Cornerstone Financial Murfreesboro TN Credit Union | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Cornerstone Financial, your trusted credit union nestled in the heart of Murfreesboro, TN. Located at 130 W Northfield Blvd, we have been serving our community since 1962. With a strong commitment to our members, we currently boast a vibrant membership of 48,342 individuals who rely on us for their financial needs. At Cornerstone Financial, we understand that banking is more than just numbers; it's about relationships and building a strong community. Our total assets stand at an impressive $612,836,279, allowing us to provide competitive rates and comprehensive services tailored to your needs. Whether you're looking for auto loans, mortgages, or personal banking solutions, our dedicated team is here to help you every step of the way. Under the leadership of our CEO, Donna Young, and Board President, Gary Cowan, we strive to create an environment where every member feels valued. We take pride in being a part of your financial journey and are dedicated to helping you achieve your goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 130 W Northfield Blvd, Murfreesboro, TN 37129. Feel free to reach out by phone at 615-896-4080 or explore our website at www.bankcfcu.org for more information on our services. Join us today and discover how Cornerstone Financial can make a difference in your financial life!

Branch History & Mission

Welcome to Cornerstone Financial, a credit union with a rich history and a commitment to serving our community in Murfreesboro, TN. Established in 1962, we have grown from a small cooperative into a vibrant financial institution that proudly serves over 48,000 members. Our branch is located at 130 W Northfield Blvd, Murfreesboro, TN 37129, making it easy for you to visit us and explore the services we offer. Since our inception, Cornerstone Financial has been dedicated to providing accessible and affordable financial services. Over the years, we've seen tremendous growth, with total assets now exceeding $612 million. This achievement reflects not only our commitment to sound financial practices but also the trust our members place in us. Our mission is straightforward: to empower our members with the financial tools they need to achieve their goals while fostering a sense of community and support. We understand that every member's journey is unique, and we strive to offer personalized solutions ranging from checking and savings accounts to auto loans, mortgage options, and business banking services. While members can visit us at 130 W Northfield Blvd, official correspondence should be sent to our mailing address at 130 W Northfield Blvd, Murfreesboro, TN 37129. We are here for you during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM. At Cornerstone Financial, we also embrace technology with features like online banking and mobile payments to make your banking experience as convenient as possible. Our drive-thru service provides quick access for deposits and withdrawals without needing to leave your vehicle. In addition to our financial offerings, we take pride in giving back to the Murfreesboro community. Through various partnerships and outreach programs, we strive to make a positive impact on the lives of those around us. We invite you to join Cornerstone Financial today! Experience firsthand the benefits of membership and discover how we can support your financial journey. For more information or assistance, don't hesitate to call us at 615-896-4080 or visit our website at bankcfcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access

Parking is ample and free for all our visitors, ensuring that you won't have to worry about finding a spot when you arrive. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate all members of our community. For your convenience, we offer both ATM services and drive-thru banking. Whether you need to make a quick withdrawal or handle simple transactions without leaving your car, we've got you covered. Plus, our ATM is always available for those who prefer self-service banking.

Operating Hours

We're here to serve you Monday through Friday from 8:30 AM to 5:00 PM. These hours are designed to fit into your busy schedule, allowing you to visit us before or after work. If you have any questions or need assistance, feel free to give us a call at 615-896-4080. While members can visit us at 130 W Northfield Blvd, official correspondence should be sent to the same address as our mailing address. At Cornerstone Financial, we pride ourselves on providing personalized service tailored to meet your unique financial needs. We offer a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions all designed to help you achieve your financial goals. We invite you to come by and experience our welcoming atmosphere firsthand! Whether you're a long-time member or considering joining our community, we're excited to help you on your financial journey. Don't hesitate stop in today!

Member Eligibility

At Cornerstone Financial, we believe that everyone deserves a chance to be part of a supportive community that helps you achieve your financial goals. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Rutherford County area, or if you have a family member who is already a member, you are eligible to join us. This means that many people can take advantage of the benefits we offer, such as competitive rates on loans and savings accounts, personalized service, and community-focused initiatives. To get started on your membership journey, just visit us at our branch located at 130 W Northfield Blvd Murfreesboro Tn 37129 or give us a call at (615) 896-4080. You can also find more details about the eligibility criteria by checking out this link. Opening an account is easy and can be done online or in person; for more information on how to open an account, feel free to explore this page. We look forward to welcoming you into our family at Cornerstone Financial!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine simplifying your payment processes so you can focus on what you do best running your business. Our merchant services are here to help you do just that. From easy credit card processing to mobile payment solutions, we offer tools that make transactions smooth for both you and your customers. Visit us at 130 W Northfield Blvd Murfreesboro Tn 37129 in Murfreesboro, TN, or call us at (615) 896-4080 to explore how our business banking solutions can support your success. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $60 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,549,865, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access to Cash When You Need It

We understand that accessing your money should be straightforward. That's why we have an ATM available right at our branch for quick cash withdrawals and balance checks. Additionally, our drive-thru service allows for basic banking transactions without leaving your vehicle ideal for those busy days when every minute counts.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can manage your accounts from anywhere at any time, making transactions simple and hassle-free. With features like mobile payments, person-to-person transfers, and electronic statements, staying on top of your finances has never been easier.

Flexible Loan Options

Life can be unpredictable, and sometimes you may need extra funds. Our personal loans and debt consolidation options are here to provide financial relief when you need it most. Plus, our credit cards come with rewards that allow you to earn points on your everyday purchases it's like getting paid to spend! For our business members, we offer tailored business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the right financial products for you.

Get Started Today!

With so many ways to meet your financial needs, we're confident that you'll find what you're looking for at Cornerstone Financial. For more information or assistance, don't hesitate to reach out at (615) 896-4080 or visit us at our branch location. Let us partner with you on your financial journey today! Explore all that we offer by visiting our website: Murfreesboro.

Personal Banking Solutions

Whether you're just starting out or looking to manage your finances more effectively, our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to different needs, making it easy for you to save for that special vacation or manage day-to-day expenses. Need a new car? Our auto loans and vehicle financing options provide competitive rates to help you get behind the wheel without breaking the bank. If you're looking to buy a home, our mortgage loans and refinancing services ensure that you have access to the best possible terms available.

Digital & Online Banking

Accessibility & Ease of Use

At Cornerstone Financial, we believe in making banking as simple as possible. Our digital tools are designed to be user-friendly, so you don't need to be a tech expert to navigate them. From real-time account management to instant access whenever you need it, our online banking services put you in control. Join us at Cornerstone Financial today and experience the future of banking with our digital solutions tailored just for you!

Key Features

We know that security is a top concern for our members. That's why we offer electronic signature authorization, ensuring that your transactions are safe and verified without the hassle of paperwork. Plus, with e-statements available, you'll receive your account statements electronically, reducing clutter while keeping your information secure. For those who love to stay connected on the go, our mobile application makes banking even more convenient. With features like mobile payments, you can make purchases directly from your phone, and our person-to-person transfer option allows you to send money easily to friends or family without any fuss.

Financial Strength

Committed Workforce

We also take pride in having 101 full-time employees and 1 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

As of now, we proudly serve a growing community with a total of 81,378 share accounts. This shows the trust placed in us by our members a testament to the relationships we've built over time. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cornerstone Financial is your trusted partner. Visit us at 130 W Northfield Blvd Murfreesboro Tn 37129 or call (615) 896-4080 to learn more about how we can help you achieve your financial goals.

Reinvesting in Our Community

With $61,488,802 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $11,703 in used auto loans and $513,106,827 in total loans and leases available to support your financial goals across various sectors.

Savings That Grow

Members' savings are secured through $141,367,307 in share certificates and $120,488,442 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $398,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $61,605,087, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation is further solidified by our net worth ratio of $1,005, which demonstrates a solid capital base. It ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $246,023,718 in used vehicle loans and $72,356,486 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience smooth and affordable.

Credit Lines

For those who need a little extra financial flexibility, our total credit lines amount to $93,558,810. This option allows you to borrow what you need when you need it without the hassle of applying for a new loan every time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $37,360,984. Our team is here to guide you through the process and answer any questions you may have about eligibility or refinancing options.

Support for Business Owners

If you're a business owner looking for capital to grow and expand your operations, our outstanding commercial loans totaling $7,549,865 can provide the support you need. We're committed to helping local businesses thrive. For any inquiries or to start your application process today, feel free to reach out at 615-896-4080 or visit us at 130 W Northfield Blvd, Murfreesboro, TN 37129. You can also explore more about our services online at Cornerstone Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $22,132,305 in loans helping members manage their finances effectively. These cards are a great way to build credit while enjoying the freedom of easy access to funds.

Loan Aggregator

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CORNERSTONE FINANCIAL CREDIT UNION - Murfreesboro, TN