Cornerstone Financial Credit Union Clarksville TN | Best Auto Loans & Online Banking

Introduction

At Cornerstone Financial, we understand that your financial journey is important. Located at 2100 Trenton Rd, Clarksville, TN 37040, our branch has been serving the community since 1962. With a strong commitment to our members, we proudly support over 48,000 individuals and families with tailored financial solutions designed for every stage of life. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage financing, we have you covered. Our total assets amount to an impressive $612,836,279, ensuring that we have the resources to meet your needs. We also hold $27,869,678 in deposits and maintain a net worth of $61,605,087, reflecting our stability and dedication to sound financial practices. Led by our experienced CEO, Donna Young, and Board President Gary Cowan, our team is here to provide personalized service. With a staff of 102 employees, we pride ourselves on being accessible and responsive to your inquiries. Have a question? Give us a call at 931-648-2893 or visit us during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. While members can visit us at our physical location for all your banking needs, official correspondence should be sent to the same address. We invite you to explore our range of services through our website at bankcfcu.org and discover how we can assist you in achieving your financial goals. Join us today at Cornerstone Financial where your future is built on trust and community support!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch is equipped with modern conveniences like online banking, mobile payments, and electronic signatures to enhance your experience. We prioritize accessibility for all our members by maintaining ADA compliance at our facilities. With drive-thru banking available for quick transactions and ATM access for convenience, we make it easy for you to manage your finances efficiently. While members can visit us at 2100 Trenton Rd for all their banking needs, official correspondence should be sent to our mailing address: 2100 Trenton Rd, Clarksville, TN 37040-1609. If you have any questions or need assistance, don't hesitate to reach out at (931) 648-2893 during our operating hours from Monday through Friday, 8:30 AM to 5:00 PM. Join us at Cornerstone Financial today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community that cares deeply about its members. Visit us online at bankcfcu.org for more information on how you can become a member or explore our services further. We look forward to welcoming you!

Our Mission

At Cornerstone Financial, our mission is straightforward yet powerful: to provide exceptional financial services while fostering a sense of community and support. We believe that when people work together, they can achieve great things. Our focus on personal banking solutions ranging from checking and savings accounts to auto loans and mortgages ensures that we meet the diverse needs of our members. We also emphasize community outreach through partnerships and local initiatives. By supporting local events and charities, we strive to uplift those around us and make a positive impact in Clarksville. We are dedicated to ensuring that every member feels valued and empowered in their financial journey.

Branch Location & Accessibility

Welcome to Cornerstone Financial! Conveniently located at 2100 Trenton Rd, Clarksville, TN 37040, our branch is here to serve you with a friendly atmosphere and a variety of banking options. Whether you're stopping by for personal banking services or need assistance with loans, we aim to make your experience smooth and enjoyable. If you need to send us any official correspondence, please use our mailing address: 2100 Trenton Rd, Clarksville, TN 37040-1609. Our location is easy to find, nestled near local landmarks that residents know well. With ample parking available, accessing our branch is hassle-free. We are committed to accessibility for all members. Our facilities include ADA-compliant features and ramps to ensure everyone can navigate easily. Plus, we offer both drive-thru banking and ATM services for your convenience ideal if you're on the go! Our operating hours are designed with you in mind. Visit us Monday through Friday from 8:30 AM to 5:00 PM. Should you have any questions or need assistance before your visit, don't hesitate to give us a call at 931-648-2893. At Cornerstone Financial, we provide a range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you're looking for help with personal finance or business needs, our team is here to assist. We invite you to come by and see what we can do for you today! Your financial journey starts here at Cornerstone Financial your trusted partner in banking.

Member Eligibility

Becoming a member of Cornerstone Financial feels like joining a warm and welcoming family dedicated to your financial well-being. If you live, work, or worship in the Clarksville area or belong to specific employee groups, you're likely eligible to join us! At Cornerstone Financial, we believe in making banking personal and accessible, so it's our mission to ensure that everyone can take advantage of our community-focused services. For more detailed information on eligibility requirements, feel free to check out our website at http://www.bankcfcu.org/about/membership . Once you're ready to take the next step, opening an account is straightforward and hassle-free! You can start your journey toward membership right from the comfort of your home by visiting http://www.bankcfcu.org/loans/apply . If you have any questions along the way, don't hesitate to reach out to us at (931) 648-2893. We're here to help you every step of the way at our branch located at 2100 Trenton Rd Clarksville Tn 37040!

Business Banking & Commercial Services

Financing Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $60 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,549,865, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, our merchant services offer practical solutions that help streamline your payment processes. Imagine having the ability to accept payments seamlessly, whether online or in-store. This not only enhances customer satisfaction but also boosts your bottom line. Our team at Cornerstone Financial, located at 2100 Trenton Rd Clarksville Tn 37040, Clarksville, TN, is here to partner with you every step of the way. Reach out today at (931) 648-2893 to discover how we can assist you in achieving your business goals!

Comprehensive List Of Services

Business Banking Support

For our business members, we provide comprehensive business banking services, including merchant services and business loans. We know how crucial it is for small businesses to have reliable financial support, so we tailor our offerings to help them thrive.

Convenient Access Anytime

With an ATM on-site and drive-thru services available for simple transactions like deposits and withdrawals, accessing your money has never been easier. If you prefer using technology, take advantage of our mobile payments and person-to-person payment features that ensure you can send or receive money quickly and securely.

Credit Cards That Reward You

Don't forget about our credit cards with rewards! They offer fantastic benefits for everyday purchases. Whether it's cash back or travel points, these cards are designed to add value back into your life.

Home Financing Solutions

Thinking about buying a home? Our mortgage loans and refinancing options are designed to make homeownership attainable. We work with you to find a loan that matches your financial situation, ensuring that you feel confident throughout the mortgage process. For those who may need some extra cash, our personal loans can help with everything from unexpected expenses to debt consolidation. It's all about providing solutions that work for you.

Join Us Today!

At Cornerstone Financial in Clarksville, TN, we're dedicated to making banking accessible and convenient for all members. Our commitment extends beyond just providing services; it's about building relationships that empower you financially. Have questions or want to learn more? Don't hesitate to reach out at 931-648-2893 or visit us online at bankcfcu.org. Let's embark on this journey together!

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that help you manage your daily expenses and plan for future goals. Imagine easily accessing your funds through our online and mobile banking features. You can check balances, make transfers, and pay bills right from your smartphone perfect for busy lifestyles. If you're in the market for a vehicle, our auto loans and vehicle financing options provide competitive rates that can fit any budget. We understand that buying a car is a significant investment, and our team is here to guide you through the process smoothly.

Digital & Online Banking

Convenient Transfers

Need to send money to a friend? Our person-to-person transfer service makes it easy. You can send money directly from your account without hassle. It's fast and straightforward perfect for splitting bills or sending gifts. At Cornerstone Financial, we're committed to providing the tools you need for effective financial management. Explore all our digital banking services today at https://www.bankcfcu.org/ and enjoy a convenient banking experience tailored just for you!

Key Services

Our online banking platform at https://www.bankcfcu.org/ allows you to keep track of your finances in real-time. Whether you want to check your balance, pay bills, or transfer money between accounts, everything is at your fingertips. Plus, our user-friendly mobile application makes it even simpler to manage your banking needs on the go. We also offer electronic signature authorization, which means you can sign documents securely without needing to visit a branch. This feature saves you time and adds an extra layer of convenience to your banking experience.

Security and Accessibility

Your security is our top priority. All transactions are protected with the latest encryption technology to keep your information safe. We provide 24/7 online banking services, so whether it's early morning or late at night, you can rest assured that your accounts are always accessible. With e-statements available, you can easily view and download your account statements whenever you need them no more waiting for paper statements in the mail! If you're looking to make payments quickly, our mobile payments feature allows you to pay vendors or friends right from your phone.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 81,378, showing a strong and growing member base that trusts us with their finances. This solid growth highlights our commitment to being your trusted partner in achieving your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cornerstone Financial is here for you. Visit us at 2100 Trenton Rd Clarksville Tn 37040 or call us at 931-648-2893 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $141,367,307 in share certificates and $120,488,442 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $398,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income reflects our operational efficiency during this period while enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $61,488,802 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,703 in used auto loans and a total of $513,106,827 in loans and leases.

Strong Financial Health

With a net worth of $61,605,087, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $246,023,718 in used vehicle loans and $72,356,486 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our financing solutions can help you drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $37,360,984, making buying or refinancing simple. We believe that everyone deserves a place to call home, and our team is here to guide you through every step of the mortgage process.

Other Financing Options

For business owners, our outstanding commercial loans totaling $7,549,865 provide the capital needed to grow and expand. We understand that each business has unique needs; that's why we work closely with entrepreneurs to create customized loan packages. Additionally, we have competitive options for personal loans and credit lines totaling $93,558,810, giving you more choices when it comes to managing larger expenses or unexpected costs. Our eligibility options are straightforward; we encourage you to check out our website at Cornerstone Financial for more information on how you can apply for membership and access these great loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with ease and confidence!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $22,132,305 in loans available, members can effectively manage their finances while enjoying the benefits of cash back rewards and low-interest rates. Our credit cards are designed to provide convenience and flexibility for everyday purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

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CORNERSTONE FINANCIAL CREDIT UNION