C-Plant Credit Union La Center KY | Affordable Auto Loans & ATM Access

Introduction

Welcome to C-Plant, your trusted credit union located at 339 E Kentucky Dr, La Center, KY 42056. Since opening our doors in 1951, we have proudly served our community with a commitment to enhancing the financial well-being of our members. With a total membership of 16,238 and assets exceeding $328 million, we offer a variety of services tailored to meet your banking needs. At C-Plant, we believe in the power of community and strive to create lasting relationships with our members. Our dedicated team, led by CEO Paul Adams and Board President Sean Anderson, is here to provide personalized service and support. With 43 employees working diligently, we ensure that every visit feels like coming home. We understand that financial decisions can be daunting. That's why we are here to guide you through everything from personal banking, auto loans, mortgage refinancing, to business banking solutions. Our total deposits stand at $40,233,422, showcasing the trust our members place in us. Furthermore, with total loans amounting to 6,652, we're proud to facilitate dreams and aspirations within our community. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 339 E Kentucky Dr, La Center, KY 42056. If you're looking for reliable financial services backed by a rich history and strong community ties, look no further than C-Plant. For more information about what we offer or how we can assist you today, please call us at 270-462-2353 or explore our website at www.cplant.com. Join us on this journey towards financial success your future starts here!

Branch History & Mission

Our Mission

C-plant's mission is simple yet powerful: to provide exceptional financial services while fostering community support. We believe that banking should be more than just transactions; it should empower individuals and strengthen communities. From personal checking and savings accounts to auto loans and mortgage financing, we strive to offer solutions that make a real difference in our members' lives. While members can visit us at 339 E Kentucky Dr La Center Ky 42056, official correspondence should be sent to 339 E Kentucky Dr, La Center, KY 42056. This ensures that all communication is handled efficiently as we continue to prioritize customer service. Our dedication extends beyond traditional banking services. C-plant actively engages in partnerships and outreach efforts aimed at improving the quality of life for residents in La Center and surrounding areas. Whether it's sponsoring local events or supporting educational initiatives, we are committed to giving back. As technology advances, we also embrace digital solutions to better serve you. With online banking options available, managing your finances has never been easier or more secure. Join us at C-plant, where we blend tradition with innovation. Experience the benefits of being part of a community-focused credit union dedicated to helping you achieve your financial goals. We invite you to become a member today and see how we can support you on your journey! For inquiries or assistance, feel free to reach out at (270) 462-2353 we're here for you!

Branch Location & Accessibility

A Call to Action

If you haven't visited us yet, come see what C-plant has to offer! Whether you're looking for personal banking solutions or just want to chat with our friendly staff, we invite you to drop by or give us a call at 270-462-2353. We're here to help you with all your financial needs!

Convenient Access

Our location is not only easy to find but also close to several local landmarks, making it a breeze to stop by. Whether you're heading home or just out for errands, you can swing by and take care of your banking needs with minimal hassle. Plus, we have ample parking available, so you won't have to worry about finding a spot.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open from 9 AM to 5 PM Monday through Thursday and extends until 5:30 PM on Fridays perfect for those who need a little extra time at the end of the week! If you're looking for an ATM, you'll be pleased to know that we have one on-site for your convenience.

Welcoming Features

At C-plant, we prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and other accommodations that ensure everyone can access our services comfortably. Whether you prefer to visit us in person or utilize our drive-thru service for quick transactions, we've got you covered.

Member Eligibility

At C-plant, we're excited to welcome you into our community! Becoming a member is a straightforward process that opens up a world of benefits tailored just for you. If you live, work, or worship in the La Center area, you're likely eligible to join us. We aim to provide financial support and services that cater to your needs, making it easy for you to manage your finances while feeling part of a family. For more specific details on eligibility requirements, feel free to check out this resource. Once you're ready to take the next step, opening an account with C-plant is simple. Just give us a call at (270) 462-2353 or stop by our branch located at 339 E Kentucky Dr La Center Ky 42056 during our operating hours. Our friendly staff is here to guide you through the process and answer any questions you may have. Join us today and experience the advantages of being a member at C-plant!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $83 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,104,960, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make it easy for you to accept payments from customers. Imagine running your store without worrying about payment processing delays or high fees. Our solutions are here to simplify transactions, allowing you to focus on what you do best growing your business! Visit us at 339 E Kentucky Dr La Center Ky 42056 or call us at (270) 462-2353 to learn more about how C-plant can help your business flourish!

Comprehensive List Of Services

Business Banking Services

For our local businesses, we provide essential tools like Merchant Services & Business Loans that can help streamline operations and support growth. We know how important it is for businesses to have reliable financial partners, and we are here to assist you every step of the way.

Convenient Branch Services

Visiting us in person? Our branch features a Drive-Thru service for quick deposits and withdrawals, along with basic transaction capabilities that save you time when you're on the go. We also have an ATM on-site for added convenience. Our friendly team is always ready to assist you with any questions or concerns you might have regarding our services. Feel free to reach out at (270) 462-2353 during our operating hours: Monday through Thursday from 9 AM - 5 PM and Friday until 5:30 PM. At C-plant, we're not just about banking; we're about building relationships and supporting our members' financial journeys. Discover how we can help you today by visiting us or exploring more online at La Center. We look forward to serving you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at C-plant, we offer robust Online & Mobile Banking features. With easy access to your accounts from anywhere, you can manage transactions, pay bills, and check balances right from your device. You can also take advantage of our ATM services for quick cash withdrawals or balance checks without stepping into the branch.

Personal Banking Solutions

For individuals, our offerings include various Checking & Savings Accounts designed to help you manage your day-to-day finances effectively. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates that can fit any budget. Need assistance with home financing? Our Mortgage Loans & Refinancing services can guide you through the process, making it easier to secure the home of your dreams. In addition, we offer Personal Loans & Debt Consolidation solutions for those looking to simplify their financial commitments. And don't forget about our Credit Cards with Rewards, which allow you to earn points on your everyday purchases, adding extra value to your spending.

Digital & Online Banking

Convenient Features

We prioritize your security while ensuring that our services remain user-friendly. With electronic signature authorization, signing documents has never been easier or safer. You can also opt for e-statements, allowing you to receive your account statements digitally no more paper clutter!

Mobile Access

If you prefer banking on the go, our mobile application is perfect for you. It provides all the features you need right in your pocket. While we currently do not support mobile payments or person-to-person transfers, our app allows for quick access to essential banking functions.

Real-Time Management

With C-plant's online banking services, you can manage your accounts in real-time. Whether you're checking balances or making transfers, everything is just a few clicks away. This flexibility ensures that you stay on top of your financial health without the hassle of traditional banking hours. Explore how C-plant's digital and online banking options can simplify your life today!

Financial Strength

Focused on You

Unlike traditional banks, we prioritize our members. With non-member deposits at $247,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

Total Share Accounts: 36,220, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide you with the best possible service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, C-plant is your trusted partner. Visit us at 339 E Kentucky Dr La Center Ky 42056 or call (270) 462-2353 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings

Members' savings are secured through $111,900,821 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not have money market shares available, our commitment to securing your savings remains unwavering.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $45,980,358, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,503 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $45,980,358 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,799 in used auto loans and $139,734,834 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,419,879 in used vehicle loans and $28,868,009 in new vehicle loans already helping members get on the road. Whether you are considering financing a brand-new vehicle or a reliable used one, our team is here to assist you every step of the way.

Business Loans

If you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $20,104,960 provide the capital needed to expand your business operations. We're committed to supporting local businesses and fostering economic development within our community.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing their finances, we also offer total credit lines amounting to $40,500,000. Additionally, our unsecured credit card loans total $307,708, making it easier for you to handle unexpected expenses without worrying about collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,874,583, make buying or refinancing simple. We aim to provide competitive rates and flexible terms that suit your individual needs.

Refinancing Options

We also recognize that refinancing can be an effective strategy for many borrowers. Whether you're looking to reduce monthly payments or adjust your loan terms for better alignment with your current financial situation, our team can help identify options that may work for you. For more information on eligibility and how we can assist with your borrowing needs, please feel free to reach out at (270) 462-2353 or visit us at our branch located at 339 E Kentucky Dr La Center Ky 42056. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

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C PLANT FEDERAL CREDIT UNION