Corporate America Family Credit Union Mount Carmel IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Corporate America Family in beautiful Mount Carmel, Illinois! Located at 1011 Oak St, our branch has been a trusted partner in the community since 1976. We are proud to serve over 66,158 members, helping them achieve their financial dreams and goals. At Corporate America Family, we understand that banking is not just about transactions; it's about building relationships and supporting our members. With total assets of $821,351,484 and total deposits reaching $22,903,050, we have the resources to provide a wide range of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to help. Our CEO, Stefanie Rupert, along with Board President Thomas Rieck, leads a passionate team of 210 employees committed to your financial well-being. We're not just here for your banking needs; we're also invested in the Mount Carmel community. Our aim is to make a positive impact through local initiatives and by offering affordable financial solutions. While members can visit us at 1011 Oak St, official correspondence should be sent to the same address, ensuring that all communication is smooth and efficient. Feel free to reach out to us at (618) 445-8575 if you have questions or need assistance our doors are always open during lobby hours! Join us as we continue to grow together! Visit our website at http://www.cafcu.org for more information on services, loan options, and membership benefits. Let's make your financial journey a successful one together!

Branch History & Mission

Welcome to Corporate America Family, a cornerstone of financial support in Mount Carmel, IL. Since our establishment in 1976, we have grown from a small credit union into a trusted institution serving over 66,158 members. Our journey has been marked by milestones that reflect our commitment to community and member service. Located at 1011 Oak St, Mount Carmel, IL 62863, our branch is easily accessible for all your banking needs. Whether you're visiting us in person or using our online services, we strive to provide an exceptional experience. While members can visit us at our branch address, official correspondence should be sent to the same location. Over the years, we have expanded our offerings significantly. Today, we proudly manage total assets of $821,351,484, enabling us to provide a wide range of financial products including personal banking, auto loans, mortgages, and business banking services. Our mission is clear: to deliver excellent financial services while actively supporting the community we serve. At Corporate America Family, we believe that banking should be about more than just transactions; it's about building relationships and empowering individuals. Our mission statement emphasizes this commitment: "To enhance the quality of life for our members and the community through personalized financial solutions." This guiding principle drives us to offer not only competitive rates but also educational resources and community outreach initiatives. We understand that convenience matters. That's why we provide drive-thru banking services for quick transactions and maintain a user-friendly online platform for those who prefer digital banking options. We are proud to be ADA compliant, ensuring that everyone can access our services comfortably. Community engagement is another pillar of our operation. We partner with local organizations to support various initiatives that benefit residents of Mount Carmel and surrounding areas. From financial literacy programs to sponsorships of local events, we aim to make a positive impact where it matters most. As we continue to grow and adapt to the changing needs of our members, we invite you to join us on this journey. Experience the benefits of membership with Corporate America Family where your financial goals meet a supportive community spirit. To learn more or become a member today, call us at 618-445-8575 or visit our website at cafcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Get in Touch!

Ready to experience personalized banking? Give us a call at 618-445-8575 or stop by today! We look forward to welcoming you into our Corporate America Family community where your financial goals are our priority.

Nearby Landmarks and Accessibility

Located near local favorites like the Wabash County Courthouse and just a short drive from downtown Mount Carmel, our branch is perfectly positioned for your convenience. We offer ample parking space and are committed to ensuring accessibility for all members. Our facilities include ADA-compliant features such as ramps and designated parking spots.

Operating Hours and Services

We understand that your time is valuable. That's why we're open during convenient hours: Monday and Thursday from 7:30 AM to 4:30 PM, Tuesday and Friday from 8:30 AM to 5:30 PM, and Wednesday from 10:30 AM to 1:30 PM. Whether you need assistance with personal banking, auto loans, or business services, our friendly team is here to help. For added convenience, we also offer basic drive-thru banking services for deposits, withdrawals, and simple transactions. Although we currently do not have ATM availability on-site, our drive-thru makes quick banking tasks easier than ever.

Member Eligibility

Joining the Corporate America Family family is more than just opening an account; it's about becoming part of a supportive community that values its members. If you're wondering whether you qualify, let me assure you that eligibility is quite accessible! Typically, anyone who lives, works, or attends school in the area can become a member. This means that if you're in the vicinity of 1011 Oak St Mount Carmel Il 62863, we welcome you with open arms. Becoming a member here offers numerous benefits like competitive rates on loans and savings products, personalized service, and a range of financial tools designed to help you thrive. The process to get started is simple and straightforward. Just reach out to us at (618) 445-8575 for any questions or visit our website for more details on eligibility and to open your account. We're excited to have you with us!

Business Banking & Commercial Services

Lending Solutions Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $147 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $59,909,598, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Empower Your Business

In today's fast-paced market, efficient payment processing is crucial. Our merchant services simplify transactions so you can focus on what matters most growing your business. Imagine a local café using our services to quickly process payments, keeping lines moving during the morning rush. With competitive rates and easy integration, we make it simple for businesses like yours to serve customers better. Visit us at 1011 Oak St Mount Carmel Il 62863 in Mount Carmel, IL, or give us a call at (618) 445-8575 to learn more about how we can support your business journey!

Comprehensive List Of Services

Connect With Us

At Corporate America Family, we are committed to making banking as straightforward as possible. If you have questions or want to learn more about any of our services, don't hesitate to reach out at (618) 445-8575. Visit us at our branch located at 1011 Oak St Mount Carmel Il 62863, or explore more about what we offer on our website: Mt Carmel. Your journey towards financial wellness starts here! Let us help you achieve your goals today.

Credit Cards and Business Banking

We believe in rewarding our members, which is why we offer Credit Cards with Rewards that let you earn points for everyday purchases. It's a simple way to benefit from spending you already do! For entrepreneurs and business owners, our Business Banking services include essential tools such as Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Digital Convenience

In today's fast-paced world, having access to online resources is vital. That's why we have invested in robust Online & Mobile Banking platforms. You can check balances, transfer funds, and pay bills anytime from anywhere keeping your financial life organized and under control. Additionally, we provide convenient ATM & Cash Withdrawal Services along with basic drive-thru banking for deposits, withdrawals, and simple transactions making it easy for you to manage cash flow without hassle.

Personal Banking Solutions

For those who need reliable personal banking options, we offer Checking & Savings Accounts that fit any lifestyle. Imagine having a place where you can easily manage your day-to-day expenses while also saving for future goals. Our accounts come with various features tailored to meet your needs. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. Picture driving off in the car of your dreams without breaking the bank! We also provide Mortgage Loans & Refinancing, helping you turn the dream of homeownership into reality or make adjustments to your existing mortgage for better rates. In times of need, our Personal Loans & Debt Consolidation services can offer relief and flexibility. Imagine consolidating multiple debts into one manageable payment our team is here to help navigate that process smoothly.

Digital & Online Banking

Key Features

You can access all our online banking features at http://www.cafcu.org. Enjoy 24/7 online banking services that let you check balances, transfer funds, and pay bills at your convenience. Our platform is secure, ensuring that your personal information remains protected while you manage your finances. For those who prefer using their smartphones, our mobile application is available for download, allowing you to bank on-the-go. Whether you're making person-to-person transfers or utilizing mobile payments, everything is just a tap away. Plus, with e-statements available, you can easily keep track of your transactions without the clutter of paper statements.

Security and Convenience

We prioritize your security by incorporating robust measures to keep your information safe. While we currently do not support electronic signature authorization, rest assured that our systems are designed with user safety in mind. You can bank confidently knowing that we are committed to safeguarding your assets. The ability to set up alerts and notifications through our online services means you can stay informed about account activity in real-time. This not only helps you manage your finances better but also adds an extra layer of security against unauthorized transactions. Whether you're at home or out and about in Mount Carmel, Corporate America Family makes it easy for you to take charge of your financial life with our digital and online banking solutions. Experience the ease of banking from anywhere today!

Financial Strength

At Corporate America Family, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need a trusted partner who can provide reliable financial services. That's why we are proud to share insights into our financial strength, which reflects our commitment to serving you. With a net worth of $113,141,879, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $105,289,534 in share certificates and $191,396,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $81,043,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $104,439,500 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $99,304 in used auto loans and $599,585,227 in total loans and leases. Our operational efficiency is reflected in our $1,117,394, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 209 full-time employees and 1 part-time employees ready to assist you with knowledgeable service. Net Shares (Funds available for lending and investments): $2,519,853. Total Share and Deposit Accounts: 115,308, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Corporate America Family is your trusted partner. Visit us at 1011 Oak St Mount Carmel Il 62863 or call (618) 445-8575 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $220,675,369 in used vehicle loans and $69,309,420 in new vehicle loans already helping members get on the road. We provide financing options that make it easy for you to get behind the wheel without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $59,909,598 provide the capital needed to grow and expand your business. We understand that having access to funds can be critical for success, and we're here to support you with tailored solutions. At Corporate America Family, we are committed to providing exceptional service and ensuring that our members find the right loan products for their needs. For more information or if you have any questions about eligibility or refinancing options, don't hesitate to reach out at (618) 445-8575 or visit us at 1011 Oak St Mount Carmel Il 62863 in Mount Carmel, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $62,253,979, make buying or refinancing simple. Whether you're a first-time buyer or looking to upgrade your living situation, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing your finances effectively is essential. We also offer flexible terms on unsecured credit card loans, with a total of $14,958,002 in loans helping members keep their expenses in check. This option provides you with convenience and peace of mind when unexpected costs arise.

Loan Aggregator

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CORPORATE AMERICA FAMILY CREDIT UNION - Mount Carmel, IL

Type of Loan Offerings

Student Loans

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