Corning Credit Union Painted Post NY | Top Auto Loans & Business Banking

Introduction

Welcome to Corning, where we believe in building a brighter financial future for our community. Located at 253 S Hamilton St, Painted Post, NY 14870, our branch, known as the Erwin Drive-thru, has been serving members since 1936. With over 162,896 members and total assets reaching an impressive $2,387,185,542, we are committed to providing reliable financial services tailored to your needs. At Corning, our mission extends beyond just banking. We prioritize the well-being of our members and the community we serve. Whether you're looking for a personal loan, a mortgage, or assistance with business financing, our experienced team is here to help. Our CEO, Gary Grinnell, along with Board President Kurt Fischer, leads a dedicated team of 417 employees who work tirelessly to ensure your banking experience is seamless and supportive. We take pride in our strong financial standing with total deposits of $279,523,070 and a net worth of $265,490,048. Our commitment to sound financial management ensures that you can trust us with your hard-earned money. Plus, with cash reserves of $24,034,778, we are well-equipped to meet your needs. While members can visit us at our branch location for personalized service during staffed hours Monday through Wednesday from 8:00 AM to 4:30 PM and Thursday through Friday from 8:00 AM to 5:00 PM official correspondence should be sent to our mailing address at PO Box 1450, Corning, NY 14830-1050. Join us at Corning Credit Union today! Call us at 607-962-3144 or explore more about what we offer by visiting our website at corningcu.org. Let us partner with you on your financial journey!

Branch History & Mission

Community Engagement

Our team embraces innovation alongside tradition. We offer modern conveniences like online banking and mobile payments while ensuring ADA compliance so that everyone can access our services easily. With drive-thru banking available and an ATM on-site for quick cash withdrawals, we prioritize your convenience without compromising service quality. We understand that strong communities are built on partnerships. That's why we're proud to collaborate with local organizations and support various outreach programs aimed at enhancing the lives of those around us.

Join Us

As we look towards the future, we invite you to become part of the Corning family. Experience firsthand how we can assist you with your financial needs while making a difference in our community together. For more information about joining or accessing our services, call us at (607) 962-3144 or visit us online at https://www.corningcu.org/ . Together, let's build a brighter future!

Our Journey

From humble beginnings, Corning has evolved into a trusted financial partner for over 162,896 members. As a cornerstone of the Painted Post area, we take pride in our rich history and commitment to the people we serve. Over the years, we have grown significantly, now boasting total assets of $2,387,185,542. Our journey reflects not just growth in numbers but also in relationships and community impact.

Our Mission

At Corning, our mission is simple yet powerful: to empower our members through personalized financial services while actively contributing to the welfare of our community. We believe in making banking accessible and beneficial for everyone. Whether you're looking for a checking account, an auto loan, or mortgage refinancing, we are here to help you achieve your financial goals. Our commitment extends beyond banking; we actively engage in local initiatives that support education, health, and economic development. We strive to be more than just a financial institution we aim to be a positive force in the lives of our members and neighbors. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to PO Box 1450, Corning, NY 14830-1050 if different from our main address.

Branch Location & Accessibility

Accessibility Features

We believe banking should be accessible to everyone. Our branch is equipped with ADA-compliant features, including ramps and accessible parking spaces. If you're in need of assistance, our friendly staff is always ready to help.

Call Us or Visit Today!

If you have any questions or want to learn more about what we offer, don't hesitate to reach out! You can call us at (607) 962-3144. We invite you to visit us at Corning we're excited to help you achieve your financial goals!

Convenient Location

Nestled just off the main roads, our branch is easily accessible and close to local landmarks that many of you know well. We are proud to be part of the vibrant community here in Steuben County, making banking a breeze. You can find us near popular spots, so stopping by fits right into your day!

Operating Hours & Services

At Corning, we strive to accommodate your busy schedule. Our staffed hours are Monday through Wednesday from 8:00 AM to 4:30 PM, and Thursday to Friday from 8:00 AM to 5:00 PM. For those who prefer banking on their own terms, our ATM is available 24/7 for cash withdrawals and balance checks. We offer a variety of services tailored to meet your needs, including personal and business banking options such as checking accounts, auto loans, mortgage loans, and more! Plus, take advantage of our drive-thru service for quick transactions without leaving your vehicle.

Member Eligibility

At Corning, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to enjoy the benefits of being part of our community, you'll be happy to know that eligibility is simple and welcoming! To become a member, you just need to live, work, or attend school in the area, which creates a shared bond among us all. We're here to provide you with financial services tailored to your needs, whether you're interested in personal banking, loans, or just want a safe place for your savings. Getting started is easy! You can check out the detailed eligibility criteria at https://app.consumer.meridianlink.com/apply.aspx?lenderref=corningcu051716&list=xa1b . If you feel ready to open an account, take a look at how straightforward the process is by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=corningcu051716&list=xa1b&referralsource=lwb . Should you have any questions or need assistance, don't hesitate to call us at (607) 962-3144. We're excited to welcome you to Corning, located at 253 S Hamilton St Painted Post Ny 14870, where your financial journey begins with support and care!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to turn your ideas into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $507 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $150,180,371, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that help streamline your payment processes. Whether you're a small retail shop or a larger enterprise, our solutions make it easy for you to accept payments from your customers seamlessly. This means you can focus on what truly matters growing your business. Visit us at 253 S Hamilton St Painted Post Ny 14870 or call us at (607) 962-3144 to learn how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Accessible ATM Services

Need cash quickly? Our ATM services, available 24/7 at our location and beyond, ensure you can access your funds when you need them most. Plus, our drive-thru banking allows for quick transactions without leaving your car perfect for busy days! At Corning, we pride ourselves on being more than just a financial institution; we're part of the community. Our friendly staff is ready to assist you with any questions or concerns you may have about our offerings. Ready to explore how we can support your financial journey? Give us a call at (607) 962-3144 or visit us at Erwin Drive-thru today! Your goals are within reach with the right tools and resources by your side.

Business Banking Solutions

If you're a business owner, you'll find our business banking services, including merchant services and business loans, essential for growth. We're committed to helping local businesses thrive by offering flexible solutions tailored to their unique challenges.

Credit Cards with Rewards

For those who enjoy rewards for their spending, our credit cards with rewards offer great benefits for everyday purchases. Imagine earning points on groceries or gas that can be redeemed for travel or cash back!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With easy access to your finances through our website and mobile app, you can transfer funds, pay bills, and even deposit checks right from your phone!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options are tailored to fit various budgets and needs. Picture yourself in your dream home, with a manageable mortgage that suits your financial situation. If you're already a homeowner, refinancing can help you save money on monthly payments or tap into your home's equity.

Loans for Every Occasion

We know life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help ease financial burdens. Whether it's an emergency expense or consolidating existing debt, we're here to support you through it all.

Personal Banking

Whether you're just starting out or looking to manage your finances more effectively, our personal banking options have you covered. We offer checking and savings accounts that cater to different lifestyles. Imagine having a checking account that fits your daily spending habits while also allowing you to save effortlessly for future plans. Our auto loans and vehicle financing make purchasing a car simple and affordable, ensuring you can hit the road without breaking the bank.

Digital & Online Banking

Key Features

Our commitment to convenience doesn't stop there. Enjoy e-statements that keep you informed without the clutter of paper statements. You can also make payments using mobile payments perfect for those days when you forget your wallet but still want to grab that coffee or lunch. Our mobile application makes it even easier; manage your finances right from your phone! Need to send money to a friend or family member? Our person-to-person transfer feature allows you to do just that in a few simple steps. It's fast, safe, and eliminates the need for cash or checks.

Security and Support

We take security seriously at Corning. Rest assured knowing that all transactions are protected with top-notch security measures. Our user-friendly interface ensures that navigating your accounts is straightforward, no matter your tech experience. With everything available at your fingertips, staying on top of your finances has never been easier! Visit us today at https://www.corningcu.org/ and discover how our digital banking services can simplify your life while keeping your information secure.

Financial Strength

A Trusted Partner

Total Share Accounts: 298,350, shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Corning is your trusted partner. Visit us at 253 S Hamilton St Painted Post Ny 14870 or call (607) 962-3144 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Growth

With $265,490,048 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; we support members' financial goals with $17,385 in used auto loans and $2,025,088,009 in total loans and leases.

Dedicated Team

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings and Investments

Members' savings are secured through $598,125,935 in share certificates and $292,374,594 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Foundation

With a net worth of $265,490,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This means that your savings are well-protected and your access to loans remains reliable. Our net worth ratio of $1,112 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $301,571,550 in used vehicle loans and $62,351,420 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to drive away in your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $150,180,371 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funds when they need them most. At Corning, we are committed to providing loan products that meet diverse financial needs while maintaining transparency and clarity throughout the application process. If you're interested in refinancing or exploring eligibility options, our team is available to discuss these possibilities with you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or check out our website at https://www.corningcu.org/ for more information on how we can help you secure the financing you need!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $43,273,255 in loans helping members manage their finances effectively. These cards come with features designed to give you more control over your spending and rewards opportunities that can benefit you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,719,079, make buying or refinancing simple. We're here to guide you through the process, ensuring you find the right financing solution for your needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh empowers users to make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for consumers seeking loans. By using verified data, LendMesh guarantees that all loan offers come from legitimate financial institutions, fostering trust among users. One of the key features of LendMesh is its commitment to providing unbiased results. There are no sponsored listings on the platform; lenders are not prioritized based on paid promotions. This means users receive honest comparisons of loan rates without any hidden agendas. Additionally, the platform provides real-time rate comparisons from multiple institutions, helping users stay updated on current offers and make educated choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of LendMesh as a trusted resource for finding competitive loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CORNING FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans