Cpm Credit Union North Charleston SC | Reliable ATM Access Only

Introduction

Welcome to Cpm, where community and finance come together to support your goals. Located at 1066 E Montague Ave, North Charleston, SC 29405, we have been dedicated to serving our members since 1955. With a strong foundation and a commitment to local values, Cpm has grown to serve 64,232 members while maintaining total assets of $632,504,167. At Cpm, we understand that financial needs can vary widely, which is why we offer a range of services tailored for you. Whether you're looking for loans over 29,540 approved or simply want to manage your savings better with total deposits amounting to $39,417,478, our team is here to help. Our leadership team, led by CEO James Gergen and Board President Michael Chodnicki, brings both expertise and a personal touch to every interaction. We pride ourselves on being more than just a financial institution; we're a part of the North Charleston community. With a net worth of $62,950,178 and cash on hand totaling $12,996,941, you can trust that your money is in safe hands. Plus, we're always looking for ways to improve and expand our services for our valued members. If you're ready to explore what we can do for you or have any questions about our offerings, don't hesitate to reach out! Call us at 800-255-1513 during our operating hours from 8:00 AM till 5:00 PM Monday through Friday. We invite you to visit us at our branch or check out our website at cpmfed.com for more information. Your journey towards better financial health starts here!

Branch History & Mission

Commitment to Innovation and Accessibility

In today's fast-paced world, we embrace digital advancements that make banking more convenient for you. With features like online banking, mobile payments, and electronic signatures, managing your finances has never been easier. We are also proud of our ADA-compliance initiatives, ensuring that all members can access our services with ease.

Community Engagement

Our commitment extends beyond financial services; it's about building relationships. We actively engage in community outreach efforts that support local initiatives and charities. By partnering with various organizations, we strive to uplift those in need while fostering a strong sense of unity among residents. As we look forward to what's next, we invite you to join us on this journey. Experience the benefits of being part of a credit union that truly cares about its members and the community. Visit us at Cpm, where your financial well-being is our priority! If you have any questions or need assistance, don't hesitate to call us at (800) 255-1513.

Our Mission

The mission of Cpm is simple yet profound: to empower our members with accessible financial solutions that support their aspirations and enhance their lives. We believe in not just serving our members but also uplifting the community around us. Whether through education programs or local partnerships, we aim to make a positive impact every day. While members can visit us at 1066 E Montague Ave North Charleston Sc 29405, official correspondence should be sent to 1066 E Montague Ave, North Charleston, SC 29405. Our dedicated team is here to assist you during our operating hours, which are from 8:00 a.m. till 5:00 p.m., Monday through Friday.

Branch Location & Accessibility

Welcome to Cpm! Conveniently located at 1066 E Montague Ave North Charleston Sc 29405 in beautiful North Charleston, SC, our branch is here to serve you with friendly faces and helpful services. Whether you're stopping by for a quick transaction or seeking financial advice, we strive to make your visit enjoyable and efficient. While members can visit us at 1066 E Montague Ave North Charleston Sc 29405, official correspondence should be sent to the same address. You'll find us close to local landmarks that make it easy to plan your visit. Parking is readily available, ensuring you can access our services without hassle. Plus, we take pride in being accessible for everyone with features like ADA compliance and ramps. Our lobby hours are designed with your convenience in mind, open from 8:00 a.m. till 5:00 p.m., Monday through Friday. Feel free to give us a call at (800) 255-1513 if you have any questions or need assistance. While we currently do not offer ATM or drive-thru services at this location, our dedicated team is always ready to help you with all your banking needs inside the branch. If you're looking for shared services, please note that this branch does not provide those either, but we're committed to delivering personalized service every time you visit. We invite you to stop by and experience the difference at Cpm. Our team looks forward to welcoming you!

Member Eligibility

At Cpm, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy, and we warmly welcome individuals who live, work, worship, or attend school in the areas we serve. We're dedicated to providing financial services that help our members thrive. If you'd like to learn more about eligibility details, you can visit this resource for the most current information. Once you've confirmed your eligibility, opening an account at Cpm is straightforward. Our team is here to assist you every step of the way. Whether you're looking for personal savings options or loans that fit your needs, we have something for everyone. Don't hesitate to reach out by calling us at (800) 255-1513 if you have any questions or want to get started on your journey with us!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine running your business smoothly without worrying about payment processing. Our merchant services allow you to accept payments easily, ensuring you never miss a sale. Whether you run a brick-and-mortar store or an online shop, we offer practical solutions tailored for your everyday operations. Visit us at 1066 E Montague Ave North Charleston Sc 29405 in North Charleston, SC, or give us a call at (800) 255-1513 to learn how we can support your business dreams!

Comprehensive List Of Services

Banking Services Tailored for You

One of the core services we provide is our ATM Services Only. While we may not have traditional ATMs on-site, our network ensures that you have access to cash when you need it. Imagine being out shopping or enjoying a day out with friends; with our ATM services, withdrawing cash is convenient and hassle-free. We aim to provide solutions that fit seamlessly into your daily routine.

Digital Banking for Convenience

In today's fast-paced world, convenience is key. That's why we offer digital banking features that allow you to manage your finances from anywhere. With online banking and mobile applications, checking your balance, transferring funds, and paying bills can all be done from the comfort of your home or on the go. Our members enjoy the ease of accessing their accounts anytime they need, making it simpler than ever to stay on top of their financial goals.

Join Our Community Today!

If you're looking for a credit union that prioritizes its members and offers a range of essential services, look no further than Cpm at Support Center. We invite you to visit us at 1066 E Montague Ave North Charleston Sc 29405, explore what we have to offer, and discover how we can help enhance your financial well-being. For more information about our services or to get started with us today, please visit our website at https://www.cpmfed.com/ . We look forward to welcoming you into our community!

Member Support When You Need It

At Cpm, we pride ourselves on exceptional member service. If you have any questions about our offerings or need assistance navigating our services, don't hesitate to reach out. You can contact us at (800) 255-1513 during our operating hours, which are Monday through Friday from 8:00 a.m. to 5:00 p.m. Our friendly staff is always ready to assist you with personalized support tailored to your needs.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7, giving you the freedom to check balances, transfer funds, and pay bills at your convenience. You can start exploring all the features by visiting us at https://www.cpmfed.com/ . If you prefer mobile banking, our user-friendly mobile application provides all the tools you need right in your pocket.

Security and Convenience

Your security is our top priority. We offer electronic signature authorization for a hassle-free experience while keeping your information safe. Plus, with e-statements available, you can go green by reducing paper waste while still keeping track of your finances easily. Need to send money to friends or family? Our person-to-person transfer feature makes it quick and simple to share funds without any fuss. And when it comes to paying for things on the go, our mobile payments option lets you make purchases directly from your phone. At Cpm, we're committed to providing accessible and efficient banking solutions tailored for you. Experience real-time account management with confidence through our digital services today!

Financial Strength

A Growing Community

We have a strong community presence with total share accounts reaching 126,458. This shows that many members trust us with their finances, reflecting our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cpm is your trusted partner. Visit us at 1066 E Montague Ave North Charleston Sc 29405 or call (800) 255-1513 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $61,029,839 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $4,510 in used auto loans and $425,597,902 in total loans and leases available to support your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 185 full-time employees and 12 part-time employees ready to assist you with knowledgeable service.

Secure Savings for Members

Your savings are secure with us. Members' savings are backed by $90,860,328 in share certificates and $127,888,642 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $257,512, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $62,950,178, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,839,543 in used vehicle loans and $26,579,418 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we have options that can fit your budget.

Credit Lines

Need extra cash for unexpected expenses? Our total credit lines amount to $66,681,731, providing you with access to funds when you need them most. Whether it's for home repairs or personal projects, our credit line options are here to support you. For business owners, we recognize that growth requires capital. While we currently do not have outstanding commercial loans available, we are committed to exploring options that could help expand your business in the future. At Cpm, we prioritize transparency and accessibility. If you're considering refinancing or want more information on eligibility for any of our loan products, feel free to reach out. You can contact us at (800) 255-1513 during our operating hours from 8:00 a.m. till 5:00 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore our loan offerings further and see how we can assist you in meeting your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,161,512, make buying or refinancing simple. Our mortgage specialists are here to guide you through every step of the process, ensuring you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,990,826 in loans helping members manage their finances effectively. These credit cards provide a convenient way to make purchases while building or improving your credit history.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy means you receive fair and transparent offers tailored to your needs.

CPM FEDERAL CREDIT UNION