County Schools Credit Union Oxnard CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to County Schools, your trusted financial partner located at 142 W 5Th St, Oxnard, CA 93030. Since our establishment in 1960, we have been dedicated to serving our community with integrity and commitment. With a growing membership of 4,843, we pride ourselves on providing personalized service that meets the unique needs of each member. At County Schools, we understand that financial decisions can shape your future. That's why we manage over $93 million in total assets, ensuring that your money is safe and working hard for you. Whether you're looking for a new auto loan or a checking account, our diverse range of products is designed with you in mind. We currently have 4,866 loans and leases available, totaling an impressive $7,911,759 in deposits. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please use our mailing address: 4591 Market Street, Ventura, CA 93003. Our dedicated team of 15 employees, led by CEO Hector Martin and Board President Adam Lopez, is here to assist you during our operating hours from Monday to Friday. We invite you to explore what County Schools has to offer by visiting our website at csfcu.org or giving us a call at 805-644-4657. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to the County Schools branch, a cornerstone of financial support and community service in Oxnard, California. Established in 1960, our branch has grown significantly over the years, now proudly serving over 4,800 members. With total assets reaching an impressive $93,200,895, we have consistently demonstrated our commitment to providing accessible financial solutions tailored to the needs of our community. Located at 142 W 5th St, Oxnard, CA 93030, our branch is easily accessible and situated near local landmarks that make it a convenient stop for your banking needs. Whether you're just around the corner or coming from further away, we invite you to visit us during our operating hours: Monday through Thursday from 9:30 am to 5:30 pm and Friday until 6:00 pm. If you prefer not to visit in person, you can reach us at 805-644-4657 for any inquiries. At County Schools, we take pride in our mission to empower our members with comprehensive financial services while fostering a strong sense of community. Our dedication goes beyond traditional banking; we strive to provide personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards that reward your loyalty. We also offer business banking solutions designed to support local entrepreneurs and businesses. Our mission is rooted in the belief that everyone deserves access to quality financial services that enhance their lives. We aim to build lasting relationships with our members by understanding their unique needs and offering personalized guidance every step of the way. This commitment drives us to create innovative solutions like online and mobile banking options that keep pace with today's fast-moving world. While members can visit us at 142 W 5Th St Oxnard Ca 93030, official correspondence should be sent to 4591 Market Street, Ventura, CA 93003. We encourage you to take advantage of our ATM availability for quick transactions anytime you need them; however, please note that we do not currently offer drive-thru services or shared service centers. As part of the Ventura community, we actively engage in outreach efforts that promote education and financial literacy among all residents. Our partnerships with local schools and organizations reflect our dedication to giving back and nurturing a thriving community. Join us at County Schools where your financial journey is supported by more than just numbers it's about people helping people. Experience the benefits of membership today! Visit our website at csfcu.org for more information on how we can serve you better.

Branch Location & Accessibility

Welcome to the County Schools Oxnard Branch, conveniently located at 142 W 5th St in Oxnard, CA! Our branch is nestled right in the heart of Ventura County, making it easy for you to access our services whether you're coming from work or running errands. Just a stone's throw away from local favorites like Plaza Park and the vibrant downtown area, you'll find us in a spot that's both familiar and convenient. At our Oxnard Branch, we prioritize accessibility. Our location is designed to be welcoming for everyone, with ADA-compliant features ensuring that all members can easily navigate our space. We also offer ample parking nearby, so you won't have to worry about finding a spot when you visit us. When it comes to banking hours, we are here for you! Our lobby is open Monday through Thursday from 9:30 AM to 5:30 PM and on Friday until 6:00 PM. Whether you need assistance with personal banking, auto loans, or any other financial services we offer, our friendly team is ready to help during these hours. You'll also appreciate the convenience of our ATM services available on-site, allowing you to manage your cash needs even when we're closed. Unfortunately, we do not have drive-thru banking at this location; however, our staff is always eager to assist you inside. For those who might need to send official correspondence, please note that while you can visit us at our branch address, official mail should be directed to our mailing address at 4591 Market Street in Ventura, CA. Ready to take the next step? Feel free to call us at 805-644-4657 or stop by today! We're excited to welcome you into the County Schools family and help with all your banking needs.

Member Eligibility

At County Schools, we believe that everyone deserves a chance to be part of a supportive and thriving community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We aim to create an inclusive environment for all our members, providing access to personalized financial services that can help you reach your goals. Joining County Schools not only opens the door to various banking options but also connects you with a network that truly cares about your financial well-being. For more detailed information on eligibility requirements, feel free to visit our website. If you're ready to take the next step or have any questions, don't hesitate to give us a call at (805) 644-4657. We're here to guide you through the easy account opening process so you can start enjoying the benefits of membership today!

Business Banking & Commercial Services

Merchant Services that Make Sense

In addition to loans, our merchant services help you streamline operations and enhance customer experiences. Picture a busy retail store effortlessly managing transactions through our point-of-sale systems. With features designed to simplify payments and boost sales, we empower businesses to focus on what they do best serving their customers. Visit us at 142 W 5Th St Oxnard Ca 93030, Oxnard, CA or give us a call at (805) 644-4657 to discover how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine a local café wanting to renovate its space or a tech startup needing funds for new equipment; we offer the financial backing to turn those dreams into reality.

Comprehensive List Of Services

Business Services Tailored for You

For entrepreneurs and small business owners, we have dedicated services including Merchant Services & Business Loans. We know how important it is for businesses to have reliable banking solutions, and we're here to support your growth and success.

Convenient Access Anytime

With our ATM & Cash Withdrawal Services available at convenient locations, accessing your cash has never been easier. Enjoy basic ATM access where you can withdraw cash or check your balance without hassle. We invite you to explore these services further by visiting us or giving us a call at 805-644-4657. Our friendly staff is here to answer any questions and help you choose the right services for your needs. At County Schools, we're more than just a credit union; we're your partner in achieving financial success!

Empowering Your Financial Goals

If you're managing debts or looking for personal funding options, our Personal Loans & Debt Consolidation services are designed to assist you in regaining control over your finances. We understand that life can bring unexpected challenges; that's why we strive to provide solutions that empower our members during tough times.

Home Ownership Support

For those looking to buy a home or refinance an existing mortgage, we provide comprehensive Mortgage Loans & Refinancing solutions. Owning a home can seem daunting, but with our personalized service and expert advice, we help make this dream achievable. We'll work closely with you to find a mortgage plan that fits your budget.

Personal Banking Solutions

Our personal banking services cater to individuals seeking reliable and accessible options. We offer Checking & Savings Accounts that help you manage your day-to-day finances efficiently. Imagine being able to easily access your funds through our Online & Mobile Banking platforms. With just a few taps on your smartphone, you can check balances, transfer money, or even pay bills without stepping foot in a branch.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards! These cards not only offer convenience but also let you earn rewards on everyday purchases. It's like getting paid back for spending wisely!

Vehicle Financing Made Easy

Thinking about buying a car? Our Auto Loans & Vehicle Financing options are here for you. Picture this: you find the perfect vehicle and with our competitive rates and flexible terms, driving it home is simpler than ever. Our team is ready to guide you through the financing process so you can hit the road with confidence.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services available at https://csfcu.org/, you can access your accounts anytime, anywhere. Need to make a quick transfer? Our person-to-person transfer feature allows you to send money directly to friends or family with just a few taps. Plus, if you prefer to go paperless, you can sign up for e-statements and enjoy the benefits of having your financial statements delivered straight to your inbox.

Security First

We prioritize your security with every transaction. Although we currently do not offer electronic signature authorization, rest assured that our systems are designed with robust security measures in place to keep your personal information safe. Experience hassle-free banking at County Schools today! With all these features combined, managing your finances has never been easier or more secure. Visit us online or download our mobile app and take charge of your financial future.

User-Friendly Mobile Application

For those who are always on the go, our mobile application provides a user-friendly experience that fits right into your busy lifestyle. You can manage your accounts, view transactions, and even make payments from the palm of your hand. While mobile payments aren't available yet, our app ensures that you're equipped with everything else you need for effective banking on the move.

Financial Strength

Committed to Growth

With $6,972,302 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,675 in used auto loans and $75,594,529 in total loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $22,992, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

With a total of 11,034 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $2,200,134, showcasing the resources we have to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, County Schools is your trusted partner. Visit us at 142 W 5Th St Oxnard Ca 93030 or call (805) 644-4657 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $22,662,538 in share certificates and $5,848,861 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,769,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $7,059,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.57% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,059,564 in used vehicle loans and $1,265,338 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to make that purchase without breaking the bank.

Credit Lines and Personal Loans

For those looking for additional flexibility, we have personal lines of credit available up to $7,000,000. This option allows you to borrow as needed and only pay interest on what you use. Additionally, if you're interested in unsecured credit card loans, we provide flexible terms designed to help you manage your finances effectively. At County Schools, we're dedicated to making borrowing straightforward and accessible. You can reach us at (805) 644-4657 during our business hours: Monday - Thursday from 9:30 am to 5:30 pm and Friday from 9:30 am to 6:00 pm. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can empower you financially today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,735,986, make buying or refinancing simple. We offer flexible terms and competitive rates to assist you through every step of the home-buying process. If you're considering refinancing your current mortgage, talk to us about your eligibility options.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. By relying on verified institutions, LendMesh prioritizes accuracy in every comparison.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COUNTY SCHOOLS FEDERAL CREDIT UNION - Oxnard, CA

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