Cpm Credit Union Beaufort SC | Best Auto Loans & Business Banking

Introduction

Welcome to Cpm, where we believe that financial services should be as personalized and accessible as possible. Located at 100 Midtown Dr, Beaufort, SC 29906, our credit union has been a trusted member of the community since 1955. With a strong commitment to supporting our members, we are proud to serve over 64,232 members and manage total assets of $632,504,167. At Cpm, we understand that your financial needs are unique. Whether you're looking for auto loans, savings accounts, or business banking solutions, our dedicated team is here to help you navigate your options. We currently offer more than 29,540 loans and leases, reflecting our robust lending capabilities designed to empower you financially. While members can visit us at our branch address for face-to-face support, official correspondence should be sent to our mailing address at 1066 E Montague Ave, North Charleston, SC 29405. Our experienced leadership team is led by CEO James Gergen and Board President Michael Chodnicki, both of whom prioritize member satisfaction and community involvement. Our commitment goes beyond just numbers; it's about making a positive impact in the lives of our members and the community at large. With total deposits reaching $39,417,478, we ensure your money is safe while also providing you with competitive loan rates and excellent customer service. Feel free to reach out to us at 800-255-1513 for any inquiries or visit our website at cpmfed.com to learn more about how we can assist you. Join us today in achieving your financial goals because at Cpm, you're not just a member; you're part of our family!

Branch History & Mission

Community Engagement

Over the years, Cpm has actively participated in numerous community outreach initiatives. We believe in giving back to the community that supports us, whether it's through financial literacy workshops or partnerships with local organizations. Our drive-thru service ensures convenience for those on-the-go, while our shared service center allows members from partner credit unions to access essential banking services without hassle. With total assets reaching an impressive $632,504,167, we continue to grow and adapt to the needs of our members. As we look toward the future, we're excited about what's ahead and remain dedicated to serving our community with integrity and compassion.

Join Us

We invite you to experience firsthand what makes Cpm special. Whether you're looking for everyday banking solutions or planning for major life events, we're here for you every step of the way. Join us today and become part of a community that values your success! For more information or assistance, feel free to call us at (800) 255-1513 or visit our website at Beaufort Port Royal.

Our Mission

Our mission at Cpm is simple yet powerful: to provide exceptional financial services while fostering a sense of community support. We understand that financial decisions can be daunting, which is why we focus on offering clear guidance and resources tailored to each member's unique situation. From personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions, we strive to empower our members with the tools they need for a secure financial future. As part of our commitment to accessibility, we are proud to offer modern digital services including online banking and mobile payments. We also ensure that our facilities meet ADA compliance standards so everyone can enjoy easy access to our services.

Branch Location & Accessibility

Accessibility and Parking

We understand how important accessibility is for all our members. Our branch is designed with ADA compliance in mind, ensuring everyone can navigate comfortably. You'll find ample parking available right outside, so there's no need to worry about finding a spot!

Call to Action

We invite you to come visit us at Cpm! Our dedicated team is eager to help you with all your banking needs. Feel free to call us at (800) 255-1513 if you have any questions or need assistance before your visit. We look forward to seeing you soon!

Operating Hours

At Cpm, we strive to accommodate your busy schedule. Our lobby hours are from 9:00 a.m. till 5:00 p.m., Monday through Thursday; we extend our hours on Fridays until 6:00 p.m., and we're open Saturday from 9:00 a.m. till noon. For those who prefer drive-thru banking, we offer service Monday through Thursday from 8:30 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to noon as well.

Services Offered

As a member of Cpm, you can enjoy a variety of services tailored just for you! From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Plus, our drive-thru service allows for quick deposits and withdrawals without ever leaving your car! Additionally, we offer shared services with partner credit unions, making it even easier for you to access your funds when you're on the go.

Member Eligibility

Becoming a member of Cpm is like opening the door to a warm and welcoming community where your financial needs are understood and prioritized. At our branch located at 100 Midtown Dr Beaufort Sc 29906, we invite individuals who live, work, worship, or attend school in our area to join us. It's simple to become part of our family! You'll enjoy personalized service and a range of financial products tailored just for you. If you're curious about the exact eligibility requirements, feel free to visit our detailed resource at . Once you're ready to take the next step, opening an account is easy! Just head over to our account opening page at https://cpmanytime.cpmfed.com/authentication or give us a call at (800) 255-1513 for assistance. We're excited to help you start your journey with us and look forward to welcoming you as a valued member of Cpm!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that help streamline your payment processes. Picture your customers enjoying a quick checkout experience while you manage transactions effortlessly. Our services allow you to accept payments easily, enabling you to focus on what matters most growing your business. Visit us at 100 Midtown Dr Beaufort Sc 29906 in Beaufort, SC, or call us at (800) 255-1513 to learn how our business banking solutions can fuel your success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small businesses, our business banking solutions include comprehensive merchant services and business loans. We know that running a business comes with its own set of challenges; that's why we're here to offer support every step of the way.

Convenient Digital Banking

Embracing technology means offering you the best in online and mobile banking services. With just a few taps on your device, you can check balances, transfer funds, and pay bills anytime. Our ATM services also ensure you have easy access to your cash when you need it most whether it's during regular hours or after closing.

Credit Options

We understand that having access to credit is essential for many of our members. That's why we offer credit cards with rewards that not only provide purchasing power but also give you perks for using them. With every swipe, you earn rewards that can be redeemed for travel, merchandise, or cash back.

Get Started Today!

Your financial journey starts with us at Cpm! Whether you want to open an account or inquire about any of our services like debt consolidation, we're just a phone call away at (800) 255-1513. Visit us today or explore more about what we offer online at Beaufort Port Royal. We're excited to help you take control of your financial future!

Personal Banking Solutions

For individuals and families, we offer various personal banking options that make managing your finances easier. Our checking and savings accounts come with competitive rates and convenient features, allowing you to manage your money effectively. If you're considering purchasing a new car, our auto loans and vehicle financing provide flexible terms and affordable rates tailored to fit your budget. When it comes to buying a home, our mortgage loans and refinancing options can guide you through the process with ease. Additionally, if you're looking to consolidate debt or fund a personal project, our personal loans are designed to help you achieve those goals without unnecessary stress.

Transactional Ease

Our branch features basic drive-thru banking for quick deposits, withdrawals, and simple transactions. Plus, if you're a member of one of our partner credit unions, enjoy the convenience of basic shared branch transactions right here at Cpm.

Digital & Online Banking

Key Features

We are proud to offer e-statements, which not only help reduce paper clutter but also keep your financial information secure. You can easily view and download your statements whenever needed no waiting for the mail! If you're always on the move, take advantage of our mobile application. It's designed for easy navigation so you can manage your accounts from anywhere. Need to make payments? Our mobile payments feature allows you to send money quickly and securely using just your smartphone. Plus, if you want to share expenses with friends or family, our person-to-person transfer option makes sending money as simple as a few taps on your screen.

Why Choose Us?

Choosing Cpm means choosing accessibility and ease-of-use. Our digital banking services empower you to manage your finances in real-time, ensuring that you're always in control. With robust security measures in place, you can bank confidently knowing that your information is protected. Join us today and discover how our digital and online banking services can make managing your finances simpler than ever!

Financial Strength

Committed Team

We also take pride in having 185 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Membership Base

Our commitment to excellence is shown through our growing member base with 126,458 total share accounts. This trust from our members reinforces our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cpm is your trusted partner. Visit us at 100 Midtown Dr Beaufort Sc 29906 or call (800) 255-1513 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $90,860,328 in share certificates and $127,888,642 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $257,512, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Future

With $61,029,839 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,510 in used auto loans and a total of $425,597,902 in loans and leases.

Solid Foundation

With a net worth of $62,950,178, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,839,543 in used vehicle loans and $26,579,418 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have access to the funds needed for your next ride.

Credit Lines

In addition, our credit lines totaling $66,681,731 provide an easy way for members to access funds whenever necessary. This product can be particularly beneficial for managing unexpected expenses or ongoing projects. At Cpm, we pride ourselves on our commitment to member service and transparency. If you're considering refinancing or want more information about eligibility options, don't hesitate to reach out! You can contact us at (800) 255-1513 or visit us at our location: 100 Midtown Dr Beaufort Sc 29906 in Beaufort, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,161,512, make buying or refinancing simple. We offer various mortgage plans designed to fit different budgets and lifestyle needs. Our team is here to guide you through the process from start to finish.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,990,826 in loans helping members manage their finances effectively. Our credit card products are aimed at providing you with the purchasing power you need while keeping your repayment options straightforward.

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CPM FEDERAL CREDIT UNION - Beaufort, SC