C-Plant Credit Union Mayfield KY | Affordable Auto Loans & Business Banking

Introduction

Welcome to C-plant, your trusted financial partner located at 1245 Paris Rd, Mayfield, KY 42066. Since our establishment in 1951, we have been dedicated to serving our community and providing exceptional banking services tailored to meet the needs of our members. With a total membership of 16,238 and assets totaling an impressive $328,047,993, we pride ourselves on being a reliable resource for personal and business banking. At C-plant, we understand that financial success is built on trust and accessibility. Our friendly team, led by CEO Paul Adams and Board President Sean Anderson, is here to assist you with a wide range of services from checking and savings accounts to auto loans and mortgages. We have made it our mission to support our members financially while contributing positively to the Mayfield community. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 1245 Paris Rd, Mayfield, KY 42066. Whether you prefer face-to-face interactions or online banking convenience, we've got you covered with modern solutions including online banking and mobile access. With a strong commitment to transparency and service excellence, C-plant holds a net worth of $45,980,358 and maintains robust liquidity with over $3,136,742 cash readily available for member needs. Our institution also boasts a diverse portfolio with 6,652 loans and leases currently serving our members. Ready to take control of your financial future? Call us today at 270-650-3100 or visit our website at Cplant.com for more information about how we can help you thrive in your financial journey!

Branch History & Mission

Community Commitment

C-plant is deeply invested in the Mayfield community. We actively seek partnerships with local organizations and engage in outreach efforts that make a real difference in people's lives. Whether it's sponsoring events or providing financial education programs, we are dedicated to giving back and supporting our neighbors. We are also proud of our digital advancements which include online banking capabilities that allow members to manage their finances easily from anywhere. With features like electronic statements and mobile applications, we focus on providing customer-centric solutions that cater to modern needs. We invite you to join C-plant and become part of something bigger than just banking. Experience the benefits of being a member where you are valued as an individual and supported by a team committed to your success. Contact us at 270-650-3100 or visit our website for more information on how you can become part of our family today!

Our Mission

At C-plant, our mission is clear: to empower our members with personalized financial solutions while nurturing the communities we serve. We strive to offer a range of services including personal banking, auto loans, mortgage refinancing, and business banking options. Our goal is to help individuals achieve their financial dreams while supporting local initiatives and charities. Our operating hours are convenient for busy lifestyles Monday through Thursday from 9 am to 5 pm and Friday until 5:30 pm. We also understand the importance of accessibility; therefore, we provide both ATM services and drive-thru banking for your convenience. While members can visit us at 1245 Paris Rd, official correspondence should be sent to the same address as our mailing address: 1245 Paris Rd, Mayfield, KY 42066.

Branch Location & Accessibility

Accessibility Features

At C-plant, we prioritize accessibility for all our members. Our facility complies with ADA standards, ensuring that everyone can navigate comfortably. Whether you need ramps or assistance getting into the building, we are here to help.

Contact Us

If you have any questions or would like more information about our services, don't hesitate to give us a call at 270-650-3100. We're here to assist you and look forward to welcoming you at C-plant!

Operating Hours

We're open Monday through Thursday from 9 AM to 5 PM and extend our hours on Friday until 5:30 PM. This schedule makes it easy for you to find time to stop by after work or during lunch breaks.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Need to make a quick withdrawal or deposit? Our drive-thru service makes those simple transactions fast and efficient. Plus, enjoy the convenience of our ATM available right on-site for additional cash access.

Member Eligibility

At C-plant, we believe that everyone deserves a chance to be part of a warm and welcoming community. Joining us is simple! If you live, work, worship, or attend school in Graves County, Kentucky, you're likely eligible for membership. This means you can enjoy all the benefits we offer, from competitive savings rates to personalized financial services. Not only do our members gain access to a variety of banking options like checking accounts and loans, but they also become part of a supportive network focused on your financial well-being. For more details on eligibility criteria, please check out our website at https://www.cplant.com/accounts/personal-savings/membership-savings.html . Getting started with your membership at C-plant is easy! You can simply call us at (270) 650-3100 if you have questions or want to learn more about the account opening process. We're here to help you every step of the way as you take this exciting step towards better banking experiences. Our branch is located at 1245 Paris Rd Mayfield Ky 42066, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services

In addition to our loans, we offer merchant services that simplify payment processing for your business. Imagine seamlessly accepting payments from customers without any hassle. Our solutions are tailored to fit your specific needs, allowing you to focus on what matters most growing your business. Visit us at 1245 Paris Rd Mayfield Ky 42066 in Mayfield, KY, or call us at (270) 650-3100 to learn how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $83 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,104,960, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow you to withdraw cash and check balances without stepping inside the branch. For those who prefer personal service but are short on time, our drive-thru banking offers quick access for deposits, withdrawals, and simple transactions. At C-plant in Mayfield, KY, we strive to make banking accessible and enjoyable for everyone in our community. If you have questions about any of our services or want personalized assistance, don't hesitate to call us at 270-650-3100. We invite you to visit us soon and discover how we can help you achieve your financial goals!

Auto Loans & Vehicle Financing

When it's time to buy a new car or refinance your current vehicle, our auto loans and vehicle financing options can help you drive away in the car of your dreams without breaking the bank. We understand that purchasing a vehicle is a significant investment, so we offer competitive rates and flexible terms.

Business Banking

For entrepreneurs and small business owners, C-plant offers robust business banking services, including merchant services and business loans. We understand the challenges of running a business and are committed to helping you succeed by providing tailored financial solutions.

Credit Cards with Rewards

Our credit cards with rewards offer more than just purchasing power they come with perks! Earn points on every dollar spent and redeem them for exciting rewards that enhance your lifestyle.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our friendly staff is here to guide you through the process and help you find the right solution.

Online & Mobile Banking

In today's fast-paced world, convenience matters. With our online and mobile banking platforms, managing your finances has never been easier. Check balances, transfer funds, or pay bills anytime, anywhere all from your smartphone or computer.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking services include checking and savings accounts that cater to various lifestyles. Whether you're saving for a big purchase or just want an account for everyday transactions, we have options that fit your needs.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans provide the financial support you need. We work with you to create a plan that fits your budget while alleviating financial stress.

Digital & Online Banking

Convenient Online Banking Services

With our online banking platform, you can enjoy 24/7 access to your accounts. This means no more rushing to the bank before closing time. Whether it's checking your balance, reviewing transactions, or setting up automatic payments, everything you need is right at your fingertips. Plus, with electronic signature authorization available, signing important documents has never been simpler or safer.

E-Statements for Easy Tracking

Say goodbye to paper clutter! We offer e-statements to keep your account information organized and easily accessible. You can view and download your statements whenever you need them without worrying about losing important paperwork.

Secure Payments and Transfers

While we currently do not support mobile payments or person-to-person transfers, rest assured that all of our online services prioritize your security. We use advanced encryption technology to keep your information safe as you navigate through various transactions. In summary, C-plant is committed to providing members with an efficient and secure digital banking experience. No matter where life takes you, our online services are designed to give you the freedom and control over your finances that you deserve. Join us today and experience the ease of modern banking!

Stay Connected with Our Mobile Application

For those who prefer managing their finances on their smartphones, our mobile application is here to help. It's user-friendly and packed with features that allow you to perform transactions, check balances, and even set up alerts for low balances or upcoming payments all in real-time!

Financial Strength

Efficient Operations

Our ability to serve you effectively is also highlighted by our operational efficiency with a net income of $0. This enables us to continue offering competitive loan rates and solid financial products tailored to your needs. We proudly employ 40 full-time employees and 3 part-time employees who are dedicated to providing excellent service at every visit.

Growing Community Trust

Our total share accounts stand at 36,220, showcasing a strong and growing member base that trusts us with their finances. This community bond reinforces our commitment to serving you with integrity and care. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, C-plant is your trusted partner. Visit us at 1245 Paris Rd Mayfield Ky 42066 or call (270) 650-3100 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $45,980,358 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our capacity for lending; we currently have $2,799 in used auto loans and $139,734,834 in total loans and leases available to help you achieve your goals.

Member-Centric Savings

Members' savings are secured through $111,900,821 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $247,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $45,980,358, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,503 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $45,419,879 in used vehicle loans and $28,868,009 in new vehicle loans, helping members get on the road without breaking the bank. Whether you're interested in purchasing a new or used car, our team is ready to guide you through the financing process.

Business Financing

For business owners, our outstanding commercial loans totaling $20,104,960 provide the capital needed to grow and expand your operations. We understand that running a business comes with its own set of challenges and are here to support you every step of the way.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $307,708 in these loans helping members manage their finances effectively, you can enjoy the convenience of a credit card while keeping your costs manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,874,583, making buying or refinancing simple. We aim to provide straightforward solutions that fit your budget and financial situation.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, our team can assist you with eligibility options and help determine if this is the right move for your financial health. We believe in providing transparent information so you can make informed decisions. Our commitment extends beyond just offering loans; we strive to build long-lasting relationships with our members by providing personalized service and support throughout your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how C-plant can help you meet your financial objectives!

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C PLANT FEDERAL CREDIT UNION