Cornerstone Community Fairfield CT Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Cornerstone Community, where your financial well-being is our top priority! Located at 1515 Black Rock Tpke, Fairfield, CT 06825, we have been proudly serving our members since 1934. With a strong commitment to our community and a total membership of 4,684, we believe in building lasting relationships based on trust and integrity. At Cornerstone Community, we understand that managing your finances can be challenging. That's why we offer a range of services tailored to meet your unique needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our team, led by CEO Ralph Cervero and Board President Kathleen Perez, is dedicated to providing personalized service and support. Our financial strength speaks for itself: with total assets amounting to $68,370,484 and total deposits of $1,125,416, you can rest assured that your money is in safe hands. We pride ourselves on maintaining a healthy net worth of $6,694,100 and having over $1,112,903 in cash readily available for our members. While members can visit us at our branch location, official correspondence should be sent to the same address for convenience. If you have any questions or need assistance, don't hesitate to reach out at 203-366-1336. We're here to help! Join us today and experience the difference of being part of a credit union that puts its members first. Visit our website at cornerstoneccu.com or stop by our branch we look forward to welcoming you into the Cornerstone Community family!

Branch History & Mission

At Cornerstone Community, we take pride in our rich legacy that began in 1934. Since opening our doors at 1515 Black Rock Tpke, Fairfield, CT 06825, we have been dedicated to serving our members and the community. Over the years, we've grown from a small credit union into a thriving institution with a total membership of 4,684 and assets reaching $68,370,484. Our journey has been marked by milestones that reflect our commitment to providing accessible financial services and fostering community well-being. Our mission is simple yet powerful: to empower individuals and families by offering personalized banking solutions while supporting local initiatives. We believe that when our members succeed, the entire community thrives. This ethos drives everything we do whether it's through our personal banking services like checking and savings accounts or more specialized offerings such as auto loans and business banking solutions. As part of our commitment to serving you better, we continually invest in technology and customer-centric initiatives. Our digital banking options make it easier for members to manage their finances on-the-go, while our ATM availability ensures that you can access your funds when you need them most. Although we do not currently offer drive-thru services or shared service centers, our team is always ready to assist you during our operating hours: Monday and Tuesday from 8:30 AM to 4:00 PM, Wednesday from 10:00 AM to 4:00 PM, and Thursday and Friday from 8:30 AM to 5:00 PM. Community outreach is also an essential part of who we are. We actively seek partnerships with local organizations to support various initiatives aimed at enhancing the lives of those around us. Whether it's sponsoring events or contributing resources to local charities, we are here for Fairfield and its residents. While members can visit us at our main location on Black Rock Tpke for all their banking needs, official correspondence should be directed to the same address listed above. If you're looking for a credit union that truly values its members and the community, look no further than Cornerstone Community. Join us today and discover how we can help you achieve your financial goals while making a positive impact in Fairfield! For inquiries or assistance, feel free to call us at 203-366-1336.

Branch Location & Accessibility

Friendly Invitation

While members can visit us at 1515 Black Rock Tpke, official correspondence should be sent to the same address. We encourage everyone in the community to come by and experience the personal touch that Cornerstone Community offers. Our dedicated team is ready to assist you with any questions or services you may need. We look forward to welcoming you soon!

Location Highlights

Nestled in the heart of Fairfield County, our branch is easily accessible from local landmarks such as the bustling shopping areas and parks nearby. We are proud to offer ample parking options for our members, making your visit hassle-free. Plus, our facility is ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours

We understand that life can be busy! That's why we offer flexible operating hours. Visit us on Monday and Tuesday from 8:30 AM to 4:00 PM, Wednesday from 10:00 AM to 4:00 PM, and Thursday and Friday from 8:30 AM to 5:00 PM. Need assistance outside these hours? Don't hesitate to call us at 203-366-1336 for any inquiries.

Services Offered

At Cornerstone Community, we take pride in providing a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. We also offer online and mobile banking for added convenience. For those who prefer cash transactions, our ATM is available on-site for quick withdrawals and balance checks.

Member Eligibility

At Cornerstone Community, we believe that everyone deserves access to a supportive financial community. Becoming a member is straightforward and welcoming, with eligibility typically open to anyone who lives, works, worships, or attends school in our local area. If you have family members who are already part of our credit union, you're also invited to join! By choosing Cornerstone Community, you gain not just banking services but a dedicated partner in your financial journey, offering everything from personal loans to mortgage options tailored for you. To learn more about the specific eligibility criteria and ensure you meet the requirements, feel free to check out the detailed information available at . When you're ready to take the next step in becoming a member, visit us at our branch located at 1515 Black Rock Tpke Fairfield Ct 06825 or give us a call at (203) 366-1336. Joining Cornerstone Community opens doors to better financial opportunities and personalized service that truly makes a difference.

Business Banking & Commercial Services

Merchant Services That Empower

Imagine having a partner that makes transactions smoother for your customers while simplifying your operations. Our merchant services provide tools that help you accept payments easily and securely. This means more time spent on what you do best growing your business while we handle the details. If you're ready to elevate your business banking experience, visit us at 1515 Black Rock Tpke, Fairfield, CT 06825 or call us at 203-366-1336. Together, let's turn your business aspirations into reality!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash quickly? Our ATM services provide basic access for withdrawals and balance checks without any hassle. You can count on us for easy cash withdrawal options when you need them most. We believe in creating a financial experience that fits seamlessly into your life. At Cornerstone Community, we're more than just a credit union; we're your partner in achieving financial success. Ready to discover how we can assist you further? Visit us at 1515 Black Rock Tpke Fairfield Ct 06825 or give us a call at (203) 366-1336 today! Let's start building a brighter financial future together.

Business Banking Solutions

If you run a business or are looking to start one, our business banking services have got you covered. We provide merchant services for easy payment processing and business loans that can help fuel your growth.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, everything is just a click away from the comfort of your home or on-the-go.

Loans and Credit Options

Life can bring unexpected expenses, and our personal loans and debt consolidation services are here to help you tackle those challenges. With competitive rates and straightforward terms, you can find the right solution for your financial situation. Plus, don't forget about our credit cards with rewards, offering benefits that can enhance your spending experience.

Personal Banking

For those looking to manage their personal finances, we offer an array of options. Our checking and savings accounts are designed with your lifestyle in mind, allowing you to easily access your funds whenever needed. If you're considering purchasing a new vehicle, our auto loans and vehicle financing solutions provide flexible terms tailored to fit your budget. Additionally, if you're thinking about homeownership or refinancing your current mortgage, our mortgage loans can guide you through the process smoothly.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and secure, making it simple for you to access your accounts. You can easily view your e-statements whenever you need them, providing a hassle-free way to keep track of your transactions without the clutter of paper statements. We prioritize your security; however, please note that electronic signature authorization is not available at this time. If you're always on the go, our mobile application makes banking even more convenient. With just a few taps on your smartphone, you can manage your money with ease. Unfortunately, mobile payment features are currently unavailable, but our app still offers robust functionalities that allow you to stay connected with your finances.

Real-Time Management

For those looking to transfer money quickly, our person-to-person transfer feature isn't currently offered. However, our online banking provides other essential tools to help you manage your funds effectively and in real-time. You'll have everything you need right at your fingertips. Experience the convenience of digital banking with Cornerstone Community today! Visit us online at https://www.ccfcu.org/ and take advantage of the easy access and management of your finances from the comfort of home or on the move. Your financial journey starts here!

Financial Strength

Commitment to Member Growth

With $4,225,912 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is substantial, with $546 in used auto loans and $41,999,469 in total loans and leases supporting your financial goals across various sectors. Our financial performance is reflected in our $0, which showcases our operational efficiency that enables us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cornerstone Community is your trusted partner. Visit us at 1515 Black Rock Tpke Fairfield Ct 06825 or call (203) 366-1336 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 13 full-time employees and 1 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 8,216, showing a strong and growing member base that trusts us with their finances.

Secure Savings Options

Your savings are secured through $1,444,627 in share certificates and $1,901,775 in money market shares, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $988,000, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $6,694,100, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,494,776 in used vehicle loans and $2,416,404 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new ride or a reliable used car, we have options that fit your budget.

Credit Lines

For those needing extra flexibility, our credit lines amounting to $7,200,000 can provide quick access to funds whenever you need them. This can be an excellent resource for managing unexpected expenses or funding special projects. At Cornerstone Community, we believe in making borrowing as easy as possible. If you're considering refinancing or have questions about eligibility for any of our loan products, don't hesitate to reach out. Our friendly staff is here to assist you every step of the way. For more information or to discuss which loan option is best for you, visit us at our branch located at 1515 Black Rock Tpke Fairfield Ct 06825 or give us a call at 203-366-1336. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards financial success starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,196,251, make buying or refinancing simple. We aim to provide competitive rates and flexible terms to make your dream home a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Currently, our total in unsecured credit card loans stands at $0, but we are here to help you manage your finances effectively when you are ready to explore this option.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By working exclusively with reputable institutions, LendMesh guarantees that the information you see is both accurate and reliable.

CORNERSTONE COMMUNITY CREDIT UNION - Fairfield, CT

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