CORNERSTONE CREDIT UNION

Welcome to Cornerstone Credit Union, your trusted partner in financial growth since 1939. Located at 550 W Meadows Dr, Freeport, IL 61032, we are dedicated to serving our community with integrity and personalized service. With over 10,321 members relying on us for their banking needs, we take pride in being a cornerstone of financial support in Freeport. Our commitment to our members is evident in our robust financial health. We have amassed total assets of $153,950,400, with total deposits reaching $13,429,563. This strong foundation allows us to offer various services tailored to your needs, including auto loans, mortgages, and personal loans. In fact, we've facilitated a total of 124,789 loans and leases, empowering our members to achieve their dreams. While you can visit us at our branch for face-to-face assistance, official correspondence should be directed to the same address: 550 W Meadows Dr, Freeport, IL 61032-7610. Whether you're looking for straightforward banking solutions or expert advice from our knowledgeable team led by our CEO Gail Clore and Board President Charles Beyer we are here for you. At Cornerstone Credit Union, we believe that good finances can lead to a better life. We invite you to explore how we can help you build a brighter future. For more information or inquiries, feel free to call us at 815-235-5855 or visit our website at cornerstonecu.org. Join us today and experience the difference of being part of a community-focused credit union!

Cornerstone Credit Union has a rich history that dates back to its founding in 1939, serving the vibrant community of Freeport, IL. Over the years, we have grown alongside our members, evolving from a small cooperative into a trusted financial institution with over 10,321 members and total assets reaching $153,950,400. Located at 550 W Meadows Dr, Freeport, IL 61032, our branch is conveniently situated near local landmarks that make it easy for members to access our services. Our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community support. At Cornerstone, we believe in empowering individuals and families through accessible banking options such as personal checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We strive to create a welcoming environment where everyone feels valued and supported in their financial journey. From our humble beginnings to becoming a cornerstone of the Freeport community, we take pride in our commitment to member service. Our team works diligently to offer innovative solutions tailored to meet the diverse needs of our members. We are also proud to provide digital banking services that ensure convenience and accessibility for all. In addition to traditional banking services, we engage actively with the community through various outreach programs and partnerships that aim to uplift those around us. Whether it's sponsoring local events or offering financial education workshops, Cornerstone Credit Union is dedicated to making a positive impact. While members can visit us at 550 W Meadows Dr for their banking needs, official correspondence should be sent to 550 W Meadows Dr, Freeport, IL 61032-7610 if different from the branch address. Our operating hours are Monday through Friday from 9 AM to 5 PM (with adjusted hours on Wednesday starting at 9:30 AM) and Saturday from 9 AM to Noon for drive-thru service. We also offer convenient ATM access and drive-thru banking options for quick transactions. Join us today at Cornerstone Credit Union and discover how we can help you achieve your financial goals while being part of a community-focused institution. Together, let's build a brighter future!

Joining the Cornerstone family means becoming part of a supportive community that genuinely cares about your financial well-being. At our branch located at 550 W Meadows Dr, Freeport, IL 61032, we welcome anyone who lives, works, worships, or attends school in our service area. It's simple and inclusive whether you're looking for a checking account, a loan, or just want to save for the future, we have something for you. As a member of Cornerstone, you'll enjoy access to personalized services tailored to meet your needs, competitive rates on loans and savings products, and a commitment to helping you achieve your financial goals. Becoming a member is as easy as reaching out! You can learn more about the eligibility criteria by visiting our website at Cornerstone Credit Union Eligibility. If you're ready to open an account or if you have any questions, feel free to call us at 815-235-5855. We're here to help you every step of the way!

At Cornerstone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining robust financial health, which allows us to offer the services and support our members deserve. Our commitment to financial strength is demonstrated through key metrics sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $15,381,379, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $998 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $36,385,480 in share certificates and $14,576,217 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,300,427 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $86,444 in used auto loans and $95,712,580 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $548,297, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 19,791, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cornerstone is your trusted partner. Visit us at 550 W Meadows Dr Freeport Il 61032 or call (815) 235-5855 to learn more about how we can help you achieve your financial goals.