Cpm Credit Union Greenville SC | Low Mortgage Rates & Auto Loans

Introduction

At Cpm, located at 1111 Augusta St, Greenville, SC 29605, we pride ourselves on being more than just a financial institution; we're a trusted partner in your journey to financial wellness. Since our establishment in 1955, we've been dedicated to serving our community with integrity and care. With a robust membership of 64,232 and total assets reaching $632,504,167, we strive to provide accessible banking solutions tailored to your needs. Our commitment to excellence is reflected in our diverse range of services, including personal and business loans, checking and savings accounts, and credit cards that reward your loyalty. With total deposits of $39,417,478 and a net worth of $62,950,178, you can feel confident that your money is in safe hands. We also maintain a healthy cash reserve of $12,996,941, ensuring that we are always ready to meet our members' needs. While you can visit us at our branch for personalized service, please note that any official correspondence should be sent to the same address: 1111 Augusta St, Greenville, SC 29605-3963. Our friendly staff is here to help you navigate your financial options from Monday through Saturday check out our operating hours for more details. Under the leadership of CEO James Gergen and Board President Michael Chodnicki, we continue to foster a culture of trust and community impact. Whether you're looking to finance a new car or save for the future, we invite you to explore what makes Cpm different. Ready to take the next step? Give us a call at 800-255-1513 or visit our website at cpmfed.com today! Let's work together towards achieving your financial goals.

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch has embraced digital advancements, ensuring that members can access services anytime via online banking and mobile apps. We're proud to provide ADA-compliant facilities for all members, making sure everyone feels welcome and comfortable when visiting us. While you can visit us at 1111 Augusta St Greenville Sc 29605 for all your banking needs, please note that official correspondence should be sent to 1111 Augusta St, Greenville, SC 29605-3963 if it differs from our physical location.

Join Us Today!

We invite you to experience the difference at Cpm. With convenient operating hours Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday until noon you can easily fit banking into your busy schedule. You can also take advantage of our drive-thru services for quick transactions or use our ATM for cash withdrawals at any time. Join us today and become part of a community-oriented credit union where your financial well-being is our top priority! For more information or assistance, feel free to reach out at (800) 255-1513 or visit our website at Greenville Augusta Street. Let's build a brighter financial future together!

Our Mission

At Cpm, our mission is clear: we strive to empower our members by offering personalized financial solutions while fostering a sense of community. We believe that everyone deserves access to quality banking services without facing barriers. Whether you need assistance with personal banking, auto loans, or business services, we aim to provide resources that help you achieve your financial goals. We are not just about transactions; we are about building relationships. Our experienced team is always here to listen and guide you through your financial journey. We also actively engage in community outreach, partnering with local organizations to make a positive impact on lives around us.

Branch Location & Accessibility

Convenient Access

At Cpm, we prioritize your convenience. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can navigate our space easily. If you prefer a quick visit, take advantage of our drive-thru service for fast deposits, withdrawals, and simple transactions without having to leave your vehicle.

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open from 9:00 a.m. to 5:00 p.m. Monday through Thursday and until 6:00 p.m. on Fridays. On Saturdays, we welcome you from 9:00 a.m. to noon. For those who prefer the drive-thru option, you can visit us Monday through Thursday from 8:30 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to noon.

Services Tailored for You

At Cpm, we offer a range of services tailored to meet your financial needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options. Plus, with ATM availability right at our branch, accessing your cash is always hassle-free. If you need assistance or have questions about our services, don't hesitate to reach out! You can give us a call at 800-255-1513 for any inquiries or simply drop by the branch we'd love to assist you! Whether you're new to our community or a long-time member, we're excited to have you visit us at Cpm on Augusta Street!

Member Eligibility

Becoming a member of Cpm feels like stepping into a warm community where your financial needs are understood and valued. To join us at our welcoming branch located at 1111 Augusta St Greenville Sc 29605, you simply need to meet a few eligibility criteria, which typically include living, working, or attending school in the local area. We aim to make membership accessible and inclusive for everyone, ensuring that you can benefit from the services we offer. For more detailed information about eligibility requirements, feel free to check out our resource at . Once you're ready to take this exciting step, opening an account is straightforward! Just visit us online through this link: https://cpmanytime.cpmfed.com/authentication , or give us a call at (800) 255-1513 if you have any questions. Joining Cpm means gaining access to personalized banking solutions that fit your life while becoming part of a supportive community that cares about your financial well-being.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds you need to purchase new equipment, hire staff, or open a new location. Our commercial loans can help bring those ideas to life, making it easier for you to focus on what matters most growing your business.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: a customer walks into your store and pays with their card without any hassle. With our reliable merchant services, you can accept payments smoothly, ensuring that your customers have a great experience while you manage your finances efficiently. Located at 1111 Augusta St, Greenville, SC 29605, our branch is here to provide personalized service and support. Whether you're ready to apply for a loan or want to learn more about how we can help your business thrive, contact us today at 800-255-1513. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Credit Cards and Business Banking

For those who enjoy rewards while spending, our Credit Cards with Rewards program allows you to earn points for every dollar spent. It's an excellent way to make your everyday purchases work harder for you! If you're a business owner, we've got you covered with our Business Banking services that include merchant services and business loans. We know how crucial it is for businesses to have reliable banking solutions, so we tailor our offerings to ensure they meet your specific needs.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. With mobile payments and person-to-person transfer options, accessing your funds has never been easier. Need cash? Our network of ATM & Cash Withdrawal Services ensures that you can withdraw money when needed without hassle. Plus, with basic drive-thru banking available for deposits and withdrawals, getting banking done on the go is simple.

Personal Banking Solutions

We understand that managing your money is important. That's why we offer Personal Banking options, including checking and savings accounts designed to help you keep track of your finances effortlessly. Whether you're saving for a vacation or planning for a big purchase, our accounts provide the flexibility and security you need. For those considering a new vehicle, our Auto Loans & Vehicle Financing make it easy to drive away in the car of your dreams. With competitive rates and personalized service, we'll guide you through the loan process so you can focus on choosing the perfect vehicle. Are you contemplating buying a home? Our Mortgage Loans & Refinancing services are crafted to simplify the home-buying journey. We offer various mortgage options and refinancing solutions that can help lower your monthly payments or access cash from your home's equity. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation products can provide the relief you need with straightforward terms and quick approvals.

Shared Branch Transactions

We also offer Basic Shared Branch Transactions, allowing members from partner credit unions to perform deposits and withdrawals easily at our location. If you're ever in need of quick access to your funds while traveling, you'll appreciate this added convenience. Whether you're visiting us for personal banking or business needs, we're here to help every step of the way. Feel free to reach out at (800) 255-1513 if you have questions about any of our services or want assistance opening an account. Ready to experience all that Cpm has to offer? Visit us today at 1111 Augusta St Greenville Sc 29605 or check out more online at Greenville Augusta Street. Your financial journey starts here!

Digital & Online Banking

Enhanced Features

For those who enjoy cashless transactions, our mobile payments feature lets you pay using just your phone no wallet required! And if you want to send money to friends or family quickly, our person-to-person transfer service makes it simple and efficient. At Cpm, we prioritize accessibility and ease of use in every feature we provide. With real-time account management at your fingertips, staying on top of your finances has never been easier. We are committed to ensuring that managing your money is not only convenient but also secure. Experience the benefits of modern banking with us today!

Key Services

One of the standout features of our online banking service is the ability to manage your finances 24/7. Whether you need to check your balance or pay bills, our online banking system is always available for you. If you prefer using your smartphone, our mobile application allows you to perform all these tasks right from your pocket. We understand the importance of keeping your information safe. That's why we offer electronic signature authorization, making it easier and more secure for you to sign documents without needing to be in person. Plus, with e-statements available, you can receive all your account statements electronically, helping you keep track of your finances while reducing paper clutter.

Financial Strength

Dedicated Team

We also take pride in having 185 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 126,458, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cpm is your trusted partner. Visit us at 1111 Augusta St Greenville Sc 29605 or call (800) 255-1513 to learn more about how we can help you achieve your financial goals.

Reinvesting for Your Benefit

With $61,029,839 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more resources for your needs today and in the future.

Secure Savings Opportunities

Members' savings are secured through $90,860,328 in share certificates and $127,888,642 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $257,512, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $62,950,178, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We are committed to helping you achieve your financial goals. With $4,510 in used auto loans and $425,597,902 in total loans and leases, our lending capacity supports a variety of sectors. Our operations reflect efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,839,543 in used vehicle loans and $26,579,418 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easier than ever to drive away in the car you want.

Credit Lines and Unsecured Loans

For those who need extra flexibility, our total credit lines amounting to $66,681,731 offer access to funds when you need them most. Additionally, we also provide flexible terms on unsecured credit card loans, with a total of $18,990,826 in loans helping members manage their finances effectively. This gives you peace of mind knowing that you have resources available for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,161,512, make buying or refinancing simple. We guide you through every step of the process, ensuring you find a solution that meets your needs.

Refinancing Options

If you're considering refinancing any existing loans, we can help evaluate your current situation and see if we can offer better terms. Our team is here to discuss eligibility options that could save you money in the long run. For more information about our loan offerings or to get started today, feel free to reach out at (800) 255-1513 or visit us at our branch located at 1111 Augusta St Greenville Sc 29605 in Greenville, SC. Let's work together towards achieving your financial goals! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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CPM FEDERAL CREDIT UNION