Cornerstone Financial Nashville TN Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Cornerstone Financial, your trusted partner in achieving financial success since 1962. Located at 1701 21st Ave S, Nashville, TN 37212, we pride ourselves on fostering a community-oriented environment that prioritizes the needs of our members. With a total membership of 48,342 and assets exceeding $612,836,279, we are dedicated to providing top-notch financial services tailored for every stage of life. At Cornerstone Financial, we believe in empowering our members through accessible banking solutions. Whether you're looking for personal loans, auto financing, or business banking options, we have you covered with a variety of products designed to meet your unique needs. Our commitment to excellence is reflected in our impressive figures total deposits stand at $27,869,678, with a net worth of $61,605,087. Led by our dynamic CEO, Donna Young, and Board President Gary Cowan, our team of 102 employees is here to support you every step of the way. We understand that navigating finances can be overwhelming; that's why we focus on building relationships based on trust and transparency. While members can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: P.O. Box 120729, Nashville, TN 37212-0729. Feel free to reach out at (615) 385-1616 or explore our services online at bankcfcu.org. Join us today and discover how Cornerstone Financial can help you achieve your financial goals!

Branch History & Mission

Join Us Today

As we look toward the future, we invite you to become part of the Cornerstone Financial family. Experience firsthand how we can assist you in achieving your financial goals. With operating hours from 8:30 AM to 5:00 PM, Monday through Friday, we're ready to serve you. For any inquiries or support needs, feel free to reach out at 615-385-1616. Join us today and discover the many benefits of being a member at Cornerstone Financial! Visit our website for more information about membership eligibility and account opening options. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Cornerstone Financial has continuously adapted to meet the needs of our members. We have expanded our range of services over the years to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our commitment to innovation led us to embrace online and mobile banking solutions, ensuring that members can manage their finances anytime and anywhere. Our branch's evolution reflects not only growth in membership but also advancements in technology. We offer amenities like ATM access and drive-thru banking services for convenience while maintaining ADA compliance to ensure all members can access our services comfortably.

Our Mission

At Cornerstone Financial, our mission is clear: we aim to empower individuals and families by providing exceptional financial services while fostering a sense of community support. We believe that when our members succeed financially, so does our community. That's why we are deeply invested in outreach programs and partnerships that help uplift those around us. Whether you're looking for assistance with a new auto loan or need guidance on debt consolidation, our experienced team is here to help every step of the way. We strive to create personalized experiences that cater specifically to your financial needs. While you can visit us at 1701 21st Ave S Nashville, TN 37212, official correspondence should be sent to P.O. Box 120729, Nashville, TN 37212-0729 if necessary.

Branch Location & Accessibility

Welcome to Cornerstone Financial! Conveniently located at 1701 21st Ave S in the heart of Nashville, TN, our branch is here to serve you with a friendly smile and a commitment to your financial well-being. You can find us just a stone's throw away from popular spots like Vanderbilt University and the lively Hillsboro Village area, making it easy for you to stop by while enjoying all that our vibrant city has to offer. At Cornerstone Financial, we pride ourselves on accessibility. Our branch features ADA-compliant entrances and ample parking for all our members. Whether you're visiting us for a quick transaction or need assistance with more complex banking needs, our dedicated team is ready to help. We also offer drive-thru banking for those who prefer the convenience of handling transactions from their vehicle. Our operating hours are designed with your busy schedule in mind. We're open Monday through Friday from 8:30 AM to 5:00 PM, ensuring you have plenty of opportunities to meet your banking needs. If you can't make it during these hours, feel free to take advantage of our ATM services available onsite perfect for cash withdrawals and balance inquiries anytime. While members can visit us at our physical location, official correspondence should be sent to P.O. Box 120729, Nashville, TN 37212-0729. Ready to experience personalized banking? Call us at 615-385-1616 or drop by today! We look forward to welcoming you into the Cornerstone Financial family!

Member Eligibility

At Cornerstone Financial, we believe that becoming a member is like joining a family where everyone supports each other. If you live, work, worship, or attend school in Davidson County, you're already on your way to enjoying the many benefits we offer! It's our goal to make banking easy and accessible for you. By choosing Cornerstone Financial, you'll gain access to a range of financial services designed with your needs in mind, from competitive loans to personalized banking solutions. Getting started is a breeze! To find out if you're eligible and to learn more about our membership criteria, feel free to check out our detailed information at this link. When you're ready to open an account or have any questions, don't hesitate to reach out at 615-385-1616. We're excited to welcome you into our community at 1701 21St Ave S, Nashville, TN 37212!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $60 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,549,865, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Alongside our loan options, we offer robust merchant services that simplify payment processing. Picture a bustling retail shop utilizing our services to accept payments easily and efficiently, ensuring customer satisfaction while managing cash flow effectively. At Cornerstone Financial, located at 1701 21St Ave S Nashville Tn 37212, we're here to empower your business journey. Whether you're looking for funding or reliable merchant services, we're ready to partner with you. Reach out today at (615) 385-1616 to learn more about how we can support your business goals!

Comprehensive List Of Services

Business Banking

If you're a business owner, we offer specialized services like Business Banking, which includes merchant services and business loans to support your growth. We believe that thriving businesses contribute to strong communities, and we're here to help yours succeed.

Convenience at Your Fingertips

To ensure banking is as easy as possible for our members, we provide Online & Mobile Banking services. You can access your accounts 24/7 through our website or mobile app. Need cash? Our ATM services allow for quick withdrawals and balance checks without stepping inside the branch. For those who prefer face-to-face interactions but want quick service, our basic drive-thru banking is perfect for deposits, withdrawals, and simple transactions making it hassle-free when you're on the go.

Get Started Today!

At Cornerstone Financial, we prioritize member satisfaction and strive to provide personalized service tailored just for you. If you're ready to explore any of these services or have questions about how we can assist you better, don't hesitate to reach out! Call us at (615) 385-1616, or visit us at our branch in Nashville, TN. Let's work together towards your financial success!

Loans and Financing

When it comes to financing your dreams, Cornerstone Financial has got you covered. We provide competitive rates on Auto Loans & Vehicle Financing, making it easier for you to get behind the wheel of a new car. If you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options are designed to fit your budget. For those unexpected expenses or debt consolidation needs, consider our Personal Loans. Our team can help guide you through the process and find the right solution for your situation. Plus, with our rewarding Credit Cards, you can enjoy benefits while making purchases.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer Personal Banking services, including checking and savings accounts tailored to help you achieve your financial goals. With easy access through our online and mobile banking platforms, you can check balances, transfer funds, and pay bills anytime, anywhere.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, so whether it's early morning or late at night, you can check your balances, pay bills, and transfer funds without a hitch. You'll also have the ability to set up e-statements no more paper clutter! Plus, our electronic signature authorization lets you sign documents quickly and securely, making transactions smoother than ever. If you're someone who enjoys using your smartphone for everyday tasks, you'll love our mobile application. It supports mobile payments, allowing you to make purchases with just a tap. Need to send money to a friend? Our person-to-person transfer feature makes it simple and instant.

Security and Accessibility

Security is our top priority. We employ advanced measures to ensure that your information remains safe while you enjoy convenient access to your accounts. Our online services are designed with ease of use in mind, so even if you're not tech-savvy, you'll find navigating through your options a breeze. In short, Cornerstone Financial is committed to providing accessible and efficient digital banking solutions tailored to fit your lifestyle. Explore all these features today by visiting us at https://www.bankcfcu.org/ and experience banking like never before!

Financial Strength

Commitment to Growth

With $61,488,802 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $11,703 in used auto loans and $513,106,827 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $141,367,307 in share certificates and $120,488,442 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $398,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Base

With a net worth of $61,605,087, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Community

With a total of 81,378 share accounts, we have built a strong and growing member base that trusts us with their finances. This robust membership community is the backbone of our success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cornerstone Financial is your trusted partner. Visit us at 1701 21St Ave S Nashville Tn 37212 or call (615) 385-1616 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $246,023,718 in used vehicle loans and $72,356,486 in new vehicle loans already helping members get on the road. We provide financing options that make it easy for you to choose between new and used vehicles. Plus, if you're considering refinancing your current auto loan, we have attractive refinancing options available.

Business Financing

For business owners, our outstanding commercial loans totaling $7,549,865 provide the capital needed to grow and expand your business. We understand the challenges businesses face today and are here to support your entrepreneurial journey with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,360,984, make buying or refinancing simple. We work closely with you to find the best mortgage solution that fits your budget and lifestyle.

Total Loans Overview

Our total auto loans amount to $23,406, ensuring that we cater to various borrowing needs from personal cars to commercial vehicles. Additionally, our total credit lines stand at an impressive $93,558,810, offering flexibility for those who need ongoing access to funds. If you're interested in exploring any of these loan products further or want to discuss eligibility options tailored specifically for you, don't hesitate to reach out! You can contact us at 615-385-1616 or visit us at 1701 21St Ave S Nashville TN 37212 during our operating hours from Monday to Friday between 8:30 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Cornerstone Financial help you on your path toward financial success!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $22,132,305 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees, making them a smart choice for those looking to build credit or handle unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This means you can trust that the information you receive is accurate and up-to-date.

CORNERSTONE FINANCIAL CREDIT UNION - Nashville, TN