Coxsackie Correctional Emp. Credit Union Coxsackie NY

Introduction

At Coxsackie Correctional Emp., we believe that banking should be a personal experience, one that fosters trust and community. Located at 11260 State Route 9W, Coxsackie, NY 12051, our branch has been serving the financial needs of our members since 1935. With a strong commitment to our community and a focus on member satisfaction, we proudly support over 612 members with a total asset base of $4,403,700. Our mission is simple: to empower our members through financial education and personalized service. Whether you're looking for loans or savings options, we have tailored solutions that meet your unique needs. Currently, we manage $1,571,693 in deposits and have facilitated 386 loans for our members. With a net worth of $1,257,901, we stand as a reliable partner in your financial journey. While members can visit us at our branch address, official correspondence should be sent to PO BOX 200, COXSACKIE, NY 12051-3006. Our dedicated team of two employees works tirelessly under the guidance of CEO Virginia Magee and Board President Richard Zadlo to ensure you receive the best service possible. We invite you to reach out to us at 518-731-2781 or send us a fax at 518-731-8830. Whether you're stopping by for assistance or just want to learn more about what we offer, we're here to help you achieve your financial goals!

Branch History & Mission

At Coxsackie Correctional Emp., we take pride in our rich history and commitment to serving the community. Established in 1935, our branch has been a cornerstone for financial support and personal growth for over 85 years. Located at 11260 State Route 9W, Coxsackie, NY 12051, we are nestled in a vibrant community that values trust and collaboration. Over the decades, we have seen remarkable growth, with our membership expanding to 612 individuals who rely on us for their financial needs. Our total assets stand at an impressive $4,403,700, demonstrating our stability and dedication to providing exceptional service. As we continue to evolve, our mission remains clear: to empower our members by offering accessible financial services while also supporting local initiatives that strengthen our community. While members can visit us at 11260 State Route 9W, official correspondence should be sent to PO BOX 200, COXSACKIE, NY 12051-3006. This ensures that all communications are handled efficiently as we maintain our focus on member satisfaction. Our mission extends beyond just providing loans and savings accounts; it's about fostering relationships and giving back. We actively engage in partnerships with local organizations, supporting various outreach efforts that benefit those in need. By championing community programs and initiatives, we strive to make a positive impact on the lives of residents in Coxsackie and surrounding areas. In today's fast-paced world, we understand the importance of staying connected. While we do not currently offer ATM services or drive-thru banking, we are dedicated to enhancing your experience through planned advancements in technology and customer service initiatives. Our team is committed to ensuring that every interaction you have with us reflects our values of respect and support. Join us at Coxsackie Correctional Emp. and become part of a community-focused organization where your financial well-being is our top priority. Whether you're looking for assistance with loans or guidance on savings strategies, we're here for you every step of the way. Discover how being a member can enrich your life today! Feel free to reach out at 518-731-2781 for more information or to get started on your journey with us.

Branch Location & Accessibility

A Warm Invitation

We invite you to stop by or give us a call at 518-731-2781 for any questions or assistance. The team at Coxsackie Correctional Emp. looks forward to welcoming you and helping you achieve your financial aspirations!

Nearby Landmarks and Accessibility

Our branch is close to notable landmarks that make finding us a breeze. If you're near the Hudson River or heading towards the local parks, you'll find us just a short drive away. We also prioritize accessibility for all our members. Our facility is ADA compliant, featuring ramps and ample parking space to ensure everyone can visit us comfortably.

Operating Hours and Services

At Coxsackie Correctional Emp., we understand your time is valuable. Although specific operating hours are not listed here, rest assured that our team is dedicated to accommodating your needs during regular banking hours. We offer ATM services for quick transactions and support a friendly environment where you can easily discuss your financial goals with our staff.

Member Eligibility

At Coxsackie Correctional Emp., we believe that everyone deserves a chance to be part of a caring community that puts your financial well-being first. Joining us is an easy and welcoming process! If you're associated with the Coxsackie Correctional Facility, whether as an employee or through another connection, you are eligible to become a member. We embrace individuals who want to access our services and enjoy the benefits of being part of our supportive family. To learn more about how you can join Coxsackie Correctional Emp. and what it takes to open an account, please check out our eligibility criteria. It's straightforward, and we're here to guide you every step of the way. Feel free to reach out at (518) 731-2781 if you have any questions or need assistance. We can't wait to welcome you into our community at 11260 State Route 9W Coxsackie Ny 12051!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a streamlined way to manage your transactions. Our merchant services can simplify payment processing, making it easier for your customers to pay and for you to receive funds quickly. This not only enhances customer satisfaction but also helps keep your cash flow steady. At Coxsackie Correctional Emp., we're dedicated to empowering local businesses with the financial resources they need. Whether you're looking for a loan or efficient payment solutions, we're here to partner with you every step of the way. Visit us at 11260 State Route 9W Coxsackie Ny 12051 or call us at (518) 731-2781 to learn more about how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Features

Though we currently emphasize ATM services, we understand the growing importance of digital banking features in today's world. Many people prefer managing their accounts online or through mobile applications for convenience. While these features are not yet available at Coxsackie Correctional Emp., we are continually exploring ways to enhance our service offerings in line with member preferences.

Our Services

One of the primary services we offer is ATM Services. These services allow you to access your funds quickly and easily. Imagine being able to withdraw cash or check your balance without having to step into a branch. With our ATM service, you can do just that anytime, anywhere. This feature is perfect for busy individuals who need quick access to their money without the hassle of waiting in line. While our current offerings focus on ATM services, we recognize that financial needs can vary from person to person. That's why our team is always ready to assist with any questions or additional needs you might have. We believe in building relationships with our members and ensuring that they feel supported in their financial journey.

Your Local Partner

At Coxsackie Correctional Emp., we're more than just a financial institution; we're your local partner in achieving financial well-being. Whether you're looking for basic banking services or advice on managing your finances, we aim to provide personalized service that meets your unique circumstances. If you have any questions about our ATM services or need assistance, please don't hesitate to reach out. You can contact us at (518) 731-2781. We're here to help you navigate your financial needs and ensure you feel confident about your choices. We invite you to visit us at 11260 State Route 9W Coxsackie Ny 12051 and experience firsthand how Coxsackie Correctional Emp. is committed to serving you!

Digital & Online Banking

24/7 Support

Our online banking services are available 24/7, allowing you to take control of your finances whenever it suits you best. While e-statements are currently unavailable, we encourage you to keep an eye on updates as we strive to enhance your digital experience. In summary, Coxsackie Correctional Emp. offers essential online banking features aimed at making your financial management easier and more secure. Stay tuned for future enhancements that will bring even more convenience right to your fingertips!

Accessibility Features

Although we do not have a mobile application or person-to-person transfer options at this time, our commitment to accessibility ensures that everyone can manage their accounts effortlessly through our online banking system. We are always looking for ways to improve and expand our services for you.

Key Services

With our online banking platform, available, you can easily access your account anytime, anywhere. Whether you want to check your balance, review transactions, or transfer funds, everything is just a few clicks away. Enjoy real-time account management that fits into your busy schedule.

Security and Convenience

Security is a top priority for us. While we currently do not offer electronic signature authorization or mobile payments, rest assured that our systems are designed to protect your personal information. You can feel confident knowing that your data is secure while using our services.

Financial Strength

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This member-first approach allows us to reinvest in our community and enhance the services we provide.

Growing Membership Base

We're thrilled to have a total of 755 share accounts. This shows a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) stand at $87,527, further solidifying our capability to support you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coxsackie Correctional Emp. is your trusted partner. Visit us at 11260 State Route 9W Coxsackie Ny 12051 or call (518) 731-2781 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $-$22,748. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $1,257,901 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $78 in used auto loans and $2,643,969 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $240,000 in share certificates, offering stable and rewarding financial growth opportunities. While we currently do not hold any money market shares, our commitment to your savings remains unwavering.

Strong Financial Health

With a net worth of $1,257,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 28.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Benefits and Refinancing Options

Our loan products come with competitive rates and terms that can help you save money over time. If you're considering refinancing your existing loans, we encourage you to reach out to discuss eligibility options that might benefit your financial situation. If you have any questions or need assistance in choosing the right loan product for you, don't hesitate to contact us at (518) 731-2781. Our dedicated team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 11260 State Route 9W Coxsackie Ny 12051 in Coxsackie, NY, where we look forward to serving you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,546,508 in used vehicle loans and $209,120 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new ride or a reliable used vehicle, we have flexible financing options to fit your budget.

Credit Lines and Unsecured Loans

For those looking for extra flexibility, we offer credit lines with a total of $170,000 available. This can be an excellent way to manage unexpected expenses or take advantage of opportunities as they arise. Additionally, we provide unsecured credit card loans; however, currently, our offerings in this area stand at $0.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Our experienced team is here to guide you through the process and help you find the best mortgage solution tailored to your needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users make informed decisions with confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees fair and transparent offers for every user. One significant benefit of using LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh stands out because it features no sponsored listings. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh aims to provide unbiased results so users can find the best options available. Another key feature is real-time rate comparisons. Users have access to up-to-date loan rates from multiple institutions, which helps them make informed choices without delays or outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates how effective the tool can be in helping individuals secure better rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COXSACKIE CORRECTIONAL EMP. FEDERAL CREDIT UNION - Coxsackie, NY

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