Corning Credit Union Big Flats NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Corning, your trusted financial partner in the heart of Big Flats, NY! Located at 84 Canal St, Big Flats, NY 14814, our branch has been serving the community since 1936, building strong relationships and providing essential financial services to over 162,896 members. We pride ourselves on being more than just a credit union; we are a vital part of the local community, dedicated to helping you achieve your financial goals. At Corning, we understand that every member's journey is unique. That's why we offer a variety of services tailored to meet your individual needs from personal banking solutions like checking and savings accounts to comprehensive auto and mortgage loans. With total assets exceeding $2.39 billion and total deposits reaching $279,523,070, we have the resources to support you every step of the way. Our commitment to you extends beyond numbers; it's about ensuring your financial well-being through personalized service. Led by our experienced CEO, Gary Grinnell, and Board President, Kurt Fischer, our dedicated team of 417 employees is here to assist you with any questions or concerns you may have. Whether you're looking for guidance on loans or exploring new ways to save, our knowledgeable staff is ready to help. While members can visit us at 84 Canal St, official correspondence should be sent to the same address for your convenience. Feel free to reach out via phone at 607-962-3144 during our operating hours: Monday through Wednesday from 9:00 AM to 4:30 PM and Thursday through Friday from 9:00 AM to 5:00 PM. Join us at Corning today and experience the difference of a member-focused credit union where your needs come first. Visit our website at corningcu.org or stop by our branch we're excited to help you on your financial journey!

Branch History & Mission

Join Us

While members can visit us at 84 Canal St for all their banking needs, official correspondence should be sent to the same address as well. If you're seeking a supportive financial partner that genuinely cares about your success and well-being, we invite you to join Corning today! Experience firsthand the difference a dedicated credit union can make in your life. For more information about membership or services offered, call us at 607-962-3144 or visit our website at Corning Credit Union. Together, let's build a brighter future!

Our Evolution

Since opening our doors in 1936, Corning has continuously evolved to meet the changing needs of our members. From humble beginnings as a member-driven organization focused on savings and loans, we've expanded our services to include personal banking, auto loans, mortgages, business banking, and more. Our commitment to accessibility is reflected in our operating hours Monday through Wednesday from 9:00 am to 4:30 pm and Thursday through Friday from 9:00 am to 5:00 pm allowing us to be there when you need us most. As technology advanced, so did we. Today, we offer online and mobile banking solutions that make managing your finances easier than ever. Whether you're looking to check your balance or apply for a loan from the comfort of your home, we ensure that our services are just a click away. We also proudly provide an ATM on-site for quick cash withdrawals and balance checks.

Our Mission

At Corning, our mission goes beyond just offering financial products; it's about supporting our community. We believe in empowering individuals and families by providing them with the tools they need to achieve their financial goals. Our mission statement reflects this commitment: "To enhance the lives of our members by providing exceptional service and products tailored to their needs." We actively engage in community outreach efforts and partner with local organizations to uplift those around us. By fostering relationships within the community, we strive not only to help our members financially but also socially.

Branch Location & Accessibility

Welcome to Corning at our Big Flats Branch! Conveniently located at 84 Canal St Big Flats Ny 14814, we are here to serve your financial needs in a welcoming atmosphere. Our branch is nestled in the heart of Big Flats, making it easy for you to stop by while exploring local favorites like the nearby parks or shopping areas. While members can visit us at 84 Canal St Big Flats Ny 14814, official correspondence should be sent to our mailing address at 84 Canal St, Big Flats, NY 14814-8968. We strive to ensure that all our members feel comfortable and have easy access to our services. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances, so everyone can enjoy a hassle-free visit. Our operating hours are designed to fit your busy schedule, with lobby hours from 9:00 AM to 4:30 PM on Monday through Wednesday, and extended hours until 5:00 PM on Thursday and Friday. Whether you're stopping by for a quick transaction or need assistance with more complex banking needs, our friendly staff is ready to help! For added convenience, we offer ATM availability right at our location. Unfortunately, we do not have drive-thru banking available, but we assure you that our inside service is quick and efficient. If you're looking for shared services, please note that we currently do not provide this option. Have questions? Don't hesitate to give us a call at (607) 962-3144! We look forward to welcoming you into our branch soon!

Member Eligibility

At Corning, we believe that everyone deserves a place to belong, and becoming a member is as simple as reaching out! If you live, work, worship, or attend school in Chemung County, you're already eligible to join our community. It's our way of opening the door to a supportive network where you can access personal banking services tailored just for you. Not only will you enjoy great financial products like checking accounts, loans, and credit cards with rewards, but you'll also benefit from our dedicated customer service and local expertise. To kickstart your membership journey, feel free to give us a call at (607) 962-3144 or visit us at our branch located at 84 Canal St Big Flats Ny 14814. For more detailed eligibility information, check out this resource: https://app.consumer.meridianlink.com/apply.aspx?lenderref=corningcu051716&list=xa1b . When you're ready to open an account, you can easily get started online by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=corningcu051716&list=xa1b&referralsource=lwb . We can't wait to welcome you into the Corning family!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, we offer comprehensive merchant services that help businesses streamline operations. Imagine being able to accept payments easily from your customers, whether they pay by card or mobile wallet. This convenience not only enhances customer satisfaction but also boosts your bottom line. By partnering with us, you're choosing a financial ally that prioritizes your success. Explore how our business banking and commercial services at Corning, located at 84 Canal St Big Flats Ny 14814, Big Flats, NY, can empower your business today! For inquiries, call us at (607) 962-3144.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $507 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $150,180,371, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

At Corning, we understand that businesses have unique banking needs too. That's why we offer comprehensive Business Banking solutions, including Merchant Services & Business Loans. Our team is ready to support local businesses by providing the tools needed for growth and success.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services ensure that you can manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier. You can also access our ATM & Cash Withdrawal Services whenever you need cash or want to check your balance conveniently.

Get Started Today!

Experience the personalized service and community spirit at Corning, where our goal is to empower you financially. Whether you're looking for personal banking solutions or business services, we've got you covered with ease of access and modern digital features. To learn more about how we can assist you further, feel free to reach out at (607) 962-3144 or visit us in person at 84 Canal St Big Flats Ny 14814. Join us today and take control of your financial future!

Personal Banking Solutions

Navigating your finances can be challenging, but with our personal banking options, you can feel confident and secure. We provide various Checking & Savings Accounts that cater to different lifestyles and goals. Whether you're saving for a vacation or managing day-to-day expenses, we have the right account for you. If you're considering purchasing a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing are tailored to help you hit the road with ease. With competitive rates and flexible terms, financing your dream car is simpler than ever. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services offer expert guidance throughout the process. Let us help you find the best loan option that fits your budget and long-term plans. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options provide quick access to funds when you need them most. And let's not forget about our Credit Cards with Rewards! Enjoy earning rewards on your purchases while managing your expenses effectively.

Digital & Online Banking

E-Statements and Mobile Features

Stay organized and environmentally friendly with our e-statements feature. You'll receive your statements directly in your inbox no more paper clutter! And if you're always on the move, our mobile application lets you manage your accounts from your smartphone. You can also make mobile payments easily and securely, so shopping or dining out becomes a breeze.

Online Banking Services

With our 24/7 online banking services available at https://www.corningcu.org/ , you can check balances, pay bills, and transfer money with just a few clicks. No more rushing to the bank before it closes; everything you need is right here, ready for you whenever you want. Plus, with electronic signature authorization available, signing documents has never been simpler or safer.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer service makes it quick and simple. Just a few taps on your screen, and the funds are sent perfect for splitting bills or sending gifts. At Corning, we prioritize your security while providing user-friendly features that enhance your banking experience. With everything designed to be accessible and straightforward, you'll find real-time account management is just a click away. Embrace the convenience of digital banking with us today!

Financial Strength

A Growing Membership Base

Our total share accounts stand at 298,350, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $9,128,901, we're well-positioned to support your needs today and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Corning is your trusted partner. Visit us at 84 Canal St Big Flats Ny 14814 or call (607) 962-3144 to learn more about how we can help you achieve your financial goals.

Commitment to Member Services

With $265,490,048 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,385 in used auto loans and $2,025,088,009 in total loans and leases. Additionally, our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $598,125,935 in share certificates and $292,374,594 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $265,490,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,112 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services and Refinancing Options

In addition to these offerings, we also provide refinancing options to help lower your payments or consolidate debt into one manageable loan. If you're interested in exploring eligibility options for any of our loan products, visit our website or give us a call at (607) 962-3144. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 84 Canal St Big Flats Ny 14814 or check out our website at https://www.corningcu.org/ to learn more about how we can help you achieve your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $301,571,550 in used vehicle loans and $62,351,420 in new vehicle loans already helping members get on the road. Whether you are eyeing a brand-new model or a reliable used vehicle, we have financing options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $150,180,371 provide the capital needed to grow and expand. We understand that each business has its own set of challenges and opportunities, and we're here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,719,079, make buying or refinancing simple. We believe that owning a home should be attainable for everyone. Our team is here to guide you through the process and find the right mortgage solution for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $43,273,255 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping your budget on track.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that every loan offer displayed is fair and transparent, allowing users to trust the information they receive.

CORNING FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans