County Educators Credit Union Martinsville NJ | Low Mortgage Rates & Auto Loans

Introduction

Welcome to County Educators, your trusted financial partner located at 1924 Washington Valley Rd Ste B, Martinsville, NJ 08836. Since our establishment in 1935, we have proudly served our community with a commitment to offering personalized banking solutions tailored to meet the diverse needs of our 8,771 members. At County Educators, we believe that every member is part of our family. With total assets exceeding $116 million and deposits amounting to $11,493,903, we are dedicated to ensuring your financial security while providing a range of services that include personal banking, auto loans, mortgages, and more. Our team of 22 employees, led by CEO Judy Pinho and Board President Frank Malta, is here to assist you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1924 Washington Valley Rd Ste B, Martinsville, NJ 08836-2031. Whether you're looking for a new vehicle loan or seeking advice on debt consolidation, our friendly staff is ready to help you navigate your financial journey with confidence. We invite you to explore how County Educators can make a positive impact on your financial well-being. Call us today at 908-526-4264 or visit our website at countyexfcu.org to learn more about what we can offer you. Together, let's build a brighter financial future!

Branch History & Mission

Community Engagement

As part of our commitment to serve better, we actively seek partnerships with local organizations and participate in community events that uplift those around us. Our drive-thru banking facility makes it easier for members to conduct simple transactions efficiently while ensuring accessibility for everyone. As technology advances, we're proud to provide online banking options that allow you to manage your finances conveniently from anywhere. While we currently do not have ATM services available at this location, our digital platforms ensure that you can access your accounts anytime.

Join Us

We invite you to be part of the County Educators family. Experience personalized service designed with your needs in mind. Whether you're looking for a new account or need assistance with loans or mortgages, we are here for you every step of the way. Call us today at 908-526-4264 or visit our website at countyexfcu.org to learn more about how we can help you achieve your financial dreams!

Our Mission

At County Educators, our mission is clear: We are committed to providing exceptional financial services that empower our members to achieve their goals. We believe that financial well-being should be within everyone's reach. Our focus is not just on transactions; it's about building relationships that last. We support local initiatives and engage in community outreach efforts to ensure that we contribute positively to Martinsville's growth. We offer convenient operating hours from Monday to Friday between 9:00 a.m. and 5:00 p.m., with additional drive-thru service on Saturdays from 9:00 a.m. to 1:00 p.m. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to our mailing address at 1924 Washington Valley Rd Ste B, Martinsville, NJ 08836-2031.

Our Story

The journey of County Educators began with a vision to provide accessible financial services tailored to educators and their families. Over the decades, we have evolved into a trusted financial partner for all members of the Martinsville area. From humble beginnings as a small credit union, we have expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking services. Our branch's success is attributed to the unwavering dedication of our staff and board members. Under the leadership of CEO Judy Pinho and Board President Frank Malta, we continuously strive to meet the financial needs of our members while maintaining a warm and welcoming atmosphere.

Branch Location & Accessibility

Convenient Hours for You

We know that life can be busy, which is why we're here to help you when you need us most. Our lobby hours run from Monday to Friday, 9:00 a.m. to 5:00 p.m., and on Saturday, our drive-thru is open from 9:00 a.m. to 1:00 p.m. Whether it's a weekday or the weekend, we're ready to assist you with all your financial needs.

Get in Touch!

Have questions? We're just a phone call away! Reach out to us at 908-526-4264 for any inquiries or assistance. We invite you to stop by County Educators today we look forward to welcoming you into our community!

Services Tailored to You

At County Educators, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also provide business banking solutions like merchant services and business loans. With online and mobile banking options available, managing your finances has never been easier. While members can visit us at our physical location for all these great services, please note that official correspondence should be sent to our mailing address at 1924 Washington Valley Rd Ste B, Martinsville, NJ 08836-2031.

Visit Us with Ease

At County Educators, we understand that accessibility matters. Our branch features ADA-compliant facilities, ensuring everyone can easily access our services. Plus, we offer ample parking space right outside our doors so you can come and go without hassle. If you're in need of quick banking services, enjoy the convenience of our drive-thru banking option for deposits, withdrawals, and simple transactions.

Member Eligibility

At County Educators, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Joining us is simple and welcoming! If you're a resident, employee, or a member of certain organizations in our area, you're likely eligible for membership. We invite individuals who share our values and commitment to community service to come aboard. The benefits of being a member are vast, from personalized financial services to competitive loan rates that can help you reach your goals. To find out more about the specific eligibility requirements, please check out our detailed guidelines. Once you're ready to take the next step, opening an account is easy! Visit us online at https://app.loanspq.com/apply.aspx?lenderref=cefcu100219&list=st or give us a call at (908) 526-4264 for assistance. We look forward to welcoming you to the County Educators family at 1924 Washington Valley Rd Ste B Martinsville Nj 08836!

Business Banking & Commercial Services

Merchant Services Made Simple

Imagine being able to accept payments quickly and easily, allowing you to focus on what really matters: your customers. Our merchant services provide businesses with the tools they need to process transactions efficiently, whether you're running a café, retail store, or service-oriented company. Located at 1924 Washington Valley Rd Ste B Martinsville Nj 08836 in Martinsville, NJ, we're here to help you take your business to the next level. Reach out to us at (908) 526-4264 or visit our website at https://countyexfcu.org/ for more information on how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions Tailored for You

For our entrepreneurial members, business banking services are also available. From merchant services to business loans, we provide tools and resources to help your business thrive. We know how important it is for local businesses to have financial support, and we're committed to being a partner in your success.

Convenient Access Whenever You Need It

While we don't have ATMs at this branch, we do offer basic drive-thru banking for quick transactions like deposits and withdrawals. Our drive-thru service is designed to make your banking experience smooth and efficient. To learn more about all the services we offer at County Educators or if you have questions about your accounts, feel free to give us a call at 908-526-4264. Our friendly staff is ready to assist you! Visit us today or check out our website at County Educators for more information. We look forward to serving you!

Homeownership and Beyond

Thinking about buying a home? Our mortgage loans and refinancing options are tailored to make homeownership more accessible. We guide you through the process step-by-step, ensuring you understand every detail along the way. If debt is weighing you down, we also offer personal loans and debt consolidation services that can help simplify your financial obligations.

Personal Banking Made Easy

For those seeking personal banking options, we offer checking and savings accounts that fit various lifestyles. Imagine having an account that not only helps you save but also allows easy access to your funds through online and mobile banking. With these features, managing your money from anywhere is simple and convenient. If you're considering purchasing a vehicle, our auto loans and vehicle financing services can help you hit the road in no time. We work with you to find financing options that suit your budget, so you can focus on choosing the perfect car without financial stress.

Rewarding Credit Card Options

In today's world, having a reliable credit card is essential. That's why we provide credit cards with rewards that allow you to earn points on everyday purchases. Whether it's shopping for groceries or planning a vacation, our rewards program helps you get more from your spending.

Digital & Online Banking

Key Features

One standout feature is the ability to set up e-statements. Rather than waiting for paper statements to arrive in the mail, you can receive your account information electronically. This not only helps you stay organized but also contributes to a more environmentally friendly approach to banking. If you're looking for a quick way to send money to friends or family, our person-to-person transfers make it simple and straightforward. Just a few taps on your phone, and you can send money without any hassle. For those who prefer mobile solutions, we have a user-friendly mobile application available. You can download it to manage your accounts directly from your smartphone. Unfortunately, we do not currently support mobile payments; however, our app still offers robust features that let you handle most banking needs right at your fingertips. While we don't provide electronic signature authorization just yet, our commitment to security means your data is protected through various measures as you navigate our services. At County Educators, we aim for convenience without compromising safety. With real-time account management and easy access to essential banking functions, you'll find that handling your finances has never been easier. Experience the future of banking today!

Financial Strength

At County Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and proven performance, which is why we are proud to share our financial strength with you. With a net worth of $10,448,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,569,053 in share certificates and $10,876,589 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is reflected in our $9,426,708 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $843 in used auto loans and $47,800,642 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Even as we navigate the financial landscape, our $278,476 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we have 15,330 share accounts that show a strong and growing member base who trust us with their finances. Our net shares (funds available for lending and investments) stand at $0, further highlighting our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, County Educators is your trusted partner. Visit us at 1924 Washington Valley Rd Ste B Martinsville Nj 08836 or call (908) 526-4264 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,918,246 in used vehicle loans and $1,819,791 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, ensuring that you can find an option that fits your budget.

Credit Lines and Unsecured Loans

We also offer total credit lines of $10,040,000, giving our members access to additional funds when needed. For those looking for more flexibility in managing their expenses, our unsecured credit card loans help members maintain their finances effectively. However, currently, we do not have any unsecured credit card loans available.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,988,734, make buying or refinancing simple. We aim to guide you through every step of the mortgage process so you can make informed decisions about your investment.

Refinancing Options

If you're considering refinancing your current loans or mortgages to take advantage of better rates or terms, we can help you explore eligibility options tailored to your situation. Our team is dedicated to making sure you get the best possible outcome for your financial needs. Whether you're a first-time buyer or looking to expand your investment portfolio with commercial properties or vehicles, County Educators is here to support you. Feel free to reach out to us at 908-526-4264 for any inquiries or visit us at 1924 Washington Valley Rd Ste B Martinsville NJ 08836 during our operating hours: Monday-Friday from 9:00 a.m. - 5:00 p.m., and Saturday from 9:00 a.m. - 1:00 p.m. Experience the difference with County Educators where your financial success is our priority!

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh prioritizes transparency and reliability in its loan comparisons. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when comparing loans.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what is presented to users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This commitment allows users to receive truly unbiased results tailored to their needs. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates the real-world impact of using a trustworthy comparison tool. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COUNTY EXCELLENCE FEDERAL CREDIT UNION - Martinsville, NJ

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