Corning Credit Union Wilmington NC | Quick Personal Loans & Auto Financing

Introduction

Welcome to Corning at our Racine Drive Branch located at 125 Racine Dr, Wilmington, NC 28403! Since opening our doors in 1936, we have proudly served our community, building a trusted reputation for providing exceptional financial services. With a total membership of 162,896 and total assets amounting to an impressive $2,387,185,542, we are committed to helping you achieve your financial goals. At Corning, we understand that every member's journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. With over 417 employees dedicated to serving you and an unwavering commitment to the community, we ensure that your banking experience is not just about transactions it's about relationships. Our leadership team reflects our values. CEO Gary Grinnell and Board President Kurt Fischer lead with integrity and a focus on member satisfaction. We believe in making financial services accessible and supportive for everyone in Wilmington and beyond. While members can visit us at 125 Racine Dr, official correspondence should be sent to the same address. For any inquiries or assistance, don't hesitate to reach out via phone at 910-392-6688 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Join us at Corning and discover how we can partner with you on your financial journey. Visit us online at corningcu.org or stop by today!

Branch History & Mission

Welcome to the Corning branch of our credit union, located at 125 Racine Dr, Wilmington, NC 28403. Since opening our doors in 1936, we have built a strong legacy rooted in community values and dedicated service. Over the decades, we have grown alongside our members, now proudly serving a total membership of 162,896 individuals. With total assets exceeding $2.3 billion, we continue to provide essential financial services that empower our community. Our mission is clear: to offer reliable financial solutions while supporting the needs of our members and the wider community. We believe in making banking accessible for everyone, which is why we focus on personal banking options such as checking and savings accounts, auto loans, mortgage loans, and business banking services. Our commitment extends beyond transactions; we strive to create lasting relationships with our members by providing excellent customer service and support. In addition to traditional banking services, our branch features modern conveniences like ATM availability and drive-thru banking for quick access to your funds. We are also proud of our digital advancements that include online banking and mobile payments making it easier than ever for you to manage your finances on the go. While members can visit us at our physical location on Racine Drive, official correspondence should be sent to our mailing address at 125 Racine Dr., Wilmington, NC 28403-8705. Our operating hours are Monday through Friday from 9:00 AM to 5:00 PM, making it convenient for you to reach out whenever you need assistance. At Corning credit union, we understand the importance of being a part of the community. That's why we engage in various outreach efforts aimed at giving back and supporting local initiatives. By partnering with local organizations and hosting events, we aim to uplift those around us while promoting financial literacy and well-being. We invite you to join us on this journey. Experience the benefits of being part of a member-focused credit union that prioritizes your financial health and supports your goals. Reach out today at 910-392-6688 or visit us online at Corning Credit Union to learn more about how we can help you thrive financially!

Branch Location & Accessibility

Accessibility and Features

At the Corning Credit Union Racine Drive Branch, we prioritize accessibility for everyone. Our facility meets ADA compliance standards with features like ramps and designated parking spots for those with disabilities. You'll find ample parking available right outside the branch, making it easy to pop in and out without hassle.

Get In Touch

We invite you to visit us at the Corning Credit Union Racine Drive Branch today! For any questions or assistance before your visit, feel free to call us at 910-392-6688. Experience firsthand how we make banking easy and enjoyable stop by soon!

Operating Hours and Services

We understand that convenience is key when managing your finances. That's why our lobby hours are designed to fit your busy schedule; we're open from 9:00 AM to 5:00 PM Monday through Friday. Whether you need assistance with personal banking, auto loans, mortgage refinancing, or credit cards with rewards, our friendly staff is ready to assist you. In addition to traditional banking services, we offer modern conveniences such as ATM access and drive-thru banking for quick transactions like deposits and withdrawals. Need help with online or mobile banking? Our team is also equipped to guide you through our digital services.

Member Eligibility

At Corning, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to become part of our community, you'll find it quite simple! We welcome individuals who live, work, or worship in the local area, making it easy for many to join us. Plus, if you have family members who are already members, you can easily hop on board too. By choosing Corning, you're not just opening an account; you're gaining access to personalized banking solutions and a team that's dedicated to helping you thrive. For more detailed information on eligibility criteria, feel free to visit us at https://app.consumer.meridianlink.com/apply.aspx?lenderref=corningcu051716&list=xa1b . And when you're ready to start your journey with us, check out how to open an account through this link: https://app.consumer.meridianlink.com/apply.aspx?lenderref=corningcu051716&list=xa1b&referralsource=lwb . Should you have any questions or need assistance, don't hesitate to give us a call at (910) 392-6688! We're excited to welcome you into our community at 125 Racine Dr, Wilmington, NC 28403.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $507 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $150,180,371, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that help you manage transactions efficiently. Imagine running your store with seamless payment processing that allows you to focus on what you do best serving your customers. Our merchant services provide easy access to tools that simplify payments and enhance customer satisfaction. Visit us at 125 Racine Dr Wilmington Nc 28403 in Wilmington, NC, or give us a call at (910) 392-6688 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessing Services with Ease

Our branch offers basic drive-thru banking for simple transactions like deposits and withdrawals without having to step inside. We aim to make banking as easy as possible for you! We invite you to explore all that Corning has to offer at Racine Drive Branch. Our friendly staff is ready to assist you with any questions or concerns regarding these services or how they might fit into your financial plans.

Business Banking Services

If you're a business owner, we offer specialized services just for you. Our business banking solutions, including merchant services and business loans, are crafted to support your growth and success. We know that running a business comes with its own set of challenges, and we're here to help navigate them.

Call to Action

Ready to take the next step? Visit us at 125 Racine Dr in Wilmington or give us a call at (910) 392-6688 today! Your financial journey starts here with Corning let's achieve your goals together!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. You can easily check your balance, transfer funds, pay bills, and even deposit checks from the comfort of your home or on-the-go using our mobile app. Need cash? Our ATMs are available for quick withdrawals and balance checks whenever you need them.

Credit Cards and Rewards

Don't forget about our credit cards, which come with rewards programs that make every purchase more rewarding! Whether you're buying groceries or booking a vacation, you can earn points on your everyday spending.

Personal Banking Solutions

Whether you're looking to manage your day-to-day expenses or save for future goals, our personal banking services have you covered. We offer checking and savings accounts that come with features tailored to help you make the most of your money. If you're in need of financing for a new car, our auto loans and vehicle financing options provide competitive rates and flexible terms, ensuring you can hit the road without breaking the bank. For those considering homeownership or refinancing, our mortgage loans are designed to make the process straightforward and stress-free. And if you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the relief you need.

Digital & Online Banking

Key Services

Our online banking features include e-statements, allowing you to view your account statements conveniently without the clutter of paper. You'll also appreciate the peace of mind that comes with electronic signature authorization no more waiting for the mail or printing forms. Just sign electronically and get on with your day! If you're always on the go, our mobile application makes banking even simpler. You can manage your accounts directly from your smartphone, including making person-to-person transfers with just a few taps. Plus, with our mobile payments feature, paying for purchases has never been easier.

Safety and Convenience

We prioritize your security, so you can rest assured that your information is protected while using our online services. Our user-friendly interface means you won't have to be a tech expert to navigate through your accounts easily. Whether you want to check your balance, pay bills, or transfer funds, it's all at your fingertips. With Corning, convenience meets safety in every transaction you make. Join us today and experience how easy banking can be!

Financial Strength

Member Savings Security

Members' savings are secured through $598,125,935 in share certificates and $292,374,594 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident through our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 396 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $265,490,048 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $17,385 in used auto loans and $2,025,088,009 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $265,490,048, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,112 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

The trust placed in us by our community is reflected in the total number of share accounts 298,350 showing a strong and growing member base that relies on us for their financial needs. Net Shares (Funds available for lending and investments): $9,128,901. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Corning is your trusted partner. Visit us at 125 Racine Dr Wilmington Nc 28403 or call (910) 392-6688 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $301,571,550 in used vehicle loans and $62,351,420 in new vehicle loans already helping members get on the road. We believe that owning a vehicle should be accessible for everyone, which is why our auto loan options are designed with you in mind.

Business Loans

For business owners, our outstanding commercial loans totaling $150,180,371 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our business loan offerings are structured to support your entrepreneurial journey. At Corning, we prioritize helping our members navigate their financial paths with ease. If you're interested in exploring refinancing options or checking your eligibility for any of our products, we encourage you to reach out. You can contact us at (910) 392-6688 or visit us at 125 Racine Dr Wilmington Nc 28403 in Wilmington, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future is important to us, and we're here to assist you every step of the way.

Credit Card Loans

Managing daily expenses can be challenging, but we also offer flexible terms on unsecured credit card loans. With a total of $43,273,255 in loans helping members manage their finances effectively, our credit card solutions provide the convenience you need while keeping your spending under control.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,719,079, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home without breaking the bank.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that users receive fair and transparent offers without hidden fees or misleading information.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information provided is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all available options without influence from advertising dollars. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. The tool allows you to compare different loans side by side to find what works best for you. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in helping individuals save money. To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CORNING FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans