CORNERSTONE COMMUNITY FEDERAL CREDIT UNION

Welcome to Cornerstone Community, your trusted financial partner located at 107 Main St, North Tonawanda, NY 14120. Since our establishment in 1957, we've been committed to serving our community with integrity and care. With a membership of over 43,170 individuals, we pride ourselves on providing personalized service tailored to meet your unique financial needs. At Cornerstone Community, we manage a robust portfolio of assets amounting to $652,055,110. Our dedication to our members is reflected in our total deposits of $19,260,623, ensuring your savings are secure and accessible. We are also proud to offer loans totaling 24,376, empowering you to achieve your dreams through auto financing, mortgages, personal loans, and more. Under the guidance of our CEO, Eric Hepkins, and Board President, David Nemi, we strive for excellence every day. Our team of 145 employees is here to assist you during regular hours from 9:00 am to 5:00 pm Monday through Friday. Whether you need assistance with online banking or simply have questions about our services like our competitive credit cards with rewards or business banking solutions we're just a phone call away at 716-434-2290. While members can visit us at our branch location in North Tonawanda, official correspondence should be sent to our mailing address: PO Box 830, Lockport, NY 14095-0830. Join us in strengthening the financial health of our community! Explore more about what we offer by visiting our website at CornerstoneCommunityFCU.org or drop by for a friendly chat. Your future starts here!

Welcome to Cornerstone Community, your friendly financial partner located at 107 Main St in North Tonawanda, NY! We're proud to be nestled in the heart of Niagara County, making it easy for you to drop by and take care of your banking needs. Whether you're coming from nearby landmarks like the beautiful Gratwick Riverside Park or just passing through town, our branch is conveniently situated for all. At Cornerstone Community, we understand that accessibility is key. Our location features ample parking and is equipped with ADA-compliant facilities, ensuring everyone can visit us comfortably. If you prefer drive-thru banking, we've got that covered too! Our drive-thru service allows you to handle deposits and withdrawals without leaving your car, perfect for those busy days. We're open from 9:00 AM to 5:00 PM Monday through Friday, so there's plenty of time during the week for you to come in and chat with our dedicated team about how we can assist you. Whether you need help with personal banking, auto loans, or credit cards with rewards, we're here to make your experience as smooth as possible. If you have any questions or need assistance outside of your visit, feel free to give us a call at 716-434-2290. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 830 in Lockport, NY. We invite you to stop by Cornerstone Community today and see how we can support your financial journey!

At Cornerstone Community, we believe that everyone deserves a supportive financial home. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the Niagara County area, or if you're related to someone who is already a member, you're eligible to join our community. We welcome individuals and families alike, ensuring that everyone can benefit from our range of services designed to help you thrive financially. Joining us not only opens the door to great products like checking accounts, loans, and credit cards but also connects you to a community that cares about your success. Ready to take the next step? You can find more detailed eligibility criteria on our website at this link. If you have any questions or need assistance with the application process, feel free to reach out to us at 716-434-2290. Our friendly team is here to help you every step of the way!

At Cornerstone Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that enables us to provide you with the best possible services. With a net worth of $51,767,947, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 822 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $75,101,823 in share certificates and $64,208,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,387,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $44,501,831 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $44,669 in used auto loans and an impressive $430,319,333 in total loans and leases across various sectors. We also take pride in having 144 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Total Share Accounts stand at 83,479, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $196,064, highlighting our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cornerstone Community is your trusted partner. Visit us at 107 Main St North Tonawanda NY 14120 or call 716-434-2290 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.