, managing your money has never been more convenient!

Financial Strength

Commitment to Growth

With $42,862,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $4,078 in used auto loans and $289,680,041 in total loans and leases, we support members' financial goals across various sectors.

Member Savings

Members' savings are secured through $71,233,051 in share certificates and $76,822,888 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 98 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $43,920,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,049 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthiness

Net Shares available for lending and investments stand at $498,994. With a growing member base reflected by a total of 76,989 share accounts, you can trust that Cport is here for you every step of the way. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cport is your trusted partner. Visit us at 399 Western Ave Augusta Me 04330 or call (207) 623-1001 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,792,651 in used vehicle loans and $5,777,048 in new vehicle loans already helping members get on the road. Whether you're eyeing a sleek sedan or a reliable SUV, our financing options can help you drive away with confidence.

Commercial Loans

For business owners, our outstanding commercial loans totaling $39,010,017 provide the capital needed to grow and expand. We understand that running a business comes with its unique challenges and opportunities, and we're here to support your ambitions. If you're considering refinancing any of your existing loans, we also have options available. Be sure to ask our team about eligibility requirements and how we can assist you in lowering your monthly payments or accessing additional funds. To learn more about our loan offerings or discuss which option might be best for you, please contact us at (207) 623-1001 or visit us at our branch located at 399 Western Ave Augusta Me 04330 in Augusta, ME. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Cport, we're committed to helping our members navigate their financial journey with ease and confidence.

Credit Lines

For those needing more flexibility, we provide access to credit lines totaling $45,239,924. This option allows you to borrow only what you need while keeping your payments manageable. It's perfect for unexpected expenses or planned projects where you want to control your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,805,577, make buying or refinancing simple. We're here to guide you through every step of the home loan process so you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can fit different lifestyles and spending habits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the lending landscape with clarity and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that the offers you see are not only fair but also transparent, giving you peace of mind as you explore your options. The benefits of using LendMesh are clear: - Verified Data: All loan offers are sourced from legitimate financial institutions. This commitment to transparency helps users trust the information presented. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect available options. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and user-friendly this tool is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CPORT CREDIT UNION