Coxsackie Correctional Emp. Credit Union Coxsackie NY | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Coxsackie Correctional Employees Federal Credit Union, your trusted partner in financial services since 1935. Located at 11260 State Route 9W Ste 1, Coxsackie, NY 12051, we are dedicated to serving our community with a personal touch. With a membership base of 612 and total assets reaching $4,403,700, we pride ourselves on being more than just a financial institution; we are a community hub where members can find support and guidance in their financial journeys. At Coxsackie Correctional Employees FCU, we understand the unique needs of our members. Our commitment to you is evident through our diverse range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. Whether you're looking to finance your next vehicle or seeking advice on managing debt, our knowledgeable team is here for you. While members can visit us at our branch location, official correspondence should be sent to 11260 State Route 9W STE 1, Coxsackie, NY 12051-3030. We encourage open communication and are always ready to assist you with any inquiries. You can reach us at 518-731-6004 for friendly service from our dedicated staff. Under the leadership of CEO Virginia Magee and Board President Richard Zadlo, we strive to foster a welcoming environment where every member feels valued. Our mission is not just about numbers like our impressive total deposits of $1,571,693 or net worth of $1,257,901 but about building lasting relationships within our community. Join us today and experience the difference of banking with a credit union that truly cares about its members. Visit us or give us a call; let's work together towards your financial goals!

Branch History & Mission

Community Commitment

While we focus on delivering quality financial services, we also prioritize community engagement. Our team actively participates in local outreach programs that support various causes within Greene County. Whether it's sponsoring community events or partnering with local organizations, we believe in giving back to the community that has supported us for nearly nine decades. Although we currently do not offer ATM or drive-thru services at this location, our staff is committed to ensuring that your banking experience is as convenient as possible. For any inquiries or assistance, feel free to reach out to us at (518) 731-6004.

Join Us

As we continue this journey together into the future, we invite you to become part of the Coxsackie Correctional Employees Federal Credit Union family. Experience firsthand how we can help you achieve your financial dreams while supporting your community. We are excited about what lies ahead and look forward to welcoming you!

Our Journey

Coxsackie Correctional Emp began as a small cooperative aimed at improving the financial wellbeing of correctional employees. Through dedication and hard work, we expanded our offerings over the decades. Our branch is located at 11260 State Route 9W Ste 1 in Coxsackie, making us easily accessible for our members. We invite you to visit us during our lobby hours from 12:00 PM to 4:00 PM on weekdays. Our mission is clear: we strive to provide exceptional financial services while fostering a sense of community among our members. We understand that every member has different financial goals and challenges, which is why we offer a range of products including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more.

Branch Location & Accessibility

Accessibility Features

At Coxsackie Correctional Emp., we pride ourselves on being accessible to everyone. Our branch complies with ADA standards, featuring ramps and ample parking spaces to accommodate all visitors. Whether you're visiting for personal banking or looking for assistance with loans or other services, we're here to help.

Get in Touch

If you have any questions or would like more information about our services, feel free to give us a call at 518-731-6004. We invite you to visit us soon at the Coxsackie Correctional Employees Federal Credit Union your trusted partner for all things banking!

Operating Hours

We know how busy life can get! That's why our lobby is open from noon until 4 PM on weekdays. This gives you plenty of time during lunch breaks or after work hours to pop in and speak with our friendly staff about checking and savings accounts, auto loans, mortgage refinancing, and more.

Services Offered

Our credit union offers a variety of services tailored just for you. From personal banking options like checking accounts to auto loans and even credit cards with rewards, we are committed to helping you reach your financial goals. While we don't currently offer ATM services or drive-thru banking, our team is always available for any questions or assistance you may need.

Member Eligibility

At Coxsackie Correctional Emp., we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is easy! If you live or work in the area, or if you have family members who are already members, you're likely eligible to join us. Our credit union is dedicated to providing personal banking solutions tailored just for you, whether it's checking and savings accounts, loans, or credit cards with rewards. We encourage you to reach out and explore how becoming a member can benefit you. For more detailed information on eligibility criteria. If you're ready to open an account, simply visit us at 11260 State Route 9W Ste 1 Coxsackie Ny 12051 or give us a call at (518) 731-6004 for assistance. We're excited to welcome you into our family!

Business Banking & Commercial Services

Loan Options for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no active commercial loans, we are eager to help you find the right financing when the time comes. Whether you're looking to expand your operations, invest in new equipment, or manage cash flow, we can guide you through the process.

Merchant Services That Make Life Easier

In addition to loans, we also offer merchant services designed to simplify transactions for your business. Imagine being able to accept payments seamlessly, whether in-store or online. Our services can help streamline your payment processes, allowing you to focus more on what matters most growing your business. If you're ready to explore how Coxsackie Correctional Emp. can support your business's financial needs, give us a call at (518) 731-6004 or visit us at 11260 State Route 9W Ste 1 Coxsackie Ny 12051. We're here to partner with you every step of the way!

Comprehensive List Of Services

Business Banking Services

For our members who own businesses, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to support the growth of your enterprise. You can focus on what matters most running your business while we take care of the financial aspects.

Digital Banking Convenience

We know that convenience is key in today's fast-paced world. That's why we offer comprehensive online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even apply for loans with just a few clicks on your smartphone or computer. While we currently do not have ATM services or drive-thru facilities available at our branch, our online tools ensure that accessing your money is simple and secure. If you're ready to explore how these services can benefit you, don't hesitate to reach out! Call us today at (518) 731-6004, or visit us during our operating hours from 12:00 PM to 4:00 PM. At Coxsackie Correctional Emp., we're here to support all your financial needs!

Home Financing

Looking to buy a home? Our mortgage loans and refinancing options are here to assist you. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team will guide you through the process, ensuring you find the best solution for your situation.

Personal Banking Solutions

Managing your finances should be straightforward and accessible. That's why we offer various checking and savings accounts designed to fit your lifestyle. Imagine easily tracking your spending while saving for that dream vacation or home renovation our accounts provide the flexibility you need. For those considering a new vehicle, our auto loans and vehicle financing options help make your dream car a reality. We understand that purchasing a car is a significant commitment, so we strive to offer competitive rates and manageable repayment plans tailored just for you.

Personal Loans and Credit Cards

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation options come into play. These services can help ease financial stress by providing quick access to funds when you need them most. Additionally, our credit cards with rewards allow you to earn points on everyday purchases. Think about how rewarding it would be to earn cash back on groceries or travel while managing your expenses effectively!

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform, available, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills right from the comfort of your home or on-the-go. We prioritize security so that you can bank with peace of mind. While we currently do not offer features like electronic signature authorization or e-statements, our commitment to providing a user-friendly experience remains strong. Although we don't have mobile payments or a dedicated mobile application yet, we're continually looking for ways to enhance your banking experience.

Manage Your Money with Ease

If you need to send money to friends or family, our person-to-person transfer feature will streamline this process when it becomes available in the future. Even without these advanced features now, our online services allow for straightforward account management and easy navigation. We believe that accessibility is key to effective banking. Our online platform aims to put you in control of your finances at all times. Whether you're making a quick payment or checking your account balance, everything is just a click away. In summary, while we may not have all the latest digital bells and whistles right now, Coxsackie Correctional Emp. is dedicated to ensuring that you have reliable tools for managing your finances securely and conveniently. We appreciate your trust in us as we strive to improve our offerings for all members.

Financial Strength

Growing Member Base

Total Share Accounts: 755, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $87,527. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coxsackie Correctional Emp. is your trusted partner. Visit us at 11260 State Route 9W Ste 1 Coxsackie Ny 12051 or call (518) 731-6004 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $240,000 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-$22,748 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $1,257,901 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $78 in used auto loans and $2,643,969 in total loans and leases.

Solid Financial Health

With a net worth of $1,257,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 28.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,546,508 in used vehicle loans and $209,120 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used option, we have financing solutions that fit your budget.

Business Financing

For business owners, while we do not currently offer commercial loans, we understand that capital is essential for growth. We're committed to finding ways to support local businesses as they expand and thrive within our community. In addition to these services, we provide refinancing options for existing loans. If you're interested in lowering your monthly payments or adjusting your loan terms, reach out to us at (518) 731-6004. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you every step of the way let's discuss how we can meet your financial needs today!

Credit Lines

If you need extra flexibility, our total credit lines amounting to $170,000 provide a safety net for unexpected expenses or planned purchases. This option allows you to borrow what you need when you need it without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently don't offer Junior Lien 1-4 Family Residential Properties loans, we are continuously exploring ways to enhance our offerings for our members looking to invest in real estate.

Unsecured Credit Card Loans

Managing finances can be challenging, and having access to credit can help ease those burdens. We also offer flexible terms on unsecured credit card loans, although we currently do not have any outstanding balances in this category. This service helps members manage their day-to-day expenses effectively.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan comparison is built on verified data, meaning all offers come from legitimate financial institutions.

Benefits of Using LendMesh

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COXSACKIE CORRECTIONAL EMP. FEDERAL CREDIT UNION - Coxsackie, NY

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