Cpm Credit Union Orangeburg SC | Best Auto Loans & ATM Access

Introduction

Welcome to Cpm, your trusted partner in financial services since 1955! Located at 1174 Boulevard St, Orangeburg, SC 29115, we are dedicated to providing exceptional service and support to our 64,232 members. At Cpm, we believe in building strong relationships within our community while offering a wide range of financial products tailored to your needs. With total assets of $632,504,167 and total deposits amounting to $39,417,478, we ensure that your funds are safe and well-managed. Our commitment extends beyond just numbers; it's about fostering a welcoming environment where every member feels valued. Under the leadership of our CEO, James Gergen, and Board President, Michael Chodnicki, our team of 197 employees is here to guide you through every financial decision. While members can visit us at 1174 Boulevard St, official correspondence should be sent to 1066 E Montague Ave, North Charleston, SC 29405. Whether you're looking for personal banking solutions like checking accounts or auto loans or exploring business banking options, we're equipped with the expertise you need. At Cpm, we pride ourselves on our financial strength our net worth stands at an impressive $62,950,178, with cash in hand totaling $12,996,941. We also offer a variety of loan options, having provided over 29,540 loans and leases to help our members achieve their goals. Ready to take the next step? Visit our website at cpmfed.com or give us a call at 800-255-1513. We're here to assist you with all your financial needs!

Branch History & Mission

A Commitment to Accessibility

In today's fast-paced world, we recognize the importance of technology in banking. That's why we've embraced digital advancements, allowing our members access to online banking, mobile payments, and e-statements all designed with your convenience in mind. Additionally, our branch is ADA compliant, ensuring that everyone can experience our services comfortably. With an ATM available on-site and drive-thru services for quick transactions, we prioritize making banking easy and accessible for all. Our shared service center further extends these benefits by enabling members from partner credit unions to access essential services here. Join us at Cpm as we continue this journey together. Experience firsthand how we blend tradition with innovation supporting you every step of the way towards achieving your financial goals. For more information or assistance, feel free to reach out at (800) 255-1513 or visit us online at Orangeburg. Your future starts here!

Our Evolution

Since opening our doors, Cpm has seen significant growth. With total assets now exceeding $632,504,167, we have continually reinvested in our services to better meet the needs of our community. Our evolution reflects not only the changing landscape of banking but also our unwavering dedication to providing accessible financial solutions. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to ensure that everyone finds the financial tools they need right here with us.

Our Mission

At the core of our operations is a simple yet powerful mission: to provide exceptional financial services while enhancing the quality of life for our members and the broader community. We believe in empowering individuals through education, support, and innovative services tailored to their unique circumstances. Beyond banking, we are deeply committed to community outreach initiatives, partnering with local organizations to make a real difference in people's lives. While members can visit us at 1174 Boulevard St Orangeburg Sc 29115, official correspondence should be sent to 1066 E Montague Ave, North Charleston, SC 29405. This ensures that communication flows smoothly as we continue to grow and adapt.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Cpm today! For any questions or assistance, don't hesitate to give us a call at (800) 255-1513. Our friendly team looks forward to helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Located near popular spots in Orangeburg, our branch is just a short drive from local favorites like the Orangeburg County Fairgrounds. We strive to make your visit as easy as possible, offering ample parking and features that ensure accessibility for everyone, including ADA-compliant entrances and ramps.

Operating Hours and Services

At Cpm, we understand that life can be busy, which is why we offer convenient operating hours. Our lobby is open Monday through Thursday from 9:00 a.m. to 5:00 p.m., and Friday from 9:00 a.m. until 6:00 p.m. We also welcome you on Saturdays from 9:00 a.m. to 12:00 p.m. If you're looking for quick service, take advantage of our drive-thru, available Monday through Thursday from 8:30 a.m. to 5:00 p.m., and Friday until 6:00 p.m., with Saturday hours from 9:00 a.m. to noon. We offer a wide range of services tailored to meet your financial needs from personal banking options like checking and savings accounts, auto loans, and credit cards with rewards, to business banking solutions including merchant services and business loans. Plus, enjoy the convenience of ATM access right here at the branch.

Member Eligibility

At Cpm, we believe that everyone deserves a supportive community to help them thrive financially. Joining us is simple! If you live, work, worship, or attend school in the Orangeburg area, you're already eligible to become a member. This means you can enjoy a range of benefits designed just for you, like personalized service and competitive rates on loans and savings. Plus, being part of our credit union gives you access to exclusive financial products tailored to meet your needs. To kickstart your membership journey at Cpm, all you need to do is visit us at 1174 Boulevard St Orangeburg Sc 29115 or give us a call at (800) 255-1513. For more details about eligibility requirements, feel free to check out our website at . When you're ready to open an account, simply head over to this link: https://cpmanytime.cpmfed.com/authentication . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital you need to expand your operations or invest in new technology. Our loan options can help you turn those dreams into reality.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. Our merchant services simplify transactions, allowing you to focus on what matters most running your business. With easy-to-use tools for accepting payments, you can enhance customer experience and boost sales. Located at 1174 Boulevard St Orangeburg Sc 29115 in Orangeburg, SC, we invite you to explore how our tailored solutions can help your business thrive. For more information, reach out to us at (800) 255-1513 or visit our website at http://www.cpmfed.com.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of that new car? We offer auto loans and vehicle financing options that make purchasing a vehicle more accessible than ever. With flexible terms and competitive rates, driving off in your dream car could be just around the corner!

Business Banking

For our members who run businesses, we offer specialized business banking services including merchant services and business loans. We understand the importance of supporting local enterprises, so let us help you grow your business with financial products designed specifically for entrepreneurs.

Convenient Access

At Cpm, we pride ourselves on providing convenient access to banking services. Enjoy basic drive-thru banking for quick deposits and withdrawals without leaving your car. Plus, our ATM services allow for easy cash withdrawals and balance checks whenever you need them.

Credit Cards with Rewards

Maximize your spending power with our credit cards that come with rewards! Whether it's cashback on groceries or points for travel, we have a card that suits your lifestyle. Plus, managing these accounts is easy through our online platform.

Mortgage Loans & Refinancing

Owning a home is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our knowledgeable staff will guide you through every step, ensuring you find a solution that fits your budget.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are tailored just for you. Imagine having easy access to your funds and the ability to manage your finances from anywhere through online and mobile banking. Our checking and savings accounts come with competitive rates, allowing you to save while enjoying the convenience of digital access.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans provide a straightforward way to tackle those costs head-on. If you're feeling overwhelmed by multiple debts, consider our debt consolidation options, which can simplify payments and potentially lower interest rates.

Shared Branch Transactions

If you're traveling or simply prefer visiting other locations, take advantage of shared branch transactions available to partner credit union members. This service makes it easier than ever to manage your accounts while on the go. With all these services available at Cpm, we strive to make banking as simple and supportive as possible for our members in Orangeburg and beyond. Ready to explore what we can do for you? Visit us today or check out our website at Orangeburg. We're excited to help you reach your financial goals!

Digital & Online Banking

Enhanced Security and Convenience

Security is a top priority at Cpm. We utilize electronic signature authorization to ensure that your transactions are safe and secure. You can also opt for e-statements, reducing paper clutter while keeping your information accessible and organized. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick no need to visit an ATM or write checks. And if you're someone who loves the convenience of mobile payments, you'll appreciate our support for this feature as well.

Key Services

You can access all our online banking features by visiting https://www.cpmfed.com/ . With 24/7 online banking services, you can check your account balances, pay bills, and transfer funds with just a few clicks. It's like having a bank branch right in your pocket! Plus, if you prefer using your mobile device, our mobile application is available for download, making it easier than ever to manage your finances.

Real-Time Account Management

With our user-friendly interface, managing your accounts has never been more straightforward. You can monitor your spending, set up alerts for low balances, and even schedule automatic payments all from the comfort of your home or wherever life takes you. Experience the ease and efficiency of digital banking at Cpm today! Your financial management just got a whole lot simpler.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 126,458, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cpm is your trusted partner. Visit us at 1174 Boulevard St Orangeburg Sc 29115 or call (800) 255-1513 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $90,860,328 in share certificates and $127,888,642 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $257,512, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 185 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $61,029,839 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $4,510 in used auto loans and $425,597,902 in total loans and leases.

Solid Financial Health

With a net worth of $62,950,178, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,839,543 in used vehicle loans and $26,579,418 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned option, our financing plans can help make it possible.

Credit Lines

If you're looking for extra flexibility, consider our credit lines totaling $66,681,731. This option allows you to access funds when needed without the hassle of applying for a loan each time. At Cpm, we are committed to providing accessible financing solutions tailored for our community. If you're interested in refinancing options or want to know if you qualify for one of our loans, don't hesitate to reach out. Call us at (800) 255-1513 or visit us during lobby hours from 9:00 a.m. till 5:00 p.m., Monday through Thursday, and until 6:00 p.m. on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to supporting you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,161,512, make buying or refinancing simple. We strive to offer competitive rates and flexible terms to ensure your path to homeownership is smooth and manageable.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,990,826 in loans helping members manage their finances effectively. These credit cards come with various benefits that can help you earn rewards while making purchases.

Loan Aggregator

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CPM FEDERAL CREDIT UNION - Orangeburg, SC