Coteau Valley Credit Union Agency Village SD

Introduction

Welcome to Coteau Valley at our branch located at 100 Veterans Memorial Dr, Agency Village, SD 57262. Since opening our doors in 1950, we have proudly served our community with a commitment to providing financial solutions that truly meet the needs of our members. With a strong membership base of 2,129 individuals and a total asset portfolio of $16,255,850, we are dedicated to fostering financial well-being for everyone in the area. At Coteau Valley, we understand that trust and reliability are paramount when it comes to your finances. That's why our dedicated team, led by CEO Katie Bredvik and Board President Larry Peterson, works tirelessly to ensure that you receive personalized service every time you visit us or reach out. Our friendly staff is here to help with a variety of services ranging from loans over 851 already approved to managing deposits that amount to an impressive $548,340. While members can visit us at our branch address, official correspondence should be sent to 212 W Hickory St, Sisseton, SD 57262-1826. Our operating hours are Monday through Friday from 9:00 AM to 4:30 PM, making it convenient for you to stop by whenever you need assistance. As part of our ongoing commitment to the community, we've built a strong foundation based on mutual support and shared values. We're proud of our net worth of $1,591,560, and with cash in hand totaling $363,433, we're well-positioned to continue offering competitive rates and excellent service. Are you ready to experience a credit union that puts its members first? Whether you're looking for a new loan or just want to learn more about what we offer, don't hesitate to call us at 605-698-3462 or visit our website at Coteau Valley FCU. Join us on this journey towards financial empowerment today!

Branch History & Mission

A Bright Future

As we look ahead, Coteau Valley remains committed to enhancing member experiences through customer-centric initiatives and technological advancements. Our operating hours are Monday through Friday from 9:00 AM to 4:30 PM, making it convenient for you to reach out with any questions or assistance you may need. We invite you to join us on this journey toward financial empowerment and community growth. Experience the benefits of being a member of Coteau Valley where your financial success is our priority! For more information or to open an account today, please visit us online at Coteau Valley FCU or call us at 605-698-3462.

Community Commitment

Our mission extends beyond banking; it's about building lasting relationships and supporting local initiatives. We believe in giving back to the communities we serve. Whether through partnerships with local organizations or outreach efforts aimed at enhancing financial literacy, Coteau Valley is dedicated to making a positive impact. While you can visit us at 100 Veterans Memorial Dr, official correspondence should be directed to our mailing address at 212 W Hickory St, Sisseton, SD 57262-1826.

Our Journey

From humble beginnings, Coteau Valley has evolved into a vital part of the local community. With total assets reaching an impressive $16,255,850, we have consistently strived to provide our members with quality services that empower them financially. Our mission is clear: to offer accessible financial solutions while fostering a sense of community support and involvement. Throughout our journey, we have embraced change and innovation. Although we do not currently offer drive-thru banking or ATMs at our location, we provide robust online banking options for our members. This includes features like mobile payments and person-to-person transfers, making it easier than ever to manage your finances from anywhere.

Branch Location & Accessibility

Welcome to Coteau Valley, your friendly credit union located at 100 Veterans Memorial Dr in Agency Village, SD. We pride ourselves on being a convenient financial partner for our members in the area. Our branch is easily accessible, situated near local landmarks that many residents recognize, making it simple for you to find us. While you can visit us at our branch address, please note that any official correspondence should be sent to our mailing address at 212 W Hickory St, Sisseton, SD 57262-1826. At Coteau Valley, we understand the importance of accessibility. Our branch features ADA-compliant entrances and parking spaces to accommodate all visitors. Whether you're popping in for a quick transaction or need assistance with your banking needs, our welcoming environment is designed with you in mind. We are here to serve you Monday through Friday from 9:00 AM to 4:30 PM. Although we currently do not offer drive-thru banking or ATM services, our dedicated staff is ready to assist you inside the branch during operating hours. If you have questions or need support, feel free to reach out by calling us at 605-698-3462. We invite you to visit us and experience the personalized service that sets Coteau Valley apart. Your financial journey matters to us, and we look forward to being a part of it!

Member Eligibility

At Coteau Valley, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the area surrounding Agency Village, SD, you are likely eligible to become part of our community. We welcome individuals who want to take advantage of our member-focused services designed to help you achieve your financial goals. Plus, membership comes with great benefits like lower loan rates and personalized service that makes banking feel friendly and accessible. Ready to join us? The process is simple! You can find more detailed eligibility information on our website at http://coteauvalleyfcu.com/about-us/membership. Once you're ready to open an account, just visit this link for easy online access. If you have any questions or need assistance, feel free to give us a call at (605) 698-3462. We're excited to welcome you to Coteau Valley!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $595,624, we continue to drive economic growth by financing new and expanding businesses.

Real-World Merchant Services

Imagine having a payment processing solution that works as hard as you do. Our merchant services provide the tools you need to accept payments easily, whether in-store or online. This means you can focus more on serving your customers and growing your revenue without worrying about complicated payment systems. Located at 100 Veterans Memorial Dr Agency Village Sd 57262, Agency Village, SD 57262, we're here to partner with you every step of the way. Reach out at (605) 698-3462 for more information on how we can help your business thrive!

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, having access to digital banking features is essential. At Sisseton Wahpeton Fcu, we offer online banking that allows you to manage your accounts from anywhere. You can pay bills, transfer funds, and monitor your transactions all from the comfort of your home or on the go through our mobile application. Plus, with options like mobile payments and person-to-person transfers, managing your money has never been easier. With our commitment to ease of access and overall convenience, you can rest assured that your financial needs will be met with professionalism and care. We strive to create a welcoming atmosphere where members feel valued and supported.

Get In Touch

If you're interested in learning more about how our services can benefit you, don't hesitate to reach out! Call us at (605) 698-3462 or visit us during our lobby hours from 9:00 AM to 4:30 PM, Monday through Friday. We invite you to become part of the Coteau Valley family and experience firsthand how we can help make your financial goals a reality. Join us today and discover the many ways we are committed to serving you better!

Our Services

One of the core services we offer at Sisseton Wahpeton Fcu is ATM services. Whether you're looking to withdraw cash, check your balance, or deposit money, our ATM facilities provide convenience right at your fingertips. Imagine being able to access your funds any time you need them without long waits or complicated processes. This feature is especially beneficial when you're on the go, allowing you to manage your finances efficiently. We understand that navigating financial choices can sometimes feel overwhelming. That's why our team at Coteau Valley is always ready to help you make informed decisions about your banking needs. Whether you're saving for a big purchase, planning for retirement, or simply managing everyday expenses, we are here to listen and assist.

Digital & Online Banking

Key Services

Our online banking platform, accessible at Coteau Valley, offers a range of features tailored to meet your needs. You can check your account balances, transfer funds, and even pay bills all without stepping foot in a branch. Plus, with our 24/7 online banking services, you have access to your accounts whenever you need it. For those who prefer using their smartphones, we offer a mobile application that makes banking even easier. With this app, you can send person-to-person transfers to friends or family in no time. Need to make purchases? Our mobile payments feature allows for quick transactions straight from your phone.

Security and Accessibility

Security is a top priority at Coteau Valley. Although we do not currently offer electronic signature authorization, we ensure that all your personal information is protected through advanced security measures. We also provide e-statements for easy access to your financial records without the clutter of paper statements. This means you can view your statements anytime and anywhere, making it simple to keep track of your spending and savings. Whether you're at home or on the go, our digital banking tools are designed for ease of use. Managing your finances has never been so straightforward! Join us today at Coteau Valley and experience banking that fits into your lifestyle.

Financial Strength

At Coteau Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the strength of our financial position, which is rooted in our commitment to serving you. With a net worth of $1,591,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,237,558 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This is reflected in our focus on member deposits rather than non-member deposits; currently, we have $0 in non-member deposits. This ensures that our resources are concentrated on benefiting you through better loan rates and exclusive perks. With $1,591,560 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust as well; with $10,204,962 in total loans and leases available including $268 in used auto loans our offerings support your financial goals across various sectors. Our operational efficiency is highlighted by our current net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees ready to assist you with knowledgeable service. Total Share Accounts currently stand at 3,135, reflecting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coteau Valley is your trusted partner. Visit us at 100 Veterans Memorial Dr Agency Village SD 57262 or call 605-698-3462 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,271,943 in used vehicle loans and $1,148,953 in new vehicle loans already helping members get on the road. We offer financing options that cover both new and used vehicles so you can choose what fits best for you.

Commercial Loans

For business owners, our outstanding commercial loans totaling $595,624 provide the capital needed to grow and expand. We believe that supporting local businesses is vital for community growth and prosperity. Whether you are interested in refinancing existing loans or exploring eligibility options for any of our products, our knowledgeable staff at Coteau Valley is here to assist you every step of the way. If you're ready to take the next step towards achieving your financial goals or simply want more information about our loan offerings, feel free to reach out at (605) 698-3462 or visit us at 100 Veterans Memorial Dr, Agency Village SD 57262. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards securing your future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,815, make buying or refinancing simple. We guide you through each step of the process, ensuring you understand all your options and find the right fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although we currently have no outstanding unsecured credit card loans, our team is ready to help you navigate your options when you're ready to apply.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all comparisons are fair and reflect current market conditions. Users can trust that they are viewing legitimate offers that adhere to regulatory guidelines.

COTEAU VALLEY FEDERAL CREDIT UNION - Agency Village, SD

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