Cornerstone Community Bethel CT Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Cornerstone Community, your trusted financial partner located at 155 Greenwood Ave Bldg B, Bethel, CT 06801. Established in 1934, we have proudly served our community for decades, offering a range of personalized banking solutions designed to meet your unique needs. With a total membership of 4,684 and assets exceeding $68 million, we are committed to ensuring your financial well-being. At Cornerstone Community, we believe in building lasting relationships with our members. Our experienced team, led by CEO Ralph Cervero and Board President Kathleen Perez, works tirelessly to provide you with exceptional service. We understand that every member's journey is different, which is why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Your security is our priority. With a net worth of $6,694,100 and cash reserves of $1,112,903, you can trust us to manage your finances responsibly. Our commitment to transparency means you always know where you stand with us. While members can visit us at our Bethel location for all their banking needs during regular hours from 9 AM to 3 PM Monday through Friday, official correspondence should be sent to our mailing address: 155 Greenwood Ave Bldg B, Bethel, CT 06801-2595. We invite you to explore the many ways Cornerstone Community can support your financial goals. Whether you're looking to save for the future or secure a loan for your next vehicle purchase, we are here for you every step of the way. For more information or assistance, feel free to reach out at 203-778-8676. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Welcome to Cornerstone Community, a credit union with deep roots in the Bethel community since its establishment in 1934. Our journey began with a simple yet powerful mission: to provide financial services that uplift and empower our members. Over the decades, we have grown alongside our community, adapting to meet the evolving needs of our members while maintaining our commitment to service. Located at 155 Greenwood Ave Bldg B, Bethel, CT 06801, we are proud to be a part of this vibrant town. Our branch is easily accessible and situated near local landmarks that make it a familiar spot for many residents. While you can always visit us at this address, if you need to send official correspondence, please use our mailing address: 155 Greenwood Ave Bldg B, Bethel, CT 06801-2595. With a membership base of over 4,684 individuals and total assets reaching an impressive $68,370,484, Cornerstone Community stands strong as a pillar of support for our members. We believe in more than just banking; we are dedicated to fostering financial literacy and community development. Our mission is clear: to provide personal banking solutions that cater to your needs while giving back through community outreach programs and partnerships. As we continue our growth story, we are embracing digital advancements to enhance your banking experience. We offer online and mobile banking options that ensure you can manage your finances conveniently and securely. Although we do not currently have ATM or drive-thru services, our friendly staff is always here during lobby hours from Monday through Friday from 9 AM to 3 PM. Our commitment extends beyond financial services; we strive to create a welcoming environment where all members feel valued and supported. Through various initiatives aimed at community involvement and member education, we are dedicated to making a positive impact in Bethel and beyond. Join us at Cornerstone Community and discover how we can help you achieve your financial goals while being part of a caring community. Whether you're looking for checking accounts, auto loans, or mortgage options, we're here for you every step of the way. Call us at 203-778-8676 or visit our website here for more information about becoming a member today!

Branch Location & Accessibility

Accessibility and Features

At Cornerstone Community, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can navigate our space comfortably. While visiting us, you'll find ample parking available, making your trip stress-free. Plus, if you ever need to send official correspondence, you can address it to our mailing address: 155 Greenwood Ave Bldg B, Bethel, CT 06801-2595.

Get in Touch

Have questions or want to learn more? Don't hesitate to give us a call at 203-778-8676! Our team is eager to assist you with all your banking needs. We invite you to visit us at Cornerstone Community where community banking meets personalized service!

Operating Hours

We understand that your time is valuable! That's why we're here for you Monday through Friday from 9 AM to 3 PM. Whether you're looking to open a new account or discuss loan options, our dedicated team is ready to assist you during these hours.

Services We Offer

At Cornerstone Community, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions for every financial goal. Even though we do not have an ATM or drive-thru service at this location currently, our friendly staff is always on hand to help with cash withdrawals and other transactions directly. We also provide online and mobile banking services for those who prefer managing their finances from the comfort of their home or on the go!

Member Eligibility

Becoming a member of Cornerstone Community is like joining a close-knit family where your financial well-being is the priority. If you live, work, or worship in the Bethel area, or are related to someone who does, you're already on the path to membership! At Cornerstone Community, we believe that everyone deserves access to quality financial services and support. Membership opens the door to a variety of benefits, including competitive loan rates and personalized banking options tailored just for you. To start your journey with us, simply visit our branch at 155 Greenwood Ave Bldg B Bethel Ct 06801 or give us a call at (203) 778-8676 for more information. We make it easy for you to become part of our community. For detailed eligibility criteria, feel free to check out our website at . We look forward to welcoming you into the Cornerstone Community family!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those not yet part of our community, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine having a payment solution that fits seamlessly into your daily operations. Our merchant services offer you the tools to process payments quickly and easily, ensuring you never miss a sale. From point-of-sale systems to online payment processing, we provide options that help streamline your transactions and improve customer satisfaction. If you're looking to take your business to the next level, visit us at 155 Greenwood Ave Bldg B Bethel Ct 06801 in Bethel, CT or give us a call at (203) 778-8676. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Accessibility and Support

While we don't have ATMs or drive-thru services at this location, our lobby is open Monday through Friday from 9 AM to 3 PM, ready to assist you with all your banking needs. If you prefer self-service options, our online tools are available 24/7 for added convenience. With a commitment to personalized service and community support, Cornerstone Community is here for you every step of the way. Whether you're opening a new account or exploring loan options, our friendly staff is just a call away at (203) 778-8676. We invite you to visit us in person or explore more about what we offer online at our website. Let's work together towards achieving your financial dreams!

Business Banking Services

For our business members, we provide comprehensive support through our business banking services. This includes merchant services to help you manage transactions smoothly and business loans tailored for your company's growth.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at any time is crucial. That's why we offer robust online and mobile banking platforms. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. This means no more waiting in lines; managing your finances has never been easier!

Personal Banking Solutions

Our personal banking options are tailored to meet your specific needs. You can choose from various checking and savings accounts that provide easy access to your funds while earning interest on your deposits. When it comes time to purchase a new vehicle, our auto loans and vehicle financing options make it simple and affordable. We also offer mortgage loans and refinancing solutions so you can find the perfect home or adjust your current mortgage terms for better rates. If you're looking to consolidate debt or cover unexpected expenses, our personal loans are designed with flexibility in mind. Plus, with our credit cards that come with rewards, you can earn points while making everyday purchases.

Digital & Online Banking

Additional Services

Although we don't currently support person-to-person transfers, our online banking features allow for smooth account management without any hassle. You can easily handle all of your banking needs from the comfort of home or on the go. Experience the ease and efficiency of modern banking with Cornerstone Community today! Whether you're checking your balance or reviewing transactions, our digital services are designed with you in mind. Join us in making banking simpler and more efficient!

E-Statements and Mobile App

Say goodbye to paper clutter! With e-statements available at Cornerstone Community, you can view your statements online whenever you need them. This not only helps the environment but also keeps your financial information secure and accessible. Plus, our mobile application is ready for download, giving you the power of banking right in your pocket.

Online Banking Services

Our online banking platform is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Just visit us at https://www.ccfcu.org/ to get started. The user-friendly interface makes navigation a breeze, ensuring that even those who aren't tech-savvy can manage their accounts with ease.

Security Features

Your security is our top priority. We use advanced encryption technologies to keep your personal information safe while using our online services. While we currently do not offer electronic signature authorization or mobile payments, we ensure that every transaction made through our platform is secure.

Financial Strength

At Cornerstone Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $6,694,100, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,444,627 in share certificates and $1,901,775 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $988,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,225,912 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $54,600 in used auto loans and a total of $41,999,469 in loans and leases. Our operational efficiency is reflected in our ability to operate with a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $211,571, while the total number of share accounts reflects a strong and growing member base that trusts us with their finances totaling 8,216 accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cornerstone Community is your trusted partner. Visit us at 155 Greenwood Ave Bldg B Bethel CT 06801 or call 203-778-8676 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,494,776 in used vehicle loans and $2,416,404 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget. Whether you're looking for a brand-new ride or a reliable used vehicle, our team is here to guide you through the process.

Contact Us

If you have questions or want to learn more about our loan offerings at Cornerstone Community located at 155 Greenwood Ave Bldg B Bethel CT 06801, feel free to reach out at (203) 778-8676. Our dedicated team is ready to assist you from Monday through Friday between 9 AM and 3 PM. Whether you're interested in auto financing or exploring mortgage options, we're here to support you every step of the way as you work towards achieving your financial dreams!

Credit Lines

For those looking for additional financial flexibility, we provide credit lines totaling $7,200,000. These can be an excellent way to cover unexpected expenses or manage cash flow without taking on additional debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,196,251, make buying or refinancing simple. We believe that owning a home should be within reach for everyone. Our knowledgeable staff will help you navigate the steps involved in securing a mortgage that fits your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Though currently we have not issued any unsecured credit card loans, our future offerings will aim to help members manage their finances effectively while enjoying various rewards and benefits.

Loan Aggregator

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CORNERSTONE COMMUNITY CREDIT UNION - Bethel, CT

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