Cornerstone Community Stamford CT Credit Union

Introduction

Welcome to Cornerstone Community, your trusted financial partner nestled in the heart of Stamford, Connecticut. Located at 242 Hope St, Stamford, CT 06906, our credit union has been serving the community since 1934. With a rich history spanning nearly nine decades, we take pride in our commitment to providing personalized banking solutions tailored to meet the unique needs of our members. At Cornerstone Community, we believe that banking should be more than just transactions; it should be about building lasting relationships. Our membership has grown to include over 4,684 individuals and families who trust us with their financial needs. With total assets exceeding $68,370,484, and total deposits reaching $1,125,416, we ensure your hard-earned money is safe and sound. Our dedicated team of 14 employees is led by CEO Ralph Cervero and Board President Kathleen Perez, who are both passionate about fostering a welcoming environment where members can thrive financially. We understand the importance of community support, which is why we offer various services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. While you can visit us at our main branch for all your banking needs, please remember that any official correspondence should be sent to our mailing address: 242 Hope St, Stamford, CT 06906-1602. Whether you're looking for assistance with loans or advice on managing your finances better, our team is here to help. Feel free to reach out to us at 203-324-2144 during our convenient operating hours Monday, Tuesday, and Friday from 8:30 AM to 4:15 PM; Wednesday from 10:00 AM to 4:15 PM; and Thursday until 7:00 PM. Join us at Cornerstone Community today and experience a world of financial possibilities designed just for you! For more information about our offerings or to learn how we can assist you further, visit us online at cornerstoneccu.com. Your financial future starts here!

Branch History & Mission

At Cornerstone Community, we take pride in our rich legacy and commitment to serving the Stamford community since our doors first opened in 1934. Located at 242 Hope St, Stamford, CT 06906, our branch has been a steadfast presence for nearly a century, evolving alongside the needs of our members and the vibrant community around us. Over the years, Cornerstone Community has grown significantly, currently boasting a membership of over 4,684 individuals. With total assets reaching an impressive $68,370,484, we have continually demonstrated our ability to provide valuable financial services while maintaining a strong focus on community support. Our mission is straightforward yet impactful: to empower our members through accessible financial services and foster a sense of belonging within our community. While members can visit us at 242 Hope St, official correspondence should be sent to our mailing address: 242 Hope St, Stamford, CT 06906-1602. This ensures that your inquiries are handled promptly by our dedicated team. Our commitment to innovation is evident in the digital advancements we have made over the years. We offer online banking and mobile applications that make managing finances easier than ever before. Additionally, we prioritize accessibility for all members with ADA-compliant facilities and services. The heart of Cornerstone Community lies in its dedication to outreach efforts and partnerships that enhance lives in Stamford. We actively engage with local organizations and initiatives to support educational programs, food drives, and other community-building activities. These partnerships not only strengthen our ties to the area but also amplify the impact we can make together. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Cornerstone Community where your financial well-being is our priority. Stop by during our operating hours Monday, Tuesday, and Friday from 8:30 AM to 4:15 PM; Wednesday from 10:00 AM to 4:15 PM; or Thursday from 8:30 AM to 7:00 PM and discover how we can help you achieve your financial goals. Together, let's build a brighter future for you and your family at Cornerstone Community!

Branch Location & Accessibility

Welcome to Cornerstone Community, your friendly neighborhood credit union located at 242 Hope St in Stamford, CT. We are proud to serve the Fairfield County community with accessible banking solutions tailored to meet your needs. Our branch is conveniently situated near local landmarks, making it easy for you to stop by and explore our services. At our Stamford branch, you'll find ample parking available, ensuring that your visit is as smooth as possible. Accessibility is a priority for us; our facility is ADA compliant with ramps and other features to assist all members of our community. Whether you're coming in for a quick transaction or looking to discuss your financial goals, our welcoming atmosphere is designed with you in mind. We understand that convenience matters, which is why we offer a range of operating hours to fit your busy schedule. You can visit us on Monday, Tuesday, and Friday from 8:30 AM to 4:15 PM, Wednesday from 10:00 AM to 4:15 PM, and Thursday from 8:30 AM to 7:00 PM. Our team is here during these hours to provide personalized service and answer any questions you may have. Need cash on the go? We have an ATM available right at our branch for your convenience. While we currently do not offer drive-thru banking or shared services, we are dedicated to providing excellent personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, and more. While members can visit us at 242 Hope St, official correspondence should be sent to the same address for clarity: 242 Hope St, Stamford, CT 06906-1602. If you have any questions or need assistance before your visit, feel free to give us a call at 203-324-2144. We invite you to come by and see how Cornerstone Community can help you achieve your financial dreams!

Member Eligibility

At Cornerstone Community, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to become part of our community, you'll be happy to know that membership is open to individuals who live, work, worship, or attend school in the Stamford area. This means that whether you're a long-time resident or just starting your journey here, you can enjoy all the benefits we have to offer. We provide a range of services designed to meet your financial needs, from checking and savings accounts to auto loans and mortgages. Getting started is simple! Just visit us at our location on 242 Hope St Stamford Ct 06906, or give us a call at (203) 324-2144 for more information. You can also find detailed eligibility criteria by visiting . We're excited to welcome you into the Cornerstone Community family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient merchant services can make all the difference. Whether you need payment processing or cash management solutions, our offerings are designed to simplify transactions and enhance customer satisfaction. For example, imagine effortlessly accepting payments from customers while minimizing fees this is what we strive to achieve for you. Visit us at 242 Hope St Stamford Ct 06906 in Stamford, CT or call us at (203) 324-2144 to learn more about how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it simple and affordable. Picture driving away in your dream car without breaking the bank. With competitive rates and flexible terms, we aim to make your car-buying experience smooth and stress-free.

Business Banking Solutions

For entrepreneurs and business owners, our business banking services provide essential tools for growth. From merchant services that simplify transactions to business loans that fund your next venture, we're committed to helping you succeed. Your business deserves the best financial support available.

Convenient Access & Support

At Cornerstone Community, convenience is key. We provide ATM access for cash withdrawals and balance checks so you can manage your money on the go. With our friendly staff available at (203) 324-2144, we're always ready to assist you with any questions or concerns. Whether you're in need of basic banking services or looking for specialized financial products, Cornerstone Community is here for you. Visit us today at 242 Hope St Stamford Ct 06906 in Stamford, CT or explore more about our offerings online at our website. Let's work together towards achieving your financial dreams!

Credit Cards with Rewards

Looking for a credit card that rewards you for your purchases? Our credit cards come with attractive rewards programs that give back every time you spend. It's like earning while you shop!

Home Sweet Home

Buying a home is one of the biggest decisions you'll ever make. At Cornerstone Community, we offer mortgage loans and refinancing options that help turn your dream into reality. Our knowledgeable staff will guide you through the process, ensuring you find the right mortgage that fits your budget.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts tailored to your lifestyle. Imagine effortlessly managing your finances through our online and mobile banking platforms, which allow you to check your balance, transfer funds, and pay bills from anywhere. Whether you're setting up a new account or looking to consolidate debt, we've got you covered with personal loans that fit your needs.

Digital & Online Banking

Easy Online Banking Access

With our 24/7 online banking services, you can check your balances, view transaction history, and manage your accounts at any time that suits you. Simply visit us at https://www.ccfcu.org/ to get started. It's like having a branch in your pocket!

Manage Your Accounts with Ease

Need to sign documents? We've got you covered with electronic signature authorization, making it simple to complete transactions securely from home. Even though we don't offer person-to-person transfers yet, you can easily transfer funds within your own accounts whenever you need to. In summary, Cornerstone Community prioritizes accessibility and ease-of-use in our digital banking services. Whether you're checking your balance during a lunch break or reviewing your monthly statements on the couch, we're here to help make managing your money straightforward and stress-free.

Secure & User-Friendly Features

Security is our top priority, which is why we offer features like e-statements for easy access to your account statements without the clutter of paper. You can rest easy knowing that your information is protected while still enjoying the convenience of going paperless. If you're always on the go, our mobile application provides a user-friendly platform to handle transactions directly from your smartphone. While we currently do not support mobile payments or person-to-person transfers, our app ensures that you can manage your finances efficiently.

Financial Strength

Commitment to Growth

Our $4,225,912 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $54,699,469 in total loans and leases available to our community, we are equipped to help you achieve your financial goals across various sectors.

Growing Member Base

We have built a strong and growing member base that trusts us with their finances evident from our 8,216 total share accounts. This trust fuels our mission of providing exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cornerstone Community is your trusted partner. Visit us at 242 Hope St Stamford Ct 06906 or call 203-324-2144 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,444,627 in share certificates and $1,901,775 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $988,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to maintain operations efficiently is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $6,694,100, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,494,776 in used vehicle loans and $2,416,404 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring that you have access to the financing you need for your next ride. Refinancing options are also available if you're looking to lower your current auto loan payments.

Business Loans

For business owners seeking growth opportunities, we currently do not offer outstanding commercial loans. However, our team is dedicated to finding ways to support local businesses with alternative solutions as needed. We invite you to visit us at our branch located at 242 Hope St Stamford Ct 06906 or give us a call at 203-324-2144 during our operating hours: Monday, Tuesday, and Friday from 8:30 AM - 4:15 PM; Wednesday from 10:00 AM - 4:15 PM; and Thursday from 8:30 AM - 7:00 PM. Our commitment is rooted in transparency and trust. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you with all your lending needs!

Credit Lines and Personal Loans

If you need extra funds for personal expenses or projects, our total credit lines amounting to $7,200,000 can provide the financial cushion you're looking for. Additionally, while we currently do not have unsecured credit card loans available, we encourage our members to explore other personal loan options for managing finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,196,251, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through every step of the process.

Loan Aggregator

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CORNERSTONE COMMUNITY CREDIT UNION